{"id":339524,"date":"2020-09-29T14:54:26","date_gmt":"2020-09-29T13:54:26","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=339524"},"modified":"2026-02-23T16:03:15","modified_gmt":"2026-02-23T16:03:15","slug":"best-way-to-invest-1000","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-1000","title":{"rendered":"Best way to invest \u00a31,000"},"content":{"rendered":"<p>So, you\u2019ve built up a \u00a31,000 monthly investing budget, incredible stuff. Investing \u00a31,000 per month over the long term could lead to more wealth than you\u2019d probably imagine. For example, a \u00a31,000 monthly investment with a 7% yearly return could leave you with over \u00a3520,000 in 20 years or an eye-watering \u00a31.8 million in 35 years. <\/p><p>This all might sound exciting, but you\u2019re probably wondering how to invest \u00a31,000 on a monthly basis and what\u2019s the best way of investing \u00a31k per month.<\/p><h3>Before you begin, a few considerations<\/h3><p>There are a couple of questions you should ask yourself before you decide what to do.<\/p><ul><li><strong>Can I afford to lose it?<\/strong> That may seem a silly question \u2013 who can really afford to lose \u00a31,000? And even if they can, surely everyone would rather keep it? However, judging the level of pain you feel can be a useful guide to how much risk you can take.<\/li><li><strong>How long can I tie it up for?<\/strong> Another important consideration is how long you can tie up the money for. If you are likely to need it for a house deposit in a few years, you certainly shouldn\u2019t be dicing with very risky investments like single stocks, cryptocurrencies or niche commodities. That\u2019s not much better than betting on the 3:20 at Chepstow. If you have a longer time horizon you can afford to take a little more risk in the hope of achieving higher returns.<\/li><\/ul><h2 id=\"bestway\">Best ways to invest \u00a31,000 per month<\/h2><p>There\u2019s no perfect way to invest any amount of money. It all comes down to your goals, risk appetite and time horizon. But if you\u2019re looking for some inspiration, here are 6 ways to invest \u00a31,000 a month that you may want to consider.<\/p><ol><li><a href=\"#etfs\">Index funds and ETFs<\/a><\/li><li><a href=\"#robo\">Robo-advisor platforms<\/a><\/li><li><a href=\"#dividends\">Dividend-paying stocks<\/a><\/li><li><a href=\"#funds\">Multi-asset funds<\/a><\/li><li><a href=\"#portfolio\">Portfolio of shares<\/a><\/li><li><a href=\"#taxefficient\">Investing with a tax-efficient account<\/a><\/li><\/ol>\n\n\n\n<style>\n.newpicks.topPicksF1 .topPicks__card { border: 2px solid #232320; border-radius: 1rem; -webkit-box-shadow: 4px 6px 0 0 #232320; box-shadow: 4px 6px 0 0 #232320; margin-right: 4px; }\n.pickfor { line-height: 20px; box-sizing: border-box; display: flex; flex-direction: column; justify-content: center; background-color: #e5f7ff; border-radius: 0.9rem 0.9rem 0 0; min-height: 58px; }\n.pickpros, .gxfcydsc { font-size: 14.75px; letter-spacing: -0.1px; line-height: 21px; }\n.topPicks__card { overflow: visible !important; }\n.topPicks__card figure.award { padding-bottom: 20px; margin: -3px auto 3px auto; }\n.topPicks__card span.gx-badge__body { box-sizing: border-box !important; }\n.topPicks__card figure.noward { padding: 10px; }\n.newpicks.flex { display: flex; flex-wrap: nowrap; overflow: auto; }\n.newpicks .flex-item { flex: 0 0 auto; margin-right: 10px !important;  width: calc((100% - 20px) \/ 3) !important; max-width: 280px; }\n.topPicks__optionalLabel span.table-popover::before { margin: 0px 0px -2px 2px; }\n.topPicks__card .text-small.dsclmr { font-size: 16px; letter-spacing: -.28px; }\n@media only screen and (min-width: 960px) { .newpicks { -webkit-box-pack: center; -webkit-justify-content: center; -ms-flex-pack: center; justify-content: center; } }\n@media only screen and (max-width: 960px) { .newpicks .flex-item { min-width: 270px; } }\n.newpicks .pick { line-height: 1.4em; min-height: 3.3em; }\n.newpicks .flex-item article { border-radius: 0.7em; }\n.newpicks .topPicks__optionalLabel { font-weight: 600; padding: 0.5em 0.65em 0.6em; width: auto; font-size: 0.875rem; line-height: 17px; margin-top: 0px !important; }\n@media only screen and (max-width: 600px) { .newpicks.flex { flex-wrap: wrap; justify-content: center; } .newpicks .flex-item { width: 100% !important; max-width: 375px; margin-right: 0px !important; } .pickpros { text-align: center !important; } }\n<\/style>\n\n\n\n\n\n\n<div id=\"toppicks\" class=\"newpicks impression__toppicks-container u-grid u-grid--alignStretch u-grid--gutterCollapse flex has-padding-top-xsmall topPicksF1\" data-count-items=\"3\">\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nBest for 0% commission stocks <\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure award\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png\" class=\"topPicks__image\" alt=\"eToro logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n \n<span style=\"height: 0px; display: flex; justify-content: center; margin: -23px auto 23px;\"><span