{"id":358304,"date":"2020-12-14T09:50:55","date_gmt":"2020-12-14T09:50:55","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=358304"},"modified":"2026-03-23T16:08:41","modified_gmt":"2026-03-23T16:08:41","slug":"premium-bank-accounts","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/premium-bank-accounts","title":{"rendered":"Best premier &#038; premium bank accounts UK 2026"},"content":{"rendered":"<p>These accounts are the ones which come with the extra perks. Either you go \u201cpremium\u201d where you pay a monthly fee for extras like travel insurance or a weekly Greggs sausage roll (IYKYK), or you go \u201cpremier\u201d, where how much your salary is or the money you hold with your bank unlocks a raft of benefits. <\/p><h3 id=\"latest\">The best premier bank accounts for 2026<\/h3><ul>\n<li><strong>Best all rounder: <\/strong><a href=\"#best-all-rounder\">Santander Edge Up<\/a><\/li>\n<li><strong>Best for overseas spending: <\/strong><a href=\"#best-for-overseas-spending\">Club Lloyds<\/a><\/li>\n<li><strong>Best for family services: <\/strong><a href=\"#best-for-family-services\">Monzo Max<\/a><\/li>\n<li><strong>Best for high earners: <\/strong><a href=\"#best-for-high-earners\">HSBC Premier<\/a><\/li>\n<li><strong>Good for rewards: <\/strong><a href=\"#good-for-rewards\">NatWest Premier Reward<\/a><\/li>\n<li><strong>Good for exclusive rates and products: <\/strong><a href=\"#good-for-exclusive-rates-and-products\">Barclays Premier Current Account<\/a><\/li>\n<li><strong>Best for subscriptions: <\/strong><a href=\"#best-for-subscriptions\">Revolut Ultra<\/a><\/li>\n<\/ul>\n<script type=\"application\/ld+json\">\n{\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"ItemList\",\n    \"itemListElement\": [\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 1,\n            \"name\": \"Santander Edge Up\",\n            \"description\": \"Best all rounder\",\n            \"url\": \"https:\/\/www.finder.com\/uk\/current-accounts\/santander-edge-up-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 2,\n            \"name\": \"Club Lloyds\",\n            \"description\": \"Best for overseas spending\",\n            \"url\": \"\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 3,\n            \"name\": \"Monzo Max\",\n            \"description\": \"Best for family services\",\n            \"url\": \"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-max-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 4,\n            \"name\": \"HSBC Premier\",\n            \"description\": \"Best for high earners\",\n            \"url\": \"\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 5,\n            \"name\": \"NatWest Premier Reward\",\n            \"description\": \"Good for rewards\",\n            \"url\": \"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-current-account-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 6,\n            \"name\": \"Barclays Premier Current Account\",\n            \"description\": \"Good for exclusive rates and products\",\n            \"url\": \"\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 7,\n            \"name\": \"Revolut Ultra\",\n            \"description\": \"Best for subscriptions\",\n            \"url\": \"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-ultra-review\"\n        }\n    ]\n}\n<\/script><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"ro91c3dIO8A\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/ro91c3dIO8A\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/ro91c3dIO8A\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/ro91c3dIO8A\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">7:23<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-ro91c3dIO8A\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<article class=\"luna-card luna-card--alt\">\n<div class=\"luna-card__block\">\n<h4>Current premier account switching deals<\/h4>\nBelow we have listed the latest switching deals on the market for premier accounts. This list is checked regularly and was last updated on 15 April 2026.\n<br>\n<ul>\n<li>NatWest \u2013 Premier accounts - Up to \u00a31,000 when you switch<\/li>\n<li>RBS \u2013 Premier accounts - Up to \u00a31,000 when you switch<\/li>\n<li>HSBC - Premier account - Up to \u00a3500 when you switch<\/li>\n<li>Lloyds \u2013 Premier accounts - Up to \u00a3500 when you switch<\/li>\n<li>Barclays \u2013 Premier accounts - Up to \u00a3400 when you switch<\/li>\n<\/ul>\n<\/div>\n<\/article><div class=\"content tableWithFilters\n        \n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nvar getEventToListenTo = () => {\n  if (window.matchMedia('(any-hover:none)').matches) {\n    if (window.matchMedia('(max-width: 450px)').matches) {\n      return \"scroll\";\n    }\n  }\n  return \"DOMContentLoaded\";\n};\nvar eventToWatch = getEventToListenTo();\nconst loadFinderScoreModalukfsacur = () => {\n  setTimeout(function(){\n   window.loadOnTheFly.html(\n      'partial', {\n          id: 'finder-score-ukfsa-cur-modal-optimized',\n      },\n      function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-ukfsa-cur');\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function (event) {\n            modal.classList.add(\"elementHidden\");\n          };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function(e) {\n            modal.classList.add(\"elementHidden\");\n          });\n          window.onclick = function (event) {\n            if (event.target == modal) {\n              modal.classList.add(\"elementHidden\");\n            }\n          };\n      }\n  );\n  },1000);\n  window.removeEventListener(eventToWatch, loadFinderScoreModalukfsacur);\n};\nwindow.addEventListener(eventToWatch, loadFinderScoreModalukfsacur);\nvar showFinderScoreModal = (niche) => {\n  var existCondition = setInterval(function() {\n    const modalLoaded = document.getElementById('finderScoreModal-ukfsa-cur');\n    if (modalLoaded) {\n      clearInterval(existCondition);\n      modalLoaded.classList.remove('elementHidden');\n    }\n  }, 500); \/\/ check