{"id":445576,"date":"2022-04-01T10:10:21","date_gmt":"2022-04-01T09:10:21","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=445576"},"modified":"2026-02-12T07:24:10","modified_gmt":"2026-02-12T07:24:10","slug":"pollenpay-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/buy-now-pay-later\/pollenpay-review","title":{"rendered":"PollenPay review 2026"},"content":{"rendered":"
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PollenPay isn\u2019t available right now, but you can check out out other buy now, pay later options here<\/a>.<\/p>\n<\/div>\n

The information in this review is for historical purposes<\/h3>

Will buy now, pay later (BNPL) services eventually become a better alternative to a credit card<\/a>? We\u2019re certainly seeing new providers popping up all over the shop. We\u2019ve reviewed new BNPL provider PollenPay. With its interest-free instalment plans and swanky new app offering a \u201cseamless shopping experience\u201d, has it got what it takes to take customers from giants like Klarna and Clearpay?<\/p>

Who is PollenPay?<\/h3>
Founded in 2019, Manchester-based PollenPay fully launched in the UK in February 2022. It\u2019s an alternative option to a traditional line of credit. Its BNPL service operates through its app.<\/div><\/div>

How does PollenPay work?<\/h3>

Use the PollenPay app to browse for your chosen online stores. Once you are at the chosen store\u2019s checkout and ready to make a payment, tap on the \u201cPay with PollenPay\u201d button. You\u2019ll be able to enter the amount that you\u2019re spending. On the PollenPay app, you\u2019ll be offered an instalment plan and a one-time virtual card that you can use at the retailer\u2019s checkout. <\/p>

When you sign up, you give PollenPay a direct debit authority to take repayments from your nominated credit card, debit card or bank account. PollenPay says it doesn\u2019t carry out credit checks, and there\u2019s a spending limit of \u00a3250 (although PollenPay says spending limits are determined by how well customers repay, so the limit may be raised over time).<\/p>

The repayments are split into 4 equal instalments with the first payment taken on the day of your purchase. You then have 6 weeks to repay the rest \u2013 the other 3 payments follow every 2 weeks. For example, if you buy an item for \u00a3100 on a Friday, PollenPay will take \u00a325 immediately and then a fortnight later it will take another \u00a325 and then the same again over 2 more fortnights. <\/p>

PollenPay says the service is free as long as you repay your debts on time; if you don\u2019t, there is a \u00a35 late fee (capped at \u00a310 per order) but PollenPay says it is not charging this yet, to allow customers to get used to the app.<\/p>

PollenPay charges its partner retailers a fee, which is how it says it makes money. <\/p>

Features of shopping with PollenPay<\/h3>