{"id":424511,"date":"2021-11-29T12:34:06","date_gmt":"2021-11-29T12:34:06","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=424511"},"modified":"2026-05-06T16:20:59","modified_gmt":"2026-05-06T15:20:59","slug":"junior-stocks-and-shares-isas","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/junior-stocks-and-shares-isas","title":{"rendered":"Best junior stocks and shares ISAs"},"content":{"rendered":"<p>If you\u2019re looking for one of the best ways to build wealth and help your children invest, a junior stocks and shares ISA (JISA) could be your new favourite type of account. Most people aren\u2019t even aware they can invest on behalf of their kids using a JISA. <\/p><p>These accounts work slightly differently to regular ISAs and children\u2019s accounts. So, if you\u2019re looking for the best junior stocks and shares ISA, it\u2019s important to understand how they work to ensure you can maximise the benefits and use these accounts to their full potential. <\/p><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>A JISA allows you to invest up to \u00a39,000 per tax year for each child.<\/li>\n          <li>Finding the best junior stocks and shares ISA will depend on your goals and budget.<\/li>\n          <li>There\u2019s more choice than ever for junior stocks and shares ISAs in the UK.<\/li>\n      <\/ul>\n\n      <div class=\"keyTakeaways__footer\">\n      <div class=\"keyTakeaways__footer-cta-text\">Ready to compare the best junior stocks and shares ISAs?<\/div>\n      <a class=\"luna-button luna-button--primary\" href=\"#compare\">Compare the best JISAs<\/a>\n    <\/div>\n  \n  <\/div>\n<h3 id=\"compare\">Best junior stocks and shares ISAs<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"912cf0ac-7629-4135-9881-4471a3c84792\" data-template=\"comparison\" data-niche=\"UKFST-SSI\" data-site=\"UKFST-SSI\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"UKFST-SSI-Juniorisa\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"424511\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFST-SSI\",\"fieldset\":\"UKFST-SSI-Juniorisa\",\"template\":\"comparison\",\"category_id\":\"912cf0ac-7629-4135-9881-4471a3c84792\",\"category_name\":\"junior isa\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778356298}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-912cf0ac-7629-4135-9881-4471a3c84792\">5 of 5 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated\n\t\t\t\t\tregularly<\/span><\/a><\/span><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFST-SSI\" data-site=\"UKFST-SSI\" data-table-id=\"2739\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFST-SSI\",\"fieldset\":\"UKFST-SSI-Juniorisa\",\"template\":\"comparison\",\"category_id\":\"912cf0ac-7629-4135-9881-4471a3c84792\",\"category_name\":\"junior isa\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778356298}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfst-ssi\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"5\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"80ca3e1eea60ed52a93f820d869cb6b0fbd950cba224db071486da5f154673b7\" data-table-record-type=\"product\" data-table-record-ids='[\"4546cd05-bcfc-4df6-bbaf-5417dac74d9a\",\"b36c52bf-f944-4701-8020-fe295258f681\",\"1aa4391e-aca1-44ca-a68a-4fdb7c9c31df\",\"06f63e64-f2f1-4b9a-a8ea-a9e9bbf45da9\",\"324eb243-8a8c-4a70-83cb-08b9aec3cc73\"]' data-total-data=\"5\" data-enable-top-filters=\"false\" data-total-product-count=\"5\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-ajax-table-sorter-column=\"PRODUCT.JISA.PROTECTION_SCHEME\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"protection_scheme\">\n                                                        Protection scheme\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.JISA.MINIMUM_DEPOSIT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"min_deposit\">\n                                                        Min deposit\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.JISA.MINIMUM_MONTHLY_INVESTMENT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"min_monthly_investment\">\n                                                        Min monthly investment\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.JISA.MAX_ANNUAL_FEES\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"max_annual_fees\">\n                                                        Max annual fees\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.GENERAL.TABLE_DESCRIPTION\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-top no-padding-top no-margin-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"brand_description\">\n                                                        Brand description\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media 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wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      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*\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"4546cd05-bcfc-4df6-bbaf-5417dac74d9a\" data-provider-id=\"64808df6-03dd-480b-a487-010c0b62cdb3\" data-product-name=\"IG Junior ISA\" data-provider-name=\"IG\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png\" alt=\"IG logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>IG Junior ISA<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"FSCS\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Protection scheme\">\n                        FSCS\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\u00a30\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min deposit\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a30\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min monthly investment\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\u00a30\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Max annual fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\"><strong>Welcome bonus<\/strong>: New customers get \u00a350 when you invest \u00a350 in stocks or ETFs by 30 June. Use code 'IGJISA'. Capital at risk. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before {     display: none;   }<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/igjisa-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFST-SSI%22%2C%22fieldset%22%3A%22UKFST-SSI-Juniorisa%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22912cf0ac-7629-4135-9881-4471a3c84792%22%2C%22category_name%22%3A%22junior%2Bisa%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778356298%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22IG%2BJunior%2BISA%22%2C%22product_id%22%3A%224546cd05-bcfc-4df6-bbaf-5417dac74d9a%22%2C%22offer_id%22%3A%2227041%22%2C%22post_id%22%3A%22424511%22%2C%22post_path%22%3A%22share-trading%252Fjunior-stocks-and-shares-isas%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the IG website to learn more about this product\">      Go to site    <\/a><p class=\"disclaimer-text \">  Capital at risk<\/p><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button fin-text-dark-blue\" title=\"Further details about the IG Junior ISA\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"b36c52bf-f944-4701-8020-fe295258f681\" data-provider-id=\"6275d7c6-4c1c-4e89-a3c1-524fb277295d\" data-product-name=\"Hargreaves Lansdown Junior ISA\" data-provider-name=\"Hargreaves Lansdown\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/hargreaves-lansdown-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5c52fd243b7a3.png\" alt=\"Hargreaves Lansdown logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c52fd243b7a3.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c52fd243b7a3.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c52fd243b7a3.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c52fd243b7a3.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c52fd243b7a3.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/hargreaves-lansdown-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Hargreaves Lansdown Junior ISA<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"FSCS\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Protection scheme\">\n                        FSCS\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\u00a3100\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min deposit\">\n                        \u00a3100\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a325\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min monthly investment\">\n                        \u00a325\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"0%\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Max annual fees\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before {     display: none;   }<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/hargreaveslansdownjisa-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFST-SSI%22%2C%22fieldset%22%3A%22UKFST-SSI-Juniorisa%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22912cf0ac-7629-4135-9881-4471a3c84792%22%2C%22category_name%22%3A%22junior%2Bisa%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778356298%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Hargreaves%2BLansdown%2BJunior%2BISA%22%2C%22product_id%22%3A%22b36c52bf-f944-4701-8020-fe295258f681%22%2C%22offer_id%22%3A%2221434%22%2C%22post_id%22%3A%22424511%22%2C%22post_path%22%3A%22share-trading%252Fjunior-stocks-and-shares-isas%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the Hargreaves Lansdown website to learn more about this product\">      Go to site    <\/a><p class=\"disclaimer-text disclaimer-text__right\">  Capital at risk<\/p><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/hargreaves-lansdown-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button fin-text-dark-blue\" title=\"Further details about the Hargreaves Lansdown Junior ISA\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"1aa4391e-aca1-44ca-a68a-4fdb7c9c31df\" data-provider-id=\"228358fa-b38a-4f5d-9827-1c176dec2d68\" data-product-name=\"Interactive investor Junior ISA\" data-provider-name=\"Interactive Investor\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/interactive-investor-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69b3d6a446210.png\" alt=\"Interactive Investor logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69b3d6a446210.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69b3d6a446210.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69b3d6a446210.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69b3d6a446210.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69b3d6a446210.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/interactive-investor-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Interactive investor Junior ISA<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"FSCS\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Protection scheme\">\n                        FSCS\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\u00a30\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min deposit\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a325\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min monthly investment\">\n                        \u00a325\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\u00a3119.88\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Max annual fees\">\n                        \u00a3119.88\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before {     display: none;   }<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/iijisa-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFST-SSI%22%2C%22fieldset%22%3A%22UKFST-SSI-Juniorisa%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22912cf0ac-7629-4135-9881-4471a3c84792%22%2C%22category_name%22%3A%22junior%2Bisa%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778356298%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22Interactive%2Binvestor%2BJunior%2BISA%22%2C%22product_id%22%3A%221aa4391e-aca1-44ca-a68a-4fdb7c9c31df%22%2C%22offer_id%22%3A%2221436%22%2C%22post_id%22%3A%22424511%22%2C%22post_path%22%3A%22share-trading%252Fjunior-stocks-and-shares-isas%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the Interactive Investor website to learn more about this product\">      Go to site    <\/a><p class=\"disclaimer-text disclaimer-text__right\">  Capital at risk<\/p><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/interactive-investor-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button fin-text-dark-blue\" title=\"Further details about the Interactive investor Junior ISA\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"06f63e64-f2f1-4b9a-a8ea-a9e9bbf45da9\" data-provider-id=\"e96ba0aa-dba7-4dc2-b343-a832d938f2ad\" data-product-name=\"Scottish Friendly Junior ISA\" data-provider-name=\"Scottish Friendly\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/scottish-friendly-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/60c1c42cc01e8.png\" alt=\"Scottish Friendly logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/60c1c42cc01e8.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/60c1c42cc01e8.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/60c1c42cc01e8.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/60c1c42cc01e8.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/60c1c42cc01e8.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/scottish-friendly-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scottish Friendly Junior ISA<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"FSCS\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Protection scheme\">\n                        FSCS\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\u00a350\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min deposit\">\n                        \u00a350\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a320\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min monthly investment\">\n                        \u00a320\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"1.50%\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Max annual fees\">\n                        1.50%\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before {     display: none;   }<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/scottishfriendlyjisa-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFST-SSI%22%2C%22fieldset%22%3A%22UKFST-SSI-Juniorisa%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22912cf0ac-7629-4135-9881-4471a3c84792%22%2C%22category_name%22%3A%22junior%2Bisa%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778356298%22%2C%22position%22%3A%224%22%2C%22product_name%22%3A%22Scottish%2BFriendly%2BJunior%2BISA%22%2C%22product_id%22%3A%2206f63e64-f2f1-4b9a-a8ea-a9e9bbf45da9%22%2C%22offer_id%22%3A%2221653%22%2C%22post_id%22%3A%22424511%22%2C%22post_path%22%3A%22share-trading%252Fjunior-stocks-and-shares-isas%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the Scottish Friendly website to learn more about this product\">      Go to site    <\/a><p class=\"disclaimer-text disclaimer-text__right\">  Capital at risk<\/p><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/scottish-friendly-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button fin-text-dark-blue\" title=\"Further details about the Scottish Friendly Junior ISA\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"324eb243-8a8c-4a70-83cb-08b9aec3cc73\" data-provider-id=\"5981eb4f-6e62-4d47-8109-2d84b20346bf\" data-product-name=\"AJ Bell Junior ISA\" data-provider-name=\"AJ Bell\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/aj-bell-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/65955d1ee6891.jpg\" alt=\"AJ Bell logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/65955d1ee6891.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/65955d1ee6891.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/65955d1ee6891.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/65955d1ee6891.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/65955d1ee6891.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/aj-bell-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">AJ Bell Junior ISA<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"FSCS\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Protection scheme\">\n                        FSCS\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\u00a3500\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min deposit\">\n                        \u00a3500\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a325\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min monthly investment\">\n                        \u00a325\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"0.25%\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Max annual fees\">\n                        0.25%\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before {     display: none;   }<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/ajbelljisa-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFST-SSI%22%2C%22fieldset%22%3A%22UKFST-SSI-Juniorisa%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22912cf0ac-7629-4135-9881-4471a3c84792%22%2C%22category_name%22%3A%22junior%2Bisa%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778356298%22%2C%22position%22%3A%225%22%2C%22product_name%22%3A%22AJ%2BBell%2BJunior%2BISA%22%2C%22product_id%22%3A%22324eb243-8a8c-4a70-83cb-08b9aec3cc73%22%2C%22offer_id%22%3A%2221435%22%2C%22post_id%22%3A%22424511%22%2C%22post_path%22%3A%22share-trading%252Fjunior-stocks-and-shares-isas%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the