{"id":458645,"date":"2022-07-25T17:29:00","date_gmt":"2022-07-25T16:29:00","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=458645"},"modified":"2026-05-11T02:27:29","modified_gmt":"2026-05-11T01:27:29","slug":"australia","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/travel-money\/australia","title":{"rendered":"Best ways to spend travel money in Australia"},"content":{"rendered":"<div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>The currency is the Australian dollar.<\/li>\n          <li>The majority of places will accept Mastercard and Visa card payments, with many also accepting American Express.<\/li>\n          <li>ATMs are widely available and many of them don\u2019t charge fees.<\/li>\n          <li>Choose a debit card with low fees (or no fees) for travel from our  <a href=\"#top-picks\">top picks<\/a>.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3 id=\"top-picks\">Low-cost travel money options for Australia<\/h3><script id=\"toppicks-datalayer\">\n  window.dataLayerState = [{\"TopPicksData_cardCategory\":\"Low fees + sign-up bonus\",\"TopPicksData_providerLabel\":\"Revolut\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":1},{\"TopPicksData_cardCategory\":\"No overseas fees card \\u0026 budgeting\",\"TopPicksData_providerLabel\":\"Monzo\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":2},{\"TopPicksData_cardCategory\":\"No FX fees\",\"TopPicksData_providerLabel\":\"Wise\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":3}];\n<\/script>\n\n\n  <div id=\"toppicks\" class=\"topPicks rewards--container topPicksF1\" data-count-items=\"3\" data-desktop-count=\"3\" data-niche=\"UKFTM\" data-rewards-component=\"top-picks\">\n        <div class=\"topPicks__list\">\n      <div class=\"u-grid u-grid--alignStretch\">\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">Low fees + sign-up bonus<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                                  <div class=\"topPicks__badgeRow\">\n                                          <p class=\"topPicks__lozenge topPicks__lozenge--promoted\"><span>Promoted<\/span><\/p>\n                                        \n                  <\/div>\n                \n                <div class=\"topPicks__nameRow topPicks__nameRow--empty\">\n                                  <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png\" class=\"topPicks__image\" alt=\"Revolut logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/revoluttravelmoney-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22product_id%22%3A%224ddde83d-92a3-41cb-a518-97352f192ba8%22%2C%22product_name%22%3A%22Revolut%2B%22%2C%22provider_id%22%3A%22d6fc0821-41db-4faa-a3ab-cd9184210ad9%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2221270%22%2C%22post_id%22%3A%22458645%22%2C%22post_path%22%3A%22travel-money%252Faustralia%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"1\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                      <p class=\"topPicks__ctaDisclaimer\">T&amp;Cs apply<\/p>\n                                  <\/div>\n\n                \n                                <div class=\"topPicks__offerRow\">\n                                      <div class=\"topPicks__offer\">\n                      <svg class=\"topPicks__offerIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #1dd751\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#gift\"><\/use><\/svg>\n                      <span class=\"topPicks__offerText\">\u00a320 welcome bonus<\/span>\n                                          <\/div>\n                                  <\/div>\n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Pay like a local with excellent exchange rates<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Send money in 29 currencies<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Cashback on hotel bookings<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">No overseas fees card &amp; budgeting<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                                  <div class=\"topPicks__badgeRow\">\n                                          <p class=\"topPicks__lozenge topPicks__lozenge--promoted\"><span>Promoted<\/span><\/p>\n                                        \n                  <\/div>\n                \n                <div class=\"topPicks__nameRow topPicks__nameRow--empty\">\n                                  <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png\" class=\"topPicks__image\" alt=\"Monzo logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/monzo-travel-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22product_id%22%3A%224b7deca5-4152-460d-bd12-4d0074d34d61%22%2C%22product_name%22%3A%22Monzo%22%2C%22provider_id%22%3A%22571d60cb-7ae7-4360-858d-d999e56e35a5%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2225676%22%2C%22post_id%22%3A%22458645%22%2C%22post_path%22%3A%22travel-money%252Faustralia%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"2\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                      <p class=\"topPicks__ctaDisclaimer\">T&amp;Cs apply<\/p>\n                                  <\/div>\n\n                \n                                <div class=\"topPicks__offerRow\">\n                                      <div class=\"topPicks__offer\">\n                      <svg class=\"topPicks__offerIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #1dd751\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#gift\"><\/use><\/svg>\n                      <span class=\"topPicks__offerText\">Earn interest on your holiday money with a savings pot<\/span>\n                                          <\/div>\n                                  <\/div>\n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Make fee-free cash withdrawals<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Spend abroad with no fees<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Split costs with friends in seconds<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">No FX fees<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                                  <div class=\"topPicks__badgeRow\">\n                                          <p class=\"topPicks__lozenge topPicks__lozenge--promoted\"><span>Promoted<\/span><\/p>\n                                        \n                  <\/div>\n                \n                <div class=\"topPicks__nameRow topPicks__nameRow--empty\">\n                                  <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png\" class=\"topPicks__image\" alt=\"Wise logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/wise-multucyrrency-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22product_id%22%3A%22bf57b237-53f7-4885-adc9-f9fb9275c9b7%22%2C%22product_name%22%3A%22Wise%2BMulti-currency%2BAccount%22%2C%22provider_id%22%3A%2223bc3143-484a-4e3e-ae68-28e0f4ccea79%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2225128%22%2C%22post_id%22%3A%22458645%22%2C%22post_path%22%3A%22travel-money%252Faustralia%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"3\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                      <p class=\"topPicks__ctaDisclaimer\">T&amp;Cs apply<\/p>\n                                  <\/div>\n\n                \n                                <div class=\"topPicks__offerRow\">\n                                      <div class=\"topPicks__offer\">\n                      <svg class=\"topPicks__offerIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #1dd751\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#gift\"><\/use><\/svg>\n                      <span class=\"topPicks__offerText\">More than 150 countries<\/span>\n                                          <\/div>\n                                  <\/div>\n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Open an account in minutes<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Use in more than 150 countries<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>2 free cash withdrawals per month<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n    <div class=\"luna-accordion\" data-accordion=\"accordion\">\n        <div class=\"luna-accordion__summary\">\n            <h4 class=\"luna-accordion__heading\">\n                <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000001\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000001\">\n                    <span class=\"luna-accordion__title\">How we chose these accounts<\/span>\n                    <svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n                        <use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n                        <use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n                    <\/svg>\n                <\/button>\n            <\/h4>\n        <\/div>\n        <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000001\" data-accordion=\"details\" style=\"height: 0px;\">\n            <div class=\"accordionContent\">The accounts shown above are promoted picks. If we show a \"Promoted for\" pick, this means it's been chosen from among our partners and is based on factors that include special features or offers, and the commission we receive. Keep in mind that our picks may not always be the best fit for you, and it's important to compare for yourself to find a product that works for you.<\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<h4>Can I use my UK debit card in Australia?<\/h4><p>Generally speaking, yes, using a debit card for payments in shops and restaurants is quick and easy and you can also use your card for cash withdrawals if needed. Visa and Mastercard debit cards are widely accepted.<\/p><p>However, be warned that many UK debit cards charge foreign usage fees. For example, you might be charged between 2.75% and 2.99% for purchases, plus another fee of around 2\u20132.75% for cash withdrawals. This can quickly add up if you\u2019re not careful so it\u2019s important to look for a card that won\u2019t charge you these fees. <\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Safer than carrying around a lot of cash.<\/li>\n                                    <li>Convenient to use for payments.<\/li>\n                                    <li>Can withdraw cash at ATMs.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Not everywhere accepts debit cards.<\/li>\n                                    <li>Some debit cards charge high foreign usage fees.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h4>Prepaid travel cards<\/h4><p>Another option is to use a prepaid travel card. These can be used like a debit or credit card, but you load them with currency before you leave. Many prepaid travel cards allow you to load them with Australian dollars, which is usually the cheapest option and means you lock in a set exchange rate. Others let you load them with pounds and each time you spend, your pounds will be converted to Australian dollars at the exchange rate on that day.  <\/p><p>Prepaid travel card providers use either the interbank exchange rate or the rate set by Mastercard or Visa, or one of these with a fee on top. Depending on the card you choose, you may not have to pay a cash withdrawal fee abroad. <\/p><p>Prepaid cards can be a good option if you\u2019re on a budget as you can only spend what\u2019s on the card. If you need more money, you\u2019ll need to top up your card. <\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Good for budgeting.<\/li>\n                                    <li>Not connected to your bank account if the card is stolen.<\/li>\n                                    <li>Can help you avoid foreign usage fees.<\/li>\n                                    <li>Many don't require a credit check.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>May not be accepted everywhere \u2013 for example, for car hire or in petrol stations.<\/li>\n                                    <li>Fees may apply for loading up your card with currency or for a card replacement.<\/li>\n                                    <li>Some ATMs may charge a fee.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h4>Credit cards<\/h4><p>You can also use a credit card to make purchases in Australia \u2013 Visa, Mastercard and American Express are all widely accepted. The advantage of this is that you\u2019ll benefit from Section 75 protection on purchases that cost more than \u00a3100 and up to \u00a330,000.<\/p><p>The drawback is that if you don\u2019t clear your balance each month, you will usually be charged interest. You might also have to pay a foreign transaction fee of around 2.75\u20132.99%. If you withdraw cash, another fee will apply on top. <\/p><p>Luckily there are a number of credit cards designed for overseas use that won\u2019t charge these fees. But it\u2019s worth bearing in mind that they still shouldn\u2019t be used for cash withdrawals as you\u2019ll pay interest from the day of the transaction, even if you pay off your balance in full that month.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Widely accepted.<\/li>\n                                    <li>Safer than carrying around cash.<\/li>\n                                    <li>Access to funds up to your credit limit.<\/li>\n                                    <li>Section 75 protection.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Expensive for cash withdrawals.<\/li>\n                                    <li>Interest might be charged if you do not pay off your balance in full.<\/li>\n                                    <li>A foreign transaction fee may apply.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h4>Traveller\u2019s cheques<\/h4><p>Traveller\u2019s cheques are not widely accepted in Australia which means you could find it difficult to cash them in. Even if you are able to, the fees for doing so could be high, so it\u2019s generally better to avoid this option.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Safer than cash.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Not widely accepted in Australia.<\/li>\n                                    <li>Can be expensive to cash in.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"howmuch\">How many Australian dollars do I need to bring with me?<\/h3><p>High summer season premiums will add to the cost of a trip down under, but the cost of living and travel varies depending on where you are in the country. In smaller towns, especially in the west, Australia is surprisingly affordable. On the east coast and especially in touristic places like Sydney, Cairns, and Melbourne it can be very expensive. If you go to Australia during high season (December to February) expect to pay a premium for everything. Off-season, prices drop dramatically.<\/p><h4>Find out some typical Aussie holiday prices<\/h4><table class=\"custom-table js-custom-table\" style=\"height: 393px;\" width=\"697\"><thead><tr><th><\/th><th style=\"text-align: center;\"><b>Budget<\/b><\/th><th style=\"text-align: center;\">Mid-range<\/th><th style=\"text-align: center;\">Expensive<\/th><\/tr><\/thead><tbody><tr><td><img decoding=\"async\" class=\"wp-image-205585 aligncenter\" src=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/bldg.png\" alt=\"bldg\" width=\"82\" height=\"84\" srcset=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/bldg.png?fit=180 180w, https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/bldg.png?fit=246 246w\" sizes=\"(max-width: 246px) 100vw, 246px\" loading=\"lazy\"><\/td><td><p style=\"text-align: center;\">Campsites across Australia<\/p><p style=\"text-align: center;\">\u00a310\u2013\u00a325 per night<\/p><\/td><td style=\"text-align: center;\">2-star hotel in Sydney<br>\u00a350\u2013\u00a390 per night<\/td><td style=\"text-align: center;\">5-star hotel in Sydney<br>\u00a3200\u2013\u00a3400+ per night<\/td><\/tr><tr><td><img decoding=\"async\" class=\"wp-image-205583 aligncenter\" src=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/utensil.png\" alt=\"utensil\" width=\"91\" height=\"89\" srcset=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/utensil.png?fit=180 180w, https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/utensil.png?fit=273 273w\" sizes=\"(max-width: 273px) 100vw, 273px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Burwood Chinatown Night Market \u00a35\u2013\u00a315<\/td><td style=\"text-align: center;\">Dinner for 2 at a mid-range restaurant with wine<br>\u00a350\u2013\u00a360<\/td><td style=\"text-align: center;\">Dinner for 2 at a 5-star restaurant<br>\u00a3100\u2013\u00a3350<\/td><\/tr><tr><td><img decoding=\"async\" class=\" wp-image-205587 aligncenter\" src=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/camera.png\" alt=\"camera\" width=\"86\" height=\"92\" srcset=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/camera.png?fit=180 180w, https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/camera.png?fit=258 258w\" sizes=\"(max-width: 258px) 100vw, 258px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Sightseeing<br>free<\/td><td style=\"text-align: center;\">Walking tour of Indigenous Australia \u00a315\u2013\u00a340<br>Day ticket to Taronga Zoo \u00a325<\/td><td style=\"text-align: center;\">Learn to surf on the south coast<br>\u00a340\u2013\u00a380<\/td><\/tr><\/tbody><\/table><p><sub>*Prices are for example purposes only.<\/sub><\/p><h3 id=\"exchange\" dir=\"ltr\">Exchange rate history (GBP to AUD)<\/h3><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\"><tbody><tr><th style=\"text-align: center;\">Year<\/th><th style=\"text-align: center;\">Average annual exchange British pound (GBP) to Australian dollar (AUD)<\/th><\/tr><tr><td style=\"text-align: center;\">2020<\/td><td style=\"text-align: center;\">1.8626<\/td><\/tr><tr><td style=\"text-align: center;\">2021<\/td><td style=\"text-align: center;\"><span>1.8321<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2022<\/td><td style=\"text-align: center;\"><span>1.7796<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2023<\/td><td style=\"text-align: center;\"><span>1.8734<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2024<\/td><td style=\"text-align: center;\"><span>1.9277<\/span><\/td><\/tr><\/tbody><\/table><p><sub>*2024 rate is up to 16 April.<\/sub><\/p><h3>Bottom line<\/h3><p>If you\u2019re heading off on a trip to Australia, it\u2019s certainly worth bringing some form of plastic with you, as well as a little cash. But which type of plastic you want to take is up to you. If you\u2019d prefer to be able to budget or you\u2019re concerned about security risks, you might want to take a prepaid travel card with you. Alternatively, you might feel a credit or debit card is a better choice for you. Whatever option you choose, make sure it charges the lowest foreign usage fees possible so that you get more bang for your buck.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What does dynamic currency conversion mean?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Dynamic currency conversion is when a retailer converts your purchase into pounds rather than keeping it in the local currency. When this happens, the retailer will offer a poorer exchange rate and you'll pay more than you should for your purchase. If you're given the option of paying in the local currency or pounds, always choose the local currency.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">What is the Australian currency?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The Australian currency is the Australian dollar. It is divided into cents, with 100 cents to the dollar. Australian dollar notes are issued in denominations of 5, 10, 20, 50 and 100 and coins are in denominations of 1 and 2 dollars and 5, 10, 20 and 50 cents.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div class=\"sources sources__f1\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000004\" data-toggle=\"collapse\" data-target=\"#sources_0000000004\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/uk\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/uk\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.finder.com\/uk\/travel-money-statistics\" target=\"_blank\">Finder UK travel money statistics<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.finder.com\/uk\/finder-banking-customer-satisfaction-awards-2023\" target=\"_blank\">Finder UK banking customer satisfaction awards 2023<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.exchangerates.org.uk\/GBP-AUD-exchange-rate-history.html\" target=\"_blank\">Exchange Rates UK<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n  <\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Discover the best ways to spend money in Australia.<\/p>\n","protected":false},"author":1047,"featured_media":459020,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"best ways to spend travel money in Australia","_yoast_wpseo_title":"Best ways to spend travel money in Australia","_yoast_wpseo_metadesc":"We explore the best options for spending money in Australia, including prepaid cards, credit cards and debit cards.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2024-04-16 08:34:49\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated this guide to ensure the information is up to date and accessible.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[525],"tags":[],"asset_tag":[],"class_list":["post-458645","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel-money"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best ways to spend travel money in Australia<\/title>\n<meta name=\"description\" content=\"We explore the best options for spending money in Australia, including prepaid cards, credit cards and debit cards.\" \/>\n<meta name=\"robots\" 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