{"id":347600,"date":"2020-11-10T14:57:14","date_gmt":"2020-11-10T14:57:14","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=347600"},"modified":"2026-02-17T10:12:19","modified_gmt":"2026-02-17T10:12:19","slug":"nationwide-child-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nationwide-child-account-review","title":{"rendered":"Nationwide child account review"},"content":{"rendered":"<style>\n#user-review-promo { display: none; position: fixed; height: 100vh; width: 100vw; background: rgba(255, 255, 255, 1); top: 0; left: 0; z-index: 79; }\n#user-review-promo-content { position: absolute; top: 50%; transform: translate(-50%, -50%); padding: 10px; max-width: 40em; text-align: center; left: 50%; width: 100%; }\n#user-review-promo-element { font-size: 1.2em; }\n#user-review-promo-rating-stars { display: flex; flex-direction: row-reverse; justify-content: center; font-size: 2em; color: #9e9e9e; }\n#user-review-promo-rating-stars span { font-size: 2.3rem; 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class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\\\" title=\\\"Apply now for the Airwallex Multi-Currency Business Account\\\"\\u003E        Go to site    \\u003C\/a\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/airwallex-business-account-review\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about Airwallex Multi-Currency Business Account\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E\\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" 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class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukfsa-cur-kids')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E8.7\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/tide-review\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003ETide Business Bank Account (Free)\\u003C\/a\\u003E\\u003C\/span\\u003E\\u003Cdiv class=\\\"gx-badge\\\"\\u003E\\u003Cspan class=\\\"gx-badge__body generic-badge__body hasPopover\\\" data-content=\\\"\\\" data-html=\\\"true\\\"\\u003E\\u003Cspan class=\\\"badge-text\\\"\\u003EOffer\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003C\/div\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                    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score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                rounded-bottom-left\\n                                                                                                                                                 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       \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                rounded-bottom-right\\n                                                                                                                                                                                                                                                                                                     sorter-false\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" 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href=\\\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/tide-business-free-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22childrensDeafult%22%2C%22category_id%22%3A%228cdd5b71-04b8-420e-8d5f-a60b78fcd0c7%22%2C%22category_name%22%3A%22businessppc%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793944079%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Tide%2BBusiness%2BBank%2BAccount%2B%2528Free%2529%22%2C%22product_id%22%3A%226abe9bd8-73b6-4ebc-a0f4-1a438605ba04%22%2C%22offer_id%22%3A%2212472%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22post_id%22%3A%22347600%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fnationwide-child-account-review%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\\\" title=\\\"Apply now for the Tide Business Bank Account (Free)\\\"\\u003E        Go to site    \\u003C\/a\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/tide-review\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about Tide Business Bank Account (Free)\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E\\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000006-6abe9bd8-73b6-4ebc-a0f4-1a438605ba04\\\" value=\\\"6abe9bd8-73b6-4ebc-a0f4-1a438605ba04\\\" name=\\\"productID\\\" _productname=\\\" 8.7Great                            Tide Business Bank Account (Free)Offer            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":8.7,\\\"badges\\\":[],\\\"productId\\\":\\\"6abe9bd8-73b6-4ebc-a0f4-1a438605ba04\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000006-6abe9bd8-73b6-4ebc-a0f4-1a438605ba04\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"f45c3378-f5b1-4764-a759-19dfabc2e0b8\\\" data-provider-id=\\\"9a6f2149-3d31-4773-afb0-5e54d6ddac12\\\" data-product-name=\\\"Revolut Business Account (Basic)\\\" data-provider-name=\\\"Revolut\\\" class=\\\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-business-review\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png\\\" alt=\\\"Revolut logo\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukfsa-cur-kids')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E8.7\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-business-review\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003ERevolut Business Account (Basic)\\u003C\/a\\u003E\\u003C\/span\\u003E\\u003Cdiv class=\\\"gx-badge\\\"\\u003E\\u003Cspan class=\\\"gx-badge__body generic-badge__body hasPopover\\\" data-content=\\\"\\\" data-html=\\\"true\\\"\\u003E\\u003Cspan class=\\\"badge-text\\\"\\u003EOffer\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003C\/div\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukfsa-cur.product.datapoint_finder_score_v2_kids_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukfsa-cur-kids')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E8.7\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                rounded-bottom-left\\n                                                                                                                                                                                                                            \\\" data-sortvalue=\\\"0\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Interest (AER)\\\"\\u003E\\n                        0%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                  bottom-order-3\\n                                                                                \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Minimum eligibility age\\\"\\u003E\\n                        \\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                rounded-bottom-right\\n                                                                                                                                                                                                                                                                                                     sorter-false\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,global.value.datapoint_uk_na_if_empty_or_zero\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Maximum eligibility age\\\"\\u003E\\n                        N\/A\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                                                                                \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"6\\\" data-decorator=\\\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative example\\\"\\u003E\\n                        Account fee of &pound;10 per month.