{"id":351594,"date":"2020-11-27T16:37:38","date_gmt":"2020-11-27T16:37:38","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=351594"},"modified":"2026-01-28T16:15:13","modified_gmt":"2026-01-28T16:15:13","slug":"superscript","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-insurance\/superscript","title":{"rendered":"Superscript business insurance review"},"content":{"rendered":"<style>\r\n.gx-badge .popover-content { line-height: 19.5px; }\r\n@media screen and (max-width: 600px) {\r\n.uk-hero-rates ul { margin-left: auto !important; margin-right: auto !important; width: fit-content; }\r\n.uk-hero-rates .text-xxx-large { text-align: center; }\r\n.applylinks .luna-button--success { margin-top: 12px; }\r\n}\r\n<\/style>\r\n<article id=\"ukfeatureproduct\" class=\"luna-card luna-card--border uk-hero-rates\" style=\"max-width: 897px; margin: 0px auto 24px;\">\r\n\r\n<footer class=\"hero-rates__disclaimer-popup disclaimer_popup-with-text has-padding-xsmall no-padding-bottom\">\r\n<span class=\"disclaimer_popup--text\">Promoted<\/span>\r\n<a class=\"disclaimer_popup disclaimer_title_empty\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" href=\"#\" aria-label=\"Learn more about what Promoted means on Finder\">\r\n<svg class=\"luna-icon luna-icon--small luna-icon--primary\">\r\n<use xlink:href=\"#info-circle\"><\/use>\r\n<\/svg>\r\n<\/a>\r\n<\/footer>\r\n\r\n<div class=\"luna-card__block no-padding-top\" style=\"border: 0px;\">\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n<div class=\"u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/business-insurance\/superscript-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22c05daaf2-f1ae-45e8-8973-83cbdb3a5e19%22%2C%22product_name%22%3A%22Superscript%22%2C%22offer_id%22%3A%2217342%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFBI%22%2C%22post_id%22%3A%22351594%22%2C%22post_path%22%3A%22business-insurance%252Fsuperscript%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5f4e424d6a672.png\" alt=\"Superscript\" class=\"has-margin-bottom-xsmall has-padding-small no-padding-top has-margin-top-small\" style=\"width: 168px; min-width: 120px; max-height: 140px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f4e424d6a672.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f4e424d6a672.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f4e424d6a672.png?fit=504 504w\" sizes=\"(max-width: 504px) 100vw, 504px\" loading=\"lazy\"><\/a><\/div>\r\n<div class=\"u-grid__col u-1\/2@s\" style=\"margin-top: -5px;\">\r\n<div class=\"has-margin-bottom-xsmall text-xxx-large weight-normal\">Protect your business with a pay as you go monthly subscription<\/div>\r\n\r\n\r\n<ul class=\"list-1 no-margin-left\">\r\n\r\n\r\n\r\n<li>Get covered in less than 10 minutes<\/li>\r\n\r\n<li>Adapt or cancel your policy at any time. No penalties<\/li>\r\n\r\n<li>Cover starts from just \u00a317.28 per month<\/li>\r\n\r\n\r\n\r\n<\/ul>\r\n\r\n\r\n<\/div>\r\n<div class=\"applylinks u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/business-insurance\/superscript-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22c05daaf2-f1ae-45e8-8973-83cbdb3a5e19%22%2C%22product_name%22%3A%22Superscript%22%2C%22offer_id%22%3A%2217342%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFBI%22%2C%22post_id%22%3A%22351594%22%2C%22post_path%22%3A%22business-insurance%252Fsuperscript%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\" class=\"luna-button luna-button--large luna-button--success luna-button\">Go to site<\/a>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/article><h3>What is Superscript?<\/h3><p>Superscript is a newcomer to the business insurance space, having launched in 2015 as Digital Risks. The company became Superscript in 2020 and now provides cover for over 1,000 business types.<\/p><h3>What company underwrites business insurance from Superscript?<\/h3><p>Superscript underwrites its own policies. Note that it is a trading name of Enro Limited and is authorised and regulated by the Financial Conduct Authority.<\/p><h3 id=\"cover\">What types of business insurance policies are available?<\/h3><p>Superscript offers a range of policy types for a variety of industries and professions. To simplify things, cover is categorised into three groups:<\/p><ul class=\"list-10\"><li><b>Essential covers.<\/b> These policies are vital for all businesses needing protection against bodily injury and lost or damaged property.<\/li><li><b>Professional covers.<\/b> These policies protect against risks associated with the professional services you provide and the way you market your business.<\/li><li><b>Management covers.<\/b> These policies protect your management and shareholders against the operational risks associated with running a company.<\/li><\/ul><p>Each group of policies can be tailored to your specific needs \u2013 you\u2019ll be guided through these different options during the quotation process.<\/p><h3>What does Superscript business insurance cover?<\/h3><p>Superscript\u2019s cover is flexible, so you can pick and choose the cover that\u2019s right for you and your business. Some of the elements you can choose from include the following:<\/p><ul class=\"list-10\"><li><b>Public liability.