{"id":455991,"date":"2022-07-22T11:47:16","date_gmt":"2022-07-22T10:47:16","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=455991"},"modified":"2025-11-28T13:53:38","modified_gmt":"2025-11-28T13:53:38","slug":"bank-of-scotland-classic-current-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-of-scotland-classic-current-account-review","title":{"rendered":"Bank of Scotland Classic current account review"},"content":{"rendered":"<p>Founded in 1695, Bank of Scotland is Scotland\u2019s oldest bank and is based in Edinburgh. It offers a wide range of financial products, including a number of current accounts.<\/p><p>This review takes a detailed look at the Bank of Scotland Classic account.<\/p><h3>What is the Bank of Scotland Classic account?<\/h3><p>The Bank of Scotland Classic account is an everyday bank account that also pays interest on your balance. The account comes with a contactless Visa debit card and can be opened as either a sole account or a joint one. <\/p><p>There\u2019s also the option to apply for an overdraft and you can manage your account online, via the mobile app, over the phone or in branch. <\/p><h3>How does it work?<\/h3><p>The key features of the Bank of Scotland Classic account are outlined below:<\/p><ul><li><strong>No monthly fee.<\/strong> There is no monthly maintenance fee for this account.<\/li><li><strong>Earn interest.<\/strong> You could earn 3% AER on the part of your balance between \u00a34,000 and \u00a35,000 with the free Vantage add on (add it when you apply). Lower balances will earn a lower rate.<\/li><li><strong>Up to 15% cashback.<\/strong> Earn cashback with Everyday Offers when you pay by debit card or direct debit at selected retailers.<\/li><li><strong>Save the Change.<\/strong> Round up your card payments to the nearest pound to save as you spend.<\/li><li><strong>Overdraft available.<\/strong> Interest is charged at 29.9% EAR.<\/li><\/ul><h3>Who is it for?<\/h3><p>To be eligible for the Bank of Scotland Classic account you must be aged 18 or over and a UK resident. The account could suit anyone looking for an everyday bank account that also offers a little extra. <\/p><h3>What are the benefits?<\/h3><p>The main benefits of this account are that there is no monthly fee and you will be able to earn interest on your balance, plus cashback at selected retailers. <\/p><div id=\"compare-anchor\"><h3>How does it compare with other popular banking apps?<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"UKFSA-CUR\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\n(function () {\n  const fsniche = \"ukfsa-cur\";\n  const getEventToListenTo = () => {\n    if (window.matchMedia('(any-hover:none)').matches) {\n      if (window.matchMedia('(max-width: 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score__text--excellent\\\"\\u003EExcellent\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003EStarling Current Account\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukfsa-cur')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--excellent\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E9.8\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--excellent\\\"\\u003EExcellent\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                                                                                                    \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,ukfsa-cur.product.datapoint_business_account_fee\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Account fee\\\"\\u003E\\n                        Free\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"0\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Interest (AER)\\\"\\u003E\\n                        0%\\n                                          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sorter-false\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,ukfsa-cur.product.ukfsa_cur_student_overseas_atm_fees\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Overseas cash withdrawals\\\"\\u003E\\n                        0% \\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"There is no charge for cash withdrawal in foreign currency outside the UK.\\\" title=\\\"More info\\\" data-original-title=\\\"\\\" tabindex=\\\"0\\\"\\u003E\\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                            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class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Overseas card transactions\\\"\\u003E\\n                        0% \\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"There is no charge for debit card transactions in foreign currency outside the UK.