{"id":440747,"date":"2022-02-25T17:01:35","date_gmt":"2022-02-25T17:01:35","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=440747"},"modified":"2026-02-16T08:41:07","modified_gmt":"2026-02-16T08:41:07","slug":"how-to-get-a-1-million-pension-pot-and-what-it-could-get-you-in-retirement","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/pensions\/how-to-get-a-1-million-pension-pot-and-what-it-could-get-you-in-retirement","title":{"rendered":"How to get a \u00a31 million pension pot and what it could get you in retirement"},"content":{"rendered":"<p>Your retirement might feel like a lifetime away, but if you want to retire with a healthy pension to live on, the trick is to start saving early. Ideally, you should\u2019ve started contributing to your pension at the age of 22 \u2013 so if you\u2019re below this age, you get top marks for being prepared. If you\u2019ve missed that deadline, now\u2019s the time to get started.<\/p><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><div class=\"u-grid u-grid--alignMiddle\"><div class=\"u-grid__col u-10\/12@s\">This guide is paid content brought to you by Penfold. Penfold is the award-winning pensions app that helps you save more for the future. Capital at risk. <a href=\"https:\/\/getpenfold.com\/?utm_medium=branded_content&amp;utm_source=finder&amp;utm_campaign=article\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>.<\/div><div class=\"u-grid__col u-1\/6@s has-margin-top-xsmall has-margin-bottom-xsmall\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/pensions\/penfold-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKFSF%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2020%252F02%252Fpenfold_232x140.png%22%2C%22style%22%3A%22width%253A%2B220px%253B%22%2C%22offer_id%22%3A%2218181%22%2C%22niche_code%22%3A%22UKFSF%22%2C%22product_id%22%3A%226eb0ed55-e7bc-450e-bf34-cf8f13863b21%22%2C%22product_name%22%3A%22Penfold%2BSIPP%22%2C%22provider_id%22%3A%22d1bce938-9774-4dda-9b6e-593dbdacb6f9%22%2C%22provider_name%22%3A%22Penfold%22%2C%22post_id%22%3A%22440747%22%2C%22post_path%22%3A%22pensions%252Fhow-to-get-a-1-million-pension-pot-and-what-it-could-get-you-in-retirement%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/02\/penfold_232x140.png\" alt=\"Penfold logo\" style=\"width: 220px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/02\/penfold_232x140.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/02\/penfold_232x140.png?fit=232 232w\" sizes=\"(max-width: 232px) 100vw, 232px\" loading=\"lazy\"><\/a><\/div><\/div><\/div><\/article><p>Everyone has a pension \u201clifetime allowance\u201d, which is the maximum amount that you can save into your pension without having to pay tax on your contributions. But what would your monthly pension income look like if you maxed out your lifetime allowance and had a \u00a31 million pension pot to work with on top of your state pension?<\/p><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"J1V26Ud-6VQ\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/J1V26Ud-6VQ\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/J1V26Ud-6VQ\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/J1V26Ud-6VQ\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">24:06<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-J1V26Ud-6VQ\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<h3>What is the lifetime allowance?<\/h3><p>The lifetime allowance has been frozen at \u00a30 until the 2025\/2026 tax year \u2013 this is the maximum you can save into your pension without paying any tax on your contributions. If you\u2019re in your 20s, this is likely to change several times before you reach retirement, so it\u2019s worth doing some research closer to the time.<\/p><h3>How much state pension will I get?<\/h3><p>The amount you receive as a state pension depends on how many years you\u2019ve been paying National Insurance Contributions (NICs) \u2013 these are taken straight from your salary, if you\u2019re employed. Assuming you\u2019ve contributed the full 35 years of NICs, you\u2019ll get a state pension of \u00a39,339.20 per year, at the current rates.<\/p><p>You can get \u201ccredits\u201d that count towards your NICs total if, for example, you\u2019re unable to work or you\u2019re looking after children. Our <a href=\"https:\/\/www.finder.com\/uk\/pensions\/state-pension\">state pension guide<\/a> explains the details.<\/p><h3>What a \u00a31 million pension pot could get you in retirement<\/h3><p>If you were to retire today at age 66 with a pension pot of \u00a30 and a full state pension, there are a couple of different ways that you could take an income.<\/p><h4>Tax-free withdrawal<\/h4><p>Firstly, you could start with a withdrawal of 25% tax free, amounting to \u00a3257,900. You can either spend this on a big one-off purchase \u2013 such as the holiday of a lifetime or a holiday home \u2013 or you could keep it to dip into as you need it.<\/p><p>If you opt to not take the 25% tax free as a lump sum, then you get 25% of each withdrawal tax free instead, which is a type of drawdown known as uncrystallised funds pension lump sums (UFPLS). We\u2019re going to assume for our calculations that you\u2019re not taking this option, but there are pros and cons of UFPLS when it comes to it.