{"id":44415,"date":"2017-08-08T12:27:07","date_gmt":"2017-08-08T11:27:07","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=44415"},"modified":"2026-03-16T13:32:32","modified_gmt":"2026-03-16T13:32:32","slug":"western-union-vs-moneygram","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/international-money-transfers\/western-union-vs-moneygram","title":{"rendered":"Western Union vs MoneyGram"},"content":{"rendered":"<p>Neither Western Union nor MoneyGram is the cheapest or fastest option out there \u2013 but they are the most visible. Which one is best for you depends on how much you\u2019re transferring and how fast you need the money to arrive.<\/p><p>The fees and rates used in this comparison are accurate as of March 2026.<\/p><h3>Western Union and MoneyGram at a glance<\/h3><div data-category=\"\" data-niche=\"UKFMT\" data-fieldset=\"vs_vital_statistics\" class=\"UKFMT vs_vital_statistics \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/western-union\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png\" alt=\"Western Union - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/moneygram-international-money-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png\" alt=\"MoneyGram - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Overall rating<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--60 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--80 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th>Arrange transfers online<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Arrange transfers through app<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Arrange transfers by phone<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Founded<\/th><td class=\"i_infobox_data product_infobox_data\">1851<\/td><td class=\"i_infobox_data product_infobox_data\">1980<\/td><\/tr><tr><th>Based<\/th><td class=\"i_infobox_data product_infobox_data\">Denver, US<\/td><td class=\"i_infobox_data product_infobox_data\"><\/td><\/tr><tr><th>FCA reference<\/th><td class=\"i_infobox_data product_infobox_data\">436869<\/td><td class=\"i_infobox_data product_infobox_data\">502639<\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><h3>Compare Western Union to Moneygram<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"UKFMT\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\n(function () {\n  const fsniche = \"ukfmt\";\n  const getEventToListenTo = () => {\n    if (window.matchMedia('(any-hover:none)').matches) {\n      if (window.matchMedia('(max-width: 450px)').matches) {\n        return \"scroll\";\n      }\n    }\n    return \"DOMContentLoaded\";\n  };\n  const eventToWatch = getEventToListenTo();\n  const waitForLoadOnTheFly = (callback, maxAttempts = 50) => {\n    let attempts = 0;\n    const checkAndExecute = () => {\n      attempts++;\n      if (window.loadOnTheFly && window.loadOnTheFly.html) {\n        callback();\n      } else if (attempts < maxAttempts) {\n        setTimeout(checkAndExecute, 100);\n      } else {\n        console.error('loadOnTheFly.html not available after maximum attempts');\n      }\n    };\n    checkAndExecute();\n  };\n  \/\/ Two tables of the same niche output this script twice; load that niche's modal once.\n  window.finderScoreModalsRequested = window.finderScoreModalsRequested || {};\n  const loadFinderScoreModal = () => {\n    window.removeEventListener(eventToWatch, loadFinderScoreModal);\n    if (window.finderScoreModalsRequested[fsniche]) return;\n    window.finderScoreModalsRequested[fsniche] = true;\n    setTimeout(function () {\n      var partialId = \"\" || 'finder-score-' + fsniche + '-modal-optimized';\n      waitForLoadOnTheFly(() => {\n        window.loadOnTheFly.html('partial', { id: partialId }, function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-' + fsniche);\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function () { modal.classList.add(\"elementHidden\"); };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function () { modal.classList.add(\"elementHidden\"); });\n          window.addEventListener(\"click\", function (event) {\n            if (event.target == modal) { modal.classList.add(\"elementHidden\"); }\n          });\n        });\n      });\n    }, 1000);\n  };\n  window.addEventListener(eventToWatch, loadFinderScoreModal);\n  window.showFinderScoreModal = window.showFinderScoreModal || function (niche) {\n    var attempts = 0;\n    var existCondition = setInterval(function () {\n      const modalLoaded = document.getElementById('finderScoreModal-' + niche);\n      if (modalLoaded) {\n        clearInterval(existCondition);\n        modalLoaded.classList.remove('elementHidden');\n      } else if (++attempts > 40) {\n        clearInterval(existCondition);\n      }\n    }, 500);\n  };\n})();\n<\/script>\n<div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"\" data-template=\"comparison\" data-niche=\"UKFMT\" data-site=\"UKFMT\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"ukfmtcleaner\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"44415\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFMT\",\"fieldset\":\"ukfmtcleaner\",\"template\":\"comparison\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1794023059}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-\">2 of 2 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated regularly<\/span><\/a><\/span><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFMT\" data-site=\"UKFMT\" data-table-id=\"2702\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFMT\",\"fieldset\":\"ukfmtcleaner\",\"template\":\"comparison\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1794023059}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfmt\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"2\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"97ba4707443626cf1694d25c932e628a8fee20f0c103ff86a37ac85254133358\" data-table-record-type=\"product\" data-table-record-ids='[\"cf6b7dff-b5e8-482a-9a4c-53a7a5b1ede9\",\"1b717161-96c9-4fba-8ac4-9b761704aab9\"]' data-total-data=\"2\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"2\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKFMT.PRODUCT.DATAPOINT_FINDER_SCORE_V2\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-mobile=\"hide\" data-desktop=\"hide\" data-ajax-table-sorter-column=\"UKFMT.PRODUCT.FILTER_VALUES\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"filter_values\">\n                                                        