{"id":345917,"date":"2020-10-27T13:29:20","date_gmt":"2020-10-27T13:29:20","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=345917"},"modified":"2026-02-12T14:01:53","modified_gmt":"2026-02-12T14:01:53","slug":"how-old-debit-card","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/how-old-debit-card","title":{"rendered":"How old do you have to be to get a debit card?"},"content":{"rendered":"<div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>Most high-street banks will let children open a <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/bank-accounts-for-kids\">children\u2019s bank account<\/a> when they are 11 years old, with their parents\u2019 permission.<\/li>\n          <li>Most high-street banks will let children open a children\u2019s bank account at 16 years old without their parent\u2019s permission.<\/li>\n          <li>There are now <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/debit-cards-for-kids\">prepaid debit cards<\/a> designed for children aged 6 and up, which require a parent to sign up for the card.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3>Reviews of prepaid cards and bank accounts for children<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n                                                                \n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px;  }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-0a11fe2a73c8496f8a226e15e03bfd38\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6447b82c96e38.png\" width=\"140\" height=\"88\" alt=\"GoHenry Account - with \u00a320 pocket money and 2 months free\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6447b82c96e38.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6447b82c96e38.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6447b82c96e38.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\">\nGoHenry Account - with \u00a320 pocket money and 2 months free<\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent persist\" style=\"display: flex;\">\nExcellent\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFSA-PPC\" data-fieldset=\"ppc_bestpage_hotstats\" class=\"UKFSA-PPC ppc_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Monthly fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a33.99<\/td><\/tr><tr><th>Card delivery fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/gohenry-card3monthfree-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2217292%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%220a11fe2a-73c8-496f-8a22-6e15e03bfd38%22%2C%22product_name%22%3A%22GoHenry%2BAccount%2B-%2Bwith%2B%25C2%25A320%2Bpocket%2Bmoney%2Band%2B2%2Bmonths%2Bfree%22%2C%22provider_id%22%3A%22761a1110-6b53-4dce-ac38-9c0d1fdf6e2a%22%2C%22provider_name%22%3A%22gohenry%22%2C%22post_id%22%3A%22345917%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fhow-old-debit-card%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/gohenry-review\">Read review<\/a><\/div><p>GoHenry accounts are for children aged between 6 and 18. You can open a GoHenry account a month before their 6th birthday and then they\u2019ll be able to use their new card as soon as they turn 6. Kids aged 6\u201312 can get a prepaid debit card with their account. Once they turn 13, the account automatically becomes a GoHenry 13+ account, so they can then add their card to Apple Pay and receive money via QR code into their account. This is still a prepaid debit card, so they can only spend money that is loaded onto the card.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Full parental control thanks to instant notifications and spending limits<\/li><li>One-month free trial<\/li><li>It can be used by children as young as six<\/li><li>Reward system for completed tasks<\/li><li>Children learn about personal finance in a controlled environment<\/li><li>Relatives can also send money to the children<\/li><li>You can manage up to four child accounts from the same parent account<\/li><li>No fees to spend or withdraw cash abroad - these were scrapped in 2020<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Monthly fee<\/li><li>Only one free top-up to the child account a month<\/li><li>Safe, but not as safe and regulated as a bank<\/li><li>It doesn\u2019t pay any interest<\/li><li>There are cheaper cards available<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFSA-PPC\" data-fieldset=\"ppc_bestpage_details\" class=\"UKFSA-PPC ppc_bestpage_details \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>UK cash withdrawal fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Loading fee<\/th><td class=\"i_infobox_data product_infobox_data\">1 free\/month, then 50p each<\/td><\/tr><tr><th>Replacement card fee<\/th><td class=\"i_infobox_data product_infobox_data\">Free, or \u00a34.99 if changing the card design<\/td><\/tr><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">VISA<\/td><\/tr><tr><th>How many child accounts<\/th><td class=\"i_infobox_data product_infobox_data\">4<span class=\"table-popover\" rel=\"popover\" data-content=\"The number of child accounts that one parent is able to create.\" title=\"What's this?\" data-original-title=\"What's this?