{"id":377822,"date":"2021-03-12T17:06:39","date_gmt":"2021-03-12T17:06:39","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=377822"},"modified":"2025-04-15T09:30:26","modified_gmt":"2025-04-15T08:30:26","slug":"car-insurance-for-17-year-olds","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/car-insurance-for-17-year-olds","title":{"rendered":"Car insurance for 17-year-olds"},"content":{"rendered":"<p>So, you\u2019ve passed your test and are free to get behind the wheel without supervision. Time to celebrate! That is until you try to get car insurance and do a double-take at just how much it costs. Car insurance tends to be very expensive for 17-year-olds, especially when you consider that many are still in education and not earning a full-time income. This guide explains what <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">car insurance<\/a> is available to 17-year-olds and how they can find the <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/best-car-insurance\">best policy<\/a> for their needs.<\/p><h3>Cheapest cars to insure for a 17-year-old<\/h3><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\">\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">Make<\/th>\n                            <th scope=\"col\">Model<\/th>\n                            <th scope=\"col\">Age<\/th>\n                            <th scope=\"col\">Average price<\/th>\n                            <th scope=\"col\">-<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>Vauxhall Adam<\/td>\n                            <td>ENERGISED 1.2 3dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a31810<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Volkswagen UP<\/td>\n                            <td>1.0i Up 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a31582<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Ford KA<\/td>\n                            <td>1.2 85 Zetec 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a31596<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Renault Twingo<\/td>\n                            <td>0.9 TCE Iconic 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a31727<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Kia Rio<\/td>\n                            <td>1.0 T-GDi 2 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a31727<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Ford Fiesta<\/td>\n                            <td>1.1L Zetec Ti-VCT 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a32049<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>SEAT Ibiza<\/td>\n                            <td>1.0 TSI XCELLENCE 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a32292<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Hyundai i10<\/td>\n                            <td>1.0 Se 5dr Hatchback <\/td>\n                            <td>17<\/td>\n                            <td>\u00a31855<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Volkswagen Polo<\/td>\n                            <td>1.2 S 5d<\/td>\n                            <td>17<\/td>\n                            <td>\u00a31793<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Toyota Aygo<\/td>\n                            <td>1.0 VVT-i X-Press 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a32236<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Peugeot 108<\/td>\n                            <td>1.2 PureTech Allure 5dr Petrol Hatchback<\/td>\n                            <td>17<\/td>\n                            <td>\u00a32390<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Citroen C1<\/td>\n                            <td>1.2 PureTech Flair 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a32390<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Skoda Fabia<\/td>\n                            <td>1.0 MPI 75 Colour Edition 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a31919<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Dacia Sandero<\/td>\n                            <td>1.0 SCe Ambiance 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a31919<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n            <tr>\n                            <td>Vauxhall Corsa<\/td>\n                            <td>1.4i ecoTEC Design 5dr<\/td>\n                            <td>17<\/td>\n                            <td>\u00a32113<\/td>\n                            <td><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2BQuote%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--small%22%2C%22site%22%3A%22UKFCI%22%2C%22offer_id%22%3A%2224894%22%2C%22niche_code%22%3A%22UKFCI%22%2C%22product_id%22%3A%22805c27b2-ee23-4190-9db7-d974ab8163b8%22%2C%22product_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22provider_id%22%3A%22620162cb-bc0d-4a63-83ba-60cecf9352de%22%2C%22provider_name%22%3A%22Confused.com%2Bcar%2Binsurance%22%2C%22post_id%22%3A%22377822%22%2C%22post_path%22%3A%22car-insurance%252Fyoung-drivers%252Fcar-insurance-for-17-year-olds%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--small\">Get Quote<\/a><\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><h3>Average car insurance cost for a 17-year-old<\/h3><p>To give you an idea of the average cost of car insurance for a 17-year-old, we ran several quotes using a popular make and model for a 17-year-old and an average UK postcode. Based on our results, on average, you could get a comprehensive car insurance policy for an annual sum of \u00a32507.14.