{"id":466350,"date":"2022-10-11T10:46:19","date_gmt":"2022-10-11T09:46:19","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=466350"},"modified":"2026-03-12T14:48:48","modified_gmt":"2026-03-12T14:48:48","slug":"best-savings-accounts","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/savings-accounts\/best-savings-accounts","title":{"rendered":"Best savings accounts for May 2026"},"content":{"rendered":"<div class=\"u-grid u-grid--alignMiddle u-grid--gutterSmall has-margin-bottom-large\">\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"#easyaccess\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Best easy access savings account<\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"#fixed\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Best fixed rate bond<\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"#notice\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Best notice savings account<\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"#cashisa\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Best cash ISA<\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"#regular\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Best regular savings account<\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"#lifetime\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Best lifetime ISA<\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<h3 id=\"easyaccess\">Best easy access savings account<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"u-grid has-margin-top-medium\">\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Best for most savers<\/h4>\r\n<div class=\"u-grid u-grid--alignMiddle has-margin-bottom-xsmall\">\r\n<div class=\"u-grid__col u-1\/3\">\r\n<img data-src=\"https:\/\/www.finder.com\/niche-builder\/687682a463f73.png\" class=\"lazy-load alignleft has-margin-bottom-xsmall\" alt=\"Tembo Lloyds Bank - HomeSaver\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/687682a463f73.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/687682a463f73.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/687682a463f73.png?fit=390 390w\" sizes=\"(max-width: 390px) 28vw, 390px\" src=\"\" loading=\"lazy\">\r\n<\/div>\r\n<div class=\"u-grid__col u-2\/3\">\r\n<h5>Tembo Lloyds Bank - HomeSaver (4.75% AER)<\/h5>\r\n<\/div>\r\n<\/div>\r\n<p>Some top-rate accounts can come with strings attached (like \u201cexisting customers only\u201d or \u201cadditional account necessary\u201d), but this one is more or less open to all. The Tembo Lloyds Bank - HomeSaver offers 4.75% AER. You can open the account with as little as \u00a310.<\/p>\r\n<\/div>\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Best overall\u2026 IF you\u2019re eligible!<\/h4>\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n<div class=\"u-grid__col u-1\/3\">\r\n<img data-src=\"https:\/\/www.finder.com\/niche-builder\/6876847d240e8.png\" class=\"lazy-load alignleft has-margin-bottom-xsmall\" alt=\"Santander Edge saver (Issue 3)\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6876847d240e8.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6876847d240e8.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6876847d240e8.png?fit=390 390w\" sizes=\"(max-width: 390px) 28vw, 390px\" src=\"\" loading=\"lazy\">\r\n<\/div>\r\n<div class=\"u-grid__col u-2\/3\">\r\n<h5><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/santander-edge-saver-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSA-SAV.NICHE.BEST_SAVINGS_ACCOUNTS_PAGE%22%2C%22code%22%3A%22UKFSA-SAV%22%2C%22post_id%22%3A%22466350%22%2C%22post_path%22%3A%22savings-accounts%252Fbest-savings-accounts%22%2C%22post_country%22%3A%22uk%22%7D\" title=\"Apply now for the Santander Edge saver (Issue 3)\">Santander Edge saver (Issue 3) (6% AER)<\/a><\/h5>\r\n<\/div>\r\n<\/div>\r\n<p>The Santander Edge saver (Issue 3) offers 6% AER on balances up to \u00a34,000 and 0% AER thereafter. You can open the account with as little as \u00a31. Please note that you'll need to be an existing customer to apply.<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<h4 class=\"no-margin-top\">See more products<\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterSmall has-margin-bottom-large\">\r\n<style>.ukfin-product-nav-item-link { text-decoration: none !important; } .ukfin-product-nav-item article { background-color: #ebf3fc; border-radius: 22px; } .ukfin-product-nav-item-name { color: #0271e1; line-height: 44px; font-weight: 600; font-size: 18px; white-space: nowrap; letter-spacing: -0.1px; } .ukfin-product-nav-item-name span { font-weight: normal; color: #242a2f; font-size: 14px; letter-spacing: -0.06px; } .ukfin-product-nav-item-arrow { fill: #0271e1; }\r\n.arrow-link{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;font-size:.933em;font-weight:700;-webkit-box-align:center;-webkit-align-items:center;-ms-flex-align:center;align-items:center;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;margin:0px 0px 54px;}.arrow-link__badge{background-color:#1d53ff;height:30px;margin-right:30px;color:#fff;text-transform:uppercase;border-top-left-radius:4px;border-bottom-left-radius:4px;padding:0 12px 0 20px;line-height:30px;position:relative}.arrow-link__badge:before{width:0;height:0;border-top:16px solid transparent;border-bottom:14px solid transparent;border-left:16px solid #1d53ff;content:\"\";position:absolute;border-radius:0;right:-16px;top:0}.arrow-link__text{color:#0271e1;text-decoration:underline}\r\n<\/style>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/easy-access-savings\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Easy access savings<span class=\"has-padding-left-xsmall\">Up to 6%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/best-easy-access-isa\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Easy access cash ISAs<span class=\"has-padding-left-xsmall\">Up to 4.52%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n <\/div>\r\n\r\n<h4>What do I need to know about easy access savings accounts?<\/h4>\r\n    \r\n<p>If you want an account that allows you to withdraw your money whenever you need to, you'll need to look for an easy access savings account. In fact, experts recommend that everyone has some form of easy access savings that they can get hold of in an emergency as part of an <a href=\"https:\/\/www.finder.com\/uk\/emergency-fund\">emergency fund<\/a>. These accounts can also be a good option if you're just starting to save.