{"id":341568,"date":"2020-10-07T12:35:41","date_gmt":"2020-10-07T11:35:41","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=341568"},"modified":"2026-03-03T10:58:52","modified_gmt":"2026-03-03T10:58:52","slug":"equals-spend-business-expense-card","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-banking\/equals-spend-business-expense-card","title":{"rendered":"Equals Money business expense card"},"content":{"rendered":"<p>Equals was created to take the hassle out of money management for businesses. Its Equals Money prepaid cards are one of the tools that will help you to do this.<\/p><h3>What is Equals Money?<\/h3><p>Equals Money is part of the Equals Money Group which aims to make it simpler for businesses to manage and move money around the world.<\/p><p>Equals Money prepaid cards are for teams and colleagues to use for business expenses. Companies can add money onto the cards, track who\u2019s spending what and integrate expenses reports with their accounting tools.<\/p><h3>How does it work?<\/h3><p>With Equals Money, you can have unlimited platform users. While there is a charge for each physical card, you can get up to 100 free virtual cards depending on your pricing tier. <\/p><p>You can load funds onto these cards or transfer funds between them, and there is no charge for either of these actions. Note that there is a fee for cash withdrawals. Different user permissions can be added to different cards.<\/p><p>Staff can use the Equals app to create digital receipts and add tags to their spending. They can also use the app to request top-ups, which you can approve at the tap of a button. This makes it simple to keep track of your team\u2019s business spending.<\/p><p>To make things even easier, it\u2019s simple to report VAT on your team\u2019s spending and even sync your cards with accounting software.<\/p><h3>What other features are there?<\/h3><p>Here are some of the key features of Equals Money: <\/p><ul><li>Fund request approvals<\/li><li>Spending limits<\/li><li>Annotate transactions with receipts and categories<\/li><li>Customise access permissions<\/li><li>Unlimited platform users<\/li><li>Free to use in 21 major currencies<\/li><\/ul><h3>Is Equals Money safe?<\/h3><p>Equals Money doesn\u2019t fall under the Financial Services Compensation Scheme (FSCS), instead your money is protected in safeguarded bank accounts separate from company assets. <\/p><h3>What support is available?<\/h3><p>You\u2019ll be granted support from Equals\u2019 UK-based team 7 days a week, plus an account manager dedicated to your business.<\/p><h3>What fees are applicable?<\/h3><p>For the Business Tier plan, you\u2019ll pay an account fee of <span>\u00a325 + VAT per year (From \u00a320.83 per month if paid annually). Account fee can vary., plus a physcial card issue fee of \u00a310 per card (up to 100 virtual cards are free). If you choose to pay annually, you\u2019ll receive a 17% discount. <\/span><\/p><p>The Business Plus Tier account costs \u00a335 a month and \u00a310 per card, while the Enterprise Tier has custom pricing. <\/p><p>With all plans, you\u2019ll pay <span>\u00a31.50 for every ATM withdrawal you make. <\/span><\/p><p>It\u2019s free to make transactions in the UK and any of the countries using the currencies listed above. In non-supported countries, you\u2019ll be charged a 1.5% out-of-currency fee.<\/p><p>It costs you nothing to top-up your cards or make transfers between them.<\/p><h3>How do I get set up?<\/h3><p>To get started with Equals Money, you can call 020 7778 9302 to speak to a staff member. Alternatively, you can navigate to the Equals website and fill out a callback form.<\/p><p>Once you\u2019ve registered, you can expect your Equals cards to arrive in 3-5 working days.<\/p><h3>Customer service information for Equals Money<\/h3><table class=\"i_infobox product_infobox has-margin-bottom\">\n<tbody>\n<tr>\n<th>Email support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Telephone support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>In-app or live chat<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Contact form<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Branch support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<\/tbody>\n<\/table><h3>Equals Money customer reviews<\/h3><p>Equals Money is highly rated on review site Trustpilot. It scores 4.6 out of 5 from more than 500 reviews (updated February 2026), giving it an \u201cExcellent\u201d rating.<\/p><p>Positive comments mentioned the \u201cvery responsive and helpful\u201d customer service team, as well as the professional service and good currency rates. Those customers who didn\u2019t give such a high rating, said they experienced problems using the new platform. <\/p><p>On the App Store, Equals Money has a rating of 3.7 out of 5 from just 30 reviews (updated February 2026). It has a rating of 2.6 out of 5 from more than 55 reviews on Google Play (updated February 2026).<\/p>                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                    \n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Get the lowdown on this prepaid card and how it compares to others on the 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