every 0.5s\n}\n<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"b8b71e3e-4fa7-48d5-8b50-0d8cfdc805d0\" data-template=\"comparison\" data-niche=\"UKFSA-CUR\" data-site=\"UKFSA-CUR\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"best_UKFSA-CUR_premium_bank_accounts\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"358304\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-CUR\",\"fieldset\":\"best_UKFSA-CUR_premium_bank_accounts\",\"template\":\"comparison\",\"category_id\":\"b8b71e3e-4fa7-48d5-8b50-0d8cfdc805d0\",\"category_name\":\"Best cards - Premium bank accounts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778363456}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"8cdd5b71-04b8-420e-8d5f-a60b78fcd0c7\" data-niche-default-path=\"\/business-banking\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFSA-CUR\" data-site=\"UKFSA-CUR\" data-table-id=\"3715\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-CUR\",\"fieldset\":\"best_UKFSA-CUR_premium_bank_accounts\",\"template\":\"comparison\",\"category_id\":\"b8b71e3e-4fa7-48d5-8b50-0d8cfdc805d0\",\"category_name\":\"Best cards - Premium bank accounts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778363456}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfsa-cur\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"7\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"6f80a62b2fb5f7169b3b823e0b5a294bed9996cc185951d63f523b69add35920\" data-table-record-type=\"product\" data-table-record-ids='[\"0635018d-c7f4-4893-a19f-5a3051febf33\",\"8261c4a0-11fc-40de-a9bd-0d3c548231ba\",\"f1c17244-dc84-4bbf-8975-25e2431698ad\",\"64029387-e62c-4f81-9cc4-c39deb9977f3\",\"c1541175-c6b4-4f31-8a29-4a832762438d\",\"09223115-1934-4f52-ab8a-d25f91e05d8b\",\"ef0e6398-c1e1-4e5c-ba2e-a97ed6920c8e\"]' data-total-data=\"7\" data-enable-top-filters=\"false\" data-total-product-count=\"7\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-3\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature  sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"account_fees\">\n                                                        Account fees\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.MONEYFACTS.INCREDIT1_RATE1_AER\" class=\"comparison-table__feature Interest (AER) tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"interest\">\n                                                        Interest (AER)\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg 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hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; 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transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr class=\"best-card__attached-row\"><td><h3 id=\"best-all-rounder\" class=\"best-card__header\">Best all rounder<\/h3><\/td><\/tr><tr data-product-id=\"0635018d-c7f4-4893-a19f-5a3051febf33\" data-provider-id=\"83cae5b3-dd0d-43c0-9732-d62cdaf18112\" data-product-name=\"Santander Edge Up\" data-provider-name=\"Santander\" class=\"grid-column-count-3  mobile-column-count-2 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/santander-edge-up-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6392ef0d65d59.png\" alt=\"Santander logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6392ef0d65d59.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6392ef0d65d59.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6392ef0d65d59.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6392ef0d65d59.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6392ef0d65d59.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/santander-edge-up-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Santander Edge Up<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                             sorter-false\" data-sortvalue=\"\u00a35 per month\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsacur_account_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a35 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    Interest (AER)\" data-sortvalue=\"2.1\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        2.1%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Earn \u00a3180 when you complete a full switch, set up 2 household Direct Debits and pay in \u00a31.5k within 60 days. Offer can be withdrawn at any time. T&amp;Cs\/eligibility apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/santander-edge-up-current-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22best_UKFSA-CUR_premium_bank_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b8b71e3e-4fa7-48d5-8b50-0d8cfdc805d0%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BPremium%2Bbank%2Baccounts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778363456%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Santander%2BEdge%2BUp%22%2C%22product_id%22%3A%220635018d-c7f4-4893-a19f-5a3051febf33%22%2C%22offer_id%22%3A%2223370%22%2C%22post_id%22%3A%22358304%22%2C%22post_path%22%3A%22current-accounts%252Fpremium-bank-accounts%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Apply now for the Santander Edge Up\">Go to site<\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/santander-edge-up-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Santander Edge Up\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-0635018d-c7f4-4893-a19f-5a3051febf33\" value=\"0635018d-c7f4-4893-a19f-5a3051febf33\" name=\"productID\" _productname=\"Finder score 9.6Excellent                            Santander Edge UpCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.6,\"badges\":[],\"productId\":\"0635018d-c7f4-4893-a19f-5a3051febf33\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-0635018d-c7f4-4893-a19f-5a3051febf33\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">When you\u2019re looking for a premium account, you want something that gives you a bit extra - and the Santander Edge accounts do just that. All Edge accounts offer cashback and fee-free spending abroad, but you can upgrade to the Edge Up for monthly interest, or opt for the Santander Edge Explorer, which includes insurance packages, remote GP access and even more cashback opportunities.