{"id":340024,"date":"2020-10-01T15:12:44","date_gmt":"2020-10-01T14:12:44","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=340024"},"modified":"2026-02-17T14:32:14","modified_gmt":"2026-02-17T14:32:14","slug":"best-way-to-invest-200-per-month","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-200-per-month","title":{"rendered":"Best ways to invest \u00a3200 per month"},"content":{"rendered":"<p>We all have to start somewhere. Investing \u00a3200 per month over the long term could lead to more wealth than you\u2019d probably imagine. For example, a \u00a3200 monthly investment with a 7% yearly return could leave you with over \u00a3104,000 in 20 years or more than \u00a3360,000 in 35 years. But you\u2019re probably wondering how to invest \u00a3200 on a monthly basis and what\u2019s the best way to invest \u00a3200 per month as a UK investor.<\/p><h2 id=\"bestways\">6 of the best ways to invest \u00a3200 per month<\/h2><p>There\u2019s no perfect way to invest any amount of money. It all comes down to your goals, risk appetite and time horizon. But if you\u2019re looking for some inspiration, here are 6 ways to invest \u00a3200 a month that you may want to consider.<\/p><ol><li><a href=\"#etfs\">Index funds and ETFs<\/a><\/li><li><a href=\"#roboadvisor\">Robo-advisor platforms<\/a><\/li><li><a href=\"#dividendstocks\">Dividend-paying stocks<\/a><\/li><li><a href=\"#multiasset\">Multi-asset funds<\/a><\/li><li><a href=\"#portfolioofshares\">Portfolio of shares<\/a><\/li><li><a href=\"#taxefficient\">Investing with a tax-efficient account<\/a><\/li><\/ol>\n\n\n\n\n<style>\n.newpicks.topPicksF1 .topPicks__card { border: 2px solid #232320; border-radius: 1rem; -webkit-box-shadow: 4px 6px 0 0 #232320; box-shadow: 4px 6px 0 0 #232320; margin-right: 4px; }\n.pickfor { line-height: 20px; box-sizing: border-box; display: flex; flex-direction: column; justify-content: center; background-color: #e5f7ff; border-radius: 0.9rem 0.9rem 0 0; min-height: 58px; }\n.pickpros, .gxfcydsc { font-size: 14.75px; letter-spacing: -0.1px; line-height: 21px; }\n.topPicks__card { overflow: visible !important; }\n.topPicks__card figure.award { padding-bottom: 20px; margin: -3px auto 3px auto; }\n.topPicks__card span.gx-badge__body { box-sizing: border-box !important; }\n.topPicks__card figure.noward { padding: 10px; }\n.newpicks.flex { display: flex; flex-wrap: nowrap; overflow: auto; }\n.newpicks .flex-item { flex: 0 0 auto; margin-right: 10px !important;  width: calc((100% - 20px) \/ 3) !important; max-width: 280px; }\n.topPicks__optionalLabel span.table-popover::before { margin: 0px 0px -3px 2px; }\n.topPicks__card .text-small.dsclmr { font-size: 16px; letter-spacing: -.28px; }\n.flex { display: flex; }\n@media only screen and (min-width: 960px) { .newpicks { -webkit-box-pack: center; -webkit-justify-content: center; -ms-flex-pack: center; justify-content: center; } }\n@media only screen and (max-width: 960px) { .newpicks .flex-item { min-width: 270px; } }\n.newpicks .pick { line-height: 1.4em; min-height: 3.3em; }\n.newpicks .flex-item article { border-radius: 0.7em; }\n.newpicks .topPicks__optionalLabel { font-weight: 600; width: auto; font-size: 0.875rem; line-height: 17px; margin-top: 0px !important; min-height: 53px; align-items: center; justify-content: center; margin-bottom: 16px; }\n.newpicks .topPicks__optionalLabel > div { padding: 3px 2px; }\n@media only screen and (max-width: 600px) { .newpicks.flex { flex-wrap: wrap; justify-content: center; } .newpicks .flex-item { width: 100% !important; max-width: 375px; margin-right: 0px !important; } .pickpros { text-align: center !important; } }\n<\/style>\n\n\n\n\n\n\n<div id=\"toppicks\" class=\"newpicks impression__toppicks-container u-grid u-grid--alignStretch u-grid--gutterCollapse flex has-padding-top-xsmall topPicksF1\" data-count-items=\"3\">\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nBest for 0% commission stocks <\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure award\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png\" class=\"topPicks__image\" alt=\"eToro logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n \n<span style=\"height: 0px; display: flex; justify-content: center; margin: -23px auto 23px;\"><span class=\"gx-badge__body awards-badge__body hasPopover no-margin-right\" style=\"min-height: 18px;\" rel=\"popover\" data-content='The Finder Awards recognise innovative products and services, as well as companies that provide outstanding service to their customers. &lt;a href=\"https:\/\/www.finder.com\/uk\/finderawards\"&gt;Find out more&lt;\/a&gt;.' data-html=\"true\" data-original-title=\"\" title=\"\">Finder Award<\/span><\/span>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-xxsmall\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to eToro\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/etorofreestock-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%221080735a-7036-42d6-b09e-b8d8b6224438%22%2C%22product_name%22%3A%22eToro%22%2C%22offer_id%22%3A%225767%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFST%22%2C%22position%22%3A%221%22%2C%22post_id%22%3A%22340024%22%2C%22post_path%22%3A%22share-trading%252Fshare-trading-guides%252Fbest-way-to-invest-200-per-month%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to Site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n<div class=\"has-padding-bottom-small text-small dsclmr\">Capital at risk. T&amp;Cs apply.