{"id":390416,"date":"2021-04-29T14:27:07","date_gmt":"2021-04-29T13:27:07","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=390416"},"modified":"2026-02-17T05:34:06","modified_gmt":"2026-02-17T05:34:06","slug":"selina-finance","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance","title":{"rendered":"Selina Finance homeowner loans review"},"content":{"rendered":"<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\"><strong>Overall representative example<\/strong><br>If you borrow \u00a343,000 over 16 years at a rate of 10.25% variable, you will pay 192 instalments of \u00a3505.18 per month and a total amount payable of \u00a396,994.56. This includes the net loan, interest of \u00a349,404.56, a broker fee of \u00a33,995 and a lender fee of \u00a3595. The overall cost for comparison is 12.7% APRC variable.<\/div><\/article><style>\r\n.gx-badge .popover-content { line-height: 19.5px; }\r\n@media screen and (max-width: 600px) {\r\n.uk-hero-rates ul { margin-left: auto !important; margin-right: auto !important; width: fit-content; }\r\n.uk-hero-rates .text-xxx-large { text-align: center; }\r\n.applylinks .luna-button--success { margin-top: 12px; }\r\n}\r\n<\/style>\r\n<article id=\"ukfeatureproduct\" class=\"luna-card luna-card--border uk-hero-rates\" style=\"max-width: 897px; margin: 0px auto 24px;\">\r\n\r\n<footer class=\"hero-rates__disclaimer-popup disclaimer_popup-with-text has-padding-xsmall no-padding-bottom\">\r\n<span class=\"disclaimer_popup--text\">Promoted<\/span>\r\n<a class=\"disclaimer_popup disclaimer_title_empty\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" href=\"#\" aria-label=\"Learn more about what Promoted means on Finder\">\r\n<svg class=\"luna-icon luna-icon--small luna-icon--primary\">\r\n<use xlink:href=\"#info-circle\"><\/use>\r\n<\/svg>\r\n<\/a>\r\n<\/footer>\r\n\r\n<div class=\"luna-card__block no-padding-top\" style=\"border: 0px;\">\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n<div class=\"u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/secured-loan-finder-powered-by-loans-warehouse-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%225e794d89-1ae4-4cce-902a-50f6f8138ce9%22%2C%22product_name%22%3A%22Secured%2BLoan%2BFinder%2Bpowered%2Bby%2BLoans%2BWarehouse%22%2C%22offer_id%22%3A%2224814%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFPL%22%2C%22post_id%22%3A%22390416%22%2C%22post_path%22%3A%22personal-loans%252Fselina-finance%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/69fb1bd553e79.png\" alt=\"Secured Loan Finder powered by Loans Warehouse\" class=\"has-margin-bottom-xsmall has-padding-small no-padding-top has-margin-top-small\" style=\"width: 168px; min-width: 120px; max-height: 140px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69fb1bd553e79.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69fb1bd553e79.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69fb1bd553e79.png?fit=504 504w\" sizes=\"(max-width: 504px) 100vw, 504px\" loading=\"lazy\"><\/a><\/div>\r\n<div class=\"u-grid__col u-1\/2@s\" style=\"margin-top: -5px;\">\r\n<div class=\"has-margin-bottom-xsmall text-xxx-large weight-normal\">Want to see which lenders can offer you a secured loan?<\/div>\r\n\r\n\r\n<ul class=\"list-1 no-margin-left\">\r\n\r\n\r\n\r\n<li>Loans from \u00a31,000 to \u00a32,500,000<\/li>\r\n\r\n<li>See your quote before you apply<\/li>\r\n\r\n<li>Quote won\u2019t affect your credit score<\/li>\r\n\r\n\r\n\r\n<\/ul>\r\n\r\n\r\n<\/div>\r\n<div class=\"applylinks u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/secured-loan-finder-powered-by-loans-warehouse-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%225e794d89-1ae4-4cce-902a-50f6f8138ce9%22%2C%22product_name%22%3A%22Secured%2BLoan%2BFinder%2Bpowered%2Bby%2BLoans%2BWarehouse%22%2C%22offer_id%22%3A%2224814%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFPL%22%2C%22post_id%22%3A%22390416%22%2C%22post_path%22%3A%22personal-loans%252Fselina-finance%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\" class=\"luna-button luna-button--large luna-button--success luna-button\">Check eligibility<\/a>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/article><h3 id=\"learn\">What is Selina Finance?<\/h3><p>Selina Finance is a UK lender offering flexible secured lending products to consumers and businesses. Established in 2019, Selina offers a new way for UK homeowners to access some of the equity they have in their homes. Known as a home equity line of credit, or HELOC, the plan enables you to borrow against the equity in your home and receive the funds as a line of credit.  <\/p><h3>What types of loans does Selina Finance offer?<\/h3><p>Selina Finance offers line of credit loans to businesses, property investors and homeowners. Through the Selina Advance HELOC, customers can access the equity they own in their home as a flexible line of credit for 5 years. <\/p><p>Customers can borrow against this line of credit as and when they need to during the 5-year term. However, instead of paying interest on the entire loan amount, borrowers only pay interest on the money they use. After the 5-year \u2018flexible\u2019 period, the HELOC will turn into a standard loan which means borrowers can no longer access their funds and must repay the loan, plus interest, before the end of the term. This repayment period can be as long as 30 years. <\/p><p>Repayments are flexible which means you can pay more on a monthly basis if you wish to. You can also pay off the loan early without incurring any penalty fees. <\/p><h4>Key features of a Selina Advance HELOC<\/h4><ul><li><strong>Borrow from \u00a325,000 to \u00a31,000,000.