class=\"gx-badge__body awards-badge__body hasPopover no-margin-right\" style=\"min-height: 18px;\" rel=\"popover\" data-content='The Finder Awards recognise innovative products and services, as well as companies that provide outstanding service to their customers. &lt;a href=\"https:\/\/www.finder.com\/uk\/finderawards\"&gt;Find out more&lt;\/a&gt;.' data-html=\"true\" data-original-title=\"\" title=\"\">Finder Award<\/span><\/span>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-xxsmall\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to eToro\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/etorofreestock-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%221080735a-7036-42d6-b09e-b8d8b6224438%22%2C%22product_name%22%3A%22eToro%22%2C%22offer_id%22%3A%225767%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFST%22%2C%22position%22%3A%221%22%2C%22post_id%22%3A%22339524%22%2C%22post_path%22%3A%22share-trading%252Fshare-trading-guides%252Fbest-way-to-invest-1000%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to Site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n<div class=\"has-padding-bottom-small text-small dsclmr\">Capital at risk. T&amp;Cs apply.<\/div>\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Copy picks from top traders<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Commission-free trades<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Fractional shares<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Free to open an account<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nBest for overall trading platform <\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/673228119114f.png\" class=\"topPicks__image\" alt=\"XTB logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-xxsmall\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to XTB\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/xtb-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%220af9c8e6-66b4-4b08-b6f5-27a4c39e2764%22%2C%22product_name%22%3A%22XTB%22%2C%22offer_id%22%3A%2223483%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFST%22%2C%22position%22%3A%222%22%2C%22post_id%22%3A%22339524%22%2C%22post_path%22%3A%22share-trading%252Fshare-trading-guides%252Fbest-way-to-invest-1000%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to Site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n<div class=\"has-padding-bottom-small text-small dsclmr\">Capital at risk. T&amp;Cs apply.<\/div>\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Earn up to 4% on uninvested cash<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Commission-free trades<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Fractional shares<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 8,400+ stocks\/ETFs<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\" style=\"margin-right: 0px !important;\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nBest for stock trading app <\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6842a1b09fcef.png\" class=\"topPicks__image\" alt=\"Freetrade logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6842a1b09fcef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6842a1b09fcef.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-xxsmall\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Freetrade\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/freetrade-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22575e101b-8b10-40ed-a44f-ee437a7d3f75%22%2C%22product_name%22%3A%22Freetrade%22%2C%22offer_id%22%3A%2220099%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFST%22%2C%22position%22%3A%223%22%2C%22post_id%22%3A%22339524%22%2C%22post_path%22%3A%22share-trading%252Fshare-trading-guides%252Fbest-way-to-invest-1000%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to Site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n<div class=\"has-padding-bottom-small text-small dsclmr\">Capital at risk. T&amp;Cs apply.<\/div>\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Free share up to \u00a3100<span class=\"table-popover\" data-placement=\"top\" rel=\"popover\" data-content=\"Receive a free share up to \u00a3100 when you fund your account with at least \u00a350. ISA &amp; SIPP rules apply. FX fees may apply. T&amp;Cs apply. Capital at risk.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Commission-free trades<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Free ISA<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Free SIPP<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n<style>@media only screen and (min-width: 601px) { .ukfin_offrpll { min-height: 46px; } }<\/style><\/div>\n\n\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology luna-accordionGroup accordionGroup no-margin-left no-margin-right\">\n<div class=\"luna-accordion\" data-accordion=\"accordion\">\n<div class=\"luna-accordion__summary\">\n<h4 class=\"luna-accordion__heading\">\n<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n<span class=\"luna-accordion__title\">How we chose these trading