<\/p>\r\n    \r\n<p>Many accounts can be opened with as little as \u00a31, and you can top up funds as and when you're able to. However, interest rates won't be as competitive as some savings accounts and the rate is usually variable so it can change at any point.<\/p>\r\n\r\n<div class=\"u-grid\">\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Pros<\/h4>\r\n<ul class=\"list-4\">\r\n<li>Can be opened with as little as \u00a31<\/li>\r\n<li>You can access your funds whenever you need to<\/li>\r\n<li>You can add to your funds as and when<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Cons<\/h4>\r\n<ul class=\"list-13\">\r\n<li>Interest rates are variable<\/li>\r\n<li>Won't offer the most competitive rates on the market<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"arrow-link\"><span class=\"arrow-link__badge\">Compare<\/span><a class=\"arrow-link__text\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/easy-access-savings\" noopener=\"\" noreferrer=\"\">Easy access savings accounts<\/a><\/div>\r\n\r\n\r\n<h3 id=\"fixed\">Best fixed savings account<\/h3>\r\n<div><\/div>\r\n<h4>Best 1-year fixed-rate bond<\/h4>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle has-margin-bottom-xsmall\">\r\n<div class=\"u-grid__col u-1\/3 u-1\/6@s\">\r\n<img data-src=\"https:\/\/www.finder.com\/niche-builder\/691c5b84891d9.png\" class=\"lazy-load alignleft has-margin-bottom-xsmall\" alt=\"Prosper Al Rayan -1 Yr Fixed Term Deposit (new only)\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/691c5b84891d9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/691c5b84891d9.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/691c5b84891d9.png?fit=390 390w\" sizes=\"(max-width: 390px) 28vw, 390px\" src=\"\" loading=\"lazy\">\r\n<\/div>\r\n<div class=\"u-grid__col u-2\/3 u-5\/6@s\">\r\n<h5>Prosper Al Rayan -1 Yr Fixed Term Deposit (new only) (4.75% AER)<\/h5>\r\n<\/div>\r\n<\/div>\r\n<p>The Prosper Al Rayan -1 Yr Fixed Term Deposit (new only) offers 4.75% AER. You\u2019ll need to open the account with a minimum of \u00a310,000.<\/p>\r\n\r\n\r\n\r\n<h4>Best fixed-rate bond overall<\/h4>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle has-margin-bottom-xsmall\">\r\n<div class=\"u-grid__col u-1\/3 u-1\/6@s\">\r\n<img data-src=\"https:\/\/www.finder.com\/niche-builder\/691c5b84891d9.png\" class=\"lazy-load alignleft has-margin-bottom-xsmall\" alt=\"Prosper Al Rayan -1 Yr Fixed Term Deposit (new only)\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/691c5b84891d9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/691c5b84891d9.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/691c5b84891d9.png?fit=390 390w\" sizes=\"(max-width: 390px) 28vw, 390px\" src=\"\" loading=\"lazy\">\r\n<\/div>\r\n<div class=\"u-grid__col u-2\/3 u-5\/6@s\">\r\n<h5>Prosper Al Rayan -1 Yr Fixed Term Deposit (new only) (4.75% AER)<\/h5>\r\n<\/div>\r\n<\/div>\r\n<p>The Prosper Al Rayan -1 Yr Fixed Term Deposit (new only) offers 4.75% AER. You\u2019ll need to open the account with a minimum of \u00a310,000.<\/p>\r\n\r\n\r\n<h4>See more fixed bond terms<\/h4>\r\n\r\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterSmall has-margin-bottom-large\">\r\n<div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n<a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/6-month-fixed-rate-bonds\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">6-month fixed-rate bonds<span class=\"has-padding-left-xsmall\">Up to 4.4%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/best-1-year-fixed-rate-bonds\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">1-year fixed-rate bonds<span class=\"has-padding-left-xsmall\">Up to 4.75%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/18-month-fixed-rate-bonds\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">18-month fixed-rate bonds<span class=\"has-padding-left-xsmall\">Up to 4.7%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/best-2-year-fixed-rate-bonds\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">2-year fixed-rate bonds<span class=\"has-padding-left-xsmall\">Up to 4.7%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/best-3-year-fixed-rate-bonds\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">3-year fixed-rate bonds<span class=\"has-padding-left-xsmall\">Up to 4.71%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/best-5-year-fixed-rate-bonds\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">5-year fixed-rate bonds<span class=\"has-padding-left-xsmall\">Up to 4.72%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n<\/div>\r\n\r\n<h4>What do I need to know about fixed savings accounts?<\/h4>\r\n\r\n<p>With a fixed rate savings account, you agree to lock your money away for a term of anywhere between <a href=\"https:\/\/www.finder.com\/uk\/6-month-fixed-rate-bonds\">6 months<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/best-5-year-fixed-rate-bonds\">5 years<\/a> in return for a more competitive, fixed interest rate. The longer you're prepared to lock your funds away, the higher your interest rate will be \u2013 but keep in mind that if external rates rise, you won't see any benefit.<\/p>\r\n\r\n<p>Fixed rate accounts can be a good option if you have a lump sum of cash that you want to earn interest on and you won't need to access for a while \u2013 you won't usually be able to top up your money during the term or withdraw it without paying a penalty.<\/p>\r\n\r\n<div class=\"u-grid\">\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Pros<\/h4>\r\n<ul class=\"list-4\">\r\n<li>Good if you have a lump sum to invest<\/li>\r\n<li>Fixed rate of interest<\/li>\r\n<li>Choose how long you want to tie up your funds<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Cons<\/h4>\r\n<ul class=\"list-13\">\r\n<li>You won't usually be able to top up your funds<\/li>\r\n<li>You won't usually be able to access your money during the term<\/li>\r\n<li>Longer fixed rates can be riskier if rates rise<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"arrow-link\"><span class=\"arrow-link__badge\">Compare<\/span><a class=\"arrow-link__text\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/fixed-rate-bonds\" noopener=\"\" noreferrer=\"\">Fixed-rate savings accounts<\/a><\/div>\r\n\r\n<h3 id=\"notice\">Best notice savings account<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle has-margin-bottom-xsmall\">\r\n<div class=\"u-grid__col u-1\/3 u-1\/6@s\">\r\n<img data-src=\"https:\/\/www.finder.com\/niche-builder\/687682a463f73.png\" class=\"lazy-load alignleft has-margin-bottom-xsmall\" alt=\"Tembo Barclays - Tembo Cash Lifetime ISA\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/687682a463f73.