\\\" title=\\\"More info\\\" data-original-title=\\\"\\\" tabindex=\\\"0\\\"\\u003E\\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                                                                                \\n                        \\n                                    \\n                           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\\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Smallprint\\\"\\u003E\\n                        There is no charge from Starling for overseas debit card transactions\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }\\u003C\/style\\u003E  \\u003Ca target=\\\"_blank\\\" rel=\\\"sponsored\\\" 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button--cta\\\" title=\\\"Apply now for the Starling Current Account\\\"\\u003E        Go to site    \\u003C\/a\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about Starling Current Account\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E\\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000006-b4955ee2-2df9-44fa-8c63-b0cff8078ce0\\\" 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loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"5be67640-ad1c-47c1-a0e7-3c44987b4ea2\\\" data-provider-id=\\\"d6e38f30-245c-4f36-8654-5f6a652c1ddd\\\" data-product-name=\\\"Monzo Current Account\\\" data-provider-name=\\\"Monzo\\\" class=\\\"grid-column-count-5  mobile-column-count-4 mobile-row-count-10  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png\\\" alt=\\\"Monzo logo\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukfsa-cur')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--excellent\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E9.3\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--excellent\\\"\\u003EExcellent\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003EMonzo Current Account\\u003C\/a\\u003E\\u003C\/span\\u003E\\u003Cdiv class=\\\"gx-badge\\\"\\u003E\\u003Cspan class=\\\"gx-badge__body generic-badge__body hasPopover\\\" data-content=\\\"\\\" data-html=\\\"true\\\"\\u003E\\u003Cspan class=\\\"badge-text\\\"\\u003ECashback\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003C\/div\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukfsa-cur')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--excellent\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E9.3\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--excellent\\\"\\u003EExcellent\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                                                                                                    \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,ukfsa-cur.product.datapoint_business_account_fee\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Account fee\\\"\\u003E\\n                        Free\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"0\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Interest (AER)\\\"\\u003E\\n                        0%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                          bottom-order-4\\n                                                                                 sorter-false\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,ukfsa-cur.product.ukfsa_cur_student_overseas_atm_fees\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Overseas cash withdrawals\\\"\\u003E\\n                        3%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                             sorter-false\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text,ukfsa-cur.product.ukfsa_cur_student_overseas_fees\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Overseas card transactions\\\"\\u003E\\n                        0% \\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"There is no charge for debit card transactions in foreign currency outside the UK.\\\" title=\\\"More info\\\" data-original-title=\\\"\\\" tabindex=\\\"0\\\"\\u003E\\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                                                                                \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"7\\\" data-decorator=\\\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Incentive\\\"\\u003E\\n                        \\u003Cstyle\\u003Etd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }\\u003C\/style\\u003E\\u003Cdiv class=\\\"comparison-table__product-offer\\\"\\u003E\\u003Csvg class=\\\"luna-icon\\\" role=\\\"img\\\" aria-label=\\\"Special offer\\\"\\u003E\\u003Cuse href=\\\"#gift\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\\u003Cdiv\\u003EMonzo Instant Access Savings Pot earns you 2.75% AER interest (variable), paid monthly into the Pot you create\\u003C\/div\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                                                                \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }\\u003C\/style\\u003E  \\u003Ca target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzo-free-account-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22other-banking-apps-compare%22%2C%22category_id%22%3A%22b434eb1f-895b-4af5-a8a3-5d0fa3a9cbdb%22%2C%22category_name%22%3A%22other-banking-apps-compare%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793996409%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Monzo%2BCurrent%2BAccount%22%2C%22product_id%22%3A%225be67640-ad1c-47c1-a0e7-3c44987b4ea2%22%2C%22offer_id%22%3A%2225676%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22post_id%22%3A%22455991%22%2C%22post_path%22%3A%22current-accounts%252Fbank-of-scotland-classic-current-account-review%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\\\" title=\\\"Apply now for the Monzo Current Account\\\"\\u003E        Go to site    \\u003C\/a\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about Monzo Current Account\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E\\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000006-5be67640-ad1c-47c1-a0e7-3c44987b4ea2\\\" value=\\\"5be67640-ad1c-47c1-a0e7-3c44987b4ea2\\\" name=\\\"productID\\\" _productname=\\\" 