apps<\/span>\n<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\"><use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use><use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use><\/svg><\/button>\n<\/h4>\n<\/div>\n<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n<div class=\"accordionContent\">\nWe analysed all popular share dealing platforms in the UK using 35 data points and combined this with our expert insight from using the apps. The platforms we've selected as best for each category offer stand-out features or a unique combination of elements for a specific aspect of investing. If we show a \"Promoted for\" pick, it's been chosen from among our partners and is based on factors that include special features or offers, and the commission we receive. Keep in mind that our picks may not always be the best for you \u2013 it's important to compare for yourself. More details in our <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/share-dealing-methodology\">full methodology<\/a>.\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<h3 id=\"etfs\">1. Invest in index funds or ETFs<\/h3><p>This is one of the best options for beginner investors, or any level of experience for that matter. If you\u2019re not aware of how these investments work, you should check out our guides on investing in <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/how-to-invest-in-index-funds\">index funds<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/exchange-traded-funds-etfs\/how-to-invest-in-etfs\">exchange-traded funds (ETFs)<\/a>. <\/p><p>You can use an index fund or ETF and invest your \u00a31,000 a month like clockwork. Ideally, it\u2019s often best to look at broad-market tracker funds. This way, you can invest in UK shares with a fund that copies an index like the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/how-to-invest-in-the-ftse-100\">FTSE 100<\/a>, or invest in the US stock market with a fund that tracks the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/invest-in-sp-500\">S&amp;P 500 index<\/a>.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Simple.<\/strong> With a single investment, you can get exposure to hundreds (and sometimes thousands) of stocks. It's a straightforward way to put your \u00a31,000 a month into the market.<\/li>\n                                    <li><strong>Cheap.<\/strong> The majority of passive ETFs should come with extremely low ongoing fees because no active management is involved. This allows you to get the maximum benefit from your \u00a31,000 a month investment.<\/li>\n                                    <li><strong>Accessible.<\/strong> Most of the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-trading-apps\">best trading apps and platforms<\/a> should provide you access to <a href=\"https:www.finder.com\/uk\/best-etfs\">popular ETFs<\/a> and funds, meaning you can invest through a variety of providers.<\/li>\n                                    <li><strong>Variety of choice.<\/strong> There are loads of ETFs and index funds out there to choose from. You can invest in whole regions, sectors, or themes and build yourself a diverse portfolio.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Pricing.<\/strong> Some ETFs will charge you more for what is essentially the exact same investment. So, you need to be on your toes and keep an eye on the prices to make your \u00a31,000 per month go as far as possible.<\/li>\n                                    <li><strong>Lack of control.<\/strong> Although you get to pick your ETFs, you don't get to choose what investments are included and excluded.<\/li>\n                                    <li><strong>Research.<\/strong> Investing in a single ETF likely won't mean you're perfectly diversified. You'll still need to research which ETFs to hold for your <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/investment-strategies\">investing strategy<\/a>.<\/li>\n                                    <li><strong>Performance.<\/strong> Most index funds and passive ETFs track whole markets or benchmarks, this means you'll never outperform the market with your \u00a31,000 a month.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"robo\">2. Robo-advisor platforms<\/h3><p>If you\u2019re new to the world of investing, you may want to consider using a <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/robo-advisors\">robo-advisor platform<\/a>. These platforms don\u2019t provide advice, but they do help you pick a suitable pre-made portfolio for your \u00a31,000 a month based on your goals and risk appetite. There are now a bunch of great robo-advisor apps and platforms to choose from with competitive fees. <\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Straightforward.<\/strong> Once you've opened an account and chosen a portfolio, all you need to do is set up your regular \u00a31,000 a month investment and your investments can (hopefully) grow without any extra effort on your part.<\/li>\n                                    <li><strong>Affordable.