\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }\\u003C\/style\\u003E  \\u003Ca target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/revolutbusinessaccount-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22childrensDeafult%22%2C%22category_id%22%3A%228cdd5b71-04b8-420e-8d5f-a60b78fcd0c7%22%2C%22category_name%22%3A%22businessppc%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793944079%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22Revolut%2BBusiness%2BAccount%2B%2528Basic%2529%22%2C%22product_id%22%3A%22f45c3378-f5b1-4764-a759-19dfabc2e0b8%22%2C%22offer_id%22%3A%2221366%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22post_id%22%3A%22347600%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fnationwide-child-account-review%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\\\" title=\\\"Apply now for the Revolut Business Account (Basic)\\\"\\u003E        Go to site    \\u003C\/a\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-business-review\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about Revolut Business Account (Basic)\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E\\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000006-f45c3378-f5b1-4764-a759-19dfabc2e0b8\\\" 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apply\",\"logoUrl\":\"https:\/\/www.finder.com.au\/niche-builder\/61a62557c642b.png\",\"nicheCode\":\"UKFSA-CUR\",\"value\":\"200\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\/\/www.finder.com\/uk\/business-banking\/finder-airwallex-promotion-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":\"10\",\"partnerRewardValue\":null}}},\"rewardsCampaignNames\":\"ukfsa_bus_airwallex_200\"},\"loyaltyRewardsParams\":{\"campaignName\":null,\"flow\":null,\"showBanner\":false,\"isLoggedIn\":null},\"noResultsIntroText\":\"\",\"topPicksHtml\":\"\",\"totalProductCount\":13,\"pageSize\":3,\"productCount\":12,\"nextOffset\":3,\"prevOffset\":0},\"infobox\":[{\"request\":{\"site\":\"UKFSA-CUR\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"484a98bb-b2bf-4b5d-92fc-7ec390eac169,6abe9bd8-73b6-4ebc-a0f4-1a438605ba04,f45c3378-f5b1-4764-a759-19dfabc2e0b8\",\"fieldset\":\"alternative_products\"},\"response\":[]},{\"request\":{\"site\":\"UKFSA-CUR\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"484a98bb-b2bf-4b5d-92fc-7ec390eac169,6abe9bd8-73b6-4ebc-a0f4-1a438605ba04,f45c3378-f5b1-4764-a759-19dfabc2e0b8\",\"fieldset\":\"compareInfobox\"},\"response\":[{\"title\":\"Account fees\",\"values\":[\"&pound;0\",\"&pound;0\",\"&pound;10 per month\"]},{\"title\":\"Debit network\",\"values\":[\"\",\"Mastercard\",\"\"]},{\"title\":\"Arranged overdraft available\",\"values\":[\"\",\"\\u003Csvg class=\\\"luna-icon luna-icon--error luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#close\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\",\"\\u003Csvg class=\\\"luna-icon luna-icon--error luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#close\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\"]},{\"title\":\"Currency conversion charge for Europe (EEA)\",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Currency conversion withdrawal for overseas cash withdrawal in Europe (EEA) \",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Currency conversion withdrawal for overseas cash withdrawal in non-Europe (EEA) \",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Currency conversion charge for non-Europe (EEA)\",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Current account switch guarantee\",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Direct debit fee\",\"values\":[\"&pound;0\",\"&pound;0.20\",\"\"]}]}]}<\/script><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-1b5b9287-d1ef-483e-8573-acc26a2a82ac\">1 of 1 result<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated daily<\/span><\/a><\/span><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFSA-CUR\" data-site=\"UKFSA-CUR\" data-table-id=\"2416\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-CUR\",\"fieldset\":\"childrensDeafult\",\"template\":\"comparison\",\"category_id\":\"1b5b9287-d1ef-483e-8573-acc26a2a82ac\",\"category_name\":\"Nationwide-childrens\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793944078}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfsa-cur\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"1\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"83a410f3006e0ace2b2808782cfee95c82ec089210e2403b8bbc040f68d7a427\" data-table-record-type=\"product\" data-table-record-ids='[\"d885fbac-363e-4d2d-b0fb-12973ff98d13\"]' data-total-data=\"1\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"1\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.DATAPOINT_FINDER_SCORE_V2_KIDS_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.MONEYFACTS.INCREDIT1_RATE1_AER\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"interest\">\n                                                        Interest (AER)\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.MONEYFACTS.ELIGIBILITY_AGEMINTXT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"minimum_eligibility_age\">\n                                                        Minimum eligibility age\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th class=\"comparison-table__feature  sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"maximum_eligibility_age\">\n                                                        Maximum eligibility age\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_KEY_BENEFITS_MF_PLAIN\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"incentive\">\n                                                        Incentive\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_REP_EX\" class=\"comparison-table__feature comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"d885fbac-363e-4d2d-b0fb-12973ff98d13\" data-provider-id=\"bfef86a7-ca8a-40c6-8890-09f7a9626287\" data-product-name=\"Nationwide Building Society FlexOne\" data-provider-name=\"Nationwide BS\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nationwide-flexone-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png\" alt=\"Nationwide