\n<br><br>\nBeyond the extra features, the Santander Edge accounts have good payment features and a well-rated app, making them our top choice for the best all-around premium account.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__0635018d-c7f4-4893-a19f-5a3051febf33\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__0635018d-c7f4-4893-a19f-5a3051febf33\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t1% cashback on selected household bills\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMonthly interest on your balance\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFee-free spending abroad\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tArranged overdraft\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tSantander Boost rewards programme with prize draws, vouchers, etc.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccount management fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMonthly funding requirement\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tStrict eligibility criteria\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCashback is capped at \u00a315 a month\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-overseas-spending\" class=\"best-card__header\">Best for overseas spending<\/h3><\/td><\/tr><tr data-product-id=\"8261c4a0-11fc-40de-a9bd-0d3c548231ba\" data-provider-id=\"7229d635-b007-4d5d-801f-205775a1a2f5\" data-product-name=\"Club Lloyds\" data-provider-name=\"Lloyds Bank\" class=\"grid-column-count-3  mobile-column-count-2 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png\" alt=\"Lloyds Bank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Club Lloyds<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                             sorter-false\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsacur_account_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    Interest (AER)\" data-sortvalue=\"0.75\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0.75%\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Club Lloyds\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-8261c4a0-11fc-40de-a9bd-0d3c548231ba\" value=\"8261c4a0-11fc-40de-a9bd-0d3c548231ba\" name=\"productID\" _productname=\"Finder score 9.8Excellent                            Club LloydsCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.8,\"badges\":[],\"productId\":\"8261c4a0-11fc-40de-a9bd-0d3c548231ba\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-8261c4a0-11fc-40de-a9bd-0d3c548231ba\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Club Lloyds is our pick for best premium account for overseas spending for 2 reasons. The first being no debit fees for spending abroad, the second being that as a Club Lloyds customer, you get preferential exchange rates when ordering travel money. \n<br><br>\nBeyond the travel benefits, you also get a Lifestyle Benefit each year - choose from free cinema tickets, a Disney+ subscription, a 12-month Coffee Club and Gourmet Society membership, or a magazine subscription - plus monthly credit interest.  What really makes this account stand out, though, is that the monthly fee is waived as long as you deposit \u00a32,000 or more into your account each month.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__8261c4a0-11fc-40de-a9bd-0d3c548231ba\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__8261c4a0-11fc-40de-a9bd-0d3c548231ba\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInterest paid on balances up to a certain amount\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tSelected rewards and cashback offers\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tPreferential exchange rates\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tExclusive banking offers available\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tChoose 1 \"lifestyle benefit\" each year, such as a TV, coffee or magazine subscription\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou\u2019ll need to deposit a certain amount each month or pay a monthly fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou must pay out 2 direct debits each month to qualify for interest\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tHighest interest rate only paid on specific balances\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-family-services\" class=\"best-card__header\">Best for family services<\/h3><\/td><\/tr><tr data-product-id=\"f1c17244-dc84-4bbf-8975-25e2431698ad\" data-provider-id=\"d6e38f30-245c-4f36-8654-5f6a652c1ddd\" data-product-name=\"Monzo Max\" data-provider-name=\"Monzo\" class=\"grid-column-count-3  mobile-column-count-2 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-max-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/656d7f4b1f953.png\" alt=\"Monzo logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/656d7f4b1f953.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/656d7f4b1f953.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/656d7f4b1f953.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/656d7f4b1f953.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/656d7f4b1f953.