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/687682a463f73.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/687682a463f73.png?fit=390 390w\" sizes=\"(max-width: 390px) 28vw, 390px\" src=\"\" loading=\"lazy\">\r\n<\/div>\r\n<div class=\"u-grid__col u-2\/3 u-5\/6@s\">\r\n<h5>Tembo Barclays - Tembo Cash Lifetime ISA (4.3% AER)<\/h5>\r\n<\/div>\r\n<\/div>\r\n<p>The Tembo Barclays - Tembo Cash Lifetime ISA offers 4.3% AER. You can open the account with as little as \u00a31.<\/p>\r\n\r\n\r\n<h4>See more products<\/h4>\r\n    \r\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterSmall has-margin-bottom-large\">\r\n<div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n<a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/notice-savings-accounts?filters_preset=d69093c7c09ecc744d0dbff35fb611a2961330831dd0d097049fb56d457ab36e\">\r\n<article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Up to 30 Days<span class=\"has-padding-left-xsmall\">Up to 4.3%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/notice-savings-accounts?filters_preset=931c08a7eff82f463ee1e25823b5e2325ae349e9fcf3f5633eb0af5e9961ff1d\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Up to 60 Days<span class=\"has-padding-left-xsmall\">Up to 4.25%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/notice-savings-accounts?filters_preset=eb91ef372c22e41f01709bc9395ed2faf03331826fafb1766d647867a84cb400\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Up to 90 Days<span class=\"has-padding-left-xsmall\">Up to 4.18%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n<\/div>    \r\n\r\n<h4>What do I need to know about notice savings accounts?<\/h4>\r\n\r\n<p>Notice savings accounts are half way between an easy access account and a fixed rate account. They can be a good option if you don't want to tie up your funds for long, but also don't need to access them immediately.<\/p>\r\n\r\n<p>Notice accounts often offer better rates than easy access accounts, but require you to give notice before you can access your funds. How much notice you need to give will depend on the account \u2013 for example, you might need to give 30 days' notice, 60 days, 90 days or 180 days. Usually, the more notice you need to give, the better the interest rate you'll get. Interest rates are typically variable.<\/p>\r\n\r\n<div class=\"u-grid\">\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Pros<\/h4>\r\n<ul class=\"list-4\">\r\n<li>You can still access your savings, provided you give notice<\/li>\r\n<li>Interest rates are higher compared to easy access accounts<\/li>\r\n<li>You won't necessarily need a large deposit to open the account<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Cons<\/h4>\r\n<ul class=\"list-13\">\r\n<li>Interest rates are variable so they can change at any point<\/li>\r\n<li>You won't be able to easily access your funds in an emergency<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"arrow-link\"><span class=\"arrow-link__badge\">Compare<\/span><a class=\"arrow-link__text\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/notice-savings-accounts\" noopener=\"\" noreferrer=\"\">Notice savings accounts<\/a><\/div>\r\n\r\n<h3 id=\"cashisa\">Best cash ISA<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle has-margin-bottom-xsmall\">\r\n<div class=\"u-grid__col u-1\/3 u-1\/6@s\">\r\n<img data-src=\"https:\/\/www.finder.com\/niche-builder\/69c3c565178b7.png\" class=\"lazy-load alignleft has-margin-bottom-xsmall\" alt=\"Meteor Savings AlRayan Bank - 2 Year Fixed Term Deposit ISA\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69c3c565178b7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69c3c565178b7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69c3c565178b7.png?fit=390 390w\" sizes=\"(max-width: 390px) 28vw, 390px\" src=\"\" loading=\"lazy\">\r\n<\/div>\r\n<div class=\"u-grid__col u-2\/3 u-5\/6@s\">\r\n<h5><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/alrayan-2yearftd-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSA-SAV.NICHE.BEST_SAVINGS_ACCOUNTS_PAGE%22%2C%22code%22%3A%22UKFSA-SAV%22%2C%22post_id%22%3A%22466350%22%2C%22post_path%22%3A%22savings-accounts%252Fbest-savings-accounts%22%2C%22post_country%22%3A%22uk%22%7D\" title=\"Apply now for the Meteor Savings AlRayan Bank - 2 Year Fixed Term Deposit ISA\">Meteor Savings AlRayan Bank - 2 Year Fixed Term Deposit ISA (4.65% AER)<\/a><\/h5>\r\n<\/div>\r\n<\/div>\r\n<p>The Meteor Savings AlRayan Bank - 2 Year Fixed Term Deposit ISA offers 4.65% AER. You\u2019ll need to open the account with a minimum of \u00a31,000.<\/p>\r\n\r\n\r\n<h4>See more products<\/h4>\r\n    \r\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterSmall has-margin-bottom-large\">\r\n<div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/best-easy-access-isa\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Easy access cash ISAs<span class=\"has-padding-left-xsmall\">Up to 4.52%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/best-fixed-rate-cash-isa\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Fixed-rate cash ISAs<span class=\"has-padding-left-xsmall\">Up to 4.65%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/cash-isas?filters_preset=6a588912b88a2d3e109086dcf05019632597da9dbfe02ee672a5d12c5bf64fc5\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Notice cash ISAs<span class=\"has-padding-left-xsmall\">Up to 4.3%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n<\/div>         \r\n\r\n<h4>What do I need to know about cash ISAs?<\/h4>\r\n\r\n<p>Thanks to the personal savings allowance, which allows basic rate taxpayers to earn up to \u00a31,000 in savings interest without paying tax (\u00a3500 for high rate taxpayers), the tax-free wrapper offered by cash ISAs is no longer so important.