<\/div>\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel flex u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><div><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Copy picks from top traders<span class=\"table-popover\" data-placement=\"top\" rel=\"popover\" data-content=\"Copy trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk. Past performance is not an indication of future results.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Commission-free trades<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Fractional shares<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Free to open an account<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nBest for overall trading platform <\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/673228119114f.png\" class=\"topPicks__image\" alt=\"XTB logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-xxsmall\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to XTB\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/xtb-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%220af9c8e6-66b4-4b08-b6f5-27a4c39e2764%22%2C%22product_name%22%3A%22XTB%22%2C%22offer_id%22%3A%2223483%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFST%22%2C%22position%22%3A%222%22%2C%22post_id%22%3A%22340024%22%2C%22post_path%22%3A%22share-trading%252Fshare-trading-guides%252Fbest-way-to-invest-200-per-month%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to Site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n<div class=\"has-padding-bottom-small text-small dsclmr\">Capital at risk. T&amp;Cs apply.<\/div>\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel flex u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><div><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Free SoFi share with code 'FINDER'<span class=\"table-popover\" data-placement=\"top\" rel=\"popover\" data-content=\"Limited Availability. T&amp;Cs apply.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Commission-free trades<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Fractional shares<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 8,400+ stocks\/ETFs<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\" style=\"margin-right: 0px !important;\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nBest for beginners <\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6842a1b09fcef.png\" class=\"topPicks__image\" alt=\"Freetrade logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6842a1b09fcef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6842a1b09fcef.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-xxsmall\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Freetrade\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/freetrade-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22575e101b-8b10-40ed-a44f-ee437a7d3f75%22%2C%22product_name%22%3A%22Freetrade%22%2C%22offer_id%22%3A%2220099%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFST%22%2C%22position%22%3A%223%22%2C%22post_id%22%3A%22340024%22%2C%22post_path%22%3A%22share-trading%252Fshare-trading-guides%252Fbest-way-to-invest-200-per-month%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to Site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n<div class=\"has-padding-bottom-small text-small dsclmr\">Capital at risk. T&amp;Cs apply.<\/div>\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel flex u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><div><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Free share up to \u00a3100<span class=\"table-popover\" data-placement=\"top\" rel=\"popover\" data-content=\"Receive a free share up to \u00a3100 when you fund your account with at least \u00a350. ISA &amp; SIPP rules apply. FX fees may apply. T&amp;Cs apply. Capital at risk.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Commission-free trades<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Free ISA &amp; SIPP<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 8,200+ investments<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n<style>@media only screen and (min-width: 601px) { .ukfin_offrpll { min-height: 46px; } }<\/style><\/div>\n\n\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology luna-accordionGroup accordionGroup no-margin-left no-margin-right\">\n<div class=\"luna-accordion\" data-accordion=\"accordion\">\n<div class=\"luna-accordion__summary\">\n<h4 class=\"luna-accordion__heading\">\n<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n<span class=\"luna-accordion__title\">How we chose these trading apps<\/span>\n<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\"><use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use><use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use><\/svg><\/button>\n<\/h4>\n<\/div>\n<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n<div class=\"accordionContent\">\nWe analysed all popular share dealing platforms in the UK using 35 data points and combined this with our expert insight from using the apps. The platforms we've selected as best for each category offer stand-out features or a unique combination of elements for a specific aspect of investing. If we show a \"Promoted for\" pick, it's been chosen from among our partners and is based on factors that include special features or offers, and the commission we receive. Keep in mind that our picks may not always be the best for you \u2013 it's important to compare for yourself. More details in our <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/share-dealing-methodology\">full methodology<\/a>.