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-max-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Monzo Max<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                             sorter-false\" data-sortvalue=\"\u00a317 per month\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsacur_account_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a317 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    Interest (AER)\" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Worldwide Travel and Phone Insurance + UK and Europe RAC Breakdown Cover<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzo-max-account-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22best_UKFSA-CUR_premium_bank_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b8b71e3e-4fa7-48d5-8b50-0d8cfdc805d0%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BPremium%2Bbank%2Baccounts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778363456%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Monzo%2BMax%22%2C%22product_id%22%3A%22f1c17244-dc84-4bbf-8975-25e2431698ad%22%2C%22offer_id%22%3A%2225677%22%2C%22post_id%22%3A%22358304%22%2C%22post_path%22%3A%22current-accounts%252Fpremium-bank-accounts%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Apply now for the Monzo Max\">Go to site<\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-max-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Monzo Max\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f1c17244-dc84-4bbf-8975-25e2431698ad\" value=\"f1c17244-dc84-4bbf-8975-25e2431698ad\" name=\"productID\" _productname=\"Finder score 9.2Excellent                            Monzo MaxCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"f1c17244-dc84-4bbf-8975-25e2431698ad\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f1c17244-dc84-4bbf-8975-25e2431698ad\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Monzo Max has your family covered. For an additional fee, you can add family members to your worldwide travel insurance, phone insurance and breakdown cover. While other accounts offer family travel insurance, you rarely find one that also includes family members in phone insurance and breakdown cover.\n<br><br>\nWhat we really like is that Monzo has sorted the kids too, with its Under 16s account. Free for Monzo customers, this gives your children the opportunity to learn money management themselves, while keeping you in control with spending limits and instant notifications. They can also set up their own interest-paying savings pot, starting their savings journey early.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__f1c17244-dc84-4bbf-8975-25e2431698ad\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__f1c17244-dc84-4bbf-8975-25e2431698ad\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFSCS protection\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWorldwide travel insurance\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUK &amp; European breakdown cover\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWorldwide phone insurance\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo branches\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t\u00a317 monthly fee applies\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAdditional \u00a35 monthly fee if you'd like to add family\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-high-earners\" class=\"best-card__header\">Best for high earners<\/h3><\/td><\/tr><tr data-product-id=\"64029387-e62c-4f81-9cc4-c39deb9977f3\" data-provider-id=\"35b28672-48cc-46d5-955a-51276efdd1ea\" data-product-name=\"HSBC Premier\" data-provider-name=\"HSBC\" class=\"grid-column-count-3  mobile-column-count-2 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/hsbc-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66dad45592a53.png\" alt=\"HSBC logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66dad45592a53.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66dad45592a53.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66dad45592a53.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66dad45592a53.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66dad45592a53.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/hsbc-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">HSBC Premier<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                             sorter-false\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsacur_account_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    Interest (AER)\" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Get up to \u00a3250 cashback\u2020 when switching. You can also get up to \u00a3500 when you pay new funds into selected ISAs.* <u onclick=\"document.getElementById('expander[64029387-e62c-4f81-9cc4-c39deb9977f3]').classList.toggle('is-hidden');\">More info<\/u><div id=\"expander[64029387-e62c-4f81-9cc4-c39deb9977f3]\" class=\"is-hidden\">\u2020Complete a full switch with a \u00a3100k+ salary or transfer \u00a3100k+ savings\/investments. New customers only (no HSBC\/first direct current account since 1 Jan 2025). \u00a3250 paid within 70 days. Eligibility and T&amp;Cs apply. *ISA offer ends 11 May. Deposit and\/or transfer a minimum total of \u00a320,000 in new funds (\u00a3100k+ for max \u00a3500). Eligibility and T&amp;Cs apply.<\/div><\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The HSBC Premier\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-64029387-e62c-4f81-9cc4-c39deb9977f3\" value=\"64029387-e62c-4f81-9cc4-c39deb9977f3\" name=\"productID\" _productname=\"Finder score 9Excellent                            HSBC Premier            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"64029387-e62c-4f81-9cc4-c39deb9977f3\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-64029387-e62c-4f81-9cc4-c39deb9977f3\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">HSBC Premier ticks plenty of boxes for high earners who are looking to their bank to support their wealth journey. With the account, you get a dedicated team of specialists who can offer you tailored wealth solutions, including preferential terms on products and services. \n<br><br>\nBeyond its financial planning services, HSBC Premier also has online health services, worldwide travel insurance and a Global Money Account, where you can convert, hold and send money in 50 currencies across 200 countries and regions worldwide.