<\/strong> You can borrow up to 85% of the equity you have in your home.<\/li><li><strong>Line of credit.<\/strong> Selina\u2019s loans are offered as a line of credit for the first 5 years, meaning you only pay interest on the amount of equity you actually use.<\/li><li><strong>Early repayments.<\/strong> You can repay your loan at any time with no penalty or early repayment fees.<\/li><li><strong>Secured loan.<\/strong> Your loan is secured against the equity you own in your house, which means your house could be repossessed if you fail to make repayments.<\/li><li><strong>Product fee.<\/strong> When you apply for a HELOC, you will need to pay a product fee of \u00a3995. You can pay this upfront or add it to your monthly instalments (interest will be added). <\/li><li><strong>Repayment term of up to 30 years.<\/strong> You can select how long you wish to repay your loan in full. <\/li><\/ul><h3>Pros and cons of Selina Finance loans<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><b>Flexibility.<\/b> If you need more funds than originally expected, you can simply borrow more from your line of credit.<\/li>\n                                    <li><b>Early repayment options.<\/b> You can repay your loan any time with no penalty fees.<\/li>\n                                    <li><b>Interest only charged on the amount borrowed.<\/b> No interest is charged on any funds left untouched.<\/li>\n                                    <li><b>Larger borrowing sums.<\/b> You can borrow more than you could with a personal loan or credit card.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><b>Secured loan.<\/b> You\u2019ll need to have equity in your house that you\u2019re willing to use as security.<\/li>\n                                    <li><b>Variable interest rate.<\/b> This means your loan repayments could increase during the term.<\/li>\n                                    <li><b>2 monthly payments.<\/b> You may have to pay for both your mortgage and your HELOC.<\/li>\n                                    <li><b>Line of credit option may not suit everyone.<\/b><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Am I eligible for a Selina Finance homeowner loan?<\/h3><p>In order to be eligible for a Selina Advance HELOC, you\u2019ll need to meet the following criteria:<\/p><ul><li>Be a UK resident with at least 3 years\u2019 address history<\/li><li>Have a personal income of at least \u00a322,500 per year for individual applications or \u00a330,000 per year for joint applications <\/li><li>Have a good credit score<\/li><\/ul><p>On top of this, your security property (whether it\u2019s your main or secondary residence) needs to:<\/p><ul><li>Have a minimum value of \u00a3100,000<\/li><li>Be owned by you for a minimum of 6 months<\/li><li>Be within a 85% maximum combined loan-to-value \u2013 if you have an outstanding mortgage, it, in combination with your loan amount, cannot exceed more than 85% of your property\u2019s value.<\/li><li>Have a minimum internal floor space of 35 square metres<\/li><li>Not have more than 25% used for other purposes than residential<\/li><\/ul><h3>How can I apply?<\/h3><p>You can apply for a Selina loan via its website. You\u2019ll first need to apply for a personalised quote, which will only take 2 minutes and won\u2019t affect your credit score. As part of your application, you\u2019ll need to provide personal information and details of your property.<\/p><h3>Customer reviews<\/h3><p>Selina Advance currently has an \u201cexcellent\u201d rating on review site Trustpilot, with a score of 4.8 out of 5 from 75 reviews. Customers comment on the professional customer service, clear process and flexible and innovative product. <\/p><h3>Our verdict<\/h3><p>If you\u2019re looking to borrow funds to pay for home improvements or school fees, for instance, a Selina Advance HELOC could certainly be worth considering thanks to the flexibility it offers. However, remember that you will need to have sufficient equity in your home and, because it is a secured loan, it\u2019s vital that you can afford your monthly repayments. If you are unable to, your home will be at risk. <\/p><h3> Overview of Selina Finance homeowner loans <\/h3>\n\n\n<table class=\"i_infobox product_infobox\">\n<tbody>\n<tr>\n<th>Loan amounts<\/th>\n<td class=\"i_infobox_data product_infobox_data\">From \u00a310,000 to \u00a3500,000\n<\/td>\n<\/tr>\n<tr>\n<th>Age<\/th>\n<td class=\"i_infobox_data product_infobox_data\">From 25 to 75 years\n<\/td>\n<\/tr>\n<tr>\n<th>Term<\/th>\n<td class=\"i_infobox_data product_infobox_data\">From 5 to 25 years\n<\/td>\n<\/tr>\n<tr>\n<th>Maximum LTV<\/th>\n<td class=\"i_infobox_data product_infobox_data\">Up to 95%\n<\/td>\n<\/tr>\n<tr>\n<th>Representative APRC<\/th>\n<td class=\"i_infobox_data product_infobox_data\">Up to 13.6%\n<\/td>\n<\/tr>\n<tr>\n<th>Lender fee<\/th>\n<td class=\"i_infobox_data product_infobox_data\">from \u00a3995\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                    \n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Can I get a Selina loan if I have bad credit?