{"id":374858,"date":"2021-04-16T10:31:29","date_gmt":"2021-04-16T09:31:29","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=374858"},"modified":"2026-09-14T11:44:45","modified_gmt":"2026-09-14T10:44:45","slug":"current-accounts-with-cashback","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/current-accounts-with-cashback","title":{"rendered":"Best current accounts & debit cards with cashback in the UK 2026"},"content":{"rendered":"

Fancy earning a bit of extra cash every time you spend money or pay your bills? A current account with cashback could be the answer \u2014 and you might be able to take advantage of a switching deal<\/a> too.<\/p>

Here\u2019s more about the pros and cons of cashback accounts. Plus, we\u2019re here to help you compare accounts so you can choose the right one for you.<\/p>

Latest current accounts with cashback offers<\/h3>
Bank\/E-money account provider<\/th>Account name<\/th>Cashback offering<\/th>Account fee<\/th>Read review<\/th><\/tr><\/thead>
Chase<\/a><\/th>Current account<\/td>Get 1% cashback on eligible debit card spending (capped at \u00a315 per month) for the first 12 months as a new customer.<\/td>\u00a30<\/td>Read review<\/a><\/td><\/tr>
Lloyds Bank<\/a><\/th>Club Lloyds<\/td>Up to 15% cashback when using your debit card at selected retailers, including Costa Coffee, Sainsbury\u2019s, Sky and Booking.com.<\/td>\u00a35 per month<\/td>Read review<\/a><\/td><\/tr>
Nationwide<\/a><\/th>FlexDirect<\/td>Earn \u00a35 per month when you spend \u00a3500 qualifying spend on your debit card and an extra \u00a35 when you \u00a3300 worth of qualifying direct debit spend is made from your account. <\/td>\u00a35 per month<\/td>Read review<\/a><\/td><\/tr>
Santander<\/a><\/th>Santander Edge Up<\/td>1% cashback (up to \u00a315 a month) on selected household bills when you pay by direct debit and 1% cashback (up to \u00a315 a month) at supermarkets and on travel costs when you use your debit card.<\/td>\u00a35 per month<\/td>Read review<\/a><\/td><\/tr>
Natwest<\/a><\/th>Reward account<\/td>Earn up to \u00a35 a month with NatWest Rewards.<\/td>\u00a32 per month<\/td>Read review<\/a><\/td><\/tr>
RBS<\/a><\/th>Reward account<\/td>Earn up to \u00a35 a month with RBS Rewards.<\/td>\u00a32 per month<\/td>Read review<\/a><\/td><\/tr>
Monzo<\/a><\/th>Monzo Perks<\/td>Earn 2% to 15% from various retailers including Disney+, Lego, LNER and more. Plus a weekly Greggs treat, an annual Railcard every year & a monthly free cinema ticket.<\/td>\u00a39 per month<\/td>Read review<\/a><\/td><\/tr>
Monzo<\/a><\/th>Current account<\/td>Earn 2% to 10% from various retailers including Disney+, Lego, LNER and more.<\/td>\u00a30<\/td>Read review<\/a><\/td><\/tr>
Zopa<\/a><\/th>Biscuit<\/td>Get 2% cashback on your bills.<\/td>\u00a30<\/td>Read review<\/a><\/td><\/tr>
Santander<\/a><\/th>Santander Edge<\/td>1% cashback (up to \u00a310 a month) on selected household bills and 1% cashback (up to \u00a310 a month) at supermarkets and on travel costs when you use your debit card.<\/td>\u00a33 per month<\/td>Read review<\/a><\/td><\/tr>
Virgin Money<\/a><\/th>Club M account<\/td>Cashback from selected retailers on purchases made with your debit card including LNER, Virgin Voyages, Sunglass Hut and more. This can be traded up for eGift cards.<\/td>\u00a312.50 per month<\/td>Read review<\/a><\/td><\/tr>
Revolut<\/a><\/th>Standard account<\/td>Earn RevPoints from selected retailers including Amazon, Sports Direct, BT Broadband and accomodation through RevStays. RevPoints are earned through everyday spending, turning card purchases into perks.<\/td>\u00a30<\/td>Read review<\/a><\/td><\/tr>
TSB<\/a><\/th>Spend & Save<\/td>\u00a35 cashback every month for the first six calendar months if you make at least 20 debit card payments in that month.<\/td>\u00a33 per month<\/td>Read review<\/a><\/td><\/tr>
TSB<\/a><\/th>Spend & Save Plus<\/td>\u00a35 cashback every month if you make at least 20 debit card payments in that month plus other benefits.<\/td>\u00a30<\/td>Read review<\/a><\/td><\/tr>
Halifax<\/a><\/th>Reward account<\/td>Up to 15% cashback from selected retailers<\/td>\u00a33 per month<\/td>Read review<\/a><\/td><\/tr>
Starling<\/a><\/th>Current Account<\/td>Use the Tail app to get cashback offers from various retailers.<\/td>\u00a30<\/td>Read review<\/a><\/td><\/tr>
Danske Bank<\/a><\/th>Dankse Reward<\/td>A \u00a35 reward every month paid directly into your account.<\/td>\u00a32 per month<\/td>Read review<\/a><\/td><\/tr><\/tbody><\/table>

Latest reviews of current accounts with cashback<\/h3>
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