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__64029387-e62c-4f81-9cc4-c39deb9977f3\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__64029387-e62c-4f81-9cc4-c39deb9977f3\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccess to HSBC Children\u2019s Premier Account and Premier reward credit cards\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWorldwide travel insurance for you and your family\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tPreferential mortgage and savings rates\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInterest-free overdraft up to \u00a3500\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo monthly fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tStrict eligibility requirements\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tOverdrafts over \u00a3500 incur interest\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo interest payable on in-credit balances\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"good-for-rewards\" class=\"best-card__header\">Good for rewards<\/h3><\/td><\/tr><tr data-product-id=\"c1541175-c6b4-4f31-8a29-4a832762438d\" data-provider-id=\"26fce159-a3cf-4e6c-978f-12e108f0f2b6\" data-product-name=\"NatWest Premier Reward\" data-provider-name=\"NatWest\" class=\"grid-column-count-3  mobile-column-count-2 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63e39c40d1cd8.png\" alt=\"NatWest logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63e39c40d1cd8.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63e39c40d1cd8.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63e39c40d1cd8.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63e39c40d1cd8.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63e39c40d1cd8.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">NatWest Premier Reward<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                             sorter-false\" data-sortvalue=\"\u00a32 per month\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsacur_account_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a32 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    Interest (AER)\" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>You could get up to \u00a31,000 when you switch to NatWest Premier and save \u00a3100k+. Limited availability offer. T&amp;Cs and restrictions apply. <u onclick=\"document.getElementById('expander[c1541175-c6b4-4f31-8a29-4a832762438d]').classList.toggle('is-hidden');\">More info<\/u><div id=\"expander[c1541175-c6b4-4f31-8a29-4a832762438d]\" class=\"is-hidden\">For \u00a3250 switching incentive, use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest Premier. Pay in at least \u00a35,000 and log in to the mobile app within 60 days, T&amp;C's and restrictions apply. For an additional \u00a3750 interest payment, you'll need to also open a Flexible Saver account within 60 days of switching and pay in \u00a3100k into your Flexible Saver. Offer not available if you have previously received a switching incentive or held a current or savings account with NatWest as of 10\/03\/26. Limited availability. T&amp;Cs apply<\/div><\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/natwest-premier-reward-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22best_UKFSA-CUR_premium_bank_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b8b71e3e-4fa7-48d5-8b50-0d8cfdc805d0%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BPremium%2Bbank%2Baccounts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778363456%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22NatWest%2BPremier%2BReward%22%2C%22product_id%22%3A%22c1541175-c6b4-4f31-8a29-4a832762438d%22%2C%22offer_id%22%3A%2226179%22%2C%22post_id%22%3A%22358304%22%2C%22post_path%22%3A%22current-accounts%252Fpremium-bank-accounts%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta drct_mrch is-hidden\" title=\"Apply now for the NatWest Premier Reward\">Go to site<\/a><a class=\"intrnl_mrch luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" href=\"https:\/\/www.finder.com\/uk\/current-accounts?filters_preset=df38a8f847a6e3a70474c347a113d1a6bb58d424996adc35c23db6a17945610b#0000000002\">See deal<\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-current-account-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The NatWest Premier Reward\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-c1541175-c6b4-4f31-8a29-4a832762438d\" value=\"c1541175-c6b4-4f31-8a29-4a832762438d\" name=\"productID\" _productname=\"Finder score 8.9Great                            NatWest Premier RewardCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.9,\"badges\":[],\"productId\":\"c1541175-c6b4-4f31-8a29-4a832762438d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-c1541175-c6b4-4f31-8a29-4a832762438d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">With it literally in the name, it\u2019s no surprise that the NatWest and RBS Premier Reward accounts are our top pick for rewards. You can earn a monthly reward simply by having 2 or more direct debits and logging into the mobile app each month. There\u2019s also the opportunity to earn cashback when you spend at specific retail partners. \n<br><br>\nWhat makes these accounts stand out is the flexibility of how you use the reward. Once your reward balance hits the required amount, you can choose to add it to your bank account, trade for gift cards or e-codes with partner retailers, or donate to one of the bank\u2019s chosen charities.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__c1541175-c6b4-4f31-8a29-4a832762438d\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__c1541175-c6b4-4f31-8a29-4a832762438d\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn rewards that can be redeemed in various ways\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tRound-the-clock support including a dedicated banking manager\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tArranged overdraft available\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccess to Premier benefits\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMonthly fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tStrict eligibility criteria\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInterest charged on overdrafts at 39.49% EAR (variable), subject to eligibility\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"good-for-exclusive-rates-and-products\" class=\"best-card__header\">Good for exclusive rates and products<\/h3><\/td><\/tr><tr