AJ Bell website to learn more about this product\">      Go to site    <\/a><p class=\"disclaimer-text disclaimer-text__right\">  Capital at risk<\/p><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/aj-bell-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button fin-text-dark-blue\" title=\"Further details about the AJ Bell Junior ISA\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      \/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    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comparison-table__dataCount\">Showing\n\t\t\t5\n\t\t\tof\n\t\t\t5\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFST-SSI\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>What is a junior stocks and shares ISA?<\/h3><p>It\u2019s a tax-efficient investing account, specifically designed for youngsters. These accounts work in quite a similar way to adult <a href=\"https:\/\/www.finder.com\/uk\/stocks-and-shares-isas\">stocks and shares ISAs<\/a> but there are some key differences. With a junior stocks and shares ISA, you can invest up to \u00a39,000 each tax year on behalf of each child. <\/p><p>They can only access the funds when turning 18 and any growth on the investments isn\u2019t subject to capital gains (CGT) or dividend tax, so the junior stocks and shares ISA is one of the best ways for kids in the UK to start building wealth from an early age and a great opportunity for you to start educating them in best personal finance practice.<\/p><p>There\u2019s also a junior cash ISA, which follows similar rules but is only for saving cash and not investing.<\/p><h3>How do JISAs work?<\/h3><p>Like adult ISAs, junior ISAs are a tax-efficient wrapper, which means that you can invest up to your annual allowance without paying any UK tax on the profits.<\/p><p>The child\u2019s legal guardian or parent needs to open the account, but anyone is able to pay in. So it\u2019s a great account for family and friends to pay into, a productive way for the grandparents to spoil them and help set them up for future success.<\/p><p>There are plenty of UK platforms that offer JISAs, including some of the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-trading-apps\">best trading apps<\/a> where you could hold your own adult-sized ISA account if you wanted and keep the whole family under one tax-proof roof. <\/p><p>The providers available will differ in what they can offer in terms of investment options, for example the ability to buy shares or a robo-advisor that comes with a ready-made portfolio for simplicity. Think about what it is that you\u2019re looking for, such as whether you want to choose your own investments or if you\u2019d like to choose a portfolio.<\/p><p>With the JISA, you can invest in stocks, shares and other investment types on the child\u2019s behalf. A great benefit to this is that the money is locked in for up to 18 years, so it has plenty of time to (hopefully) grow. Keep in mind, how it performs depends on your choice of investments \u2013 the same investing principles and risks apply to kids as well as adults unfortunately. <\/p><h3>Child trust funds<\/h3><p>If your child has a child trust fund, it can be transferred into a JISA. They might have one if they were born between 2002 and 2011. If the child isn\u2019t much of a child anymore and is already over 16, it can be transferred to an adult <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/cash-isas\">cash ISA.<\/a> Otherwise they can access their money at 18 or choose to transfer it into an ISA later down the line. Those aged 16\u201317 can take out a regular cash ISA to save up to \u00a320,000 per year as well as \u00a39,000 in a JISA.<\/p><h3>What are the key differences between ISAs and JISAs?<\/h3><p>Junior ISAs are similar to adult ones, except that:<\/p><ul><li>The tax-free allowance is \u00a39,000 in each tax year.<\/li><li>All money paid in by you or anyone else belongs to the child and can\u2019t be accessed until the child turns 18. If you want to open a JISA with another provider, you\u2019ll have to transfer it.<\/li><\/ul><h3>How to find the best junior stocks and shares ISA<\/h3><p>There might seem like there\u2019s not much that separates junior stocks and shares JISAs offered by different providers. However, there are key areas worth digging into that can help narrow down your options when searching for the best UK junior stocks and shares ISA:<\/p><ol><li><strong>Decide how hands-on you\u2019d like to be.<\/strong> If you\u2019re not interested in choosing investments yourself, you can check out robo-advisors.<\/li><li><strong>Look at the fees.<\/strong> Robo-advisors cost a little more, but you\u2019re paying for a service. You should check the fees of JISAs for holding an account and the charges to actually invest.<\/li><li><strong>Think about tools and resources.<\/strong> DIY platforms tend to have more tools and resources than  robo-advisors. You\u2019r going to be the one managing this junior stocks and shares ISA so think about what you need to help you better invest for your child.<\/li><li><strong>Consider investment choice.<\/strong> Whether you\u2019re interested in stocks, funds, bonds or any other type of investment, you\u2019d need to make sure your provider has them available. Consider whether you\u2019ll want to invest in overseas shares, as some providers are specific to some exchanges.