9.3Excellent                            Monzo Current AccountCashback            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":9.3,\\\"badges\\\":[],\\\"productId\\\":\\\"5be67640-ad1c-47c1-a0e7-3c44987b4ea2\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000006-5be67640-ad1c-47c1-a0e7-3c44987b4ea2\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\",\"rewardsParams\":[],\"loyaltyRewardsParams\":{\"campaignName\":null,\"flow\":null,\"showBanner\":false,\"isLoggedIn\":null},\"noResultsIntroText\":\"\",\"topPicksHtml\":\"\",\"totalProductCount\":2,\"pageSize\":3,\"productCount\":2,\"nextOffset\":null,\"prevOffset\":0},\"infobox\":[{\"request\":{\"site\":\"UKFSA-CUR\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"b4955ee2-2df9-44fa-8c63-b0cff8078ce0,5be67640-ad1c-47c1-a0e7-3c44987b4ea2\",\"fieldset\":\"alternative_products\"},\"response\":[]},{\"request\":{\"site\":\"UKFSA-CUR\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"b4955ee2-2df9-44fa-8c63-b0cff8078ce0,5be67640-ad1c-47c1-a0e7-3c44987b4ea2\",\"fieldset\":\"compareInfobox\"},\"response\":[{\"title\":\"Account fees\",\"values\":[\"&pound;0\",\"&pound;0\"]},{\"title\":\"Debit network\",\"values\":[\"Mastercard\",\"Mastercard\"]},{\"title\":\"Arranged overdraft available\",\"values\":[\"\\u003Csvg class=\\\"luna-icon luna-icon--success luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#check\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\",\"\\u003Csvg class=\\\"luna-icon luna-icon--success luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#check\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\"]},{\"title\":\"Currency conversion charge for Europe (EEA)\",\"values\":[\"0%\",\"0%\"]},{\"title\":\"Currency conversion withdrawal for overseas cash withdrawal in Europe (EEA) \",\"values\":[\"0%\",\"3%\"]},{\"title\":\"Currency conversion withdrawal for overseas cash withdrawal in non-Europe (EEA) \",\"values\":[\"0\",\"3\"]},{\"title\":\"Currency conversion charge for non-Europe (EEA)\",\"values\":[\"0\",\"0\"]},{\"title\":\"Current account switch guarantee\",\"values\":[\"\\u003Csvg class=\\\"luna-icon luna-icon--success luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#check\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\",\"\\u003Csvg class=\\\"luna-icon luna-icon--success luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#check\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\"]},{\"title\":\"Direct debit fee\",\"values\":[\"\",\"\"]}]}]}<\/script><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-b434eb1f-895b-4af5-a8a3-5d0fa3a9cbdb\">2 of 2 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated regularly<\/span><\/a><\/span><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFSA-CUR\" data-site=\"UKFSA-CUR\" data-table-id=\"3373\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-CUR\",\"fieldset\":\"other-banking-apps-compare\",\"template\":\"comparison\",\"category_id\":\"b434eb1f-895b-4af5-a8a3-5d0fa3a9cbdb\",\"category_name\":\"other-banking-apps-compare\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793996409}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000002\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfsa-cur\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"2\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"226712ab959381a2db0b4b705f40147676377d6c96699f70d82975999231d3d4\" data-table-record-type=\"product\" data-table-record-ids='[\"b4955ee2-2df9-44fa-8c63-b0cff8078ce0\",\"5be67640-ad1c-47c1-a0e7-3c44987b4ea2\"]' data-total-data=\"2\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"2\" data-sponsored-product-id=\"a3139419-ffdc-4850-9ab5-8ee466c74b6f\" data-override-table-position-configuration=\"true\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.DATAPOINT_BUSINESS_ACCOUNT_FEE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"account_fee\">\n                                                        Account fee\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.MONEYFACTS.INCREDIT1_RATE1_AER\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"interest\">\n                                                        Interest (AER)\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th class=\"comparison-table__feature  sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"overseas_cash_withdrawals\">\n                                                        Overseas cash withdrawals\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th class=\"comparison-table__feature  sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"overseas_card_transactions\">\n                                                        Overseas card transactions\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.DATAPOINT_BENEFITS\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"switching_deals_benefits\">\n                                                         Switching deals benefits\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_KEY_BENEFITS_MF_PLAIN\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"incentive\">\n                                                        Incentive\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.DESCRIPTIONS.CUSTOM_DESCRIPTION\" class=\"comparison-table__feature comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"smallprint\">\n                                                        