data-product-id=\"09223115-1934-4f52-ab8a-d25f91e05d8b\" data-provider-id=\"87b20ad0-9e48-49e5-9e4a-6b24e80d7c7c\" data-product-name=\"Barclays Premier Current Account\" data-provider-name=\"Barclays\" class=\"grid-column-count-3  mobile-column-count-2 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/barclays-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61e6aacf01ff7.png\" alt=\"Barclays logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61e6aacf01ff7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61e6aacf01ff7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61e6aacf01ff7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61e6aacf01ff7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61e6aacf01ff7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/barclays-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Barclays Premier Current Account<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                             sorter-false\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsacur_account_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    Interest (AER)\" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Barclays Premier Current Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-09223115-1934-4f52-ab8a-d25f91e05d8b\" value=\"09223115-1934-4f52-ab8a-d25f91e05d8b\" name=\"productID\" _productname=\"Finder score 9.5Excellent                            Barclays Premier Current AccountCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.5,\"badges\":[],\"productId\":\"09223115-1934-4f52-ab8a-d25f91e05d8b\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-09223115-1934-4f52-ab8a-d25f91e05d8b\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Barclays Premier is our pick of the bunch when it comes to exclusive rates and products. As a Barclays Premier customer, you get access to enhanced savings rates and expert investment guidance. You also unlock the Premier mortgage range, which includes the Family Springboard mortgage, exclusive rates and a higher annual overpayment allowance of 25%. \n<br><br>\nThis is also the only premium account that lets you earn Avios points. You\u2019ll need to join the scheme and pay a monthly fee, but you\u2019ll be able to earn Avios points monthly, as well as joining bonuses and anniversary rewards.<\/p><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-subscriptions\" class=\"best-card__header\">Best for subscriptions<\/h3><\/td><\/tr><tr data-product-id=\"ef0e6398-c1e1-4e5c-ba2e-a97ed6920c8e\" data-provider-id=\"9a6f2149-3d31-4773-afb0-5e54d6ddac12\" data-product-name=\"Revolut Ultra\" data-provider-name=\"Revolut\" class=\"grid-column-count-3  mobile-column-count-2 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-ultra-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/65c4d98f2bd47.png\" alt=\"Revolut logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/65c4d98f2bd47.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/65c4d98f2bd47.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/65c4d98f2bd47.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/65c4d98f2bd47.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/65c4d98f2bd47.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-ultra-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Revolut Ultra<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                             sorter-false\" data-sortvalue=\"\u00a355 per month\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsacur_account_fees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a355 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    Interest (AER)\" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Get a \u00a320 welcome bonus when you spend your first \u00a320 (T&amp;Cs apply)<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/revolutultra-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22best_UKFSA-CUR_premium_bank_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b8b71e3e-4fa7-48d5-8b50-0d8cfdc805d0%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BPremium%2Bbank%2Baccounts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778363456%22%2C%22position%22%3A%224%22%2C%22product_name%22%3A%22Revolut%2BUltra%22%2C%22product_id%22%3A%22ef0e6398-c1e1-4e5c-ba2e-a97ed6920c8e%22%2C%22offer_id%22%3A%2221270%22%2C%22post_id%22%3A%22358304%22%2C%22post_path%22%3A%22current-accounts%252Fpremium-bank-accounts%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta drct_mrch is-hidden\" title=\"Apply now for the Revolut Ultra\">Go to site<\/a><a class=\"intrnl_mrch luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" href=\"https:\/\/www.finder.com\/uk\/revolut-review#comparison-table-0000000000\">See deal<\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-ultra-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Revolut Ultra\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-ef0e6398-c1e1-4e5c-ba2e-a97ed6920c8e\" value=\"ef0e6398-c1e1-4e5c-ba2e-a97ed6920c8e\" name=\"productID\" _productname=\"Finder score 8.6Great                            Revolut Ultra            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.6,\"badges\":[],\"productId\":\"ef0e6398-c1e1-4e5c-ba2e-a97ed6920c8e\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-ef0e6398-c1e1-4e5c-ba2e-a97ed6920c8e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Revolut Ultra ticks the box if you\u2019re after a premium account which offers a curated range of subscriptions. From news to fitness, car sharing to masterclasses, your Revolut Ultra account unlocks a world of learning for you. This is alongside other premium account benefits such as reward points, eSIMs, access to airport lounges, trip cancellation cover and higher limits on pretty much every Revolut payment feature. \n<br><br>\nThe account comes with a hefty fee, so if you like what Ultra is offering, just make sure it makes sense for you financially.