BS logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nationwide-flexone-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Nationwide Building Society FlexOne<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_kids_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"2\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        2%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"11\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum eligibility age\">\n                        11\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                     sorter-false\" data-sortvalue=\"17\" data-column-index=\"4\" data-decorator=\"text,global.value.datapoint_uk_na_if_empty_or_zero\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Maximum eligibility age\">\n                        17\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }<\/style><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nationwide-flexone-current-account-review\" class=\"comparison-table__more-button\" title=\"Read more about Nationwide Building Society FlexOne\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-d885fbac-363e-4d2d-b0fb-12973ff98d13\" value=\"d885fbac-363e-4d2d-b0fb-12973ff98d13\" name=\"productID\" _productname=\" 9.3Excellent                            Nationwide Building Society FlexOne            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.3,\"badges\":[],\"productId\":\"d885fbac-363e-4d2d-b0fb-12973ff98d13\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-d885fbac-363e-4d2d-b0fb-12973ff98d13\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-1b5b9287-d1ef-483e-8573-acc26a2a82ac comparison-table__dataCount\">Showing\n\t\t\t1\n\t\t\tof\n\t\t\t1\n\t\t\tresult\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFSA-CUR\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><div class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/div><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text cta-modal__intro-text--active-cta\" style=\"display: none;\">Looking for other options? Check out these similar products.<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for bank accounts<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Fees, features and customer service across 20+ of the most popular banks are all weighted and scaled to produce a score out of 10. The higher the score the better the account \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/digital-banking\/banking-apps-ratings-methodology\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>What type of child accounts does Nationwide offer?<\/h3><p>Nationwide has 3 accounts that are meant for under 18s:<\/p><ul><li><strong>A current account.<\/strong> Just like any other current account for adults, this FlexOne account is meant for everyday spending. If you are tired of cash, you can use it for your kids\u2019 pocket money, for example. It is a competitive account without a monthly fee and even pays a small amount of interest on balances up to \u00a31,000. The account is for 11 to 17 year olds.<\/li><li><strong>A future saver.<\/strong> This is a savings account that can be opened by an adult who wants to save for the benefit of a child. The interest rate is fairly competitive, but you can only make one withdrawal a year from the account, otherwise the rate drops. You can save up to \u00a35,000 a year in this account.<\/li><li><strong>FlexOne Saver.<\/strong> This savings account is only for those who hold a FlexOne current account and it pays a higher rate of interest than the future saver account. The account is designed for 11 to 17 year olds and you can make unlimited withdrawals too.<\/li><\/ul><p>With Nationwide\u2019s current account, you can choose between a regular debit card (which does pretty much all your own debit card would do), and what Nationwide calls a \u201ccash card\u201d. The cash card allows your child to withdraw cash at an ATM, but not to make card payments in shops or online. While it is a bit of an old-school approach, some parents will appreciate the ability to have better control of their kids\u2019 purchases.<\/p><p>If you opt for a debit card, a further bonus is that Nationwide won\u2019t charge a fee for spending on the card overseas. <\/p><p>Like with most traditional banks, the current account is available for kids aged between 11 and 17. If your child is younger than that, you can compare prepaid cards for children <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/debit-cards-for-kids\">on this page<\/a>. They usually have lower age limits and more parental control options, but often come for a monthly fee.<\/p><h3>How to open a child account with Nationwide<\/h3><p>For the FlexOne current account, you can start the application online if the child is 13 or older, but you might then need to pop into a branch to have your documents checked before the application is accepted. You will need to provide the child\u2019s ID and proof of address for an adult living at the same address. If the child is 11 or 12, you can only apply in person.<\/p><p>If you have opened a FlexOne current account, you\u2019ll then be able to open a FlexOne Saver account, but the same application rules apply.<\/p><p>As for the future saver account, you can only open the account in branch. You can only open one for a child aged 15 or under for whom you have parental responsibility.<\/p><h3>How much does opening a child account with Nationwide cost?<\/h3><p>Nationwide says its child current account is fee-free, and they mean it. No monthly fee, and debit card payments and cash withdrawals up to \u00a3300 a day are also free.<\/p><p>Unlike most children\u2019s accounts from traditional banks, Nationwide\u2019s does not charge any foreign transaction fees, meaning the child can freely use the card or make withdrawals overseas. This is a strong plus if the family habitually spends time outside the UK.<\/p><h3>What does the Nationwide app look like?<\/h3><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide-4.png\" alt=\"Nationwide app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide-4.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide-4.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide-4.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide-4.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide-4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide.png\" alt=\"Nationwide app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide1.png\" alt=\"Nationwide app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide1.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide1.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide1.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide1.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Nationwide1.