Filter values\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.DETAILS.PAYMENT_METHOD\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"pay_by\">\n                                                        Pay by\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-desktop=\"hide\" data-ajax-table-sorter-column=\"PRODUCT.DETAILS.PAYOUT_METHOD\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"receiving_options\">\n                                                        Receiving options\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFMT.PRODUCT.DATAPOINT_FASTEST_TRANSFER\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"fastest_transfer\">\n                                                        Fastest transfer\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.FEES.BANK_TRANSFER_FEE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"fee\">\n                                                        Fee (pay by bank transfer)\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"key_benefits\">\n                                                        Key benefits\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"cf6b7dff-b5e8-482a-9a4c-53a7a5b1ede9\" data-provider-id=\"26d909c6-b37d-47f4-87c3-563210e465f5\" data-product-name=\"Western Union\" data-provider-name=\"Western Union - UK\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/western-union\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png\" alt=\"Western Union - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/western-union\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Western Union<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfmt.product.datapoint_finder_score_v2\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": true  ,         \"over10000\": false  ,         \"Business\": false    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"Cash,Credit card,Debit card,Bank transfer\" data-column-index=\"3\" data-decorator=\"text,global.value.list\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Pay by\">\n                        Cash,           Credit card,           Debit card,          Bank transfer\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-desktop=\"hide\" data-sortvalue=\"Cash pickup location,Bank account,Mobile wallet\" data-column-index=\"4\" data-decorator=\"text,global.value.list\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Receiving options\">\n                        Cash pickup location,           Bank account,          Mobile wallet\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfmt.product.datapoint_fastest_transfer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest transfer\">\n                        Within minutes\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"From \u00a30\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee (pay by bank transfer)\">\n                        From \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Western Union\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"cf6b7dff-b5e8-482a-9a4c-53a7a5b1ede9\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"1b717161-96c9-4fba-8ac4-9b761704aab9\" data-provider-id=\"e2da98b2-bf4a-4c11-8c66-2423234beb3e\" data-product-name=\"MoneyGram\" data-provider-name=\"MoneyGram - UK\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/moneygram-international-money-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png\" alt=\"MoneyGram - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/moneygram-international-money-transfers\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">MoneyGram<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfmt.product.datapoint_finder_score_v2\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": true  ,         \"over10000\": false  ,         \"Business\": false    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"Cash,Credit card,Debit card,Bank transfer\" data-column-index=\"3\" data-decorator=\"text,global.value.list\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Pay by\">\n                        Cash,           Credit card,           Debit card,          Bank transfer\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-desktop=\"hide\" data-sortvalue=\"Cash pickup location,Bank account,Mobile wallet,Home delivery\" data-column-index=\"4\" data-decorator=\"text,global.value.list\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Receiving options\">\n                        Cash pickup location,           Bank account,           Mobile wallet,          Home delivery\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfmt.product.datapoint_fastest_transfer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest transfer\">\n                        Within minutes\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"From \u00a30\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee (pay by bank transfer)\">\n                        From \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about MoneyGram\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"1b717161-96c9-4fba-8ac4-9b761704aab9\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count- comparison-table__dataCount\">Showing\n\t\t\t2\n\t\t\tof\n\t\t\t2\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFMT\" data-rewards-component=\"compare-products\"><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for international money transfer services<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Fees, features and customer service across the most popular international money transfer services are all weighted and scaled to produce a score out of 10. The higher the score the better the service \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/methodology-for-international-money-transfer-scores\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3 id=\"fees\">Who offers lower fees?