<\/p> \r\n\r\n<p>However, if you can find a particularly competitive option, cash ISAs are still worth considering. You can pay up to \u00a320,000 into any combination of ISAs each tax year, but you can only pay money into one cash ISA. As with other savings accounts, you can choose from <a href=\"https:\/\/www.finder.com\/uk\/best-easy-access-isa\">easy access<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/best-fixed-rate-cash-isa\">fixed rate options<\/a>. If you have money to move from an existing ISA, look for one that allows transfers in.<\/p>\r\n\r\n<div class=\"u-grid\">\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Pros<\/h4>\r\n<ul class=\"list-4\">\r\n<li>Choose between easy access and fixed rate options<\/li>\r\n<li>ISA income does not count towards your personal savings allowance which can be useful if you're likely to exceed your allowance<\/li>\r\n<li>Many accounts can be opened with just \u00a31<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Cons<\/h4>\r\n<ul class=\"list-13\">\r\n<li>You can only pay in up to \u00a320,000 a year<\/li>\r\n<li>Tax-free wrapper is no longer so important<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"arrow-link\"><span class=\"arrow-link__badge\">Compare<\/span><a class=\"arrow-link__text\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/cash-isas\" noopener=\"\" noreferrer=\"\">Cash ISAs<\/a><\/div>\r\n\r\n<h3 id=\"regular\">Best regular savings account<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"u-grid has-margin-top-medium\">\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Best for most savers<\/h4>\r\n<div class=\"u-grid u-grid--alignMiddle has-margin-bottom-xsmall\">\r\n<div class=\"u-grid__col u-1\/3\">\r\n<img data-src=\"https:\/\/www.finder.com\/niche-builder\/5ec6956f3cf92.png\" class=\"lazy-load alignleft has-margin-bottom-xsmall\" alt=\"Hanley Economic Building Society 1 Year Branch Smart Saver\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5ec6956f3cf92.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5ec6956f3cf92.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5ec6956f3cf92.png?fit=390 390w\" sizes=\"(max-width: 390px) 28vw, 390px\" src=\"\" loading=\"lazy\">\r\n<\/div>\r\n<div class=\"u-grid__col u-2\/3\">\r\n<h5><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/hanleyeconomicbs-fullmarket-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSA-SAV.NICHE.BEST_SAVINGS_ACCOUNTS_PAGE%22%2C%22code%22%3A%22UKFSA-SAV%22%2C%22post_id%22%3A%22466350%22%2C%22post_path%22%3A%22savings-accounts%252Fbest-savings-accounts%22%2C%22post_country%22%3A%22uk%22%7D\" title=\"Apply now for the Hanley Economic Building Society 1 Year Branch Smart Saver\">Hanley Economic Building Society 1 Year Branch Smart Saver (6.3% AER)<\/a><\/h5>\r\n<\/div>\r\n<\/div>\r\n<p>Some top-rate accounts can come with strings attached (like \u201cexisting customers only\u201d or \u201cadditional account necessary\u201d), but not this one. The Hanley Economic Building Society 1 Year Branch Smart Saver offers 6.3% AER. You can open the account with as little as \u00a325.<\/p>\r\n<\/div>\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Best overall\u2026 IF you\u2019re eligible!<\/h4>\r\n<div class=\"u-grid u-grid--alignMiddle has-margin-bottom-xsmall\">\r\n<div class=\"u-grid__col u-1\/3\">\r\n<img data-src=\"https:\/\/www.finder.com\/niche-builder\/6363a26f929ec.png\" class=\"lazy-load alignleft has-margin-bottom-xsmall\" alt=\"First Direct Regular Saver\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6363a26f929ec.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6363a26f929ec.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6363a26f929ec.png?fit=390 390w\" sizes=\"(max-width: 390px) 28vw, 390px\" src=\"\" loading=\"lazy\">\r\n<\/div>\r\n<div class=\"u-grid__col u-2\/3\">\r\n<h5><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/firstdirect-fullmarket-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSA-SAV.NICHE.BEST_SAVINGS_ACCOUNTS_PAGE%22%2C%22code%22%3A%22UKFSA-SAV%22%2C%22post_id%22%3A%22466350%22%2C%22post_path%22%3A%22savings-accounts%252Fbest-savings-accounts%22%2C%22post_country%22%3A%22uk%22%7D\" title=\"Apply now for the First Direct Regular Saver\">First Direct Regular Saver (7% AER)<\/a><\/h5>\r\n<\/div>\r\n<\/div>\r\n<p>The First Direct Regular Saver offers 7% AER. You can open the account with as little as \u00a325. Please note that you'll need to be an existing customer to apply.<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n<h4 class=\"no-margin-top\">See more products<\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterSmall has-margin-bottom-large\">\r\n    <div class=\"u-grid__col u-1\/2@s has-margin-bottom-xxsmall ukfin-product-nav-item\">\r\n        <a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/best-regular-savings-accounts\">\r\n            <article class=\"luna-card no-margin-bottom\">\r\n                <div class=\"has-padding-left-small has-padding-right-small\">\r\n                    <div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\r\n                        <div class=\"u-grid__col u-11\/12\">\r\n                            <div class=\"ukfin-product-nav-item-name no-margin-bottom\">Regular savers<span class=\"has-padding-left-xsmall\">Up to 7%<\/span><\/div>\r\n                        <\/div>\r\n                        <div class=\"u-grid__col u-1\/12\">\r\n                            <svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/article>\r\n        <\/a>\r\n    <\/div>\r\n<\/div>\r\n\r\n<h4>What do I need to know about regular savings accounts?<\/h4>\r\n\r\n<p>Regular savings accounts can be a good option if you're just starting to get into the savings habit or if you have a particular savings goal in mind. These accounts require you to pay in a set amount each month \u2013 say between \u00a325 and \u00a3300 \u2013 for 12 months, and you'll earn a fixed amount of interest on that money.<\/p> \r\n\r\n<p>You won't usually be able to access your funds during the 12-month period and once it's up, your account will close and your savings will usually be moved to an easy access account. Note that with some regular savings accounts, you'll need to open a current account with that particular bank or hold another financial product with it to qualify.