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__ef0e6398-c1e1-4e5c-ba2e-a97ed6920c8e\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__ef0e6398-c1e1-4e5c-ba2e-a97ed6920c8e\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFee-free withdrawals abroad\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tLifestyle benefits\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tUnlimited lounge access\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCancellation cover\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tHigh monthly fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo overdraft available\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        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Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFSA-CUR\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>The UK\u2019s best premium bank accounts for 2026 ranked by expert score<\/h3>\n\n\n\n\n\n\n\n\n<table class=\"luna-table\">\n<thead class=\"luna-table__header\">\n<tr>\n<th>Rank<\/th>\n<th>Product<\/th>\n<th>Finder score<\/th>\n<th>Minimum income<\/th><\/tr>\n<\/thead>\n<tbody class=\"luna-table__body\">\n<tr>\n<th scope=\"row\">1<\/th>\n<td>Club Lloyds<\/td>\n<td>9.8\/10<\/td>\n<td>\u00a30<\/td><\/tr>\n<tr>\n<th scope=\"row\">2<\/th>\n<td>Santander Edge Up<\/td>\n<td>9.6\/10<\/td>\n<td>\u00a30<\/td><\/tr>\n<tr>\n<th scope=\"row\">3<\/th>\n<td>Barclays Premier Current Account<\/td>\n<td>9.5\/10<\/td>\n<td>\u00a375,000<\/td><\/tr>\n<tr>\n<th scope=\"row\">4<\/th>\n<td>Monzo Max<\/td>\n<td>9.2\/10<\/td>\n<td>\u00a30<\/td><\/tr>\n<tr>\n<th scope=\"row\">5<\/th>\n<td>HSBC Premier<\/td>\n<td>9\/10<\/td>\n<td>\u00a3100,000<\/td><\/tr>\n<tr>\n<th scope=\"row\">6<\/th>\n<td>NatWest Premier Reward<\/td>\n<td>8.9\/10<\/td>\n<td>\u00a3100,000<\/td><\/tr>\n<tr>\n<th scope=\"row\">7<\/th>\n<td>Revolut Ultra<\/td>\n<td>8.6\/10<\/td>\n<td>\u00a30<\/td><\/tr>\n<\/tbody>\n<\/table><div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000003\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000003\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">How we chose our best premium bank accounts<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/button>\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000003\" data-accordion=\"details\" style=\"height: 0px;\">\n\t\t\t<div class=\"accordionContent\"><p>Our experts have analysed and ranked the features and services of the premium UK bank accounts we\u2019ve reviewed on our site. We\u2019ve examined app ratings, monthly fees, eligibility criteria, overseas fees, customer service, payment features and given a bonus for extra services. You can check out our best premium bank accounts below, where we\u2019ve explained what\u2019s great about each one, including some pros and cons and standout features. <\/p><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3>What benefits does a premier bank account offer?<\/h3><p>Premier bank accounts are usually offered by traditional banks (think Barclays, HSBC and the like). Each account has its own sets of perks, but here are some of the features you can expect:<\/p><ul><li><strong>Some kind of insurance.<\/strong> For example you might get free travel insurance for you and your family.<\/li><li><strong>Interest-free arranged overdraft.<\/strong> Up to a certain limit, say \u00a3500.<\/li><li><strong>Special offers on other banking products.<\/strong> For example you might be offered a higher interest rate on your savings, or better conditions on a mortgage or a loan.<\/li><li><strong>Higher account limits.<\/strong> Such as a higher limit on daily ATM withdrawals.<\/li><li><strong>Dedicated customer service.<\/strong> Big banks often have a dedicated customer service team to support their premier customers.<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/international-bank-accounts\">International banking<\/a>.<\/strong> If you travel a lot, you might also be able to get a premier international bank account, which will allow you to hold different currencies at the same time. Alternatively, the premier account might come with free international bank transfers.<\/li><\/ul><h3>How much do premier and premium bank accounts cost?<\/h3><p>Premier bank accounts don\u2019t usually charge a monthly fee. They are a way for banks to reward you for your loyalty and for being a \u201cbig\u201d customer. This doesn\u2019t mean that there are no fees at all though. So check the terms and conditions carefully before applying. For example, there might be fees for making payments abroad. Banks might also run switching promotions from time to time where you can <a href=\"https:\/\/www.finder.com\/uk\/best-bank-switching-deals#best-premier-current-accounts-with-switch-offers\">earn a bonus for switching to a premier account<\/a>.<\/p><p>Premium accounts, on the other hand, will charge a monthly fee in exchange for the perks you get. However, the idea is that the annual value of all the benefits you receive will outweigh the annual amount you pay in monthly fees. Plus you get to use the account for all your everyday banking needs too. From time to time, banks also run switching deal promotions where you can be <a href=\"https:\/\/www.finder.com\/uk\/best-bank-switching-deals#best-packaged-current-accounts-with-switch-offers\">rewarded with a bonus<\/a> if you switch to a packaged account.<\/p><h3>How can you qualify for a premier bank account?<\/h3><p>Every bank has slightly different eligibility criteria, but generally speaking, you will need to hold a significant sum with the bank offering the premier account. This will usually mean having at least \u00a350,000, or perhaps even \u00a3100,000, in either a current, savings or investment account with the same bank.<\/p><p>With some banks, you might also need a high annual income that you will pay into the account (think \u00a375,000 or higher) or you might need to already have a substantial mortgage with that provider (potentially \u00a3500,000 or more).<\/p><p>Because these accounts come with overdraft facilities, applying involves a credit check. A bank may tailor your overdraft limit according to your credit history. If you don\u2019t know your credit score you can <a data-trigger-introductory-modal=\"true\">check it for free and view your credit report<\/a> through Finder.