\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<h3 id=\"etfs\">1. Invest in index funds or ETFs<\/h3><p>This is one of the best options for beginner investors, or any level of experience for that matter. If you\u2019re not aware of how these investments work, you should check out our guides on investing in <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/how-to-invest-in-index-funds\">index funds<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/exchange-traded-funds-etfs\">exchange-traded funds (ETFs)<\/a>. <\/p><p>You can use an index fund or ETF and invest your \u00a3200 a month like clockwork. Ideally, it\u2019s often best to look at broad-market tracker funds. This way, you can invest in UK shares with a fund that copies an index like the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/invest-in\/stock-market-indices\/ftse-100\">FTSE 100<\/a>, or invest in the US stock market with a fund that tracks the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/invest-in\/stock-market-indices\/sp-500\">S&amp;P 500 index<\/a>.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Simple.<\/strong> With a single investment, you can get exposure to hundreds (and sometimes thousands) of stocks. It's a straightforward way to put your \u00a3200 a month into the market.<\/li>\n                                    <li><strong>Cheap.<\/strong> The majority of passive ETFs should come with extremely low ongoing fees because no active management is involved. This allows you to get the maximum benefit from your \u00a3200 a month investment.<\/li>\n                                    <li><strong>Accessible.<\/strong> Most of the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-trading-apps\">best trading apps and platforms<\/a> should provide you access to <a href=\"https:\/\/www.finder.com\/uk\/finder.com\/uk\/best-etfs\">popular ETFs<\/a> and funds, meaning you can invest through a variety of providers.<\/li>\n                                    <li><strong>Variety of choice.<\/strong> There are loads of ETFs and index funds out there to choose from. You can invest in whole regions, sectors, or themes and build yourself a <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/how-to-create-a-diverse-portfolio\">diverse portfolio<\/a>.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Pricing.<\/strong> Some ETFs will charge you more for what is essentially the exact same investment. So, you need to be on your toes and keep an eye on the prices to make your \u00a3200 per month go as far as possible.<\/li>\n                                    <li><strong>Lack of control.<\/strong> Although you get to pick your ETFs, you don't get to choose what investments are included and excluded.<\/li>\n                                    <li><strong>Research.<\/strong> Investing in a single ETF likely won't mean you're perfectly diversified. You'll still need to research which ETFs to hold for your investing strategy.<\/li>\n                                    <li><strong>Performance.<\/strong> Most index funds and passive ETFs track whole markets or benchmarks, this means you'll never outperform the market with your \u00a3200 a month.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"roboadvisor\">2. Robo-advisor platforms<\/h3><p>If you\u2019re new to the world of investing, you may want to consider using a <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/robo-advisors\">robo-advisor<\/a> platform. These platforms don\u2019t provide advice, but they do help you pick a suitable pre-made portfolio for your \u00a3200 a month based on your goals and risk appetite. There are now a bunch of great robo-advisor apps and platforms to choose from with competitive fees.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Straightforward.<\/strong> Once you've opened an account and chosen a portfolio, all you need to do is set up your regular \u00a3200 a month investment and your investments can (hopefully) grow without any extra effort on your part.<\/li>\n                                    <li><strong>Affordable.<\/strong> The cost to use a robo-advisor is pretty low these days and most use a percentage system. So you don't have to worry about fees eating into your monthly \u00a3200 deposits.<\/li>\n                                    <li><strong>Ease of use.<\/strong> Because robo-advisors tend to be digital and app-based, the platforms are designed with user experience in mind to make it a pain-free event to put your money to work.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Lack of choice.<\/strong> You often have only a small number of pre-made portfolios to choose from and you usually don't get to choose the investments being held.<\/li>\n                                    <li><strong>Cost.<\/strong> Although robo-advisor fees are quite low, you're still paying an added fee for the convenience of the platform. Most robo-advisors use cheap ETFs that you could invest your \u00a3200 in by yourself, for less.<\/li>\n                                    <li><strong>Limited learning.<\/strong> Investing with a robo-advisor is quite a hands-off experience. So you're unlikely to become a more educated investor or learn as you spend more time investing.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"dividendstocks\">3. Dividend-paying stocks<\/h3><p>If you\u2019re comfortable with the idea of picking a selection of stocks, investing \u00a3200 a month into stocks that pay <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/dividends\">dividends<\/a> can be a great way to build yourself a passive income stream. If you want to <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/how-to-buy-dividend-stocks\">invest in dividend stocks<\/a>, it will take some research and patience, but it\u2019s a time-proven strategy to benefit from compound interest.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Investment options.