{"id":371772,"date":"2021-02-08T17:42:43","date_gmt":"2021-02-08T17:42:43","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=371772"},"modified":"2026-03-24T11:34:45","modified_gmt":"2026-03-24T11:34:45","slug":"basic-bank-accounts","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/basic-bank-accounts","title":{"rendered":"Basic bank accounts"},"content":{"rendered":"<p>Basic bank accounts help those with poor credit scores get a bank account. Basic bank accounts are what they say they are. They come with no strings attached, frills or anything else you would associate with a standard current account. You put your money in and you take it out. 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ASCENDING&quot;},{&quot;field&quot;:&quot;UKFSA-CUR.PRODUCT.UKFSA_CUR_ARRANGED_OD&quot;,&quot;label&quot;:&quot;Arranged overdraft&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=UKFSA-CUR.PRODUCT.UKFSA_CUR_ARRANGED_OD ASCENDING&quot;},{&quot;field&quot;:&quot;UKFSA-CUR.PRODUCT.UKFSA_CUR_KEY_BENEFITS_MF_PLAIN&quot;,&quot;label&quot;:&quot;Incentive&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=UKFSA-CUR.PRODUCT.UKFSA_CUR_KEY_BENEFITS_MF_PLAIN ASCENDING&quot;},{&quot;field&quot;:&quot;UKFSA-CUR.PRODUCT.UKFSA_CUR_REP_EX&quot;,&quot;label&quot;:&quot;Representative example&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=UKFSA-CUR.PRODUCT.UKFSA_CUR_REP_EX 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Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003ENot yet rated\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                           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                border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Funding requirement\\\"\\u003E\\n                        No minimum funding requirement \\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\\\" title=\\\"\\\" data-original-title=\\\"More info\\\" tabindex=\\\"0\\\"\\u003E\\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                    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               \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Arranged overdraft\\\"\\u003E\\n    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class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }\\u003C\/style\\u003E\\u003Ca href=\\\"#\\\" class=\\\"js-comparison-table__view-details-button comparison-table__view-details-button\\\" title=\\\"Read More About The Wise Wise Account\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E  \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-058d5ed0-8353-41aa-be37-8af8f1a497c6\\\" value=\\\"058d5ed0-8353-41aa-be37-8af8f1a497c6\\\" name=\\\"productID\\\" _productname=\\\"Not yet rated                            Wise Wise Account            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":0,\\\"badges\\\":[],\\\"productId\\\":\\\"058d5ed0-8353-41aa-be37-8af8f1a497c6\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-058d5ed0-8353-41aa-be37-8af8f1a497c6\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"15a0638b-8893-4398-a47e-55e0757a1bac\\\" data-provider-id=\\\"5f46aa58-3211-429f-bace-8fb9f07f89b8\\\" data-product-name=\\\"thinkmoney Everyday Account\\\" data-provider-name=\\\"thinkmoney\\\" class=\\\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/5eeb6cab5d1d3.png\\\" alt=\\\"thinkmoney logo\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/5eeb6cab5d1d3.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5eeb6cab5d1d3.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5eeb6cab5d1d3.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5eeb6cab5d1d3.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5eeb6cab5d1d3.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003ENot yet rated\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Cspan\\u003Ethinkmoney Everyday Account\\u003C\/span\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003ENot yet rated\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                                                                                                    \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Account fees\\\"\\u003E\\n                        &pound;0\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                          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                 \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                          bottom-order-4\\n                                                                                \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Interest (AER)\\\"\\u003E\\n                        0% AER\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                      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              \\n                        \\n                                    \\n                                                            \\n                                                                                                                \\n                        \\n                                    \\n                                                            \\n                                                                                                \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }\\u003C\/style\\u003E\\u003Ca href=\\\"#\\\" class=\\\"js-comparison-table__view-details-button comparison-table__view-details-button\\\" title=\\\"Read More About The thinkmoney Everyday Account\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E  \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-15a0638b-8893-4398-a47e-55e0757a1bac\\\" value=\\\"15a0638b-8893-4398-a47e-55e0757a1bac\\\" name=\\\"productID\\\" _productname=\\\"Not yet rated                            thinkmoney Everyday Account            