{"id":44069,"date":"2017-08-07T14:31:02","date_gmt":"2017-08-07T13:31:02","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=44069"},"modified":"2026-03-16T14:26:54","modified_gmt":"2026-03-16T14:26:54","slug":"sri-lanka","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka","title":{"rendered":"Best ways to spend travel money in Sri Lanka"},"content":{"rendered":"<div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>The Sri Lankan rupee is the currency.<\/li>\n          <li>You\u2019re likely to get charged a fee to withdraw cash at an ATM.<\/li>\n          <li>Choose a debit card with low fees (or no fees) for travel <a href=\"#toppicks\">from our top picks<\/a>.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3 id=\"toppicks\">Low-cost travel money options for Sri Lanka<\/h3>\n\n\n<style>\n.newpicks.topPicksF1 .topPicks__card { border: 2px solid #232320; border-radius: 1rem; -webkit-box-shadow: 4px 6px 0 0 #232320; box-shadow: 4px 6px 0 0 #232320; margin-right: 4px; }\n.pickfor { line-height: 20px; box-sizing: border-box; display: flex; flex-direction: column; justify-content: center; background-color: #e5f7ff; border-radius: 0.9rem 0.9rem 0 0; min-height: 58px; }\n.pickpros, .gxfcydsc { font-size: 14.75px; letter-spacing: -0.1px; line-height: 21px; }\n.topPicks__card { overflow: visible !important; }\n.topPicks__card figure.award { padding-bottom: 20px; margin: -3px auto 3px auto; }\n.topPicks__card span.gx-badge__body { box-sizing: border-box !important; }\n.topPicks__card figure.noward { padding: 10px; }\n.newpicks.flex { display: flex; flex-wrap: nowrap; overflow: auto; }\n.newpicks .flex-item { flex: 0 0 auto; margin-right: 10px !important;  width: calc((100% - 20px) \/ 3) !important; max-width: 280px; }\n.topPicks__optionalLabel span.table-popover::before { margin: 0px 0px -2px 2px; }\n.topPicks__card .text-small.dsclmr { font-size: 16px; letter-spacing: -.28px; }\n@media only screen and (min-width: 960px) { .newpicks { -webkit-box-pack: center; -webkit-justify-content: center; -ms-flex-pack: center; justify-content: center; } }\n@media only screen and (max-width: 960px) { .newpicks .flex-item { min-width: 270px; } }\n.newpicks .pick { line-height: 1.4em; min-height: 3.3em; }\n.newpicks .flex-item article { border-radius: 0.7em; }\n.newpicks .topPicks__optionalLabel { font-weight: 600; padding: 0.5em 0.65em 0.6em; width: auto; font-size: 0.875rem; line-height: 17px; margin-top: 0px !important; }\n<\/style>\n\n\n\n\n\n\n<div id=\"toppicks\" class=\"newpicks impression__toppicks-container u-grid u-grid--alignStretch u-grid--gutterCollapse flex has-padding-top-xsmall topPicksF1\" data-count-items=\"3\">\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fees + sign-up bonus<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png\" class=\"topPicks__image\" alt=\"Revolut  logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\"luna-button luna-button--success  luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/revolut-review#comparison-table-0000000000\">See deal<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>\u00a320 welcome bonus<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Pay like a local with excellent exchange rates<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Send money in 29 currencies<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Cashback on hotel bookings<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for no overseas fees card &amp; budgeting<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png\" class=\"topPicks__image\" alt=\"Monzo logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Monzo\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/monzo-travel-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224b7deca5-4152-460d-bd12-4d0074d34d61%22%2C%22product_name%22%3A%22Monzo%22%2C%22offer_id%22%3A%2225676%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%222%22%2C%22post_id%22%3A%2244069%22%2C%22post_path%22%3A%22travel-money%252Fsri-lanka%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Earn interest on your holiday money with a savings pot<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Make fee-free cash withdrawals<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Spend abroad with no fees<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Split costs with friends in seconds<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\" style=\"margin-right: 0px !important;\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fx fees<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png\" class=\"topPicks__image\" alt=\"Wise Multi-currency Account logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Wise\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/wise-multucyrrency-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bf57b237-53f7-4885-adc9-f9fb9275c9b7%22%2C%22product_name%22%3A%22Wise%2BMulti-currency%2BAccount%22%2C%22offer_id%22%3A%2225128%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%223%22%2C%22post_id%22%3A%2244069%22%2C%22post_path%22%3A%22travel-money%252Fsri-lanka%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>More than 150 