\"><\/span><\/td><\/tr><tr><th>Other fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a34.99 for a customisable card or Eco Card<\/td><\/tr><tr><th>Freeze and unfreeze card<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFSA-PPC\" data-fieldset=\"ppc_bestpage_hotstats\" class=\"UKFSA-PPC ppc_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Monthly fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a33.99<\/td><\/tr><tr><th>Card delivery fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/gohenry-card3monthfree-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2217292%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%220a11fe2a-73c8-496f-8a22-6e15e03bfd38%22%2C%22product_name%22%3A%22GoHenry%2BAccount%2B-%2Bwith%2B%25C2%25A320%2Bpocket%2Bmoney%2Band%2B2%2Bmonths%2Bfree%22%2C%22provider_id%22%3A%22761a1110-6b53-4dce-ac38-9c0d1fdf6e2a%22%2C%22provider_name%22%3A%22gohenry%22%2C%22post_id%22%3A%22345917%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fhow-old-debit-card%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/gohenry-review\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n                                                                \n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px;  }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-f48dd9932af3426883851f20451ecc66\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/65b39df826b8c.png\" width=\"140\" height=\"88\" alt=\"NatWest Rooster Money Account\" srcset=\"https:\/\/www.finder.com\/niche-builder\/65b39df826b8c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/65b39df826b8c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/65b39df826b8c.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\">\nNatWest Rooster Money Account<\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent persist\" style=\"display: flex;\">\nExcellent\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFSA-PPC\" data-fieldset=\"ppc_bestpage_hotstats\" class=\"UKFSA-PPC ppc_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Monthly fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Card delivery fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><\/tbody><\/table><\/div><a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking?filters_preset=c26b2a8df7f31e993d244c8139ef3d86b42831ac32badc761806db80b61cf0eb#comparison-table-0000000001\">See deal<\/a><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/roostermoney-review\">Read review<\/a><\/div><p>Natwest Rooster Money accounts are for kids aged 6\u201317. They come with a prepaid debit card, which needs to have money loaded onto it and isn\u2019t linked to an account. Once your child turns 13, they can add their card to Apple Pay or Google Pay, making it a bit more convenient for them, assuming they have their own smartphone. Natwest also has an Adapt account for children over 11 (with permission from a parent or guardian). This is a current account that comes with a regular debit card that is linked to the account, so they can spend what is in the account.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Great educational value; a slick app with lots of features to personalise the way you teach your children about finance.<\/li><li>Children as young as 4 years old can use it (6 for the card).<\/li><li>Total control over where your children use the card and how much they can spend.<\/li><li>Safe and secure. The card can be frozen from the app.<\/li><li>No fees for using the card (including abroad).<\/li><li>One-month free trial.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>If not a NatWest customer, monthly\/annual fee to access the full range of features.<\/li><li>Caps on the maximum number of parent account loads per day and per month.<\/li><li>No interest paid on the account balance.<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFSA-PPC\" data-fieldset=\"ppc_bestpage_details\" class=\"UKFSA-PPC ppc_bestpage_details \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>UK cash withdrawal fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Loading fee<\/th><td class=\"i_infobox_data product_infobox_data\">Free<\/td><\/tr><tr><th>Replacement card fee<\/th><td class=\"i_infobox_data product_infobox_data\">Free for the first replacement (per household), \u00a35 thereafter<\/td><\/tr><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">VISA<\/td><\/tr><tr><th>How many child accounts<\/th><td class=\"i_infobox_data product_infobox_data\">No limit<span class=\"table-popover\" rel=\"popover\" data-content=\"The number of child accounts that one parent is able to create.\" title=\"What's this?\" data-original-title=\"What's this?\"><\/span><\/td><\/tr><tr><th>Other fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Freeze and unfreeze card<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFSA-PPC\" data-fieldset=\"ppc_bestpage_hotstats\" class=\"UKFSA-PPC ppc_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Monthly fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Card delivery fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking?filters_preset=c26b2a8df7f31e993d244c8139ef3d86b42831ac32badc761806db80b61cf0eb#comparison-table-0000000001\">See deal<\/a><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/roostermoney-review\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n                                                    \n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px;  }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-fcb9de61027349699299734331f91fe4\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5f60e2511352c.png\" width=\"140\" height=\"88\" alt=\"Santander 123 Mini Current Account\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f60e2511352c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f60e2511352c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f60e2511352c.