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":0,\\\"badges\\\":[],\\\"productId\\\":\\\"15a0638b-8893-4398-a47e-55e0757a1bac\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-15a0638b-8893-4398-a47e-55e0757a1bac\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\",\"rewardsParams\":[],\"loyaltyRewardsParams\":{\"campaignName\":null,\"flow\":null,\"showBanner\":false,\"isLoggedIn\":null},\"noResultsIntroText\":\"\",\"topPicksHtml\":\"\",\"totalProductCount\":21,\"pageSize\":3,\"productCount\":2,\"nextOffset\":null,\"prevOffset\":0},\"infobox\":[{\"request\":{\"site\":\"UKFSA-CUR\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"058d5ed0-8353-41aa-be37-8af8f1a497c6,15a0638b-8893-4398-a47e-55e0757a1bac\",\"fieldset\":\"alternative_products\"},\"response\":[]},{\"request\":{\"site\":\"UKFSA-CUR\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"058d5ed0-8353-41aa-be37-8af8f1a497c6,15a0638b-8893-4398-a47e-55e0757a1bac\",\"fieldset\":\"compareInfobox\"},\"response\":[{\"title\":\"Account fees\",\"values\":[\"&pound;0\",\"&pound;0\"]},{\"title\":\"Debit network\",\"values\":[\"Mastercard\",\"Mastercard\"]},{\"title\":\"Arranged overdraft available\",\"values\":[\"\",\"\"]},{\"title\":\"Currency conversion charge for Europe (EEA)\",\"values\":[\"0%\",\"2%\"]},{\"title\":\"Currency conversion withdrawal for overseas cash withdrawal in Europe (EEA) \",\"values\":[\"2.69%\",\"2%\"]},{\"title\":\"Currency conversion withdrawal for overseas cash withdrawal in non-Europe (EEA) \",\"values\":[\"2.69\",\"2\"]},{\"title\":\"Currency conversion charge for non-Europe (EEA)\",\"values\":[\"0\",\"2\"]},{\"title\":\"Current account switch guarantee\",\"values\":[\"\\u003Csvg class=\\\"luna-icon luna-icon--error luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#close\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\",\"\\u003Csvg class=\\\"luna-icon luna-icon--success luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#check\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\"]},{\"title\":\"Direct debit fee\",\"values\":[\"\",\"\"]}]}]}<\/script><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-fbd04cb7-2320-473c-be3d-d2aa4fc1babf\">5 of 21 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated daily<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFSA-CUR\" data-site=\"UKFSA-CUR\" data-table-id=\"2366\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-CUR\",\"fieldset\":\"newforfiltering\",\"template\":\"comparison\",\"category_id\":\"fbd04cb7-2320-473c-be3d-d2aa4fc1babf\",\"category_name\":\"basic-AERdesc\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1794016779}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfsa-cur\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"5\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"5\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"21\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"110387a6f98b5d2756d40666f28f1b81f714d70c08eeb9a0e4813f81edfb88ed\" data-table-record-type=\"product\" data-table-record-ids='[\"058d5ed0-8353-41aa-be37-8af8f1a497c6\",\"066b5f10-2726-4a1b-b013-5d8f99c83c62\",\"090e4228-bb09-4213-81f5-e635f2b78ebb\",\"0a8044ea-53c6-4f10-a201-91789e727274\",\"1266d927-1929-44a6-8ee3-3983c9e5ab2e\"]' data-total-data=\"5\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"21\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.DATAPOINT_ELIGIBILITY_ACCOUNTFEES_OVERRIDE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"account_fees\">\n                                                        Account fees\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_FUNDING_REQUIREMENT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"funding_requirement\">\n                                                        Funding requirement\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_AER_INTEREST\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"interest\">\n                                                        Interest (AER)\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_ARRANGED_OD\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"arranged_overdraft\">\n                                                        Arranged overdraft\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_KEY_BENEFITS_MF_PLAIN\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"incentive\">\n                                                        Incentive\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_REP_EX\" class=\"comparison-table__feature comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"058d5ed0-8353-41aa-be37-8af8f1a497c6\" data-provider-id=\"7a0c3c5a-361b-45f5-a2e6-a7fcd380270c\" data-product-name=\"Wise Wise Account\" data-provider-name=\"Wise\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6407e175bfc3a.png\" alt=\"Wise logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6407e175bfc3a.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6407e175bfc3a.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6407e175bfc3a.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6407e175bfc3a.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6407e175bfc3a.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Wise Wise Account<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Wise Wise Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-058d5ed0-8353-41aa-be37-8af8f1a497c6\" value=\"058d5ed0-8353-41aa-be37-8af8f1a497c6\" name=\"productID\" _productname=\"Not yet rated                            Wise Wise Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"058d5ed0-8353-41aa-be37-8af8f1a497c6\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-058d5ed0-8353-41aa-be37-8af8f1a497c6\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"066b5f10-2726-4a1b-b013-5d8f99c83c62\" data-provider-id=\"aa47e1db-7e25-4717-9797-700c3afc163f\" data-product-name=\"The Co-operative Bank Cashminder\" data-provider-name=\"The Co-operative Bank\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/coop-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61c1e7bb69eab.png\" alt=\"The Co-operative Bank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61c1e7bb69eab.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61c1e7bb69eab.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61c1e7bb69eab.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61c1e7bb69eab.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61c1e7bb69eab.