{"id":450463,"date":"2022-07-07T16:49:17","date_gmt":"2022-07-07T15:49:17","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=450463"},"modified":"2024-01-11T12:27:17","modified_gmt":"2024-01-11T12:27:17","slug":"sumup-vs-zettle","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/card-readers\/sumup-vs-zettle","title":{"rendered":"Zettle vs SumUp – compare card readers"},"content":{"rendered":"

SumUp and Paypal\u2019s Zettle (formerly known as the iZettle) both launched with the same intention, offering cheaper and more accessible card payment options for SMEs, but that is essentially where their similarities lie. We compare what their best products have to offer.<\/p>

SumUp vs Zettle: provider overview<\/h3>

SumUp aims to offer simple and quick payments for its customers and with 3 very different products, it is ticking a lot of boxes. Whilst Zettle currently has 2 products on the market, one offering quick card and contactless payments for in-store and on-the-go sales and the other a payment terminal aimed at larger merchants.<\/p>

\"SumUp\"
<\/figure>
\n \n
Products<\/th>SumUp Air, SumUp Air and Cradle, SumUp Solo, SumUp 3G and Printer<\/td><\/tr>
Payment methods<\/th>Contactless, Chip and Pin<\/td><\/tr>
Alternative payment methods<\/th>QR code,Payment link<\/td><\/tr>
Apple Pay<\/th>Yes<\/td><\/tr>
Google Pay<\/th>Yes<\/td><\/tr>
Connectivity<\/th>Bluetooth<\/td><\/tr>
Requires connection to a phone or tablet<\/th>Yes<\/td><\/tr>
Battery life<\/th>500 sales on a full charge<\/td><\/tr>
Warranty period<\/th>12 months<\/td><\/tr>\n <\/tbody>\n <\/table><\/div><\/div>
\"Zettle\"
<\/figure>
\n \n
Products<\/th>Zettle Card Reader 2, Zettle Payment Terminal<\/td><\/tr>
Payment methods<\/th>Contactless, Chip and Pin<\/td><\/tr>
Alternative payment methods<\/th>QR code,Payment link<\/td><\/tr>
Apple Pay<\/th>Yes<\/td><\/tr>
Google Pay<\/th>Yes<\/td><\/tr>
Connectivity<\/th>Bluetooth,WiFi<\/td><\/tr>
Requires connection to a phone or tablet<\/th>Yes<\/td><\/tr>
Battery life<\/th>100 sales<\/td><\/tr>
Warranty period<\/th>12 months<\/td><\/tr>\n <\/tbody>\n <\/table><\/div><\/div><\/div>

The SumUp Air vs the Zettle Reader 2: product overview<\/h3>

Although both card reader providers offer other machines, the SumUp Air and the Zettle Reader 2 continue to be the \u201cgo-to\u201d products in their range.<\/p>

\"SumUp
<\/figure>

SumUp Air<\/em><\/p><\/div>

\"Zettle
<\/figure>

Zettle Reader 2<\/em><\/p><\/div><\/div>

Compare rates and fees<\/h4>

When comparing card readers, rates and fees are some of the most important factors in deciding what machine will work best for your business. Use our guide<\/a> for further explanations of the different charges you might come across in your research.<\/p>

SumUp is known for having some of the cheapest rates on the market, and when compared to the Zettle\u2019s 1.75% transaction fee, the SumUp product is a clear win. However, transaction costs are not the only rate you will need to be wary of, SumUp charge a fee of \u00a310 per chargeback, compared to the free cover for changebacks under \u00a3250 a month Zettle charge. Compare the full rates below. <\/p>

\n \n
Product<\/th>
OFFER<\/div><\/div><\/div>
\"SumUp<\/a><\/div>
\"SumUp<\/a><\/div><\/td>
\"Zettle<\/a><\/td><\/tr>
Product Name<\/th>SumUp Air<\/td>Zettle Card Reader 2<\/td><\/tr>
Contract<\/th>No contract<\/td>No contract<\/td><\/tr>
Initial cost<\/th>\u00a325<\/td>\u00a349<\/td><\/tr>
Monthly cost<\/th>\u00a30<\/td>\u00a30<\/td><\/tr>
Transaction cost<\/th>1.69%<\/td>1.75%<\/td><\/tr>
Transaction cost (card not present)<\/th>2.5%<\/td>2.5%<\/td><\/tr>
Settlement <\/th>1-3 working days<\/td>1-2 working days<\/td><\/tr>
Money-back guarantee<\/th>Yes<\/td>No<\/td><\/tr>
Money-back guarantee details<\/th>30-day money-back guarantee<\/td><\/td><\/tr>
Chargeback cost<\/th>\u00a310<\/td>\u00a30<\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

Compare features<\/h4>

Each of SumUp and Zettle\u2019s card readers have unique features for the different machines they offer. The SumUp Air and the Zettle Reader 2 are both of these providers on-the-go machines, perfect for smaller merchants or those looking for a mobile payment device.<\/p>

When comparing features of card readers, you will need to search for those little nuggets of gold that will make for a positive experience for your business\u2019s needs. This can be battery life, connectivity or even what type of cards the machine accepts. <\/p>

If you would like to learn about all the different features you should look out for when comparing card readers, you can use our helpful guide<\/a>.<\/p>

At a glance, although both of these machines come with options to add a cradle (or docking station) to help with battery life, on one full battery the SumUp Air does outcompete the Zettle Reader. However, if battery life isn\u2019t your buying point and you\u2019re looking for a machine that offers multiple connectivity options, the Zettle Reader is the clear winner. <\/p>

Compare the features of both card readers below.<\/p>

\n \n
Product<\/th>
OFFER<\/div><\/div><\/div>
\"SumUp<\/a><\/div>
\"SumUp<\/a><\/div><\/td>
\"Zettle<\/a><\/td><\/tr>
Product Name<\/th>SumUp Air<\/td>Zettle Card Reader 2<\/td><\/tr>
Networks<\/th>\"google\"apple\"american\"visa\"mastercard<\/td>\"google\"apple\"american\"visa\"mastercard<\/td><\/tr>
Connectivity<\/th>Bluetooth<\/td>Bluetooth, WiFi<\/td><\/tr>
Payment methods<\/th>Contactless, Chip and Pin<\/td>Contactless, Chip and Pin<\/td><\/tr>
Alternative payment methods<\/th>QR code, Payment link<\/td>QR code, Payment link<\/td><\/tr>
Requires connection to phone or tablet<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Battery life<\/th>500 sales on a full charge<\/td>100 sales<\/td><\/tr>
Printer attached<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Add ons<\/th><\/use><\/svg><\/td>