<\/strong> You can pick your dividend-paying stocks and earn a <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-passive-income-ideas\">passive income<\/a> from a vast range of companies you want to invest your \u00a3200 a month into.<\/li>\n                                    <li><strong>Compounding.<\/strong> Investing your \u00a3200 a month into dividend stocks is an excellent way to benefit from the magic of compound interest.<\/li>\n                                    <li><strong>Stability.<\/strong> Many companies that pay dividends tend to come with a certain level of stability and there are lots of blue-chip stocks to choose from.<\/li>\n                                    <li><strong>Property ownership.<\/strong> If you want to own property and have \u00a3200 to invest each month, you might want to consider a <a href=\"https:\/\/www.finder.com\/uk\/investing-in-property\">real estate investment trust (REIT)<\/a> that pays you income in the form of dividends.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Lots of research.<\/strong> If you want to pick your dividend stocks, this can involve plenty of time and research finding the best options.<\/li>\n                                    <li><strong>No guarantees.<\/strong> Dividends are a way to reward shareholders when a company makes a profit and the payments aren't guaranteed. Dividends can be cut, paused or stopped altogether.<\/li>\n                                    <li><strong>Lack of growth.<\/strong> Paying money out as dividends means companies have less money to invest in growth or share buybacks. Dividend stocks tend to grow at a slower rate (if at all). May not be the best choice if you want accelerating growth from your \u00a3200 a month investment.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"multiasset\">4. Multi-asset funds<\/h3><p>This is a somewhat similar option to robo-advisors for investing your \u00a3200 each month, but with a key difference. A multi-asset fund contains a variety of assets (not just stocks) and the main benefit of this option is choice. Picking your own fund means you get a straightforward investing approach, but also greater control over what you\u2019re invested in (instead of just being assigned a portfolio).<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>More flexibility than a robo-advisor. If you want to use a model multi-asset portfolio for your \u00a3200 a month but want to be more actively involved, this way you can be more flexible.<\/li>\n                                    <li><strong>Diversified.<\/strong> Using a variety of assets provides you with more diversification so that you don't have all your eggs in one basket. Asset variety means you can better manage the volatility of your \u00a3200 a month investment.<\/li>\n                                    <li><strong>Simplicity.<\/strong> The great thing about this type of investment is that you get the benefits of diversification while only needing to make one investment with your \u00a3200 each month.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Researching the right fund.<\/strong> The flipside of having more control is that you need to research and pick a fund that suits your investing approach. This can be tough if you're a beginner.<\/li>\n                                    <li><strong>Fewer platforms.<\/strong> Not every investing platform offers multi-asset funds, so this may limit your options when it comes to picking a provider.<\/li>\n                                    <li><strong>Too much diversification.<\/strong> Diversity is important, but if you're investing a smaller sum like \u00a3200 a month, you don't want to spread yourself too thin across too many assets, because this may limit your growth potential.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"portfolioofshares\">5. Pick a portfolio of shares<\/h3><p>If you want to be heavily involved with your monthly \u00a3200 investment, you may want to think about building your own portfolio of shares from scratch. <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/how-to-buy-shares\">Buying shares<\/a> will take a decent amount of research and legwork on your part, but it can be extremely rewarding \u2013 in terms of enjoyment and profit.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Possibility of greater gains.<\/strong> One of the best things about choosing your own shares with \u00a3200 a month is that you have the potential to make outsized gains if you invest in the right stocks.<\/li>\n                                    <li><strong>Complete control.<\/strong> Picking your own portfolio means that you get to decide exactly which companies you invest in, and the ones you want to avoid with a barge pole.<\/li>\n                                    <li><strong>Low cost.<\/strong> Individual stocks don't come with ongoing costs like funds, ETFs and robo-advisors. Also, if you use a platform with 0% commission, you can avoid spending part of your \u00a3200 a month on trading commissions.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Time-consuming.<\/strong> Picking your own portfolio of stocks can take a lot of time to build, and then more time to manage your investments and keep on top of it all. No one is going to do this part for you.<\/li>\n                                    <li><strong>Expensive without the right platform.<\/strong> If you don't use a platform with low (or no) trading commissions, you could end up forfeiting a chunk of your \u00a3200 each month just to cover these fees.<\/li>\n                                    <li><strong>Greater risk potential.