<\/p><p>For retirement you have 2 main options: an annuity or \u201cdrawdown\u201d. We\u2019re going to work out our million-pound budget based on drawdown, but we\u2019ve explained what an annuity is below.<\/p><h4>Option 1: Annuity<\/h4><p>An annuity is where you swap your pension pot for an income for life. If you were retiring today with a pot of \u00a31 million and opted to take your initial 25% tax free, you could get an annuity of around \u00a328,000 each year. With a full state pension of \u00a39,339.20, this would be an income of around \u00a337,000 per year before tax.<\/p><p>Annuity rates aren\u2019t particularly good at the moment, but they could improve before you retire.<\/p><h4>Option 2: Drawdown<\/h4><p>Drawdown is a more flexible option \u2013 which is where you take sums out of your pension pot if and when you need them, called \u201ccrystallising\u201d) and leave the rest invested. There are a couple of different types, depending on whether you want to take 25% tax-free up front (flexi-access drawdown) or want 25% of each withdrawal to be tax free (uncrystallised funds pension lump sums).<\/p><p>With this option you risk running out of money if you live longer than expected or overspend. But assuming you\u2019ll live another 20 years after your retirement date and that your remaining investments earn around 5% per year, this could get you a pre-tax income of more than \u00a365,000 per year at current figures, plus your state pension.<\/p><h3>What does this income look like?<\/h3><p>We\u2019re assuming here that you\u2019re living alone \u2013 figures would be different if you have a soulmate living out retirement with you. If you were retiring today then \u00a365,000 per year and state pension after tax, taken with flexi-access drawdown, gives you around \u00a34,750 per month to work with \u2013 not bad! We\u2019ve worked out a budget for how you might spend it.<\/p><p>It\u2019s worth noting that retirement isn\u2019t all cruises and champagne \u2013 you might need to put money aside or shift your budget to account for care or life insurance down the line to make sure you\u2019re well taken care of.<\/p><div class=\"flourish-embed\" data-src=\"story\/1128346\"><script defer src=\"https:\/\/public.flourish.studio\/resources\/embed.js\"><\/script><\/div><h4>Home \u2013 \u00a3625 per month<\/h4><p>You\u2019ve likely paid off your mortgage and don\u2019t pay rent, so your home costs would mainly include council tax and utilities. You\u2019d be able to afford to have a cleaner and a gardener, giving you more time for your hobbies and interests.<\/p><h4>Insurance \u2013 \u00a3165 per month<\/h4><p>We\u2019ve assumed that you\u2019ve got yourself a loving pet or two to help keep you company in retirement and you\u2019re planning on jetting across the world a couple of times a year. You\u2019ve also got a car with good breakdown cover and car insurance.<\/p><h4>Monthly food shop \u2013 \u00a3500 per month<\/h4><p>Your fridge will be stuffed with some of the tastiest foods, with around \u00a3125 per week available for your food shop. This gives you plenty of budget for luxuries and alcohol as well as the essentials.<\/p><h4>Eating and drinking out \u2013 \u00a3600 per month<\/h4><p>You\u2019d have plenty of money available for a couple of really nice meals out each week and some drinks to catch up with your mates and brag about your grandchildren\u2019s achievements.<\/p><h4>Car \u2013 \u00a3200 per month<\/h4><p>This would include any maintenance required, as well as fuel and parking costs. You could use some of your initial tax-free lump sum to buy a snazzy car to drive into your retirement in style.<\/p><h4>Grandchildren \u2013 \u00a3150 per month<\/h4><p>Remember those grandchildren you\u2019ve been bragging about? You have 3. You can pop \u00a350 into each of their JISAs every month. What a generous grandparent you are.<\/p><p>You might need to consider your inheritance tax liability when it comes to gift giving in retirement \u2013 you can give up to \u00a33,000 per year without incurring a liability. You can get more information on the gov.uk website.<\/p><h4>Pets \u2013 \u00a3100 per month<\/h4><p>This includes the cost of your pet\u2019s food as well as any toys and adorable jumpers. Your fur babies get the best treatment \u2013 you send them to doggy daycare or get a good catsitter when you go away.<\/p><h4>Hobbies, interests, clothes shopping and days out \u2013 \u00a31,770 per month<\/h4><p>This is where you spend the bulk of your money. You\u2019re not working anymore, so it\u2019s time to have fun. You have some money in your budget for your hobbies, whether you\u2019re a thrill seeker or a crafter. You also have money for days out with your family, for streaming services and for the theatre. You can afford to keep your wardrobe up-to-date for the changing seasons and all of those holidays.<\/p><h4>Health \u2013 \u00a3250 per month<\/h4><p>This pays for your haircuts, any dental work and for glasses or contact lenses. You\u2019ve also got yourself a gym and swim membership to keep you in tip-top shape, even in retirement.<\/p><h4>Holidays and celebrations \u2013 \u00a3390 per month<\/h4><p>You go big at Christmas and on birthdays with gift giving, even giving a donation to charity every month. You go on 3 x 2-week holidays each year, living life with an endless tan and plenty of photos to prove it.