<\/b> Public liability insurance is a type of cover that protects you if your business becomes legally liable if someone is injured or their property is damaged. It protects your business against legal costs and compensation claims if your business is to be found at fault.<\/li><li><b>Product liability.<\/b> Product liability insurance provides cover for people who manufacture, distribute or sell products and protects you against any resulting financial damages. It\u2019s often bundled with public liability cover.<\/li><li><b>Employers\u2019 liability.<\/b> Employers\u2019 liability insurance covers you and helps you to protect your employees in case one of them is injured or becomes ill as a result of the work they do for your business. You are legally required to take out this cover if you employ one or more people.<\/li><li><b>Business contents insurance.<\/b> Business contents insurance covers the equipment and furnishings you use for your business against theft, loss or damage. This includes having your tools stolen or your premises (or home office if you work from home) damaged by a variety of reasons, such as water leaks and fire.<\/li><li><b>Professional indemnity.<\/b> Professional indemnity covers you against claims of negligence by clients if they\u2019re not happy with your work. This type of policy can help with legal costs and compensation payments, up to the limit of your policy (this can vary from a few thousand pounds to several million).<\/li><li><b>Cyber insurance.<\/b> Cyber insurance is a form of speciality cover designed to protect your business from a wide range of Internet-based risks, such as data breaches, malicious cyber hacks and email forgery.<\/li><li><b>Errors and omissions insurance.<\/b> Errors and omissions insurance (E&amp;O) covers claims in relation to your professional services, including advice or consultation that you carry out for a client.<\/li><li><b>Healthcare professional insurance.<\/b> Superscript offers specialist insurance cover for a whole range of healthcare professionals, including nurses, technicians, carers and complementary therapists. It covers medical malpractice, professional indemnity and public liability.<\/li><li><b>Directors and officers insurance.<\/b> Directors and officers insurance, also known as D&amp;O, covers claims made personally against company directors and officers relating to their business dealings.<\/li><li><b>Management liability insurance.<\/b> Similar to directors and officers cover, management liability insurance is designed to protect directors and officers from claims made personally against them in relation to their business dealings.<\/li><\/ul><p>Superscript also has policies tailored specifically to different sectors, including tech and media, wellness, professional services, trade, construction, retail and ecommerce.<\/p><p>The company offers cover for a range of different professionals and companies, including contractors and freelancers, sole traders, self-employed, small businesses and startups.<\/p><h3>How much cover do I need?<\/h3><p>This depends on your personal requirement and the type of cover you would like.<\/p><p>Here are a few things to consider when deciding how much cover to take out:<\/p><ul class=\"list-10\"><li>How many employees do you have?<\/li><li>Do you need cover for yourself, your staff or your shareholders?<\/li><li>Do you deal with members of the public?<\/li><li>Do you own or lease vehicles (including vans)?<\/li><li>Do you work in public spaces?<\/li><li>Do you have dedicated business premises? Do you own or rent these?<\/li><li>How much equipment and tools do you have and how expensive are they?<\/li><li>Do you use or sell products?<\/li><li>Do you store stock?<\/li><li>Do you provide financial advice?<\/li><\/ul><h3>How much does business cover from Superscript cost?<\/h3><p>The cost of insurance is an individual thing and will vary depending on your circumstances. However, according to the Superscript website, its Essential covers start from \u00a35.13 per month, its Professional covers start from \u00a37.58 per month and its Management covers start from \u00a36.90 per month.<\/p><h3>Can I manage my policy online?<\/h3><p>Yes. When you take out a policy with Superscript, you get access to an online account. You can then log in to the business details section, where you can edit your business and trading name, employee and turnover number as well as add or remove premises. Your policy document will be updated automatically.<\/p><p>If you need to remove cover or cancel your policy, email Superscript at support@gosuperscript.com or call 0333 772 0759.<\/p><h3>How to contact Superscript?<\/h3><p>To contact Superscript\u2019s customer service team, call 0333 772 0759. Lines open Monday to Friday 9am-6pm (closed bank holidays). You can also use this number to message the team on WhatsApp.<\/p><p>The company\u2019s email address is hello@gosuperscript.com.<\/p><h3>What is the claims process for Superscript business insurance?<\/h3><p>You can make a claim from your online customer account in the Make a Claim section.