countries<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Open an account in minutes<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Use in more than 150 countries<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 2 free cash withdrawals per month<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n<style>@media only screen and (min-width: 601px) { .ukfin_offrpll { min-height: 46px; } }<\/style><\/div>\n\n\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">How we chose these accounts<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/button>\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n\t\t\t<div class=\"accordionContent\">The accounts shown above are promoted picks. If we show a \"Promoted for\" pick, this means it's been chosen from among our partners and is based on factors that include special features or offers, and the commission we receive. Keep in mind that our picks may not always be the best fit for you, and it's important to compare for yourself to find a product that works for you.<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h4 id=\"credit-cards\">Using credit cards<\/h4><p>A credit card is one option to consider when travelling in Sri Lanka. Like all travel money options, it has its benefits and drawbacks. Consider some of the following factors associated with using your credit card overseas:<\/p><ul><li><strong>Currency conversion fees.<\/strong> Most UK credit cards will charge a currency conversion fee of around 3% if you use your card to make purchases in a foreign currency. To reduce your expenses, look for a credit card designed for overseas use that doesn\u2019t charge these fees.<\/li><li><strong>ATM withdrawals.<\/strong> Credit cards aren\u2019t designed for cash withdrawals, so you\u2019ll probably accrue a high cash advance fee if you use your card for ATM withdrawals in the UK or overseas. As you\u2019re most likely to use cash in Sri Lanka, you may want to consider carrying a debit or prepaid card for cash withdrawals and leave your credit card for large or emergency purchases.<\/li><li><strong>Interest.<\/strong> If you don\u2019t pay off your balance in full each month, you\u2019ll usually be charged interest which can quickly become expensive. Using your card for cash withdrawals incurs interest from the date of the transaction \u2013 even if you clear your balance in full that month. \t<\/li><li><b>Acceptance.<\/b> Visa and Mastercard are widely accepted in Sri Lanka, so you should have no problem using this type of card while you\u2019re travelling.<\/li><li><b>Rewards.<\/b> Some credit cards are linked to a rewards or frequent flyer program, which could be a smart way to earn points on your holiday purchases. Some cards even offer bonus points for overseas transactions.<\/li><li><b>Insurance.<\/b> Credit cards designed for overseas use often come with complimentary travel insurance for you and the family members travelling with you. You may be required to pay for a percentage of your travel costs with the card to qualify, so make sure to read over the insurance policy.<\/li><\/ul><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\">Compare travel credit cards<\/a><\/p><h4 id=\"travel-money-cards\">Using prepaid travel cards in Sri Lanka<\/h4><p>You can load pounds on to a prepaid travel card, which can be transferred to multiple supported currencies. Here are some of the benefits and drawbacks you should consider:<\/p><ul><li><b>Supported currencies.<\/b> A small number of UK prepaid cards support LKR, so you\u2019ll hopefully be able to avoid currency conversion or foreign transaction fees if you use a compatible travel money card in Sri Lanka.<\/li><li><b>ATM withdrawals.<\/b> Travel cards charge different ATM fees depending on the currency you\u2019re withdrawing. You can check the review page or product disclosure statement (PDS) relevant to your card to see how much ATM visits will cost you.<\/li><li><b>Locked-in exchange rates.<\/b> Prepaid travel cards lock in your exchange rate at the time of loading the funds, so your money is protected against negative exchange rate fluctuations while you\u2019re travelling.<\/li><li><b>Access to your own funds.<\/b> Unlike a line of credit, a prepaid card carries preloaded funds from your current account. This can help curb overspending and give you a more realistic understanding of your travel budget when you\u2019re overseas.<\/li><\/ul><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/travel-money\/prepaid-cards\">Compare prepaid cards for travelling<\/a><\/p><h4 id=\"debit-cards\">Using travel money debit cards<\/h4><p>Debit cards can be a good way to access your current account balance overseas, but there are some drawbacks you need to be aware of. Consider some of the benefits and restrictions below:<\/p><ul><li><b>ATM alliances.<\/b> Some UK debit cards belong to ATM alliances, so you can withdraw funds from specific ATMs overseas without incurring a withdrawal fee. Some card providers also won\u2019t charge for using your card overseas.<\/li><li><b>Currency conversion.