<\/p><h3>What\u2019s a realistic aim?<\/h3><p>While it is possible to save up the maximum amount for your retirement, it might not feel like a realistic aim \u2013 don\u2019t be disheartened, you\u2019ll still be able to live a pretty comfortable retirement with a pot of the recommended \u00a3237,000. With this, you could draw down approximately \u00a320,000 per year, to add to your state pension of \u00a39,339.20. This gives you nearly \u00a330,000 per year to work with, which is a pretty good income if you don\u2019t have a mortgage to take care of. If you\u2019d prefer some more luxuries, you\u2019d want to aim for a pot closer to \u00a3350,000.<\/p><h3>How much do I need to save for retirement?<\/h3><p>One way to work out how much you should be saving into your pension is to halve your age when you start to save and save that percentage of your annual income for the remainder of your working life.<\/p><p data-pm-slice=\"1 1 []\"><article class=\"luna-card luna-card--primary\">\n<div class=\"luna-card__block\">\n<h4 class=\"luna-card__title luna-card__title--small\">Example: Working out how much to save<\/h4>\n<p>Let's say that you're 24 and you're saving into your pension for the first time. Ideally, you'd save at least 12% each year for the rest of your working life.<\/p><p>If you start a little later then you'll need to save more in order to make up for the years you haven't paid in. So if you start at 30, you'll want to save 15% of your annual salary.<\/p>\n<p><small><strong>* This is a fictional, but realistic, example.<\/strong><\/small><\/p>\n<\/div>\n<\/article>\n\n\n\n<\/p><h3>How to save for your retirement<\/h3><p>Have we motivated you to get started on your pension savings? Here\u2019s how to save for your retirement.<\/p><h4>Step 1: Sign up (or auto-enrol) for your workplace pension<\/h4><p>The first place to start is typically your workplace pension, which you\u2019ll be auto-enrolled to if you work in the UK, you\u2019re between 22 and state pension age and earn at least \u00a310,000 per year. If you don\u2019t fit into this criteria, you can usually still join your workplace pension if you want to.<\/p><p>With auto-enrolment, your employer will pay 3% of your pre-tax salary into your pension each year, as long as you pay 5%. This means that a minimum of 8% gets saved into your pension each year. Some employers match your contributions to a certain level \u2013 sometimes up to 10%. It\u2019s worth taking advantage of this if it is available to you, as it\u2019s essentially a pay rise for future you.<\/p><h4>Step 2: Log in and see what you\u2019re invested in<\/h4><p>Most people skip out this step, tossing their incoming post into a folder to keep until they need it, but it\u2019s always a good idea to log in and see what your pension pot is being invested into. Pension providers often have a default fund that will perform pretty well that you\u2019ll be automatically placed on. You\u2019re often able to change the fund that you\u2019re invested in to match your attitude to risk and your values a little closer, which is worthwhile.<\/p><h4>Step 3: Check whether you\u2019re saving enough<\/h4><p>Using the rough guide above, work out whether you\u2019re saving enough for your retirement. If you\u2019re not, look into either increasing your workplace contributions or opening your own private pension.<\/p><p>There are plenty of different providers available to save into for your retirement \u2013 some that require a more hands-on approach to investments than others.<\/p><p>For example, traditional investment brokers let you choose individual investments to place into your pension, whereas robo-advisors, such as <a href=\"https:\/\/www.finder.com\/uk\/pensions\/penfold-review\">Penfold<\/a>, let you choose from a range of ready-made portfolios, which can save you time.<\/p><p>You can usually choose ethical or ESG portfolios if you\u2019re keen on saving the world and growing your pension pot. You\u2019re often able to choose between different risk profiles \u2013 so you can make sure that your investments match with your own attitude to risk. The good thing about saving into a private pension is that you get an additional top-up from the government as tax relief. This works out as 25% of your contributions \u2013 so for every \u00a3100 you put into your pension, the government will add \u00a325.<\/p><h4>Step 4: Combine old pension pots as you go<\/h4><p>The chances are, you won\u2019t stay in the same job for your entire life. This could leave you with a different pension pot for each employment, which can be difficult to manage down the line and might work out more expensive.<\/p><p>You can\u2019t consolidate or move your current workplace pension, but you can consolidate any pensions from previous employment. From your third employment onwards, it\u2019s worth thinking about consolidating your pension pots. This allows you to keep most, if not all, your pension sums in one place to ensure that they match with your goals. If you haven\u2019t kept all of your documents and paperwork, some pension providers can track down your old pensions for you.