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\">\nSantander 123 Mini Current Account<\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard persist\" style=\"display: flex;\">\nStandard\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFSA-PPC\" data-fieldset=\"ppc_bestpage_hotstats\" class=\"UKFSA-PPC ppc_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Monthly fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Card delivery fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/santander123miniaccount-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2217136%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22fcb9de61-0273-4969-9299-734331f91fe4%22%2C%22product_name%22%3A%22Santander%2B123%2BMini%2BCurrent%2BAccount%22%2C%22provider_id%22%3A%2269686ac7-418e-4c59-8de2-317cdbbffb65%22%2C%22provider_name%22%3A%22Santander%22%2C%22post_id%22%3A%22345917%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fhow-old-debit-card%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/santander-child-account-review\">Read review<\/a><\/div><p>This is a children\u2019s current account that is available at high street bank Santander. For children aged 12 and under, the 123 Mini is just a basic deposit-holding account, which must be opened in a branch by an adult (trustee) and then be managed by that trustee. But for kids aged above 13, they can apply online to open the account themselves. Please note: Some form of identity documentation would be required to open this account. They\u2019ll get a Santander contactless debit card or a cash card (the latter can be used for ATM withdrawals only). These teenagers can also use Santander\u2019s online and mobile banking services to manage their account. So apart from deciding what money to put in for their kids to spend, there\u2019s not as much in the way of parental controls with this account.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>No monthly fees<\/li><li>The account can be managed online or via app<\/li><li>Decent interest rate on the current account\u2019s balance<\/li><li>Ability to choose between a debit card and a cash card, for additional control<\/li><li>No lower age limits for accounts held in trust, so you can open one even if your child is very young<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>For children under 13, the account must be opened in trust and the trustee must have a Santander current account<\/li><li>Interest is only paid up to a set balance<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFSA-PPC\" data-fieldset=\"ppc_bestpage_details\" class=\"UKFSA-PPC ppc_bestpage_details \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>UK cash withdrawal fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Loading fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">Mastercard<\/td><\/tr><tr><th>Freeze and unfreeze card<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFSA-PPC\" data-fieldset=\"ppc_bestpage_hotstats\" class=\"UKFSA-PPC ppc_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Monthly fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Card delivery fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/santander123miniaccount-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2217136%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22fcb9de61-0273-4969-9299-734331f91fe4%22%2C%22product_name%22%3A%22Santander%2B123%2BMini%2BCurrent%2BAccount%22%2C%22provider_id%22%3A%2269686ac7-418e-4c59-8de2-317cdbbffb65%22%2C%22provider_name%22%3A%22Santander%22%2C%22post_id%22%3A%22345917%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fhow-old-debit-card%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/santander-child-account-review\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div><h3>The benefits and drawbacks of getting a debit card at age 6\u201310<\/h3><p>The main argument <strong><em>against<\/em><\/strong> giving a debit card to a 6-year-old is: they are not responsible to use one. However, the main argument <strong><em>for<\/em><\/strong> giving them one is that it <em>teaches<\/em> them how to be financially responsible.<\/p><p>Is this a lesson that a 6- to 10-year-old child really needs to learn?<\/p><p>Well, a 2013 study, authored by behavioural analysts at Cambridge University, suggested that humans begin to understand and form money habits at age 7.<\/p><p>Indeed, it\u2019s also the age that most children begin to receive pocket money, even if it\u2019s only for trivial things like chocolate bars or trading cards.<\/p><p>And the more experience that a child gains from managing their own money, the better they are likely to become when they start living independently.<\/p><p>A prepaid card gives parents enough control to prevent their child from being reckless with their finances. It is up to the parents to top up these cards and it is impossible to go overdrawn. If there is not enough funds to complete a transaction, the purchase won\u2019t be cleared.<\/p><p>At the same time, these cards usually come with apps that allow children to view their balance and previous transactions. This could prove to be a useful aid to teach them basic numeracy, plus simple financial lessons, such as \u201cwhen the money is gone, you can\u2019t buy anything else\u201d.