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Unfortunately, Selina Finance homeowner loans are only offered to those with good credit history, and you\u2019re unlikely to be approved for a loan if you have a poor credit score.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How much can I borrow?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">You can borrow up to a maximum of 75% or 85% of your home equity, depending on your loan option, with a maximum loan amount of \u00a31,000,000.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Is Selina Finance safe?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes, Selina Finance is a registered UK company and authorised and regulated by the Financial Conduct Authority.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">What can I use a HELOC for?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">You can use a HELOC to help fund home renovations, a holiday, school fees, a new car, or almost anything you want (exceptions apply, such as gambling).<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">How do I get in touch with Loans Warehouse?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">If you have any issues or queries, you can ring Loans Warehouse customer service on 01923 660218.<\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Get access to the equity you have in your home as a line of credit with Selina&#8217;s Home FlexiLoan.<\/p>\n","protected":false},"author":748,"featured_media":390425,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2603],"tags":[2562,3750],"asset_tag":[],"class_list":["post-390416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loans","tag-finance-homepage-news","tag-money-latest-3"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Selina Finance homeowner loans review - Finder UK<\/title>\n<meta name=\"description\" content=\"Find out how to access the equity in your home with a Selina Home FlexiLoan, which offers a secured line of credit with flexible repayments.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Selina Finance homeowner loans review\" \/>\n<meta property=\"og:description\" content=\"Find out how to access the equity in your home with a Selina Home FlexiLoan, which offers a secured line of credit with flexible repayments.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2021-04-29T13:27:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tom Stelzer\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/ThomasStelzer4\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tom Stelzer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance\"},\"author\":[{\"name\":\"Tom Stelzer\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/21285207994967e8ce232a7bd1656c4f\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218\"}],\"headline\":\"Selina Finance homeowner loans review\",\"datePublished\":\"2021-04-29T13:27:07+00:00\",\"dateModified\":\"2023-05-16T14:52:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance\"},\"wordCount\":1117,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png\",\"articleSection\":[\"Personal Loans\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"copyrightYear\":\"2021\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance\",\"url\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance\",\"name\":\"Selina Finance homeowner loans review - Finder UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png\",\"datePublished\":\"2021-04-29T13:27:07+00:00\",\"dateModified\":\"2023-05-16T14:52:33+00:00\",\"description\":\"Find out how to access the equity in your home with a Selina Home FlexiLoan, which offers a secured line of credit with flexible repayments.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png\",\"width\":250,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Personal Loans\",\"item\":\"https:\/\/www.finder.com\/uk\/personal-loans\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Selina Finance homeowner loans review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/21285207994967e8ce232a7bd1656c4f\",\"name\":\"Tom Stelzer\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/TomStelzerF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/TomStelzerF1_Finder_600x600.png\",\"caption\":\"Tom Stelzer\"},\"description\":\"Tom Stelzer is a writer for Finder specialising in personal finance, including loans and credit, as well as small business and business loans. He has previously worked as a freelance writer covering entertainment, culture and football for publications like FourFourTwo and Man of Many. He has a Master of Media Arts and Production and Bachelor of Communications in Journalism from the University of Technology Sydney.\",\"sameAs\":[\"https:\/\/twitter.com\/ThomasStelzer4\",\"https:\/\/www.linkedin.com\/in\/thomas-stelzer-0a60908a\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/thomasstelzer\",\"jobTitle\":\"Writer\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218\",\"name\":\"Rachel Wait\",\"description\":\"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.