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How we got this rate<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>To generate these quotes, we used the following information:<\/p><ul><li>Ford Fiesta 1.1 Trend 5dr 85 PBS<\/li><li>The vehicle is a 2019 model<\/li><li>Manual transmission<\/li><li>Petrol<\/li><li>1.1-litre engine<\/li><li>Driver pays \u00a3200-\u00a3600 excess<\/li><li>Driver is 17 years of age<\/li><li>Driver has less than two years no-claims bonus<\/li><li>Driver has no driving convictions<\/li><li>Driver lives in Chester (which our research suggests is an average postcode in regards to cost)<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h3>Average insurance cost for a 17-year-old by location<\/h3><p>The table above shows the cheapest cars to insure for 17-year-olds and the average insurance premium for each make and model. However, several other factors that affect the cost of your car insurance premiums, one of the biggest being your location.<\/p><p>To show the power of the postcode, here are some average quotes for a 17-year-old living in three different locations. The quotes are for a Hyundai i10 S 5d Model.<\/p><ul><li><strong>Cheap:<\/strong> \u00a31512 (Truro, TR8)<\/li><li><strong>Average:<\/strong> \u00a31855.46 (Chester, CH1)<\/li><li><strong>Expensive:<\/strong> \u00a32271 (London, E10)<\/li><\/ul><p>As you can see above, there is a great degree of cost variability between each location due to factors such as the likelihood of theft, historic claims data in the area and road traffic data. For example, the driver who lives in London will pay an extra \u00a3759 per year when compared to the driver who lives in Truro.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How we got these rates<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>These rates are based on the average cost of cover for cars in the locations shown. Our research suggests E10 is one of the most expensive locations, CH1 represents an average-cost location and TR8 represents one of the cheapest locations. <span data-tags=\"methodology updated-at\">Updated: June 2024 (source: Confused)<\/span>.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3>Why is car insurance more expensive for 17-year-olds?<\/h3><p>Well, we hate to say it, but younger and less experienced drivers are simply more likely to be involved in an accident and make a claim. Official stats prove it. <a href=\"https:\/\/www.gov.uk\/government\/statistical-data-sets\/reported-road-accidents-vehicles-and-casualties-tables-for-great-britain#road-user-type-ras02\" target=\"_blank\" rel=\"noopener\">Department for Transport<\/a> figures, for example, show that 17- to 20-year-old drivers make up a disproportionately high number of road traffic casualties (11%) compared with most other age groups.<\/p><p>Car insurance companies will calculate a new customer\u2019s premium based on the risk of someone in their demographic making a claim on their policy, among other things, so insurers charge them far more to compensate for this.<\/p><h3>What types of insurance are available to 17-year-olds?<\/h3><p>Technically, 17-year-olds can purchase the same types of insurance as any other motorist: comprehensive, third-party, fire and theft or third-party only.<\/p><p><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/comprehensive-car-insurance\">Comprehensive insurance<\/a> offers the deepest level of protection. And, contrary to what you might expect, it may not be the most expensive type. So, it\u2019s worth checking the cost of all types of insurance.<\/p><p>With some insurers, <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\">younger drivers<\/a> may be able to opt for a \u201c<a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/black-box-car-insurance\">black-box<\/a>\u201d policy. This allows insurers to track your driving activity and (hopefully) prove that you are a safe driver. If you can do this, you\u2019ll often get discounts on your premium.<\/p><h3>Case study: finding the cheapest car insurance for a 17-year-old<\/h3><p>Holly, our fictional 17-year-old, has held her licence for 5 months. She\u2019s been driving her parents\u2019 shared car as a named driver since she passed her test but wants the freedom and flexibility that owning her own car will give her, so she is thinking of investing in a second-hand VW Golf SE hatchback.<\/p><p>Holly\u2019s keen to get the cheapest car insurance she can, so she decides to try out a few options. She starts off by getting quotes from a leading price comparison site, plus <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/direct-line-car-insurance-review\">Direct Line<\/a>, which isn\u2019t on price comparison sites.