<\/strong> Although there's the possibility of higher rewards when picking your own portfolio, the flipside to this is that this can be a riskier option for your \u00a3200.<\/li>\n                                    <li><strong>Fractional shares.<\/strong> If you're investing \u00a3200 a month, you may want to use a platform that allows you to <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/fractional-shares\">buy fractional shares<\/a> (not all of them do). Some US shares can cost hundreds (or thousands) of dollars.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"taxefficient\">6. Invest with a tax-efficient account<\/h3><p>Ideally, you should use a <a href=\"https:\/\/www.finder.com\/uk\/stocks-and-shares-isas\">stocks and shares ISA<\/a> whatever way you decide to invest your \u00a3200 a month because in 12 months you\u2019d still be well under your \u00a320,000 yearly allowance. But, there are other tax-efficient options to consider. If you invest using a <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/best-lifetime-isa\">lifetime ISA (LISA)<\/a>, you\u2019ll get an immediate 25% bonus from the government.<\/p><p>This beats most gains you\u2019d likely make during a year of investing. Or if you use a <a href=\"https:\/\/www.finder.com\/uk\/pensions\/self-invested-personal-pensions\">self-invested personal pension (SIPP)<\/a>, you\u2019ll get tax relief, which means a government top-up of at least 20% on your investment.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Bonus money.<\/strong> Getting a minimum boost of 20% to 25% with a LISA or a SIPP is an attractive option because it means you can immediately turn your \u00a3200 a month into \u00a3240 to \u00a3250 with no effort on your part. The fact that stocks and shares ISAs protect your investments from tax also means not having to pay tax in future, meaning more money left for you.<\/li>\n                                    <li><strong>Tax advantages.<\/strong> Along with government top-ups for LISAs and SIPPs, your investments can grow free of a tax burden. With a stocks and shares ISA, not only can your \u00a3200 a month investment grow without tax, but money withdrawn doesn't count towards your yearly income when you start using funds.<\/li>\n                                    <li><strong>Plenty of options.<\/strong> There are now more options than ever of excellent providers offering stocks and shares ISAs, SIPPs and LISAs. More providers makes it more likely to find the best account with the investments you want.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>More complex.<\/strong> The UK tax system can be changed by the government and sometimes there are a lot of rules to wrap your head around. So it takes a bit of time and effort to be aware of everything.<\/li>\n                                    <li><strong>Restrictions and penalties.<\/strong> With a SIPP, you can't access any of your investments until you reach 55 (rising to 57 in 2028). With a LISA, you can only use your \u00a3200 a month investment towards your first home or for retirement. If you want to access your LISA for anything else, you'll end up paying a penalty.<\/li>\n                                    <li><strong>Limitations.<\/strong> Depending on the provider you use, there may be limitations on the investments you can choose or the amount you can invest. Although, \u00a3200 a month should be enough for most accounts. Also not every provider offers SIPPs, LISAs or stocks and shares ISAs.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h2 id=\"howto\">How to invest \u00a3200 a month<\/h2><p>Before you start thinking about investing your \u00a3200, it\u2019s important to get yourself set up with an <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/emergency-fund\">emergency fund<\/a> and make sure the rest of your finances are looking healthy. If you owe money on a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/best-credit-cards\">credit card<\/a>, you\u2019re most likely better off paying down that debt before you invest.<\/p><p>If you\u2019ve got your personal finances under control and you\u2019re looking to put away some funds for the future (at least 5 years), here\u2019s a step-by-step guide for how to invest with little money, like \u00a3200 a month:<\/p><ol><li><strong>Decide on the best way to invest.<\/strong> The best way to invest \u00a3200 a month will depend on your circumstances and goals. So think about what method best suits your needs.<\/li><li><strong>Create an investing account.<\/strong> To start investing your \u00a3200 on a monthly basis, you\u2019ll need to <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/open-a-share-trading-account\">open a trading account<\/a> with an investment platform. How you plan on investing your \u00a3200 may help narrow down the right provider to use.<\/li><li><strong>Choose your investments.<\/strong> After deciding how you want to put your \u00a3200 to work, you need to find the investments on your platform.<\/li><li><strong>Set up a monthly investing plan.<\/strong> The best way to automate your \u00a3200 a month investment is to create a regular investment plan (some platforms even give you discounts on commissions for doing this).<\/li><li><strong>Monitor and adjust when needed.<\/strong> Once your \u00a3200 monthly investment is up and running like clockwork, you can let it keep ticking over in the background and only change if your circumstances alter. If you\u2019re investing with a more active approach, you may need to be more hands-on.