The Juni Business Card (only for ecommerce companies) is issued on the Visa network (used by a whopping 4.2 billion cards), so you'll be able to use it at more than 100 million merchant locations across more than 200 countries and territories.<\/p>\n\n\n
Juni is a Swedish startup with an online lending platform (not a bank) developed for \u201cmade for online advertising\u201d. Founded by Anders Oresedal and Samir E-Sabini in 2020, Juni\u2019s aim is to act as a \u201cfinancial companion\u201d to companies in the online marketing space.<\/p>
With the recent announcement that Juni\u2019s Series A funding was extended to $73 million, it\u2019s no surprise that it has quickly turned around a virtual credit product to shake up the current credit card market.<\/p>
The Juni Business card is a virtual charge card made for ecommerce and issued by PayrNet (a subsidiary of Railsr). Just like any other cashback business charge cards, you can use it for your day-to-day business spending or larger campaigns, but with an additional perk of earning cashback. However unlike traditional business credit cards, Juni has created this card with ecommerce in mind, allowing for high spend limits and relaxed repayment terms to \u201cunlock revenue growth by funding large ad campaigns to reach bigger audiences and boost ROAS.\u201d (Juni) You will also be expected to repay your card in full each month, otherwise you could face a fee.<\/p>
Juni was a Customer Satisfaction Chamption in the 2025 Customer Satisfaction Awards<\/a>, with 93% of its business card customers stating they would recommend it to a friend.<\/p> Juni received a relatively high score on Trustpilot of 4.5 out of 5, with reviewers there noting that the company was constantly adding helpful features and that the staff made the effort to maintain regular contact with business customers (updated March 2024).<\/p> Challenger credit cards and charge cards are emerging at an exhilarating rate and it was about time that a digital business card was brought to the market. With a unique focus on ecommerce, the Juni Business card might be an innovative option for those companies that have plans for large ad campaigns and would be interested in integrating their networks, processors and accounts all in one place. However, if you\u2019re looking for a business credit card with rewards and a reduced focus on online marketing, American Express<\/a> and Capital on Tap<\/a> offer some great business credit card and charge card options too.<\/p> If you\u2019re thinking about getting a business credit card and aren\u2019t sure which one to pick, take a look at our business credit card comparison page<\/a>.<\/p> As the Juni Business card is a charge card, you are expected to repay the full amount each month. You can make manual repayments through your Juni account. Alternatively, you may wish to set up a direct debit.<\/p> A direct debit protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee () or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the card.<\/p> Juni does not charge interest if you pay the balance in full by each payment due date, but be careful, your business may be charged if you carry over a balance. Juni does charge a late repayment fee of and states that interest will be applied to the \u201coutstanding balance (in addition to late payment fees)\u201d. This interest will be calculated on a daily basis.<\/p> You can apply for the Juni Business card directly through the Juni website.<\/p>Verdict<\/h3>
Repayment options<\/h3>
How to apply<\/h3>