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/coop-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">The Co-operative Bank Cashminder<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The The Co-operative Bank Cashminder\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-066b5f10-2726-4a1b-b013-5d8f99c83c62\" value=\"066b5f10-2726-4a1b-b013-5d8f99c83c62\" name=\"productID\" _productname=\"Not yet rated                            The Co-operative Bank Cashminder            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"066b5f10-2726-4a1b-b013-5d8f99c83c62\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-066b5f10-2726-4a1b-b013-5d8f99c83c62\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"090e4228-bb09-4213-81f5-e635f2b78ebb\" data-provider-id=\"83cae5b3-dd0d-43c0-9732-d62cdaf18112\" data-product-name=\"Santander Basic Current Account\" data-provider-name=\"Santander\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/santander-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png\" alt=\"Santander logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/santander-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Santander Basic Current Account<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Santander Basic Current Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-090e4228-bb09-4213-81f5-e635f2b78ebb\" value=\"090e4228-bb09-4213-81f5-e635f2b78ebb\" name=\"productID\" _productname=\"Not yet rated                            Santander Basic Current AccountCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"090e4228-bb09-4213-81f5-e635f2b78ebb\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-090e4228-bb09-4213-81f5-e635f2b78ebb\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"0a8044ea-53c6-4f10-a201-91789e727274\" data-provider-id=\"d79dfc68-77c1-417a-94fe-efcb84c789e3\" data-product-name=\"Bank of Scotland Basic Account\" data-provider-name=\"Bank of Scotland\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-of-scotland-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png\" alt=\"Bank of Scotland logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-of-scotland-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Bank of Scotland Basic Account<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Bank of Scotland Basic Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-0a8044ea-53c6-4f10-a201-91789e727274\" value=\"0a8044ea-53c6-4f10-a201-91789e727274\" name=\"productID\" _productname=\"Not yet rated                            Bank of Scotland Basic AccountCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"0a8044ea-53c6-4f10-a201-91789e727274\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-0a8044ea-53c6-4f10-a201-91789e727274\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"1266d927-1929-44a6-8ee3-3983c9e5ab2e\" data-provider-id=\"90020788-5aa0-408c-a68c-2a37210e5e37\" data-product-name=\"Monese Pay As You Go\" data-provider-name=\"Monese\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5d3afaa33d22d.png\" alt=\"Monese logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5d3afaa33d22d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5d3afaa33d22d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5d3afaa33d22d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5d3afaa33d22d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5d3afaa33d22d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Monese Pay As You Go<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Monese Pay As You Go\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-1266d927-1929-44a6-8ee3-3983c9e5ab2e\" value=\"1266d927-1929-44a6-8ee3-3983c9e5ab2e\" name=\"productID\" _productname=\" 6Standard                            Monese Pay As You Go            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":6,\"badges\":[],\"productId\":\"1266d927-1929-44a6-8ee3-3983c9e5ab2e\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-1266d927-1929-44a6-8ee3-3983c9e5ab2e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"5\">Load More<\/button><div class=\"js-show-more-data_count-fbd04cb7-2320-473c-be3d-d2aa4fc1babf comparison-table__dataCount\">Showing\n\t\t\t5\n\t\t\tof\n\t\t\t21\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFSA-CUR\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><div class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/div><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text cta-modal__intro-text--active-cta\" style=\"display: none;\">Looking for other options? Check out these similar products.<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for bank accounts<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Fees, features and customer service across 20+ of the most popular banks are all weighted and scaled to produce a score out of 10. The higher the score the better the account \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/digital-banking\/banking-apps-ratings-methodology\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>What is a basic bank account?<\/h3><p>Basic bank accounts are stripped-back accounts with fewer features \u2013 most notably without an overdraft facility. These accounts are made available to customers with poor credit scores. In fact, they\u2019re typically available without the need for a credit search.<\/p><p>With basic bank accounts, you will still be able to set up direct debits and standing orders. In most cases, you\u2019ll also be given a debit card and access to online and telephone banking.<\/p><p>There are no monthly fees with these accounts. However, you shouldn\u2019t expect to earn interest on credit balances or receive an overdraft. Additionally, perks like cashback are much rarer (although not unheard of) on basic accounts.<\/p><h3>Who can open a basic bank account?<\/h3><p>The main selling point of basic bank accounts is that they have wider eligibility criteria. If you are a UK resident, you should be able to open one of these accounts. Learn more about <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/foreigners-open-a-bank-account-in-uk\">opening a bank account as a non-UK resident<\/a>.