Smallprint\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody>\n\n\n  <tr data-product-id=\"b4955ee2-2df9-44fa-8c63-b0cff8078ce0\" data-provider-id=\"314efc73-4d15-4e77-9098-5db0e6ace1d5\" data-product-name=\"Starling Current Account\" data-provider-name=\"Starling\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-10  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68caa9cc0084e.png\" alt=\"Starling logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68caa9cc0084e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68caa9cc0084e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68caa9cc0084e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68caa9cc0084e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68caa9cc0084e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Starling Current Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_business_account_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fee\">\n                        Free\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                 sorter-false\" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_student_overseas_atm_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Overseas cash withdrawals\">\n                        0% <span class=\"table-popover\" rel=\"popover\" data-content=\"There is no charge for cash withdrawal in foreign currency outside the UK.\" title=\"More info\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                             sorter-false\" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_student_overseas_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Overseas card transactions\">\n                        0% <span class=\"table-popover\" rel=\"popover\" data-content=\"There is no charge for debit card transactions in foreign currency outside the UK.\" title=\"More info\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"There is no charge from Starling for overseas debit card transactions\" data-column-index=\"8\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Smallprint\">\n                        There is no charge from Starling for overseas debit card transactions\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/starling-current-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22other-banking-apps-compare%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b434eb1f-895b-4af5-a8a3-5d0fa3a9cbdb%22%2C%22category_name%22%3A%22other-banking-apps-compare%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793996409%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Starling%2BCurrent%2BAccount%22%2C%22product_id%22%3A%22b4955ee2-2df9-44fa-8c63-b0cff8078ce0%22%2C%22offer_id%22%3A%2215691%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22post_id%22%3A%22455991%22%2C%22post_path%22%3A%22current-accounts%252Fbank-of-scotland-classic-current-account-review%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Apply now for the Starling Current Account\">        Go to site    <\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\" class=\"comparison-table__more-button\" title=\"Read more about Starling Current Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000004-b4955ee2-2df9-44fa-8c63-b0cff8078ce0\" value=\"b4955ee2-2df9-44fa-8c63-b0cff8078ce0\" name=\"productID\" _productname=\" 9.8Excellent                            Starling Current Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.8,\"badges\":[],\"productId\":\"b4955ee2-2df9-44fa-8c63-b0cff8078ce0\"}'><label class=\"luna-label\" for=\"compare-product-0000000004-b4955ee2-2df9-44fa-8c63-b0cff8078ce0\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"5be67640-ad1c-47c1-a0e7-3c44987b4ea2\" data-provider-id=\"d6e38f30-245c-4f36-8654-5f6a652c1ddd\" data-product-name=\"Monzo Current Account\" data-provider-name=\"Monzo\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-10  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png\" alt=\"Monzo logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64aff909cef99.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Monzo Current Account<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_business_account_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fee\">\n                        Free\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                 sorter-false\" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_student_overseas_atm_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Overseas cash withdrawals\">\n                        3%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                             sorter-false\" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_student_overseas_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Overseas card transactions\">\n                        0% <span class=\"table-popover\" rel=\"popover\" data-content=\"There is no charge for debit card transactions in foreign currency outside the UK.