<\/h3><h5>Western Union<\/h5><p>Figuring out how much you\u2019ll pay to transfer money internationally can be difficult, but you can use the calculator on the Western Union site to get a good idea of how much it will cost you. Transfer fees usually start from \u00a31.90 with Western Union when you\u2019re paying by credit or debit card for cash pick-up in certain countries. <\/p><h5>MoneyGram<\/h5><p>Fees vary depending on how much money you\u2019re transferring, how you\u2019re sending it and the country you\u2019re sending it to. In some cases there is no fee, in others you will pay around \u00a31.49. New customers can benefit from a special rate on their first transfer and no fees. In the example below, we\u2019ve used both the special rate and the standard rate.<br><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/Tropy-icon-fmt.png\" alt=\"Trophy icon\" width=\"28\" height=\"28\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/Tropy-icon-fmt.png?fit=84 84w\" sizes=\"(max-width: 84px) 100vw, 84px\" loading=\"lazy\"><strong>Winner:<\/strong> Tie<\/p><p>There are several factors that affect transaction fees with Western Union and MoneyGram, so there\u2019s no clear winner here.<\/p><div class=\"content-area-light-grey\"><div class=\"column_wrapper has-padding-large\"><h4><i class=\"icon-calculator icon--size-large icon--align-middle\"><\/i>Let\u2019s crunch the numbers: Sending \u00a3500 to Australia<\/h4><table class=\"luna-table luna-table--responsiveList\" style=\"background: #fff;\"><thead class=\"luna-table__header\"><tr><th><\/th><th><b>Western Union<\/b><\/th><th><b>MoneyGram<\/b><\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><b>Transfer fee<\/b><\/td><td>\u00a31.90<\/td><td>\u00a30<\/td><\/tr><tr><td><b>Exchange rate<\/b><\/td><td>1 GBP = 1.85 AUD<\/td><td>1 GBP = <span>1.85 (or 1.93 special rate)<\/span> AUD<\/td><\/tr><tr><td><b>Transfer speed<\/b><\/td><td>Within minutes<\/td><td>Within minutes<\/td><\/tr><tr><td><b>Total AUD received<\/b><\/td><td>AUD $924<\/td><td>AUD $924 (or $964 special rate)<\/td><\/tr><tr><\/tr><\/tbody><\/table><\/div><\/div><h3 id=\"rate\">Who offers better exchange rates?<\/h3><p>To understand who offers better exchange rates, you\u2019ll need to first look at the mid-market rate. This is the true exchange rate that averages the buying and selling rate of a global currency \u2013 and the rate banks and transfer services use when they trade among themselves.<\/p><h5>Western Union<\/h5><p>Depending on where you\u2019re sending money to, a typical exchange rate at Western Union could be up to 6% above the mid-market rate. If you\u2019re sending a large amount overseas, this means hundreds of dollars that goes straight to Western Union.<\/p><p>We\u2019ll use the example of a transfer to Chinese yuan (CNY):<\/p><ul class=\"list-10\"><li style=\"font-weight: 400;\">If the mid-market rate is 1 GBP = 9.05 CNY<\/li><li style=\"font-weight: 400;\">Western Union\u2019s exchange rate might be 1 GBP = 8.59 CNY<\/li><\/ul><h5>MoneyGram<\/h5><p>MoneyGram also skews exchange rates for a profit. Depending on where you\u2019re sending your money, the exchange rate could be up to 6% above the mid-market rate. Like Western Union, this means hundreds of dollars on a large transfer diverted to MoneyGram\u2019s pockets.<\/p><p>So if you\u2019re sending money to China:<\/p><ul class=\"list-10\"><li style=\"font-weight: 400;\">If the mid-market rate is 1 GBP = 9.05 CNY<\/li><li style=\"font-weight: 400;\">MoneyGram\u2019s exchange rate may be 1 GBP = 8.86 CNY<\/li><\/ul><p><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/Tropy-icon-fmt.png\" alt=\"Trophy icon\" width=\"28\" height=\"28\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/Tropy-icon-fmt.png?fit=84 84w\" sizes=\"(max-width: 84px) 100vw, 84px\" loading=\"lazy\"><strong>Winner:<\/strong> Tie<\/p><p>Exchange rate margins vary greatly depending on where you\u2019re sending your money, so we couldn\u2019t split Western Union and MoneyGram here.<\/p><h3>Coverage and payout<\/h3><div data-category=\"\" data-niche=\"UKFMT\" data-fieldset=\"vs_coverage\" class=\"UKFMT vs_coverage \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/western-union\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png\" alt=\"Western Union - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/moneygram-international-money-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png\" alt=\"MoneyGram - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Coverage rating<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--100 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--100 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th>Number of available currencies<\/th><td class=\"i_infobox_data product_infobox_data\">141 <br>(including: EUR, USD, CNY, INR, PHP, PKR, ZAR) <span class=\"table-popover\" rel=\"popover\" data-content=\"AED, AFN, ALL, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SOS, SRD, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VES, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW, SSP, SLE.\" title=\"Full list\" data-original-title=\"\"><\/span><\/td><td class=\"i_infobox_data product_infobox_data\">137 <br>(including: EUR, USD, CNY, INR, PHP, PKR, ZAR) <span class=\"table-popover\" rel=\"popover\" data-content=\"AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, PYG, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SRD, STN, SZL, THB, TMT, TND, TOP, TRY, TTD, TZS, UAH, UGX, USD, UYU, UZS, VES, VND, VUV, WST, XAF, XCD, XOF, YER, ZAR, ZMW, SSP, SLE.