<\/p> \r\n\r\n<div class=\"u-grid\">\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Pros<\/h4>\r\n<ul class=\"list-4\">\r\n<li>Easy way to save on a regular basis<\/li>\r\n<li>Fixed rate of interest<\/li>\r\n<li>Interest rates can be competitive<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Cons<\/h4>\r\n<ul class=\"list-13\">\r\n<li>Account only lasts for 12 months<\/li>\r\n<li>You won't usually be able to access your funds during that time<\/li>\r\n<li>Limit to how much you can pay in<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"arrow-link\"><span class=\"arrow-link__badge\">Compare<\/span><a class=\"arrow-link__text\" href=\"https:\/\/www.finder.com\/uk\/best-regular-savings-accounts\" noopener=\"\" noreferrer=\"\">Regular savings accounts<\/a><\/div>\r\n\r\n<h3 id=\"lifetime\">Best lifetime ISA<\/h3>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle has-margin-bottom-xsmall\">\r\n<div class=\"u-grid__col u-1\/3 u-1\/6@s\">\r\n<img data-src=\"https:\/\/www.finder.com\/niche-builder\/5e1f3c4cb27db.png\" class=\"lazy-load alignleft has-margin-bottom-xsmall\" alt=\"Moneybox Cash Lifetime ISA\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5e1f3c4cb27db.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5e1f3c4cb27db.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5e1f3c4cb27db.png?fit=390 390w\" sizes=\"(max-width: 390px) 28vw, 390px\" src=\"\" loading=\"lazy\">\r\n<\/div>\r\n<div class=\"u-grid__col u-2\/3 u-5\/6@s\">\r\n<h5>Moneybox Cash Lifetime ISA (4.35% AER)<\/h5>\r\n<\/div>\r\n<\/div>\r\n<p>The Moneybox Cash Lifetime ISA offers 4.35% AER. You can open the account with as little as \u00a31.<\/p>\r\n\r\n\r\n<h4>What do I need to know about lifetime ISAs?<\/h4>    \r\n    \r\n<p>If you're aged between 18 and 39, you can open a Lifetime ISA. This is a longer-term tax-free savings account that gives you a government bonus of 25% of the money you put in, up to a maximum of \u00a31,000 a year.<\/p>\r\n\r\n<p>You'll be able to save up to \u00a34,000 a year, which forms part of your overall annual ISA limit, and you can continue to pay into your ISA until you reach the age of 50. However, you can only withdraw your money after 12 months if you use it to help pay for your first property or after you turn 60 if you intend to use it for your retirement. If you withdraw the money for any other purpose (unless you're terminally ill), you'll face a 25% penalty.<\/p> \r\n\r\n<div class=\"u-grid\">\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Pros<\/h4>\r\n<ul class=\"list-4\">\r\n<li>Earn tax-free interest on your savings<\/li>\r\n<li>Government bonus available<\/li>\r\n<li>Available as a cash ISA or stocks and shares ISA<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"u-grid__col u-1\/2@s\">\r\n<h4>Cons<\/h4>\r\n<ul class=\"list-13\">\r\n<li>You can only withdraw your funds under specific circumstances<\/li>\r\n<li>Only available for those aged between 18 and 39<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n\r\n<div class=\"arrow-link\"><span class=\"arrow-link__badge\">Compare<\/span><a class=\"arrow-link__text\" href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/lifetime-isas\" noopener=\"\" noreferrer=\"\">Lifetime ISAs<\/a><\/div>\r\n\r\n<h3>Which are the best savings accounts at the moment?<\/h3>\r\n  \r\n<p>Our best savings accounts are the highest interest rates available for each type of account we specify. To get the latest rates, we use Moneyfacts data, which covers nearly the full market of savings products and is checked and updated daily. We don\u2019t include accounts from private banks.<\/p>\r\n\r\n<p>All the accounts in our list have savings protection \u2013 for most, this is the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme<\/a> (FSCS). Other schemes include that of NS&amp;I, which is 100% backed by HM Treasury, and the Gibraltar Deposit Guarantee Scheme.<\/p>\r\n\r\n<ul>\r\n<li><a href=\"#easyaccess\">Best easy access savings account<\/a> 6% Santander<\/li>\r\n<li><a href=\"#fixed\">Best fixed-rate savings account<\/a> 4.75% Prosper<\/li>\r\n<li><a href=\"#notice\">Best notice savings account<\/a> 4.3% Tembo<\/li>\r\n<li><a href=\"#cashisa\">Best cash ISA<\/a> 4.65% Meteor<\/li>\r\n<li><a href=\"#regular\">Best regular savings account<\/a> 7% first direct<\/li>\r\n<li><a href=\"#lifetime\">Best lifetime ISA<\/a> 4.35% Moneybox<\/li>\r\n<\/ul><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"0MPhR77eII0\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/0MPhR77eII0\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/0MPhR77eII0\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/0MPhR77eII0\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">5:34<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-0MPhR77eII0\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n\n\n<div class=\"newsletter-wrapper\"><\/div>\n<div class=\"newsletter-signup sticky-mode theme-green\" data-accountcreateflow=\"newsletter\" data-displaydelay=\"0\" data-showformembers=\"1\">\n    <div class=\"signup-grid\">\n                                <div class=\"signup-image\">\n                <img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png\" alt=\"newsletter-image\" class=\"signup-image-img\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n            <\/div>\n                        <div class=\"signup-content\">\n                <div class=\"signup-content-left\">\n                    <h2 class=\"signup-header\">Be first to know about new deals<\/h2>\n                                        <p class=\"signup-text\">Sign up to receive the latest deals, tips and a chance to <strong>win \u00a3400!