<\/b> Unless your card is designed for overseas use, you\u2019ll be charged a currency conversion fee if you use your card to make purchases in a foreign currency.<\/li><li><b>Use your cash.<\/b> A debit card only has access to your current account balance. This can help you keep your travel budget in check and prevent you from overspending as you are not using credit.<\/li><\/ul><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/debit-cards-low-foreign-transaction-fees\">Compare UK debit cards with low transaction fee<\/a><\/p><h4 id=\"cash\">Taking cash into Sri Lanka<\/h4><p>It\u2019s prohibited to bring more than a small amount of LKR into and out of Sri Lanka. At some point, you will need to get money changed or make an ATM withdrawal.<\/p><h3>What\u2019s the alternative?<\/h3><p>Digital banking apps are definitely worth considering. You can use them to manage your travel money anywhere in the world, and many don\u2019t charge any transaction or withdrawal fees.<\/p><h3 id=\"currencies\">What currency can I use in Sri Lanka?<\/h3><p>The official and only currency of Sri Lanka is the rupee (LKR). The Sri Lankan government has tight control over the national currency and there are strict limits on the amount of rupees you can bring in and out of the country (up to LKR 20,000 \u2013 which is around \u00a350). You\u2019ll need to change pounds to LKR or withdraw rupees from an ATM when you arrive.<\/p><h3>How many rupees should you bring on your trip?<\/h3><table class=\" custom-table js-custom-table\"><thead><tr><th style=\"text-align: center;\">Colombo<\/th><th style=\"text-align: center;\">Budget<\/th><th style=\"text-align: center;\">Mid-range<\/th><th style=\"text-align: center;\">Expensive<\/th><\/tr><\/thead><tbody><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone sml-image-center wp-image-580273 size-full\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2013\/09\/sleep.png\" alt=\"hotel\" width=\"80\" height=\"69\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2013\/09\/sleep.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2013\/09\/sleep.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Simple guesthouse<br>\u00a310\u2013\u00a325 per night<\/td><td style=\"text-align: center;\">Double room in a 3-star hotel<br>\u00a335\u2013\u00a380 per night<\/td><td style=\"text-align: center;\">5-star hotel<br>\u00a385 and above \u2013 per night<\/td><\/tr><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone sml-image-center size-full wp-image-586489\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png\" alt=\"to-eat\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\"><p style=\"font-weight: 500; color: #3c4042;\">Fish curry and mixed rice<\/p><p>\u00a30.70\u2013\u00a32<\/p><\/td><td style=\"text-align: center;\">Meals at hotel\/restaurant<br>\u00a37\u2013\u00a313<\/td><td style=\"text-align: center;\">Meals at top-end places<br>\u00a315 and above<\/td><\/tr><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone sml-image-center wp-image-595571\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/car.png\" alt=\"car\" width=\"60\" height=\"60\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/car.png?fit=180 180w\" sizes=\"(max-width: 180px) 100vw, 180px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Bus fares<br>\u00a32-\u00a34 per day<\/td><td style=\"text-align: center;\">Hire bikes, ride trains and use a car and driver some days<br>\u00a314 per day<\/td><td style=\"text-align: center;\">Daily use of car and driver<br>\u00a335-\u00a350 for a day<\/td><\/tr><\/tbody><\/table><h3 id=\"tag2\">Exchange rate history (GBP to LKR)<\/h3><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\"><tbody><tr><th style=\"text-align: center;\">Year<\/th><th style=\"text-align: center;\">Average annual exchange British pound (GBP) to Sri Lankan rupee (LKR)<\/th><\/tr><tr><td style=\"color: #333333; text-align: center;\">2018<\/td><td style=\"color: #333333; text-align: center;\"><span>216.6495<\/span><\/td><\/tr><tr><td style=\"color: #333333; text-align: center;\">2019<\/td><td style=\"color: #333333; text-align: center;\"><span>228.1896<\/span><\/td><\/tr><tr><td style=\"color: #333333; text-align: center;\">2020<\/td><td style=\"color: #333333; text-align: center;\"><span>237.9855<\/span><\/td><\/tr><tr><td style=\"color: #333333; text-align: center;\">2021<\/td><td style=\"color: #333333; text-align: center;\">272.9212<\/td><\/tr><tr><td style=\"color: #333333; text-align: center;\">2022<\/td><td style=\"color: #333333; text-align: center;\">396.9006<\/td><\/tr><tr><td style=\"color: #333333; text-align: center;\">2023<\/td><td style=\"color: #333333; text-align: center;\">408.2701<\/td><\/tr><tr><td style=\"color: #333333; text-align: center;\">2024<\/td><td style=\"color: #333333; text-align: center;\">385.7144<\/td><td style=\"color: #333333; text-align: center;\">2025<\/td><td style=\"color: #333333; text-align: center;\">396.6858<\/td><\/tr><\/tbody><\/table><h3 id=\"travelcreditdebit\">Should it be a travel card, a credit card, or a debit card?<\/h3><p>Are you travelling to Sri Lanka and looking to find the best way to take your travel money? Let\u2019s compare prepaid travel cards, credit cards and debit cards to help you determine which option is right for you.