<\/p><p>All of this means that premier bank accounts won\u2019t be for everyone. As we\u2019ve already mentioned, if you can\u2019t qualify but would still like a comprehensive current account with a lot of extra perks, you could consider a premium account or another type of packaged bank account. They come with a monthly fee but offer all kinds of extra features and insurances. More info about them is <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/packaged-bank-accounts\">in this guide<\/a>.<\/p><h3>Should I go for a premier bank account?<\/h3><p>It depends \u2013 and you\u2019ll need to meet the eligibility criteria first. The perks included in premier bank accounts can be enticing, but they are definitely not worth changing your overall financial strategy for. If you are uncertain, just leave them out of the equation for a second and consider everything else.<\/p><p>For example, would you want to have most of your savings or investments with the same bank as your current account anyway? Or would you rather shop around and make sure you get the best deal in each scenario, even though it will be more time-consuming to manage your finances across multiple providers?<\/p><p>If you do decide to go for a premier bank account, compare options carefully. Check the fees and the perks, and ask about customer support and other banking products. For example, say you are thinking of buying a house in the near future, will the premier account also come with a better deal on your mortgage?<\/p><p>Finally, keep in mind that anything above the first \u00a3120,000 you hold with the same bank in a current account or a savings account will not be covered by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme<\/a> (FSCS), which is a big safety net in case anything were to go wrong with the bank. It may not be worth losing that protection over the comparatively small perks of a premium bank account.<\/p><h3>Pros and cons of a premier bank account<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Extra free perks and benefits, such as free travel insurance.<\/li>\n                                    <li>You'll often get more dedicated customer service compared to a standard customer.<\/li>\n                                    <li>Better deals on other banking products, such as mortgages.<\/li>\n                                    <li>Keeping all your money with the same bank can make it easier to manage everything.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>You'll usually need to be a high earner and hold a large amount of money with the bank to be eligible.<\/li>\n                                    <li>Being loyal to the same bank may mean missing out on better deals elsewhere.<\/li>\n                                    <li>If you deposit over the FSCS limit, your money may not be entirely protected.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Bottom line<\/h3><p>If you\u2019re looking to put a large sum of money into one account, a premier bank account could be a good option if you meet the eligibility criteria. Perks available include special offers, rewards and higher account limits, but your money may not be fully protected if your funds exceed \u00a3120,000. However, if you like having all your finances in the same place, it could be the one for you.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Can I open a joint premier account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, you can. However, the eligibility criteria might be slightly different. For example, the minimum sum you need to hold with the bank to qualify might be higher, as there will be 2 account holders.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Can I switch to a premier account with another bank?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes you can, as long as you qualify for it of course. The switch will be handled by the banks involved and will be completed within 7 working days, thanks to the Current Account Switch Service. Just keep in mind that this switching service is only for current accounts, while anything else (savings accounts, etc) will have to be moved manually.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How do I apply for a premier account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>It depends on the bank. If you are an existing customer and already meet the criteria, you should be able to apply online pretty easily. If you are planning to switch, you might have to visit a branch in some cases (for example to provide a proof of ID).<\/p><\/div>\n  <\/div>\n<\/li><\/ul>\n\n\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000004\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000004\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Premier bank accounts offer additional perks for people who hold significant sums with the bank providing them, and can be good value for money. We take a look at how they work, what features they offer and what the eligibility criteria can look like.<\/p>\n","protected":false},"author":1329,"featured_media":304086,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[3763],"tags":[2565],"asset_tag":[],"class_list":["post-358304","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-current-accounts","tag-latest-3"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best premier &amp; premium bank accounts UK 2026<\/title>\n<meta name=\"description\" content=\"Premier bank accounts offer a lot of advantages, but eligibility criteria are not within everyone&#039;s grasp. Here&#039;s how they work.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/premium-bank-accounts\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best premier &amp; premium bank accounts UK 2026\" \/>\n<meta property=\"og:description\" content=\"Premier bank accounts offer a lot of advantages, but eligibility criteria are not within everyone&#039;s grasp. 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