<\/p><h3>Bottom line<\/h3><p>A \u00a31 million pension pot isn\u2019t completely out of reach, as long as you\u2019re dedicated enough to save up for it, but it might be easier to set yourself a more realistic aim. Spend some time thinking about what you\u2019d ideally like your income to be in your retirement \u2013 if you subtract your state pension and multiply the remainder by 20 then you\u2019ve got a good idea of how much you\u2019ll need in total.<\/p><h3>Pros and cons of saving into your pension<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Save up for your retirement<\/li>\n                                    <li>Tax relief on your contributions<\/li>\n                                    <li>Your employer will save 3% of your salary into a workplace pension<\/li>\n                                    <li>Your savings have the opportunity to grow up to your retirement<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Your current income will decrease, but not necessarily by the amount that goes into your pot, thanks to tax relief<\/li>\n                                    <li>Your savings are locked away \u2013 it will cost you if you need to withdraw it for any reason<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Pensions are long-term investments. You may get back less than you originally paid in because your capital is not guaranteed and charges may apply. Keep in mind that the tax treatment of your pension and investments will depend on your individual circumstances and may change in the future. Capital at risk.<\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>The lifetime allowance for pensions is \u00a31,073,100 \u2013 we explore what you could get with a \u00a31 million pension pot in retirement and how to save one.<\/p>\n","protected":false},"author":885,"featured_media":440931,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"639","post_editor_date":"","post_author_date":"","post_author_manual_date_checked":"false","footnotes":""},"categories":[2651],"tags":[],"asset_tag":[],"class_list":["post-440747","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pensions"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to get a \u00a31 million pension pot and what it could get you in retirement | Finder UK<\/title>\n<meta name=\"description\" content=\"The lifetime allowance for pensions is \u00a31,073,100 \u2013 we explore what you could get with a \u00a31 million pension pot in retirement and how to save one.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to get a \u00a31 million pension pot and what it could get you in retirement\" \/>\n<meta property=\"og:description\" content=\"The lifetime allowance for pensions is \u00a31,073,100 \u2013 we explore what you could get with a \u00a31 million pension pot in retirement and how to save one.\" \/>\n<meta property=\"og:url\" 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Find out more here - https:\/\/www.finder.com\/uk\/pensions\n\n00:00 Introduction \n00:23 What is a pension?\n00:48 When should people start thinking about their pension?\n01:35 If you're later on in life, is it too late to start thinking about your pension?\n02:24 What differentiates a pension from a putting money into a savings account?\n03:34 How does your pension go up in value?\n04:45 Can you choose what your pension is invested in?\n05:55 What is the difference between a workplace pension, state pension, personal pension and SIPP?\n08:27 Can you have more than one of these pensions at the same time?\n08:55 What are the two types of workplace pension?\n10:02 Can you opt out of a workplace pension?\n11:21 How do you balance paying a pension with other savings like a deposit on a house?\n13:15 What happens to your pension if you change jobs? 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Is this different for each pension scheme?\n19:43 What is the retirement age?\n21:10 For someone looking to build their savings for the first time, how would you suggest they get started?\n\nPenfold review \ud83d\udc49  https:\/\/www.finder.com\/uk\/penfold-review\n\n#pensions #penfold #pensionsexplaineduk","uploadDate":"2022-02-24T16:14:25Z","duration":"PT24M6S","url":"https:\/\/www.youtube.com\/watch?v=J1V26Ud-6VQ","contentUrl":"https:\/\/www.youtube.com\/watch?v=J1V26Ud-6VQ","embedUrl":"https:\/\/www.youtube.com\/embed\/J1V26Ud-6VQ","thumbnailUrl":"https:\/\/i.ytimg.com\/vi\/J1V26Ud-6VQ\/maxresdefault.jpg"}]},"article_modified_time":"2023-04-18T11:06:52+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"How much income could you get if you saved the max you&#039;re allowed to put in your pension pot? We&#039;ve crunched the numbers. \"}"],"_content_type":["niche-content\/information\/how-to"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/440747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/885"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=440747"}],"version-history":[{"count":7,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/440747\/revisions"}],"predecessor-version":[{"id":573158,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/440747\/revisions\/573158"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/440931"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=440747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=440747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=440747"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=440747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}