<\/p><h3>Requirements to open a basic bank account<\/h3><p>In most cases, you can open a basic bank account with proof of ID and proof of address. You\u2019ll need to be at least 16 years old (with the exception of Metro Bank\u2019s Cash Account that can be opened by those aged 11 and older). Read our guides to find out more about opening an account if you do not have <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/how-to-open-a-bank-account-without-id-in-the-uk\">proof of ID<\/a> or <a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/opening-a-bank-account-in-the-uk-without-a-proof-of-address\">proof of address<\/a>.<\/p><p>In some cases, you won\u2019t need to pass a credit check to open an account. Even if you do, those with low credit scores are still likely to pass.<\/p><h3>How to manage a basic bank account<\/h3><p>Most basic bank accounts come with a debit card and online banking, just like regular bank accounts.<\/p><h3>Alternatives to basic bank accounts<\/h3><p>If you\u2019re looking for a simple way to open a bank account, but with more flexibility in managing your money, you may want to consider opening an account with a digital-only challenger bank.<\/p><p>You could try a digital bank like <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\">Starling<\/a><span> <\/span>or<span> <\/span><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-review\">Revolut<\/a>. The application process can be completed by downloading the respective app, making it quick and hassle-free, and you may not need to undergo a credit check for a simple account without an overdraft facility.<\/p><p>Like a high-street bank, these online-only providers offer Financial Services Compensation Scheme protection, meaning that if the bank ever hits financial trouble, your deposits are protected up to \u00a3120,000 per person per financial institution. <\/p><p>With Starling, you can choose from a personal account that charges no fees for overseas ATM withdrawals or transactions. With Revolut, as well as all the regular functions of a basic current account, you have the flexibility to transfer money abroad in more than 30 currencies with the interbank exchange rate and its multi-currency card lets you hold up to 30 currencies at a time.<\/p><p>While these banks don\u2019t have physical branches, you can manage your account via the bank\u2019s smartphone app, using live chat messages and in some cases telephone services. It\u2019s also worth noting that Starling allows its personal account customers to deposit money via the Post Office network.<\/p><p>There are also UK banking providers who specialise in offering <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-for-bad-credit\">personal accounts that you can open without a credit check<\/a>, such as <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/zempler-review\">Zempler<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/thinkmoney-review\">thinkmoney<\/a> though these accounts come with a fee. <\/p><h3>Pros and cons of Basic Bank Accounts<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Relaxed eligibility criteria.<\/li>\n                                    <li>Debit cards and online banking are usually available.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>All features and perks are stripped back.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Bottom line<\/h3><p>Basic bank accounts are not as good as regular bank accounts. However, these can be a life-saver for those who have been rejected for any other type of account due to a poor credit score.<\/p><p>Once you have started to <a href=\"https:\/\/www.finder.com\/uk\/credit-score\/improve-your-credit-score\">improve your credit score<\/a>, it\u2019s recommended that you switch from a basic account to <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\">a regular bank account<\/a>, so you can take advantage of the extra features available.<\/p><h3 id=\"faqs\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Do you get a debit card with a basic bank account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, most basic bank accounts give you a debit card.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How long does it take to open a basic bank account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You can switch to a basic bank account using the Current Account Switch Service (CASS), which guarantees you a seamless switch within 7 working days. You can expect to open most basic bank accounts within this time, even if you\u2019re not switching from another service. <\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How much does a basic bank account cost?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There are rarely any fees associated with a basic bank account.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>\n\n\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Discover what a basic bank account is and how they compare to other types of bank accounts.<\/p>\n","protected":false},"author":645,"featured_media":304086,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"basic bank accounts","_yoast_wpseo_title":"Compare basic bank accounts","_yoast_wpseo_metadesc":"Compare a range of basic bank accounts and what a basic bank account is and how they differ to other types of bank 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11:34:51\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated our guide to say that Revolut is now a bank. \"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[3763],"tags":[3750],"asset_tag":[],"class_list":["post-371772","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-current-accounts","tag-money-latest-3"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Compare basic bank accounts<\/title>\n<meta name=\"description\" content=\"Compare a range of basic bank accounts and what a basic bank account is and how they differ to other types of bank accounts.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/basic-bank-accounts\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Basic bank accounts\" \/>\n<meta property=\"og:description\" content=\"Compare a range of basic bank accounts and what a basic bank account is and how they differ to other types of bank accounts.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/current-accounts\/basic-bank-accounts\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-08T17:42:43+00:00\" \/>\n<meta property=\"og:image\" 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