\",\"jobTitle\":\"Writer\",\"url\":\"https:\/\/www.finder.com\/uk\/author\/rachelwait\",\"sameAs\":[\"https:\/\/twitter.com\/rachelwait?lang=en\",\"https:\/\/www.linkedin.com\/in\/rachel-wait-00463013\/\",\"https:\/\/muckrack.com\/rachel-wait\"],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\/531b4649d053a94fb7388e896df73218\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png\",\"caption\":\"Rachel Wait\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2023-05-16T14:52:33+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Selina Finance homeowner loans review - Finder UK","description":"Find out how to access the equity in your home with a Selina Home FlexiLoan, which offers a secured line of credit with flexible repayments.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance","og_locale":"en_GB","og_type":"article","og_title":"Selina Finance homeowner loans review","og_description":"Find out how to access the equity in your home with a Selina Home FlexiLoan, which offers a secured line of credit with flexible repayments.","og_url":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2021-04-29T13:27:07+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png","type":"image\/png"}],"author":"Tom Stelzer","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/ThomasStelzer4","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Tom Stelzer","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance"},"author":[{"name":"Tom Stelzer","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/21285207994967e8ce232a7bd1656c4f"},{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218"}],"headline":"Selina Finance homeowner loans review","datePublished":"2021-04-29T13:27:07+00:00","dateModified":"2023-05-16T14:52:33+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance"},"wordCount":1117,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png","articleSection":["Personal Loans"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"copyrightYear":"2021","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance","url":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance","name":"Selina Finance homeowner loans review - Finder UK","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png","datePublished":"2021-04-29T13:27:07+00:00","dateModified":"2023-05-16T14:52:33+00:00","description":"Find out how to access the equity in your home with a Selina Home FlexiLoan, which offers a secured line of credit with flexible repayments.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2021\/04\/Selina-250x250-1.png","width":250,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/selina-finance#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Personal Loans","item":"https:\/\/www.finder.com\/uk\/personal-loans"},{"@type":"ListItem","position":3,"name":"Selina Finance homeowner loans review"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/21285207994967e8ce232a7bd1656c4f","name":"Tom Stelzer","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/TomStelzerF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/TomStelzerF1_Finder_600x600.png","caption":"Tom Stelzer"},"description":"Tom Stelzer is a writer for Finder specialising in personal finance, including loans and credit, as well as small business and business loans. He has previously worked as a freelance writer covering entertainment, culture and football for publications like FourFourTwo and Man of Many. He has a Master of Media Arts and Production and Bachelor of Communications in Journalism from the University of Technology Sydney.","sameAs":["https:\/\/twitter.com\/ThomasStelzer4","https:\/\/www.linkedin.com\/in\/thomas-stelzer-0a60908a"],"url":"https:\/\/www.finder.com\/uk\/author\/thomasstelzer","jobTitle":"Writer","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218","name":"Rachel Wait","description":"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.","jobTitle":"Writer","url":"https:\/\/www.finder.com\/uk\/author\/rachelwait","sameAs":["https:\/\/twitter.com\/rachelwait?lang=en","https:\/\/www.linkedin.com\/in\/rachel-wait-00463013\/","https:\/\/muckrack.com\/rachel-wait"],"image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\/531b4649d053a94fb7388e896df73218","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","caption":"Rachel Wait"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2023-05-16T14:52:33+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_wp_page_template":["default"],"_masthead_subheading":["{\"text\":\"Get access to the equity you have in your home as a line of credit with Selina&#039;s HELOC.\"}"],"_content_type":["niche-content\/recommendation\/product-review"],"custom_post_template":["page-nb-table-with-filters.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/390416"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/748"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=390416"}],"version-history":[{"count":8,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/390416\/revisions"}],"predecessor-version":[{"id":573283,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/390416\/revisions\/573283"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/390425"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=390416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=390416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=390416"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=390416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}