<\/li><\/ol><h3>Types of stocks and shares JISAs<\/h3><p>There are 2 main ways to invest in a stocks and shares junior ISA:<\/p><h4>DIY<\/h4><p>This option <i>tends to be chosen<\/i> by people that invest already. That doesn\u2019t mean to say that you shouldn\u2019t go for it if you don\u2019t invest already. It\u2019s where you\u2019d pick out the individual investments for the portfolio \u2013 you\u2019d be in charge of making sure it\u2019s diversified and rebalancing it over time. You\u2019d also need to keep an eye on the individual stocks to look at how they\u2019re performing and decide whether you want to sell.<\/p><p>This sounds like a lot of work, but ideally you wouldn\u2019t look at it too often, as a <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/how-to-invest-in-a-volatile-market\">volatile market<\/a> might spook you into selling. Remember, you have until your child turns 18 to keep this invested, so as long as it\u2019s well diversified, it should have a good opportunity to grow over this time.<\/p><p>DIY portfolios are offered by plenty of investment providers, although finding one that also lets you invest in a JISA is a little harder to come by, but there are plenty of choices available. With DIY options, you would manage the account as if it were your own, but the money would belong to the child named on the account.<\/p><p><strong>Think of these like:<\/strong> Donning the power tools and building yourself a piece of furniture by scratch to fit the exact measurements you need, then decorating it to match your colour schemes.<\/p><h4>Robo-advisors<\/h4><p>If you\u2019re not too bothered about choosing individual stocks and shares, or if you\u2019re concerned about maintaining the portfolio yourself, you could opt for a ready-made option. These are offered by providers called <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/robo-advisors\">\u201crobo-advisors\u201d<\/a>, but can also be offered by providers that offer DIY investing.<\/p><p>Robo-advisors have a selection of different portfolios that are ready-made. They\u2019ll be presented with defining features that divide them \u2013 for example, Wombat has created themed portfolios, such as specifically British companies or companies with female leads. Portfolios are commonly organised by <a href=\"https:\/\/www.finder.com\/uk\/investment-risk\">risk<\/a> \u2013 this is a gauge of how much risk you\u2019d be taking on by investing in that portfolio, based on the types of investments it contains. A lower risk score is less risky, but has less profit potential, while the opposite is true of a higher one.<\/p><p>Sometimes robo-advisors suggest a portfolio for you, based on your answers to a short questionnaire. This is like a virtual personal shopper: it matches up how you feel about risk and your investment timelines with the portfolios on offer to help you understand which is best for you.<\/p><p>Robo-advisors are a good choice for beginner investors, but they tend to come with higher costs. Most of the robo-advisors we\u2019ve reviewed on our site offer JISAs, including <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/wealthify-review\">Wealthify<\/a>, <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/moneyfarm-review\">Moneyfarm<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/moneybox-review\">Moneybox<\/a>.<\/p><p><strong>Think of these like:<\/strong> Popping down to IKEA and getting yourself some ready-made furniture that\u2019s been picked out to match your chosen colour schemes and the theme of your house.<\/p><div class=\"eeQuote box u-rounded--lg source-finder type-expert\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 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19.7683 11.9999C19.7683 10.2776 18.8031 8.88338 17.6107 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n        <path d=\"M15.3179 6.3158H3V12C3 15.1355 5.54875 17.6842 8.68421 17.6842C9.92073 17.6842 11.0626 17.2836 11.9963 16.6117C12.9679 17.312 14.1098 17.6842 15.3147 17.6842C18.4502 17.6842 20.999 15.1355 20.999 12C20.999 8.86454 18.4502 6.3158 15.3147 6.3158H15.3179ZM3.63088 12.0032V6.94983H8.68421C11.4695 6.94983 13.7375 9.21784 13.7375 12.0032C13.7375 14.7885 11.4695 17.0565 8.68421 17.0565C5.89888 17.0565 3.63088 14.7885 3.63088 12.0032ZM15.3179 17.0565C14.3022 17.0565 13.3401 16.76 12.5073 16.1985C13.6492 15.1576 14.3716 13.6655 14.3716 12C14.3716 9.79824 13.113 7.88984 11.2771 6.94667H15.3179C18.1032 6.94667 20.3712 9.21468 20.3712 12C20.3712 14.7853 18.1032 17.0533 15.3179 17.0533V17.0565Z\" fill=\"#232320\"><\/path>\n        <path d=\"M10.9808 8.88653C10.5992 8.88653 10.2427 9.03163 9.93043 9.28083C10.1859 9.47956 10.3563 9.78553 10.3563 10.1357C10.3563 10.735 9.8705 11.2208 9.27117 11.2208C9.14184 11.2208 9.02197 11.1955 8.90526 11.1545C8.85163 11.4227 8.82324 11.7066 8.82324 11.9999C8.82324 13.7191 9.78849 15.1165 10.9808 15.1165C12.1732 15.1165 13.1384 13.7222 13.1384 11.9999C13.1384 10.2776 12.1732 8.88338 10.9808 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n      <\/g>\n      <defs>\n        <clippath id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Our expert says: What's the best-performing junior stocks and shares ISA in the UK?