<\/p><p>When the price comparison site results come up, she gets a bit of a shock. Some of the top five quotes all come in at more than \u00a33,000, with the cheapest being <strong>\u00a32,255<\/strong> if she pays annually.<\/p><h4>Can going direct save Holly money?<\/h4><p>Sadly, Direct Line isn\u2019t any cheaper. Its standard comprehensive policy would set her back an eye-watering <strong>\u00a34,282<\/strong>, while the provider\u2019s <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/black-box-car-insurance\">black box policy<\/a> would cost <strong>\u00a33,094<\/strong>, so she rapidly rules this option out.<\/p><h4>What about adding an experienced named driver?<\/h4><p>Desperately searching for ways to cut the cost of cover, she asks her 50-year-old dad if he\u2019d be interested in driving her car occasionally so she can add him as a <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/named-driver-car-insurance\">named driver<\/a>. He likes the idea and has a clean driving record with plenty of no-claims years, so she tries adding him as a named driver on the price comparison site.<\/p><p>She\u2019s pleased to find that this knocks more than \u00a3200 off the cost of insurance via the price comparison site, with the cheapest quote now coming in at <strong>\u00a32,029<\/strong>.<\/p><h4>Is it worth considering a different car?<\/h4><p>Finally, Holly notices that her car of choice \u2013 a VW Golf SE \u2013 is in insurance group 11 out of 50. It\u2019s not the most expensive insurance group, but nor is it the cheapest. She reconsiders and checks the price for a VW Polo SE instead, which is in insurance group 8. This puts her cheapest quote at <strong>\u00a31,598<\/strong>, so she decides this is a trade-off worth making.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How we got this rate<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>To generate these quotes, we used the following information:<\/p><ul><li>Quotes gathered in March 2023<\/li><li>The vehicle is a 2019 model<\/li><li>Manual transmission<\/li><li>Petrol<\/li><li>\u00a3250 voluntary excess<\/li><li>Driver is 17 years of age<\/li><li>Driver doesn\u2019t have any no claims bonus<\/li><li>Driver has no driving convictions<\/li><li>Driver lives in Berkshire<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h3>What other costs are involved in getting your first car?<\/h3><p>As well as paying for their car insurance, new drivers will need to make sure they have the money available to cover a bunch of other costs. They all add up, so make sure you budget carefully before shelling out for your own car.<\/p><ul><li><strong>Fuel.<\/strong> As a new driver, it\u2019s easy to underestimate the cost of keeping the tank full or an electric engine powered up.<\/li><li><strong>Car tax.<\/strong> This annual bill, also known as vehicle excise duty, is paid to the government. The amount you\u2019ll pay is based on your choice of vehicle, its emissions and when it was registered.<\/li><li><strong>MOT.<\/strong> If a car is more than three years old, you\u2019ll need to pay for an MOT test every year to make sure it meets the minimum legal standards for road safety and environmental friendliness.<\/li><li><strong>Servicing and maintenance.<\/strong> You\u2019ll have to pay for the cost of repairs and maintenance as a vehicle ages. An MOT test will identify what crucial maintenance jobs are required.<\/li><li><strong>Repairs.<\/strong> If your car needs repairs following an incident, you can make a claim on your insurance, in which case your provider will pay for it. However, this will impact your no-claims bonus, so you might prefer to cover the costs of cheaper repairs by yourself. And bear in mind that wear and tear won\u2019t be covered. Touching up minor scratches caused by gritty roads or dealing with rust patches will typically come out of your own pocket.<\/li><\/ul><div class=\"importantText importantText__quote\">\n  <blockquote>\n    <div class=\"importantText__quoteIcon\"><\/div>\n    <p>If you\u2019re 17 and you\u2019ve just shelled out for driving lessons and a test, the cost of insurance is not going to be something to smile about. You\u2019ll be paying the highest average amount for it. At the same time, you may still be in full-time education and not earning enough to cover these costs. There is some light relief, though, as there are lots of ways you can cut down the cost, from trying a telematics policy and adding an experienced named driver to upping your excess and choosing a cheaper car. While the savings on their own might not seem like much, they will add up, and if you can consistently drive well, avoiding any accidents and insurance claims where possible, your premiums will hopefully start to go down as you get older.\u201d<\/p>\n    <footer class=\"importantText__quoteAuthor\">\u2013 <cite>Rebecca Goodman, financial journalist<\/cite><\/footer>\n  <\/blockquote>\n<\/div>\n<h3>How can 17-year-olds save on their car insurance?<\/h3><ul><li><strong>Choose a cheaper car.