<\/strong> (T&amp;Cs)\n                                            <\/p>\n                                    <\/div>\n                <div class=\"signup-content-right\">\n                    <div class=\"form\">\n                        <div class=\"email-group \">\n                            <label for=\"email-default\" class=\"sr-only\">Email address:<\/label>\n                            <input class=\"email-input\" id=\"email-default\" type=\"email\" placeholder=\"Enter your email\" name=\"email\" data-prefill=\"me.notes.createAccountEmail\">\n                            <button class=\"email-btn\">\n                                <span class=\"btn-text\">Sign up<\/span>\n                                <span class=\"loading-spinner\"><\/span>\n                            <\/button>\n                        <\/div>\n                        <p class=\"error-msg\"><span class=\"error-msg-text\">Error placeholder<\/span> <span class=\"error-msg-sign-in\"> Click <a class=\"error-msg-sign-in-link\" href=\"https:\/\/www.finder.com\/uk\/user-profile\/sign-in?returnTo=https%3A%2F%2Fwww.finder.com%2Fuk%2Fuk%2Fwp-json%2Fwp%2Fv2%2Fposts%2F466350\">here<\/a> to sign in<\/span><\/p>\n                    <\/div>\n                    <div class=\"links\">\n                                                    <a href=\"https:\/\/finder.com\/uk\/about-us\/competition-winners\">Winners<\/a> |                                                    <a href=\"https:\/\/www.finder.com\/uk\/about-us\/example-email#savings\">Emails<\/a> |                                                    <a href=\"https:\/\/www.finder.com\/uk\/communication-preferences\">Unsubscribe<\/a> |                                                    <a href=\"https:\/\/www.finder.com\/uk\/privacy-policy\">Privacy<\/a>                                             <\/div>\n                <\/div>\n            <\/div>\n                <div class=\"hide-btn\">\n            Hide\n            <svg class=\"luna-icon luna-icon--xsmall has-margin-top-xxsmall\">\n                <use xlink:href=\"#chevron-down\"><\/use>\n            <\/svg>\n        <\/div>\n    <\/div>\n<\/div>\n\n<h3>High interest current accounts<\/h3><p>Believe it or not, some current accounts pay higher rates of interest compared to some savings accounts. What\u2019s more, because it\u2019s a current account you\u2019ll be able to access your money whenever you need to. However, the downside is that the amount of money you can earn interest on will be limited and in some cases, the rate drops after a year. Banks also offer <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/best-bank-switching-deals\">fantastic signup offers<\/a> when you close down your current account and switch to a new one.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Interest rates can be competitive.<\/li>\n                                    <li>Easy access to your money.<\/li>\n                                    <li>You may benefit from other perks such as cashback for switching.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>The amount of money you can earn interest on is limited.<\/li>\n                                    <li>You might need to meet certain criteria to qualify (e.g. setting up direct debits or paying in a set amount each month).<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<a class=\"more-link-arrow\" title=\"Compare\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/high-interest-current-account\">High interest current accounts<\/a><h3>Auto-savings apps<\/h3><p>Auto-savings apps help you squirrel away some of your cash without you noticing. This could be done through working out how much you can afford to save each week and automatically transferring that amount into a separate savings account. Or your purchases might be rounded up to the nearest \u00a31 and the difference moved to a savings pot. This can be a great option if you\u2019re struggling to get into the savings habit or you regularly forget to put money aside.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Easy way to help you save<\/li>\n                                    <li>You can opt to save less or withdraw the funds if you need to<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>You won't always earn a high interest rate on your savings<\/li>\n                                    <li>You won't necessarily be saving a huge amount<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<p><a class=\"more-link-arrow\" title=\"Compare\" href=\"https:\/\/www.finder.com\/uk\/digital-banking\/best-savings-apps\">Auto-savings apps<\/a><\/p><h3>Premium bonds<\/h3><p>Premium bonds are a savings product from National Savings and Investments (NS&amp;I) and give you the chance of winning between \u00a325 and \u00a31 million (tax-free) each month instead of earning interest. You will need to invest at least \u00a325 and you can keep buying bonds until you reach a maximum holding level of \u00a350,000.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>There's the potential to win big.<\/li>\n                                    <li>There's no investment risk \u2013 they are government backed so you won't lose your money.<\/li>\n                                    <li>Winnings are tax-free.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>There's the risk you won't win anything.<\/li>\n                                    <li>You won't get a regular income.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Sharia savings accounts<\/h3><p>Islamic savings accounts must follow the rules and laws of Islam or Sharia law and be guided by Islamic economics. Islamic savings accounts do not pay interest, but instead, you\u2019ll be promised a return on the money saved, called an \u201cexpected profit rate\u201d. <\/p><p>The money kept in an Islamic bank account must be ring-fenced and cannot be used for non-Sharia approved activities. This means money will not be lent to businesses that provide goods or services such as alcohol, tobacco or gambling.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>More ethical way to bank.<\/li>\n                                    <li>Expected profit rates on savings accounts can be competitive.<\/li>\n                                    <li>Open to all.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Fewer banks to choose from.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<p><a class=\"more-link-arrow\" title=\"Compare\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/sharia-banking-and-islamic-bank-accounts\">Sharia bank accounts<\/a><\/p><h3 id=\"customersatisfaction\">Best banks for savings customer satisfaction in 2026<\/h3><p>We asked the account holders of savings providers featured in this table whether they\u2019d recommend it to a friend and we\u2019ve ordered the table by the percentage score. Our independent survey was carried out in February 2026. You can <a href=\"https:\/\/www.finder.com\/uk\/finderawards\/savings-customer-satisfaction-awards\">learn more about the research here<\/a>.