<\/li><\/ol><h3>The risks of investing a \u00a3200 monthly amount<\/h3><p>Investing any amount of money comes with a certain level of risk. Here\u2019s a summary of the key things to be aware of when investing \u00a3200 a month:<\/p><ul class=\"list-3\"><li>If you pick high-risk investments, you could lose significant amounts of your \u00a3200.<\/li><li>Getting help or guidance for investing your \u00a3200 could cost you more in fees.<\/li><li>If you don\u2019t pick the right platform, you might end up paying a big chunk of your \u00a3200 towards fees or commissions each month.<\/li><li>Certain accounts and investments may require an initial investment greater than \u00a3200.<\/li><li>You should be happy tying up your money for at least 5 years, so don\u2019t use funds you need to access easily.<\/li><li>With a smaller amount of money, you might be tempted to take on more risk but it\u2019s better to start small and be consistent than reach for unrealistic gains.<\/li><\/ul><h3>Investment tracker<\/h3><p>To get a better idea of how various investments perform over time, check out this graph showing how various strategies can compare.<\/p><div class=\"flourish-embed flourish-chart\" data-src=\"visualisation\/15937053\"><script src=\"https:\/\/public.flourish.studio\/resources\/embed.js\" defer><\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/1 no-padding-bottom\"><h3 class=\"has-padding-bottom-x-small\">Why investing young pays off<\/h3><\/div><div class=\"u-grid__col u-1\/6@s\"><p><img decoding=\"async\" class=\"luna-avatar luna-avatar--large\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/1574355447655_mark_tovey.jpeg\" alt=\"Mark Tovey\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/1574355447655_mark_tovey.jpeg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/1574355447655_mark_tovey.jpeg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/1574355447655_mark_tovey.jpeg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/1574355447655_mark_tovey.jpeg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/1574355447655_mark_tovey.jpeg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/p><div class=\"has-padding-top-small text-x-small\"><em>Money expert <a href=\"https:\/\/www.finder.com\/uk\/author\/marktovey\">Mark Tovey<\/a> answers <\/em><\/div><\/div><div class=\"u-grid__col u-10\/12@s no-padding-bottom\"><p>There\u2019s something almost magical about starting your investment journey early. It\u2019s a lesson in patience and the powerful force of compounding growth. It\u2019s a bit like planting a tree. The best time to plant was 20 years ago, but the second-best time is now.<\/p><p>Invest just \u00a3200 at the age of 20 with an 8% annual compounded growth rate, that humble sum would turn into \u00a36,895 by retirement. Wait a decade until you\u2019re 30 to invest the same amount, and that projected value shrinks to \u00a33,194. It\u2019s still a decent return but nowhere near as handsome. Delay your start until 40, and that \u00a3200 investment would grow to a more modest \u00a31,479 by retirement. Wait until 50 to start investing, and your \u00a3200 would reach just \u00a3685 by retirement.<\/p><p>In this example, the 20-year-old\u2019s \u00a3200 had about twice as long to grow as the 40-year-old\u2019s investment. But their final payout of \u00a36,895 was more than 4 times greater than that received by the 40-year-old!<\/p><p>In the investment world, they call this the \u201cearly start advantage\u201d. But really, it\u2019s just giving your money the maximum time to work for you. It\u2019s a marathon, not a sprint, with the potential to turn modest savings into a significant sum over time.<\/p><\/div><\/div><\/div><\/article><h3>Bottom line<\/h3><p>Setting aside \u00a3200 each month is a great start to building a promising financial Investing any amount of money is an excellent way to start building wealth and get that snowball rolling. Once the rest of your finances are sitting pretty, if you have \u00a3200 a month to invest, this gives you lots of options and opportunities. <\/p><p>Whatever way you choose to invest your \u00a3200 per month, it\u2019s worth using a tax wrapper. A stocks and shares ISA gives you the most flexibility, but a LISA or SIPP means a government bonus. Make sure you think properly about how much time and effort you want to put into your investments and this will help narrow down the best way for you to invest \u00a3200 per month.<\/p><p>Not sure which share trading platform to choose? Compare them with <a href=\"https:\/\/www.finder.com\/uk\/share-trading#compare\">our comparison table<\/a>.<\/p><h3 id=\"faqs\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">What can I do with \u00a3200 to make money?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You have a few choices. The best option right now is probably to save or invest the \u00a3200. You can earn a decent interest rate with the <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/best-savings-accounts\">best savings accounts<\/a> (but these can change frequently) and investing has proven to be a solid long-term option to make money.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">How to double \u00a3200 quickly?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Unfortunately, the only way to do that is with gambling, in which case it's more likely you'll lose everything. Typically, you can expect to double your \u00a3200 every 7 years in the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/invest-in-us-stocks\">US stock market<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What is the best way to invest \u00a3200 in the UK?