<\/strong> Insurers will consider how much a car costs to repair when <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/how-car-insurance-is-calculated\">calculating your premium<\/a>. When you <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/cheapest-cars-to-insure\">choose a cheaper car<\/a>, you\u2019ll pay less to insure it. Scroll up to see our list of the cheapest cars to insure.<\/li><li><strong>Add a named driver.<\/strong> If you add a more experienced driver onto your policy, insurers will often reduce your premium.<\/li><li><strong>Take your \u201c<a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/pass-plus-scheme\">Pass Plus<\/a>\u201d course. <\/strong>This course teaches newly qualified motorists how to handle some more advanced aspects of driving, such as driving at night or on the motorway. You\u2019ll get a certificate for completing the course, and some insurers will offer a discount to younger drivers who have this.<\/li><li><strong>Add a black box.<\/strong> A <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/black-box-car-insurance\">telematics box<\/a> will track your driving activity and prove to your insurer that you\u2019re a safe driver. Black box insurers will offer you a discount if you agree to this. Assuming, of course, you drive safely. Careless driving could have the opposite effect. .<\/li><li><strong>Increase your voluntary excess. <\/strong>Most insurers will cut your premium if you agree to cover more of your insurer\u2019s potential costs with a larger excess. Make sure you don\u2019t set it so high that you can\u2019t afford to pay it following an incident, though.<\/li><li><strong>Add additional safety measures. <\/strong>When you install extra safety measures \u2013 such as an alarm or immobiliser \u2013 in your vehicle, you reduce the likelihood of making a claim. For that reason, most insurers are happy to reduce your premium when you do it.<\/li><li><strong>Avoid unnecessary modifications.<\/strong> <a href=\"https:\/\/www.finder.com\/uk\/how-car-modifications-affect-insurance\">Modifications<\/a> such as a spoiler or an expensive sound system can send your premium skyrocketing because your insurer will factor in the cost of replacing these luxury items.<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/1 no-padding-bottom\"><h3 class=\"has-padding-bottom-x-small\">Do I need insurance to drive my parent\u2019s car?<\/h3><\/div><div class=\"u-grid__col u-1\/6@s\"><p><img decoding=\"async\" class=\"luna-avatar luna-avatar--large\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg\" alt=\"Danny Butler\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/p><div class=\"has-padding-top-small text-x-small\"><em>Finder insurance expert <a href=\"https:\/\/www.finder.com\/uk\/author\/dannybutler\">Danny Butler<\/a> answers <\/em><\/div><\/div><div class=\"u-grid__col u-10\/12@s no-padding-bottom\"><p>If buying your own car as a 17-year-old is a bit out of your price range, you may beg the use of your mum or dad\u2019s car instead. The car will, obviously, have an insurance policy in your parent\u2019s name. But that doesn\u2019t mean you\u2019ll automatically be insured to drive it.<\/p><p>Every driver needs to have their own insurance to drive a given car, and the same applies to young drivers borrowing their parent\u2019s run-around. If you <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/driving-without-insurance-guide\">drive without insurance<\/a>, you\u2019ll be breaking the law and risk some serious consequences.<\/p><p>You have a couple of options to get insured on someone else\u2019s car.<\/p><ol><li><b>Take out your own car insurance policy.<\/b> As the example prices we\u2019ve shown above, this may cost you a pretty penny, but it does mean you\u2019ll build up a <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/no-claims-bonus\">no-claims discount<\/a>. This could result in lower premiums in subsequent years.<\/li><li><b>Get insured as a named driver on your parent\u2019s policy.<\/b> This is usually a pretty simple process that just involves your parent contacting their insurer and asking for you to be added. It\u2019s important, though, that they are still the person who drives the car the most. If you end up being the main driver of the car but are down as a named driver, this is an offence known as \u201c<a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-fronting\">fronting<\/a>\u201c. Because of your lack of experience, adding you to their policy will increase premiums for your mum or dad. But it may well cost less than you buying your own policy. One downside is that policies rarely allow a named driver to build up their own no-claims discount.<\/li><\/ol><\/div><\/div><\/div><\/article><h3>The bottom line<\/h3><p>Car insurance can be a huge expense for 17-year-olds, but you can take a number of actions to reduce the costs. From choosing a vehicle in a low insurance group to installing a telematics device, options are out there for first-time drivers.