<\/p><table class=\"luna-table customer-satisfaction\" id=\"customer-satisfaction\"><thead class=\"luna-table__header\"><tr><th scope=\"col\" class=\"u-1\/5@s\">Brand<\/th><th scope=\"col\">Customers who\u2019d recommend<\/th><th scope=\"col\" class=\"is-hidden is-visible@m\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\" data-brand=\"lloyds\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/lloyds-savings-accounts\">Lloyds Bank<\/a><\/th><td>97%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/lloyds-savings-accounts\">Lloyds Bank<\/a> is described as a reliable and secure provider for savings. Reviewers highlight the ease of setup and the convenience of its internet banking.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"nationwide\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/nationwide-savings-accounts\">Nationwide<\/a><\/th><td>97%<\/td><td>Highly regarded for its ethical approach, <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/nationwide-savings-accounts\">Nationwide<\/a> offers a wide range of reliable products. Customers value the secure app and the brand\u2019s professional service.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"plum\"><a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/plum-savings-review\">Plum<\/a><\/th><td>97%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/plum-savings-review\">Plum<\/a> is praised for its automatic saving features and user-friendly app. Customers find the platform an effective and straightforward way to manage their money.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"rcibank\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/rci-savings-accounts\">RCI Bank<\/a><\/th><td>97%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/rci-savings-accounts\">RCI Bank<\/a> is recommended for its competitive interest rates and clear notifications. Reviewers find the platform simple to use and the service very responsive.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"aldermore\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/aldermore-savings-accounts\">Aldermore<\/a><\/th><td>93%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/aldermore-savings-accounts\">Aldermore<\/a> is praised for its high, competitive interest rates. Customers also value the straightforward account management and helpful customer service.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"ybs\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/yorkshire-building-society-savings-accounts\">Yorkshire Building Society<\/a><\/th><td>93%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/yorkshire-building-society-savings-accounts\">Yorkshire Building Society<\/a> is highly regarded for its market-leading interest rates and secure service. Customers value the professional staff and clear communication.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"moneybox\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\">Moneybox<\/a><\/th><td>93%<\/td><td>Reviewers highly recommend the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\">Moneybox<\/a> app for its ease of use and helpful trackers. The platform is noted for providing competitive rates across different products.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"fordmoney\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/ford-money-savings-accounts\">Ford Money<\/a><\/th><td>93%<\/td><td>Known for competitive rates and secure online banking, <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/ford-money-savings-accounts\">Ford Money<\/a> is highly trusted. Customers often mention its reliable service and efficient account management.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"atombank\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/atom-bank-savings-accounts\">Atom Bank<\/a><\/th><td>93%<\/td><td>Customers love <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/atom-bank-savings-accounts\">Atom Bank<\/a> for its competitive rates and stress-free, easy-to-use app. The setup process is consistently described as quick and simple.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"marcus\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/marcus-savings-accounts\">Marcus<\/a><\/th><td>90%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/marcus-savings-accounts\">Marcus<\/a> by Goldman Sachs is frequently commended for its competitive interest rates and reliable app. Users appreciate the simplicity of the account setup and transfers.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"hsbc\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/hsbc-savings-accounts\">HSBC<\/a><\/th><td>90%<\/td><td>Customers value <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/hsbc-savings-accounts\">HSBC<\/a> for being a safe and stable place for their savings. Reviews consistently mention the helpful staff and the bank\u2019s reliable service.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"starling\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/starling-bank-savings-accounts\">Starling Bank<\/a><\/th><td>90%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/starling-bank-savings-accounts\">Starling Bank<\/a> is noted for its organised approach and ease of use. Customers value how simple it is to link savings to their current accounts.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"shawbrook\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/shawbrook-savings-accounts\">Shawbrook<\/a><\/th><td>90%<\/td><td>Consistently praised for competitive interest rates, <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/shawbrook-savings-accounts\">Shawbrook<\/a> provides an easy-to-navigate website. Reviewers also appreciate the clear updates and the simple account maturity process.