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/div><h3>Is opening a child account with Nationwide safe?<\/h3><p>Nationwide is regulated by the Financial Conduct Authority and deposits are <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">protected by the FSCS<\/a>. So a child account is pretty much as safe as an account for adults from that point of view.<\/p><p>Overdrafts are not available for under 18s, so you don\u2019t need to worry about debt. Nationwide\u2019s current account does not have any special parental control features, so you\u2019ll mostly have to trust your kid with the money, but if you are worried about online purchases, you can choose the cash card over the standard debit card.<\/p><h3>Pros and cons of using Nationwide for a child account<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>The current account is completely fee-free, including for spending overseas.<\/li>\n                                    <li>Interest paid on current account balances.<\/li>\n                                    <li>Children can manage the account via phone, online or on the app.<\/li>\n                                    <li>You can choose between a debit card and a cash card, for additional safety and control.<\/li>\n                                    <li>Children can pay with their phone thanks to Apple Pay and Google Pay.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>No current account options for kids under 11.<\/li>\n                                    <li>Withdrawals from the future saver account are limited to one a year (or the interest rate will drop).<\/li>\n                                    <li>Your child must have a FlexOne current account to get the more competitive FlexOne saver account.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h4>Alternatives to children\u2019s bank accounts<\/h4><p>If a child\u2019s bank account does not sound like the right idea, then there are other options available.<\/p><ul><li><strong>Prepaid cards<\/strong><br>As a parent you can purchase a prepaid card for your child. These are aimed for children aged 6 to 18. Parents can top up their child\u2019s balance via an app, control where they shop and also can teach them about good money habits.<br><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/debit-cards-for-kids\">Learn more about children\u2019s prepaid cards<\/a><\/li><\/ul>                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                    \n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Customer service information for Nationwide<\/h3><table class=\"i_infobox product_infobox has-margin-bottom\">\n<tbody>\n<tr>\n<th>Email support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Telephone support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>In-app or live chat<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Contact form<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Branch support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<\/tbody>\n<\/table><h3>Our verdict<\/h3><p>Nationwide gets a thumbs-up for both its children\u2019s current account and savings accounts. The current account has no fees, it has a good level of flexibility and is easy to manage. Nationwide is not the smoothest when it comes to online banking, but overall this is a good account. Plus, the lack of foreign transaction fees is quite a class move if you ask us.<\/p><p>Nationwide\u2019s kids\u2019 savings accounts are also competitive, particularly if your child opens the FlexOne current account first. <\/p><p>Get started by visiting Nationwide\u2019s website and applying for an account. If you have read this review and decided that these accounts are not the right choice, you can also discover <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/bank-accounts-for-kids\">other bank accounts for children<\/a> and the option of <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/debit-cards-for-kids\">prepaid cards for kids<\/a>.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What happens to the account once the child turns 18?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Once the child reaches 18 years and 6 months of age, the future savings account becomes a standard easy-access for adults. Which in a nutshell means that the money can be withdrawn any time, but also that the interest rate is pretty low.<\/p><p>With the FlexOne current account, you can keep it until you turn 23, and then it will be changed to one of Nationwide\u2019s everyday bank accounts. The same rules apply for the FlexOne saver, but your money will be moved to a different instant access savings account.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">What are the age limits for Nationwide's child accounts?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Nationwide\u2019s child current account and FlexOne Saver are for 11 to 17 year-olds. The future saver savings account can only be opened for children who are under 16.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I open a junior ISA with Nationwide?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Not at the moment. Junior ISAs have become increasingly rare these days, but Halifax does offer one.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>\n\n\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Time for your kid to get their own bank account but not quite sure of where to look? Nationwide offers a competitive current account for children as well as a savings account.<\/p>\n","protected":false},"author":653,"featured_media":313285,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Nationwide child account review","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"Nationwide offers a current account and a savings account meant for children and teenagers. We compare their features and fees.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2025-07-16 14:52:37\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated the page with app images.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[121401],"tags":[],"asset_tag":[],"class_list":["post-347600","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-childrens-banking"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Nationwide child account review - Finder UK<\/title>\n<meta name=\"description\" content=\"Nationwide offers a current account and a savings account meant for children and teenagers. We compare their features and fees.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nationwide-child-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nationwide child account review\" \/>\n<meta property=\"og:description\" content=\"Nationwide offers a current account and a savings account meant for children and teenagers. 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