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>This will depend on your situation and goals, but as a UK investor, it's well worth taking advantage of <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/account-types-isas-lisas-jisas-and-sipps-explained\">tax wrappers<\/a> and tax-efficient accounts to make your investments go further and get a certain level of protection from the taxman.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Is \u00a3200 good for investing?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Any amount is good for getting started. With some <a href=\"https:\/\/www.finder.com\/uk\/share-trading\">UK investing platforms<\/a>, you can invest from as little as \u00a31.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can I invest in property with \u00a3200 in the UK?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, this is possible. The best way to invest \u00a3200 in property is to use a <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/real-estate-stocks\">real estate investment trust (REIT)<\/a>. Shares in a REIT can be bought on an investing platform and this means you can potentially earn income on your investment as REITs must pay out at least 90% of any rental profit to investors.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Is it a good idea to start investing with small amounts only?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, if you can only afford a small amount. This can be a good way to learn about investing and you can drip feed money in. Once you get more comfortable as an investor, you can always ramp up the amount you invest. <\/p><p>Whether you <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-stocks-little-money\">invest small amounts<\/a> or a large lump sum, the key is to be patient and prepared to wait while your investments mature.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">Is \u00a3200 a month enough to make me a millionaire?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. But you'd need to be patient, because assuming an 8% annual return on your invested capital, it would take 45 years and 6 months to get to one million pounds starting with nothing and saving \u00a3200 a month.<\/p><p>It's also worth bearing in mind that one million pounds likely will not have anywhere near the same purchasing power it has today after 4 and a half decades' worth of inflation.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\"><p>All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you\u2019re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.<\/p><\/div><\/article><br>","protected":false},"excerpt":{"rendered":"<p>Wondering what to invest \u00a3200 in? Read our guide to learn what you need to consider first and find the best option for you.<\/p>\n","protected":false},"author":1273,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"Best way to invest \u00a3200 per month | Find out how - Finder UK","_yoast_wpseo_metadesc":"Wondering what to invest \u00a3200 in? 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Read our guide to learn what you need to consider first and find the best option for you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-200-per-month\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-01T14:12:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/1574355447655_mark_tovey.jpeg\" \/>\n<meta name=\"author\" content=\"George Sweeney, DipFA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/GeorgeSWrites\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"George Sweeney, DipFA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/share-trading-guides\\\/best-way-to-invest-200-per-month#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/share-trading-guides\\\/best-way-to-invest-200-per-month\"},\"author\":{\"name\":\"George Sweeney, DipFA\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/86a172cdec1fb3d49abd125556776f35\"},\"headline\":\"Best ways to invest \u00a3200 per month\",\"datePublished\":\"2020-10-01T14:12:44+00:00\",\"dateModified\":\"2024-01-16T12:01:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/share-trading-guides\\\/best-way-to-invest-200-per-month\"},\"wordCount\":3305,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/share-trading-guides\\\/best-way-to-invest-200-per-month#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2023\\\/06\\\/1574355447655_mark_tovey.jpeg\",\"articleSection\":[\"Share trading guides\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/share-trading-guides\\\/best-way-to-invest-200-per-month#respond\"]}],\"copyrightYear\":\"2020\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/share-trading-guides\\\/best-way-to-invest-200-per-month\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/share-trading-guides\\\/best-way-to-invest-200-per-month\",\"name\":\"Best way to invest \u00a3200 per month | Find out how - Finder UK\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/share-trading-guides\\\/best-way-to-invest-200-per-month#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/share-trading-guides\\\/best-way-to-invest-200-per-month#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2023\\\/06\\\/1574355447655_mark_tovey.jpeg\",\"datePublished\":\"2020-10-01T14:12:44+00:00\",\"dateModified\":\"2024-01-16T12:01:39+00:00\",\"description\":\"Wondering what to invest \u00a3200 in? 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The best option right now is probably to save or invest the \u00a3200. You can earn a decent interest rate with the <a href=\\\"https:\\\/\\\/www.finder.com\\\/uk\\\/savings-accounts\\\/best-savings-accounts\\\">best savings accounts<\\\/a> (but these can change frequently) and investing has proven to be a solid long-term option to make money.