\" title=\"More info\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Monzo Instant Access Savings Pot earns you 2.75% AER interest (variable), paid monthly into the Pot you create<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzo-free-account-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22other-banking-apps-compare%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b434eb1f-895b-4af5-a8a3-5d0fa3a9cbdb%22%2C%22category_name%22%3A%22other-banking-apps-compare%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793996409%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Monzo%2BCurrent%2BAccount%22%2C%22product_id%22%3A%225be67640-ad1c-47c1-a0e7-3c44987b4ea2%22%2C%22offer_id%22%3A%2225676%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22post_id%22%3A%22455991%22%2C%22post_path%22%3A%22current-accounts%252Fbank-of-scotland-classic-current-account-review%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Apply now for the Monzo Current Account\">        Go to site    <\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" class=\"comparison-table__more-button\" title=\"Read more about Monzo Current Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000004-5be67640-ad1c-47c1-a0e7-3c44987b4ea2\" value=\"5be67640-ad1c-47c1-a0e7-3c44987b4ea2\" name=\"productID\" _productname=\" 9.3Excellent                            Monzo Current AccountCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.3,\"badges\":[],\"productId\":\"5be67640-ad1c-47c1-a0e7-3c44987b4ea2\"}'><label class=\"luna-label\" for=\"compare-product-0000000004-5be67640-ad1c-47c1-a0e7-3c44987b4ea2\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-b434eb1f-895b-4af5-a8a3-5d0fa3a9cbdb comparison-table__dataCount\">Showing\n\t\t\t2\n\t\t\tof\n\t\t\t2\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFSA-CUR\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><div class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/div><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text cta-modal__intro-text--active-cta\" style=\"display: none;\">Looking for other options? Check out these similar products.<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for bank accounts<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Fees, features and customer service across 20+ of the most popular banks are all weighted and scaled to produce a score out of 10. The higher the score the better the account \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/digital-banking\/banking-apps-ratings-methodology\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<\/div><h3>How to apply<\/h3><p>You can apply for the Bank of Scotland Classic account online or via the app and you should get a decision within 10 minutes. You will need to provide some details about yourself as well as proof of identity. <\/p><p>If you\u2019re opening a joint account, you will need to book an appointment in a branch if you are not both existing customers, and you must both bring along the correct forms of identification. <\/p><p>If you\u2019re an existing Bank of Scotland customer you can open a new account or change your existing one via internet banking. <\/p><h3>Is it safe?<\/h3><p>Yes, Bank of Scotland is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA. Funds held with Bank of Scotland are protected up to \u00a3120,000 per person under the Financial Services Compensation Scheme. <\/p><p>However, keep in mind that this limit is applied to the total deposits you have with any of the following: Halifax, Intelligent Finance, Birmingham Midshires, Bank of Scotland, Bank of Scotland Private Banking, and Bank of Wales.<\/p>                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                                \n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">How does Bank of Scotland Everyday Offers work?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can manage and activate offers in Internet Banking or the mobile banking app. Select the offers you want to use and you'll then earn cashback when you spend at those stores. Cashback will be paid into your account at the end of the following month after your purchase.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">Can I use the Current Account Switch Service to switch to the Bank of Scotland Classic Account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you can use the Current Account Switch Service to switch to the Bank of Scotland Classic current account in just 7 working days. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n\n\n\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Learn more about the Bank of Scotland Classic current account and its pros and cons.<\/p>\n","protected":false},"author":1047,"featured_media":109745,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Bank of Scotland Classic current account review","_yoast_wpseo_title":"Bank of Scotland Classic current account review | %%sitename%%","_yoast_wpseo_metadesc":"Find out more about the features and benefits of the Bank of Scotland Classic current account to see if it\u2019s right for 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10:29:39\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We fact checked our guide to ensure it is up to date and accurate.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[3763],"tags":[],"asset_tag":[],"class_list":["post-455991","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-current-accounts"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Bank of Scotland Classic current account review | Finder UK<\/title>\n<meta name=\"description\" content=\"Find out more about the features and benefits of the Bank of Scotland Classic current account to see if it\u2019s right for you.\" 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