<\/strong> The cost to use a robo-advisor is pretty low these days and most use a percentage system. So you don't have to worry about fees eating into your monthly \u00a31,000 deposits.<\/li>\n                                    <li><strong>Ease of use.<\/strong> Because robo-advisors tend to be digital and app-based, the platforms are designed with user experience in mind to make it a pain-free event to put your money to work.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Lack of choice.<\/strong> You often have only a small number of pre-made portfolios to choose from and you usually don't get to choose the investments being held.<\/li>\n                                    <li><strong>Cost.<\/strong> Although robo-advisor fees are quite low, you're still paying an added fee for the convenience of the platform. Most robo-advisors use cheap ETFs that you could invest your \u00a31,000 in by yourself, for less.<\/li>\n                                    <li><strong>Limited learning.<\/strong> Investing with a robo-advisor is quite a hands-off experience. So you're unlikely to become a more educated investor or learn as you spend more time investing.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"dividend\">3. Dividend-paying stocks<\/h3><p>If you\u2019re comfortable with the idea of picking a selection of stocks, investing \u00a31,000 a month into stocks that pay <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/share-trading-glossary\/dividends\">dividends<\/a> can be a great way to build yourself a passive income stream. If you want to <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/how-to-buy-dividend-stocks\">invest in dividend stocks<\/a>, it will take some research and patience, but it\u2019s a time-proven strategy to benefit from <a href=\"https:\/\/www.finder.com\/uk\/dividend-etfs#compound\">compound interest<\/a>.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Investment options.<\/strong> You can pick your dividend-paying stocks and earn a <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/strategy\/best-passive-income-ideas\">passive income<\/a> from a vast range of companies you want to invest your \u00a31,000 a month into.<\/li>\n                                    <li><strong>Compounding.<\/strong> Investing your \u00a31,000 a month into dividend stocks is an excellent way to benefit from the magic of compound interest.<\/li>\n                                    <li><strong>Stability.<\/strong> Many companies that pay dividends tend to come with a certain level of stability and there are lots of <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/blue-chip-stocks\">blue-chip stocks<\/a> to choose from.<\/li>\n                                    <li><strong>Property ownership.<\/strong> If you want to own property and have \u00a31,000 to invest each month, you might want to consider a <a href=\"https:\/\/www.finder.com\/uk\/investing-in-property\">real estate investment trust (REIT)<\/a> that pays you income in the form of dividends.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Lots of research.<\/strong> If you want to pick your dividend stocks, this can involve plenty of time and research finding the best options.<\/li>\n                                    <li><strong>No guarantees.<\/strong> Dividends are a way to reward shareholders when a company makes a profit and the payments aren't guaranteed. Dividends can be cut, paused or stopped altogether.<\/li>\n                                    <li><strong>Lack of growth.<\/strong> Paying money out as dividends means companies have less money to invest in growth or share buybacks. Dividend stocks tend to grow at a slower rate (if at all). May not be the best choice if you want accelerating growth from your \u00a31,000 a month investment.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"funds\">4. Multi-asset funds<\/h3><p>This is a somewhat similar option to robo-advisors for investing your \u00a31,000 each month, but with a key difference. A multi-asset fund contains a variety of assets (not just stocks) and the main benefit of this option is choice. Picking your own fund means you get a straightforward investing approach, but also greater control over what you\u2019re invested in (instead of just being assigned a portfolio).<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>More flexibility than a robo-advisor.<\/strong> If you want to use a model multi-asset portfolio for your \u00a31,000 a month but want to be more actively involved, this way you can be more flexible.<\/li>\n                                    <li><strong>Diversified.<\/strong> Using a variety of assets provides you with more diversification so that you don't have all your eggs in one basket. Asset variety means you can better manage the volatility of your \u00a31,000 a month investment.<\/li>\n                                    <li><strong>Simplicity.<\/strong> The great thing about this type of investment is that you get the benefits of diversification while only needing to make one investment with your \u00a31,000 each month.