<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"It depends on the timeframe you\u2019re looking at. A lot of people get confused about junior stocks and shares ISAs (and adult ISAs for that matter), thinking that this account is an investment. Whereas, it\u2019s just an account to actually hold your investments, so the best junior stocks and shares ISA for performance will be the one that\u2019s held the best investments for any given period. <\/p><p>Unfortunately, picking the best investments is an extremely tough task (otherwise we\u2019d all be rich). However, you can give your child\u2019s junior stocks and shares ISA the best shot at success with patience, sensible long-term investment decisions, and keeping your fees low. If they\u2019ve got 18 years for this account to mature, aim for steady-growth rather than risky or volatile options. <\/p><p>There\u2019s no guaranteed path to success with investing but you can increase your chances of success with a sensibly diversified portfolio, all the same investing strategies that apply to adults will also transfer to kids.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                            <div class=\"eeQuote__authorInfo\">\n                                            <div class=\"eeQuote__authorPhoto--mobile\">\n                            <figure class=\"eeQuote__photo\">\n                                <img decoding=\"async\" alt=\"George Sweeney, DipFA's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" 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<defs>\n        <clippath id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                                    <\/div>\n                                        <div class=\"eeQuote__authorDetails\">\n                                                    <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/georgesweeney\" itemprop=\"url\" target=\"_blank\">\n                                George Sweeney, DipFA\n                            <\/a>\n                                                                            <div class=\"eeQuote__authorTitle\">Deputy editor<\/div>\n                                            <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n<h3>Are JISAs suitable for me?<\/h3><p>These accounts might be suitable for you if you\u2019re happy to lock away the money until the child turns 18. It could also be a good choice if you have a lot to give them (we\u2019re talking up to \u00a39,000 per year).<\/p><h3>How much do stocks and shares JISAs cost?<\/h3><p>This depends on several factors:<\/p><ul><li><strong>How much are you investing?<\/strong> Some providers charge a percentage of the amount you\u2019re investing, known as the <strong>platform charge<\/strong>, while others will charge you per trade, known as <strong>commission<\/strong>. This differs between types of JISA \u2013 robo-advisors tend to charge a platform charge while DIY providers tend to charge commission.<\/li><li><strong>Are you using robo-advice?<\/strong> Robo-advisors cost a little more than brokers, but you\u2019ll save a lot of time, especially if you\u2019re an inexperienced investor.<\/li><li><strong>Are you trading overseas shares?<\/strong> For DIY portfolios, if you\u2019re trading shares that are listed on overseas stock exchanges, you might need to pay a <strong>foreign exchange<\/strong> fee to make the transaction. This is typically a small percentage of the amount you\u2019re converting.<\/li><\/ul><p>Any UK shares that are traded electronically incur 0.5% <strong>stamp duty reserve tax<\/strong>. You may also need to consider <strong>inactivity fees<\/strong>, which are fees charged to you when you\u2019re not using your account.<\/p><p><a href=\"#compare\">Our comparison table<\/a> details some of the main fees on these accounts.<\/p><h3 id=\"pros\">Pros and cons of junior stocks and shares ISAs<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>The tax efficiency means you don't have to pay any UK taxes on profit<\/li>\n                                    <li>There's a larger choice of platforms than ever before<\/li>\n                                    <li>You can invest the yearly allowance however you choose<\/li>\n                                    <li>It's an excellent tool for financial education<\/li>\n                                    <li>Anyone can pay into the account (not just parents)<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>You can only invest up to your yearly allowance (currently \u00a39,000 )<\/li>\n                                    <li>Once the money goes into the account it can't be touched until the child is 18<\/li>\n                                    <li>You're only allowed to pay into one junior stocks and shares ISA per child<\/li>\n                                    <li>Some parents may prefer to save cash rather than invest<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Bottom line<\/h3><p>Junior stocks and shares ISAs are the best and most tax-efficient way to invest for your child\u2019s future. Parents tend to choose them because they lock away any savings until the child is 18, meaning plenty of time to save and invest, hopefully allowing the pot to grow without needing to pay any UK tax on possible profits.<\/p><p>However, with any form of investing comes an element of risk and the responsibility is on you to decide how you choose to invest the money. There are no guarantees and you may get out less than you put in, because even if you use the best junior stocks and shares ISA you can possibly find, that doesn\u2019t mean you\u2019ll automatically find the best investments for your children. Nevertheless, it can be an excellent learning tool as they find their own financial feet.  <\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\"><p>All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you\u2019re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.<\/p><\/div><\/article><br>","protected":false},"excerpt":{"rendered":"<p>A junior stocks and shares ISA account (JISA) is a tax-efficient way to save for your child\u2019s future, here are the best options and how to 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