<\/p><p>As always, it\u2019s important to <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">compare quotes<\/a> to find a provider that suits the level of cover you need and falls within your budget.<\/p><h3 id=\"frequently_asked_questions\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Will my gender affect the cost of my car insurance<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>In 2012, the European Union forbade insurance companies from discriminating against their customers by gender. Following Brexit, the UK became free to ignore these rules, but they remain in place at the time of writing.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Is it worth going for a black box policy as a 17-year-old driver?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>It\u2019s certainly worth investigating. <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/black-box-car-insurance\">Black box<\/a>, or telematics, policies involve installing a small device in your car to monitor your driving. Safe, careful driving is typically rewarded with discounts, either at renewal or, in some cases, partway through a policy. Be warned, though. Reckless driving could have the opposite effect.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Are there specialist insurers for 17-year-olds?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. A number of insurers or brokers claim to specialise in car insurance for younger drivers, including 17-year-olds. Some feature on price comparison sites, so they will appear in your search results. Others don\u2019t, especially brokers, and you may have to call them to get a quote rather than buying online. It\u2019s worth looking into, though, especially if you\u2019re struggling to find affordable cover from other insurers.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">Do I need to change my insurer when I pass my driving test?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Possibly, yes. At the very least, you\u2019ll almost certainly need to change your policy, as <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/car-insurance-for-learners\">learner-driver car insurance policies<\/a> typically become invalid once you pass your test. You may be able to take out a standard insurance policy with the same provider, but it\u2019s worth shopping around for the cheapest insurance regardless, because the best provider for you as a learner may not be the best once you\u2019ve passed your test.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">When does insurance start to get cheaper?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>It depends on a number of factors, but you should find a cheaper deal after one year of making <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/no-claims-bonus\">no claims<\/a> on your policy. According to research by the <a href=\"https:\/\/www.abi.org.uk\/products-and-issues\/choosing-the-right-insurance\/motor-insurance\/age-and-motor-insurance\/\" target=\"_blank\" rel=\"noopener\">Association of British Insurers<\/a>, on average young drivers should see premiums start to drop more substantially once they turn 21, though the lowest premiums are reserved for those in their 50s and 60s.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">Can my parents help me get cheaper car insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, by adding more experienced drivers (such as your parents) onto your policy as <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/named-driver-car-insurance\">named drivers<\/a>, you can often reduce the cost of your premium.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">Are older cars cheaper to insure for a 17-year-old?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Insurers will consider the cost of repairing a vehicle, not its age. However, older cars do tend to be cheaper to insure because they are usually cheaper to repair.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000010\" data-toggle=\"collapse\" data-target=\"#accordion0000000010\">\n        <span class=\"luna-accordion__title\">Do all insurance companies insure 17-year-olds?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000010\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You\u2019ll find plenty of insurers willing to cover you at age 17, but insurance companies are free to set their own age limits for their customers.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\">*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (January \u201926). 51% of Confused.com car insurance customers could save \u00a3529.15.<\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Find out the average cost of car insurance for a 17-year-old, the cheapest cars to insure and how to cut down your insurance premium as a young driver.<\/p>\n","protected":false},"author":805,"featured_media":380101,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[128889],"tags":[],"asset_tag":[],"class_list":["post-377822","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-young-drivers"],"apple_news_notices":[],"yoast_head":"<!-- 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