<\/p><p><span>Most <\/span><a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/challenger-banks-list\">digital banking apps<\/a><span>, which are a great option owing to very low transaction and withdrawal fees, come with either a Visa or Mastercard <\/span><a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/best-banks-for-travelling\">bank card<\/a><span>. They work as normal bank accounts do, so the \u201ctopping up\u201d process simply consists of transferring money into the account.<\/span><\/p><h4 id=\"tag1\">A quick summary of your travel money options in Sri Lanka<\/h4><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" width=\"1147\" cellspacing=\"0\" cellpadding=\"0\"><tbody><tr><th>Travel money option<\/th><th>Pros<\/th><th>Cons<\/th><\/tr><tr><td>Debit cards for travel<\/td><td><ul class=\"list-1\"><li>Avoid currency conversion fees on foreign transactions<\/li><li>Emergency cash facilities<\/li><li>Ideal for managing your travel budget<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Currency conversion and international ATM fees<\/li><li>Can\u2019t be used over the counter<\/li><li>No emergency cash<\/li><li>No backup cards<\/li><\/ul><\/td><\/tr><tr><td>Prepaid travel money cards<\/td><td><ul class=\"list-1\"><li>Protected by PIN &amp; chip<\/li><li>Pre-load and secure your exchange rate in multiple foreign currencies<\/li><li>Accepted worldwide<\/li><li>Emergency card replacement and backup cards<\/li><li>Ideal for managing your travel budget<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Local ATM fee<\/li><li>Reloading time<\/li><li>No fee \u2013 Assuming cardholder is spending on a currency loaded onto the card<\/li><\/ul><\/td><\/tr><tr><td>Credit cards for travel<\/td><td><ul class=\"list-1\"><li>Protected by PIN &amp; chip<\/li><li>Access to funds up to your credit limit<\/li><li>Accepted worldwide<\/li><li>No currency conversion\/ transaction fees on some credit cards<\/li><li>Benefits including rewards points on spending, 0% purchases, frequent flyer perks<\/li><li>Emergency card replacement<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Can charge high withdrawal and cash advance fees<\/li><li>Higher spending limit (depends on your approved credit limit)<\/li><li>Interest usually applies<\/li><\/ul><\/td><\/tr><tr><td>Traveller\u2019s cheques<\/td><td><ul class=\"list-1\"><li>Secure and can be easily replaced if lost or stolen<\/li><li>Photo I.D. needed to cash cheques<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Can be costly with initial purchase charges<\/li><li>Not all merchants accept traveller\u2019s cheques<\/li><\/ul><\/td><\/tr><tr><td>Cash<\/td><td><ul class=\"list-1\"><li>Greater payment flexibility<\/li><li>Convenience<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>More difficult to manage expenses<\/li><li>Higher risk of theft<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p style=\"text-align: right;\"><em><sub>This table is a general summary of the travel money products in the market. Features and benefits can vary between cards. <\/sub><\/em><\/p><h3 id=\"tag5\">Get familiar with the Sri Lankan rupee<\/h3><p>The Sri Lankan rupee comes in the following denominations: 1, 2, 5, 10, 50, 100, 200, 500, 1,000, 2,000 and 5,000. 10 rupees is the lowest denomination banknote.<\/p><p><img decoding=\"async\" class=\"aligncenter sml-image-center wp-image-595749 size-full\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/sri-lankan-rupee.png\" alt=\"sri lankan rupee\" width=\"600\" height=\"446\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/sri-lankan-rupee.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/sri-lankan-rupee.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/sri-lankan-rupee.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/sri-lankan-rupee.png?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/sri-lankan-rupee.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/sri-lankan-rupee.png?fit=1800 1800w\" sizes=\"(max-width: 1800px) 100vw, 1800px\" loading=\"lazy\"><\/p><h3>Exchanging money<\/h3><p>You should wait until you arrive in Sri Lanka to get the bulk of your money changed. Money exchange offices in Sri Lanka can change pounds to rupees. You can bring up to LKR20,000 to Sri Lanka from abroad, which is approximately \u00a350, or you can bring up to the pound equivalent of US$15,000 without declaring it.<\/p><p>LKR is a minor international currency. Exchange offices in the UK charge a higher commission compared to getting your money changed when you arrive in Sri Lanka. Exchange offices at Colombo and Hambantota airports offer rates that compete with what you can get on the street, so don\u2019t be afraid to get your cash changed as soon as you get off the plane. Exchange offices at Colombo airport are open 24 hours a day, 7 days a week.<\/p><p>Licensed money changers such as jewellers and designated exchange offices may offer a better rate than banks. The rate may change depending on the denominations you want to change. For example, you may be able to get a better rate exchanging \u00a350 notes compared to multiples of \u00a310.