<\/p><p>You will need to provide as much detail as possible about your claim, including a crime reference number (if applicable), the date of loss or claim made against you, type of claim and its detailed description. You can also attach any relevant supporting documentation like proof of loss, proof of purchase, a letter of demand or a statement of claim.<\/p><p>Once you submit a claim, a member of the Superscript team will get in touch with you as soon as possible. For smaller claims, that\u2019s usually within a couple of days (or hours) of receiving the relevant information. For larger claims, it can sometimes take longer.<\/p><h3>Superscript business insurance customer reviews<\/h3><p>On customer review platform, Trustpilot, Superscript has 4.8 out of 5 stars, giving it a rating of \u201cExcellent\u201d. This is based on more than 1,400 reviews.<\/p><h3>Pros and cons for Superscript business insurance<\/h3><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><div class=\"gridExample\"><h4 id=\"Pros\">Pros<\/h4><ul class=\"list-4\"><li>Offers a range of policies to suit your requirements<\/li><li>Flexible cover you can tailor to your business<\/li><li>Has great customer reviews<\/li><\/ul><\/div><\/div><div class=\"u-grid__col u-1\/2@s\"><div class=\"gridExample\"><h4>Cons<\/h4><ul class=\"list-13\"><li>Customer service phone number only operates Monday to Friday<\/li><li>Geared more towards tech-savvy people<\/li><\/ul><\/div><\/div><\/div><h3 id=\"verdict\">Verdict<\/h3><p>If you need business insurance, Superscript is a great option. There is a very long list of professions, sectors and types of policy you can choose from and prices start at just over \u00a35 (though this will vary from business to business).<\/p><p>Superscript is better for people who are comfortable managing their policy predominantly online, though there is a customer service number. If you have read this review and decided that Superscript business insurance is not for you, you can also <a href=\"https:\/\/www.finder.com\/uk\/business-insurance#comparison-table\">compare other business insurance policies<\/a> on the market.<\/p><h3 id=\"faqs\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Does Superscript have an app?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">No. Superscript\u2019s website and quotation process are designed to work well on mobile devices, so the company doesn\u2019t see the need in making their customers download an app. Online accounts are accessible via any browser.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Can Superscript cover businesses outside the UK?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Superscript\u2019s online process can only provide cover for companies registered in the UK and sole traders resident in the UK.<p>However, the company can provide cover for companies and sole traders registered elsewhere in Europe via an application form \u2013 contact Superscript for a copy.<\/p><p>Superscript doesn\u2019t provide cover for businesses elsewhere in the world at this time.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How does Superscript calculate premiums?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">On the Superscript website, it says: \u201cTo calculate your premium, we look at a variety of factors related to your business. These include its size, turnover and number of employees.<p>Your business activities are also important, as some types of work naturally involve more risk than others.<\/p><p>It can also depend on the type of insurance you are buying. So, if for example, you\u2019re buying office contents insurance, your premium will depend on the value of the equipment and belongings you want to insure.\u201d<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Is business insurance tax deductible?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Business insurance is tax-deductible and, along with accountancy and legal fees, counts as allowable business expenses. Insurance is VAT exempt but subject to <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/insurance-premium-tax\">insurance premium tax<\/a> at a lower rate.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Can I get instant cover?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">When you buy your policy, Superscript will ask you when you want it to start. That can be the same day or at some point in the future. You are then covered from 00:00 on the day you choose.<\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Read out review to find out all you need to know about Superscript&#8217;s business insurance cover, including its pros and cons and whether it&#8217;s right for your business.<\/p>\n","protected":false},"author":845,"featured_media":351652,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[93606],"tags":[],"asset_tag":[],"class_list":["post-351594","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Superscript business insurance review | Pros &amp; cons<\/title>\n<meta name=\"description\" content=\"Superscript offers business insurance tailored to a long list of professions and industries. 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