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"How to double \u00a3200 quickly?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rUnfortunately, the only way to do that is with gambling, in which case it's more likely you'll lose everything. Typically, you can expect to double your \u00a3200 every 7 years in the <a href=\\\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/invest-in-us-stocks\\\">US stock market<\\\/a>.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What is the best way to invest \u00a3200 in the UK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThis will depend on your situation and goals, but as a UK investor, it's well worth taking advantage of <a href=\\\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/account-types-isas-lisas-jisas-and-sipps-explained\\\">tax wrappers<\\\/a> and tax-efficient accounts to make your investments go further and get a certain level of protection from the taxman.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is \u00a3200 good for investing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rAny amount is good for getting started. With some <a href=\\\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\">UK investing platforms<\\\/a>, you can invest from as little as \u00a31.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I invest in property with \u00a3200 in the UK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes, this is possible. The best way to invest \u00a3200 in property is to use a <a href=\\\"https:\\\/\\\/www.finder.com\\\/uk\\\/share-trading\\\/real-estate-stocks\\\">real estate investment trust (REIT)<\\\/a>. Shares in a REIT can be bought on an investing platform and this means you can potentially earn income on your investment as REITs must pay out at least 90% of any rental profit to investors.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is it a good idea to start investing with small amounts only?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes, if you can only afford a small amount. 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But you'd need to be patient, because assuming an 8% annual return on your invested capital, it would take 45 years and 6 months to get to one million pounds starting with nothing and saving \u00a3200 a month.\\r\\rIt's also worth bearing in mind that one million pounds likely will not have anywhere near the same purchasing power it has today after 4 and a half decades' worth of inflation.\\r\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2024-01-16T12:01:39+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Best way to invest \u00a3200 per month | Find out how - Finder UK","description":"Wondering what to invest \u00a3200 in? 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The best option right now is probably to save or invest the \u00a3200. You can earn a decent interest rate with the <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/best-savings-accounts\">best savings accounts<\/a> (but these can change frequently) and investing has proven to be a solid long-term option to make money.\r\r"}},{"@type":"Question","name":"How to double \u00a3200 quickly?","acceptedAnswer":{"@type":"Answer","text":"\r\rUnfortunately, the only way to do that is with gambling, in which case it's more likely you'll lose everything. Typically, you can expect to double your \u00a3200 every 7 years in the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/invest-in-us-stocks\">US stock market<\/a>.\r\r"}},{"@type":"Question","name":"What is the best way to invest \u00a3200 in the UK?","acceptedAnswer":{"@type":"Answer","text":"\r\rThis will depend on your situation and goals, but as a UK investor, it's well worth taking advantage of <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/account-types-isas-lisas-jisas-and-sipps-explained\">tax wrappers<\/a> and tax-efficient accounts to make your investments go further and get a certain level of protection from the taxman.\r\r"}},{"@type":"Question","name":"Is \u00a3200 good for investing?","acceptedAnswer":{"@type":"Answer","text":"\r\rAny amount is good for getting started. With some <a href=\"https:\/\/www.finder.com\/uk\/share-trading\">UK investing platforms<\/a>, you can invest from as little as \u00a31.\r\r"}},{"@type":"Question","name":"Can I invest in property with \u00a3200 in the UK?","acceptedAnswer":{"@type":"Answer","text":"\r\rYes, this is possible. The best way to invest \u00a3200 in property is to use a <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/real-estate-stocks\">real estate investment trust (REIT)<\/a>. Shares in a REIT can be bought on an investing platform and this means you can potentially earn income on your investment as REITs must pay out at least 90% of any rental profit to investors.\r\r"}},{"@type":"Question","name":"Is it a good idea to start investing with small amounts only?","acceptedAnswer":{"@type":"Answer","text":"\r\rYes, if you can only afford a small amount. This can be a good way to learn about investing and you can drip feed money in. Once you get more comfortable as an investor, you can always ramp up the amount you invest. \r\rWhether you <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-stocks-little-money\">invest small amounts<\/a> or a large lump sum, the key is to be patient and prepared to wait while your investments mature.\r\r"}},{"@type":"Question","name":"Is \u00a3200 a month enough to make me a millionaire?","acceptedAnswer":{"@type":"Answer","text":"\r\rYes. 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