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"leeds\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/leeds-building-society-savings-accounts\">Leeds Building Society<\/a><\/th><td>87%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/leeds-building-society-savings-accounts\">Leeds Building Society<\/a> is commended for its competitive interest rates and helpful customer service. Users also find the website straightforward and easy to navigate.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"chip\"><a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/chip-app-review\">Chip<\/a><\/th><td>87%<\/td><td>The <a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/chip-app-review\">Chip<\/a> app is frequently described as a great tool for saving with competitive interest rates. Users also appreciate the simple setup and secure experience.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"zopa\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/zopa-savings-accounts\">Zopa<\/a><\/th><td>87%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/zopa-savings-accounts\">Zopa<\/a> earns praise for its competitive interest rates and user-friendly mobile app. Customers appreciate the flexibility to access their funds easily when required.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"monument\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/monument-savings-accounts\">Monument<\/a><\/th><td>87%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/monument-savings-accounts\">Monument<\/a> is valued for its impressive app and competitive interest rates. Reviewers frequently describe the brand as reliable and its customer service as efficient.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"barclays\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/barclays-savings-accounts\">Barclays<\/a><\/th><td>83%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/barclays-savings-accounts\">Barclays<\/a> offers a wide variety of easily accessible savings accounts. Savers highlight the brand\u2019s excellent reputation and the quality of its mobile app.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"natwest\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/natwest-savings-accounts\">NatWest<\/a><\/th><td>83%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/natwest-savings-accounts\">NatWest<\/a> provides a reliable experience with an app that makes managing savings simple. Reviewers appreciate the helpful updates and the brand\u2019s trustworthy reputation.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"virginmoney\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/virgin-money-savings-accounts\">Virgin Money<\/a><\/th><td>83%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/virgin-money-savings-accounts\">Virgin Money<\/a> is frequently cited as a safe and secure bank with competitive rates. Savers appreciate the instant access and the brand\u2019s straightforward approach.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"santander\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/santander-savings-accounts\">Santander<\/a><\/th><td>80%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/santander-savings-accounts\">Santander<\/a> is described as a reliable brand with a straightforward, easy-to-use app. Many customers value the helpful service and the variety of savings options.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"halifax\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/halifax-savings-accounts\">Halifax<\/a><\/th><td>80%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/halifax-savings-accounts\">Halifax<\/a> is valued for its easy-to-use platform and specific savings products for children. Many long-term customers appreciate the brand\u2019s reliability and straightforward transfers.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"postoffice\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/post-office-savings-accounts\">Post Office<\/a><\/th><td>80%<\/td><td>Straightforward and helpful, the <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/post-office-savings-accounts\">Post Office<\/a> offers easily accessible savings products. Long-term customers appreciate the reliable service and the ability to manage accounts.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"chase\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/chase-saver-account-review\">Chase<\/a><\/th><td>77%<\/td><td>Users find <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/chase-saver-account-review\">Chase<\/a> provides excellent instant access rates and helpful customer service. The app makes managing different savings pots simple and efficient.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"tsb\"><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/tsb-savings-accounts\">TSB<\/a><\/th><td>77%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/tsb-savings-accounts\">TSB<\/a> is valued for its helpful customer service and easy-to-navigate mobile app. Customers find the brand a reliable and trustworthy choice for their savings.<\/td><\/tr><\/tbody><\/table><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Customer satisfaction scores methodology<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>We asked people who\u2019d used a savings account provider within the previous 12 months to rate their satisfaction with the service they received and whether they\u2019d recommend the provider to a friend. Our independent survey of 750 savings customers was carried out in February 2026.<\/p><p>We have shown the percentage recommended score in the table above and used these ratings to decide the winners of our awards. Where there was a draw on the \u201cwould recommend percentage\u201d, we used the overall rating out of 5 as a tie-breaker.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Find out more about the different types of savings accounts on offer.<\/p>\n","protected":false},"author":1047,"featured_media":561376,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[1181],"tags":[],"asset_tag":[],"class_list":["post-466350","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-savings-accounts"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best savings accounts in the UK 2026 | Finder UK<\/title>\n<meta name=\"description\" content=\"Looking for a new home for your savings? 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