\" title=\"Full list\" data-original-title=\"\"><\/span><\/td><\/tr><tr><th>Number of supported countries<\/th><td class=\"i_infobox_data product_infobox_data\">210<\/td><td class=\"i_infobox_data product_infobox_data\">201<\/td><\/tr><tr><th>Cash pick-up facility<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Speed rating<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--80 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--100 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th>Fastest transfer speed<\/th><td class=\"i_infobox_data product_infobox_data\">24 hours<\/td><td class=\"i_infobox_data product_infobox_data\">Within minutes<\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><h3 id=\"speed\">Who is faster?<\/h3><p>Delivery speeds with Western Union vary with transfer options. When you send a cash pickup transfer from an agent location or online, your transfer could be delivered in minutes. However, sending money to a bank account can take 2-3 working days, depending on the country.<\/p><p>Like Western Union, delivery speed with MoneyGram varies by transfer option, with cash transfers in person delivered in minutes (again with higher costs). However, bank deposits are typically processed on the same or next day.<\/p><p><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/Tropy-icon-fmt.png\" alt=\"Trophy icon\" width=\"28\" height=\"28\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/Tropy-icon-fmt.png?fit=84 84w\" sizes=\"(max-width: 84px) 100vw, 84px\" loading=\"lazy\"><strong>Winner:<\/strong> MoneyGram<\/p><p>There\u2019s no question that these services are similar. Both allow you to send cash to a loved one overseas within minutes, but MoneyGram has shorter processing times for bank deposits than Western Union.<\/p><h3>Payment methods<\/h3><div data-category=\"\" data-niche=\"UKFMT\" data-fieldset=\"vs_payment\" class=\"UKFMT vs_payment \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/western-union\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png\" alt=\"Western Union - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/moneygram-international-money-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png\" alt=\"MoneyGram - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Bank transfer<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Debit card<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Credit card<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg> <span class=\"table-popover\" style=\"line-height: 36px; vertical-align: text-top;\" rel=\"popover\" data-content=\"Your credit card issuer may charge a cash advance fee and\/or a higher rate of interest for payments to a money transfer service. Learn more in our guide to\u00a0&lt;a href='https:\/\/www.finder.com\/uk\/can-i-transfer-money-overseas-from-my-credit-card'&gt;paying for your international transfer by credit card&lt;\/a&gt;.\" title=\"Please note\" data-original-title=\"\"><\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg> <span class=\"table-popover\" style=\"line-height: 36px; vertical-align: text-top;\" rel=\"popover\" data-content=\"Your credit card issuer may charge a cash advance fee and\/or a higher rate of interest for payments to a money transfer service. Learn more in our guide to\u00a0&lt;a href='https:\/\/www.finder.com\/uk\/can-i-transfer-money-overseas-from-my-credit-card'&gt;paying for your international transfer by credit card&lt;\/a&gt;.\" title=\"Please note\" data-original-title=\"\"><\/span><\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><h3>Forex features<\/h3><div data-category=\"\" data-niche=\"UKFMT\" data-fieldset=\"vs_facilities\" class=\"UKFMT vs_facilities \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/western-union\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png\" alt=\"Western Union - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f571d7f5ee57.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/moneygram-international-money-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png\" alt=\"MoneyGram - UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5edd9e8c7b59b.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Facilities rating<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--80 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--70 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th>Recurring transfer facility<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Forward contracts facility<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Limit orders facility<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Stop loss orders facility<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Customer service<\/th><td class=\"i_infobox_data product_infobox_data\">Phone, Live chat, Email<\/td><td class=\"i_infobox_data product_infobox_data\">Phone, Email<\/td><\/tr><tr><th>Personal account manager<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Price matching facility<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\">Compare money transfer services<\/a><\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>To find the best rate for your next money transfer, check out our comparison of the fees, exchange rates and transfer speeds of Western Union and MoneyGram.<\/p>\n","protected":false},"author":516,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Western Union vs Moneygram","_yoast_wpseo_title":"Western Union vs MoneyGram \u2013 which is better? | Finder UK","_yoast_wpseo_metadesc":"We compare Western Union and Moneygram side-by-side. See which is the cheapest, has the best exchange rates and most cash pickup options.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-03-16 13:32:37\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We fact checked our guide to ensure it is up to date and accurate.\"}","_last_major_update":"{\"isOn\":true,\"date\":\"21\/02\/2020\"}","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[13],"tags":[],"asset_tag":[],"class_list":["post-44415","post","type-post","status-publish","format-standard","hentry","category-international-money-transfers"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Western Union vs MoneyGram \u2013 which is better? | Finder UK<\/title>\n<meta name=\"description\" content=\"We compare Western Union and Moneygram side-by-side. 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