<\/p><h3>Hotels and street money changers<\/h3><p>If you can, avoid changing money at your hotel. Hotels usually offer a worse rate than banks and dedicated money changers, and a commission may also be applied to the transaction.<\/p><p>Street money changers may offer an attractive rate, but there\u2019s a higher chance of being ripped off. These people are practised at sleight of hand and have been known to short-change tourists. It\u2019s better to be safe than sorry and get your money changed at the airport or at a bank. Spend a few extra pounds to ensure you end up ahead.<\/p><ul class=\"list-4\"><li><b style=\"font-size: medium;\">Tip:<\/b> Be sure to keep your exchange slip when you get money changed so you can re-exchange cash when you leave the country.<\/li><\/ul><h3>Withdrawing cash from an ATM<\/h3><p>The other option to get LKR is to withdraw cash from an ATM when you arrive. Cash withdrawals using your credit card (not recommended) or debit card are subject to the Visa or Mastercard foreign exchange rate. The Visa and Mastercard rate is close to the interbank rate. The downside is that a local ATM operator fee and international ATM fee may apply.<\/p><h4>The banks to use to withdraw cash<\/h4><p>Not all banks accept foreign cards. You can make cash withdrawals using your UK card at these popular Sri Lankan banks:<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul class=\"list-1\"><li>Sampath Bank<\/li><li>Commercial Bank<\/li><li>HNB<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul class=\"list-1\"><li>National Development Bank<\/li><li>HSBC<\/li><li>Standard Chartered Bank<\/li><\/ul><\/div><\/div><p>Make sure you check to see whether the ATM takes your card. The Visa and Mastercard logo should be displayed on the front of the machine.<\/p><h3 id=\"the-bottom-line\">Bottom line<\/h3><p>There is no single best travel money strategy, as the right one will ultimately depend on where you\u2019re travelling, how you\u2019re spending your money and what you can afford. For example, if you\u2019re going to be making a lot of cash withdrawals, consider a debit card with an ATM alliance or a prepaid card with low withdrawal fees over a credit card.<\/p><p>Given Sri Lanka\u2019s relatively strict limits on the amount of physical cash that can be brought into or taken out of the country, it may make sense to wait until you arrive in the country before trying to get your hands on LKR bank notes.<\/p><p>As LKR is a relatively minor international currency, you\u2019re unlikely to find overly competitive exchange rates if using an exchange office in the UK to get LKR cash. UK-based exchanges are also likely to levy a higher commission, when compared to getting your money changed as soon as you arrive in Sri Lanka.<\/p><h3 id=\"tag6\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How can I send money to Sri Lanka from the UK? <\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">You can easily send money from Australia to Sri Lanka using an online money transfer service. We answer this question in more detail in our <a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/send-money-internationally\/send-money-to-sri-lanka\" title=\"Send Money to Sri Lanka Securely\">guide to transferring money to Sri Lanka<\/a>.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">What\u2019s the best way to get LKR in Sri Lanka? Cash or card?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">If you\u2019re asking whether it\u2019s better to take pounds to change when you arrive in Sri Lanka or make ATM withdrawals, it depends on the card you use to make a withdrawal and ATM fees vs the exchange rate on offer plus any commission.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">What\u2019s the best place to exchange cash in Sri Lanka?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">You have a couple of options. Hotels, licensed money changers, street exchange vendors and banks may accept pounds, though USD or AUD can be safer options. Hotels can be convenient, but you\u2019ll pay more. Banks and licensed money changers are a safe bet. These places usually offer a rate somewhere in the middle in terms of value for money. There are exchange offices at the international airports where you can get your money changed 24 hours a day, 7 days a week.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">When are banks open in Sri Lanka?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Most banks are open 9am\u20131pm, Monday to Saturday. Banks in the city may stay open until 3pm. Some services at some banks are available 24 hours a day.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">How much can I withdraw from an ATM in Sri Lanka?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">ATM limits in Sri Lanka vary depending on the ATM provider. Some ATMs can dispense up to LKR40,000\u2013LKR80,000 at a time. Limits may be higher, and you will be advised about transaction limits when you insert your card into the ATM. You can make multiple withdrawals up to your bank\u2019s maximum daily withdrawal limit.