<\/p><h3>The benefits and drawbacks of getting a debit card later on<\/h3><p>Once a child reaches the age of 11 \u2013 old enough to open a children\u2019s bank account with your permission \u2013 the items they want to spend money on tend to become more complex and more expensive.<\/p><p>Perhaps they see the newest video game or fashion items that their friends have and begin pestering you for the same things.<\/p><p>This is potentially a great opportunity for parents to teach their children an early lesson about saving for the future.<\/p><p>Instead of splashing out on their every whim and desire, you can perhaps arrange a standing order into their bank account. Then, your child will begin to learn what it\u2019s like to wait (and work hard) to be able to afford luxury items.<\/p><p>This is a lesson that every child needs to learn before they are sent out into the adult world of complete financial independence, unless you want them to keep pestering you for money into early adulthood and beyond.<\/p><p>A debit card will allow them to make online purchases and set up direct debits, so they don\u2019t have to bother you to do this for them either.<\/p><p>At the same time, parents still have the option to choose an account that lets them monitor what their child\u2019s pocket money is being spent on. Many digital banks and online account providers already block payments for age-inappropriate products and services, like gambling, from these types of accounts as standard.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">What is the difference between a prepaid card and a debit card?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>A prepaid card is not linked to a bank account. You have to pre-load the card with funds from a bank account. In most cases, you can\u2019t set up a direct debit on a prepaid card either.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">Does my child have to be given a debit card with their children's bank account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No, in some cases, a parent can ask for their child to be given a cash card only. These cards can only be used to withdraw cash at ATMs. They cannot be used to buy products directly, either online or in the real world. <\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">What happens to a children's bank account when the child turns 18?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>In most cases, it will be converted to a <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\">normal current account<\/a>. Your bank will get in contact with the account holder in plenty of time to make them aware of their options.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">How old do you have to be to apply for an overdraft?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n 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google.charts.Bar.convertOptions(options));\n\t\t\t\t\t}\n\t\t\t\t\t\tdrawChart();\n\t\t\t\t\t});\n\n\t\t\t\t\tfunction init() {\n\t\t\t\t\t\tconsole.log('calling init', eventName);\n\t\t\t\t\t\tif (typeof google !== 'undefined' && google.charts) {\n\t\t\t\t\t\t\tconsole.log('found charts', google, packageToLoad);\n\t\t\t\t\t\t\tgoogle.charts.load('current', {'packages':[packageToLoad]});\n\t\t\t\t\t\t\tgoogle.charts.setOnLoadCallback(function() {\n\t\t\t\t\t\t\t\tdocument.dispatchEvent(event);\n\t\t\t\t\t\t\t});\n\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\tconsole.log('retrying');\n\t\t\t\t\t\t\tsetTimeout(init, 100);\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t\tinit();\n\t\t\t\t})()\n\t\t\t<\/script><div class=\"u-grid__col  u-1\/1 aligncenter size-full border-fix table-container\"><table class=\"luna-table js-tablesorter tablesorter tablesorter-default\" role=\"grid\"><thead class=\"luna-table__header\"><tr><th>Response<\/th><th><span class=\"row-color-icon\" style=\"background-color: #1D53FF;\"><\/span>Male<\/th><th><span class=\"row-color-icon\" style=\"background-color: #00B2FF;\"><\/span>Female<\/th><\/tr><\/thead><tbody class=\"luna-table__body\" aria-live=\"polite\" aria-relevant=\"all\"><tr><td>Overdrafts<\/td><td>78.17%<\/td><td>63.62%<\/td><\/tr><tr><td>Credit score<\/td><td>75.11%<\/td><td>60.41%<\/td><\/tr><tr><td>Personal loans<\/td><td>74.24%<\/td><td>57.71%<\/td><\/tr><tr><td>ISA accounts<\/td><td>62.01%<\/td><td>40.49%<\/td><\/tr><tr><td>Inflation<\/td><td>58.52%<\/td><td>39.59%<\/td><\/tr><tr><td>APR<\/td><td>54.15%<\/td><td>31.49%<\/td><\/tr><tr><td>Student loans<\/td><td>52.84%<\/td><td>37.15%<\/td><\/tr><tr><td>Mortgage loan to value<\/td><td>51.97%<\/td><td>34.83%<\/td><\/tr><tr><td>Base rate<\/td><td>41.92%<\/td><td>27.25%<\/td><\/tr><\/tbody><\/table><\/div><div class=\"source-container\"><span class=\"source\">Source: Finder survey by Censuswide of 1007 Brits, July 2023\t\t<\/span><\/div><\/div><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Discover the pros and cons of getting a debit card as a child. <\/p>\n","protected":false},"author":645,"featured_media":346823,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[121401],"tags":[2565],"asset_tag":[],"class_list":["post-345917","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-childrens-banking","tag-latest-3"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How old do you have to be to get a debit card? 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