Is car insurance more expensive for over 80s?<\/h3><\/div>![\"Danny](\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg\")
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Finder insurance expert Danny Butler<\/a> answers <\/em><\/div><\/div>It can be. Car insurers price your premiums based on how much of a risk they think you are \u2013 meaning, how likely you are to make a claim and cost them money.<\/p>
While car insurance premiums usually decrease as you age, you may find they start to rise again after you\u2019ve squeezed 80 candles onto your birthday cake. That\u2019s because, generally, older drivers are considered by some insurance providers to be a higher risk. And statistics do show that drivers over 80 are more likely to be involved in accidents and to make a car insurance claim.<\/p>
However, drivers over 80 also have the advantage of being (typically) the most experienced on the road. They also tend to take more care when driving, and some insurers take this into account when setting premiums.<\/p>
So, if you are in good health and have no history of claims or accidents, then you should still be able to get cover for an affordable price.<\/p>
If you\u2019ve managed to collect a good no claims discount<\/a> over the years, that could make your premiums even lower.<\/p><\/div><\/div><\/div><\/article>How much does over 80s car insurance cost?<\/h3>
Age<\/th> Average annual cost<\/th><\/tr><\/thead> 80<\/th> \u00a3285<\/td><\/tr> 81<\/th> \u00a3306<\/td><\/tr> 82<\/th> \u00a3323<\/td><\/tr> 83<\/th> \u00a3350<\/td><\/tr> 84<\/th> \u00a3382<\/td><\/tr> 85<\/th> \u00a3411<\/td><\/tr> 86<\/th> \u00a3434<\/td><\/tr> 87<\/th> \u00a3471<\/td><\/tr> 88<\/th> \u00a3497<\/td><\/tr> 89<\/th> \u00a3538<\/td><\/tr> 90<\/th> \u00a3569<\/td><\/tr><\/tbody><\/table>- \n \n
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<\/p>
It can be. Car insurers price your premiums based on how much of a risk they think you are \u2013 meaning, how likely you are to make a claim and cost them money.<\/p>
While car insurance premiums usually decrease as you age, you may find they start to rise again after you\u2019ve squeezed 80 candles onto your birthday cake. That\u2019s because, generally, older drivers are considered by some insurance providers to be a higher risk. And statistics do show that drivers over 80 are more likely to be involved in accidents and to make a car insurance claim.<\/p>
However, drivers over 80 also have the advantage of being (typically) the most experienced on the road. They also tend to take more care when driving, and some insurers take this into account when setting premiums.<\/p>
So, if you are in good health and have no history of claims or accidents, then you should still be able to get cover for an affordable price.<\/p>
If you\u2019ve managed to collect a good no claims discount<\/a> over the years, that could make your premiums even lower.<\/p><\/div><\/div><\/div><\/article>How much does over 80s car insurance cost?<\/h3>
| Age<\/th> | Average annual cost<\/th><\/tr><\/thead> |
|---|---|
| 80<\/th> | \u00a3285<\/td><\/tr> |
| 81<\/th> | \u00a3306<\/td><\/tr> |
| 82<\/th> | \u00a3323<\/td><\/tr> |
| 83<\/th> | \u00a3350<\/td><\/tr> |
| 84<\/th> | \u00a3382<\/td><\/tr> |
| 85<\/th> | \u00a3411<\/td><\/tr> |
| 86<\/th> | \u00a3434<\/td><\/tr> |
| 87<\/th> | \u00a3471<\/td><\/tr> |
| 88<\/th> | \u00a3497<\/td><\/tr> |
| 89<\/th> | \u00a3538<\/td><\/tr> |
| 90<\/th> | \u00a3569<\/td><\/tr><\/tbody><\/table>
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