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">What do I do with my leftover LKR?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\">There are restrictions on the amount of LKR you can take out of Sri Lanka, so you should get any leftover rupees changed to another currency before you leave the country. You can do this in the departure lobby of the airport before you board your plane. You should have been provided with an exchange slip when you first changed your money to LKR. Show this slip to get your money changed back before you leave the country.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">How much should I tip when I\u2019m in Sri Lanka?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>A tip can be a great way to show your appreciation for a job well done. It\u2019s not compulsory to tip, but there is some expectation of a reward for most direct services such as room cleaning, carrying bags, drink and food service and guided tours. An additional \u2018service charge\u2019 is included in some bills, like when you dine out at a restaurant or when you settle your hotel bill. This additional charge is collected by the owner of the business and the money may not end up in the hands of the people who have served you. Tip waiters, cleaners or staff directly to make sure they get the money.<\/p><p><b>Guidelines for tipping:<\/b><\/p><p>Tip restaurant and bar staff and drivers 10% of the total bill, 100 rupees a day for cleaners and 50 rupees (per bag) for porters. If you\u2019re visiting a temple or shrine, tip shoe minders 20 rupees. Island car tours will expect a little more, but it\u2019s your decision to tip as much as you feel is necessary to show your gratitude for a service well (or not so well) done.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000001\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000001\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Learn about your travel money options when travelling to Sri Lanka and how to use cash, debit, credit and prepaid travel cards at this travel destination. <\/p>\n","protected":false},"author":639,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[525],"tags":[],"asset_tag":[],"class_list":["post-44069","post","type-post","status-publish","format-standard","hentry","category-travel-money"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best ways to spend travel money in Sri Lanka<\/title>\n<meta name=\"description\" content=\"Read through this guide and learn about which travel money options to take to Sri Lanka. Compare cash, debit, credit or prepaid travel card travel options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best ways to spend travel money in Sri Lanka\" \/>\n<meta property=\"og:description\" content=\"Read through this guide and learn about which travel money options to take to Sri Lanka. Compare cash, debit, credit or prepaid travel card travel options.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2017-08-07T13:31:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-au\/wp-uploads\/2013\/09\/sleep.png\" \/>\n<meta name=\"author\" content=\"Jason Loewenthal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jason Loewenthal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka\"},\"author\":{\"name\":\"Jason Loewenthal\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/9e17420e96fcfdf0d0fd4a676608e6df\"},\"headline\":\"Best ways to spend travel money in Sri Lanka\",\"datePublished\":\"2017-08-07T13:31:02+00:00\",\"dateModified\":\"2026-03-16T14:08:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka\"},\"wordCount\":2601,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-au\/wp-uploads\/2013\/09\/sleep.png\",\"articleSection\":[\"Travel Money\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka#respond\"]}],\"comment\":[{\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka#comment-7730\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka#comment-1875\"}],\"copyrightYear\":\"2017\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"Exchange Rates UK\",\"url\":\"https:\/\/www.exchangerates.org.uk\/GBP-LKR-exchange-rate-history.html\"}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka\",\"url\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka\",\"name\":\"Best ways to spend travel money in Sri Lanka\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-au\/wp-uploads\/2013\/09\/sleep.png\",\"datePublished\":\"2017-08-07T13:31:02+00:00\",\"dateModified\":\"2026-03-16T14:08:10+00:00\",\"description\":\"Read through this guide and learn about which travel money options to take to Sri Lanka. 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He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/jason-loewenthal-8aa27a122\/\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/jasonloewenthal\",\"jobTitle\":\"Senior writer\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/travel-money\/sri-lanka#comment-7730\",\"author\":{\"@type\":\"Person\",\"name\":\"Rune\"},\"text\":\"Hello, \\n\\nHow much foreign cash (USD) are you allowed to bring into Sri Lanka? 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