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Researching the right fund.<\/strong> The flipside of having more control is that you need to research and pick a fund that suits your investing approach. This can be tough if you're a beginner.<\/li>\n                                    <li><strong>Fewer platforms.<\/strong> Not every investing platform offers multi-asset funds, so this may limit your options when it comes to picking a provider.<\/li>\n                                    <li><strong>Too much diversification.<\/strong> Diversity is important, but if you're investing a smaller sum like \u00a31,000 a month, you don't want to spread yourself too thin across too many assets, because this may limit your growth potential.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"portfolio\">5. Pick a portfolio of shares<\/h3><p>If you want to be heavily involved with your monthly \u00a31,000 investment, you may want to think about building your own portfolio of shares from scratch. Buying shares will take a decent amount of research and legwork on your part, but it can be extremely rewarding \u2013 in terms of enjoyment and profit.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Possibility of greater gains.<\/strong> One of the best things about choosing your own shares with \u00a31,000 a month is that you have the potential to make outsized gains if you invest in the right stocks.<\/li>\n                                    <li><strong>Complete control.<\/strong> Picking your own portfolio means that you get to decide exactly which companies you invest in, and the ones you want to avoid with a barge pole.<\/li>\n                                    <li><strong>Low cost.<\/strong> Individual stocks don't come with ongoing costs like funds, ETFs and robo-advisors. Also, if you use a platform with 0% commission, you can avoid spending part of your \u00a31,000 a month on trading commissions.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Time-consuming.<\/strong> Picking your own portfolio of stocks can take a lot of time to build, and then more time to manage your investments and keep on top of it all. No one is going to do this part for you.<\/li>\n                                    <li><strong>Expensive without the right platform.<\/strong> If you don't use a platform with low (or no) trading commissions, you could end up forfeiting a chunk of your \u00a31,000 each month just to cover these fees.<\/li>\n                                    <li><strong>Greater risk potential.<\/strong> Although there's the possibility of higher rewards when picking your own portfolio, the flipside to this is that this can be a riskier option for your \u00a31,000.<\/li>\n                                    <li><strong>Fractional shares.<\/strong> If you're investing only \u00a31,000 a month, you may need to use a platform that allows you to buy <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/fractional-shares\">fractional shares<\/a> (not all of them do).<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"taxefficient\">6. Invest with a tax-efficient account<\/h3><p>Ideally, you should use a <a href=\"https:\/\/www.finder.com\/uk\/stocks-and-shares-isas\">stocks and shares ISA<\/a> whatever way you decide to invest your \u00a31,000 a month. But, there are other tax-efficient options to consider. If you invest using a <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/best-lifetime-isa\">lifetime ISA (LISA)<\/a>, you\u2019ll get an immediate 25% bonus from the government. This beats most gains you\u2019d likely make during a year of investing. Or if you use a <a href=\"https:\/\/www.finder.com\/uk\/pensions\/self-invested-personal-pensions\">self-invested personal pension (SIPP)<\/a>, you\u2019ll get tax relief, which means a government top-up of at least 20% on your investment. <\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Bonus money.<\/strong> Getting a minimum boost of 20% to 25% with a LISA or a SIPP is an attractive option because it means you can immediately turn your \u00a31,000 a month into \u00a31,200 to \u00a31,250 with no effort on your part. The fact that stocks and shares ISAs protect your investments from tax also means not having to pay tax in future, meaning more money left for you.<\/li>\n                                    <li><strong>Tax advantages.<\/strong> Along with government top-ups for LISAs and SIPPs, your investments can grow free of a tax burden. With a stocks and shares ISA, not only can your \u00a31,000 a month investment grow without tax, but money withdrawn doesn't count towards your yearly income when you start using funds.<\/li>\n                                    <li><strong>Plenty of options.<\/strong> There are now more options than ever of excellent providers offering stocks and shares ISAs, SIPPs and LISAs. More providers makes it more likely to find the best account with the investments you want.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>More complex.<\/strong> The UK tax system can be changed by the government and sometimes there are a lot of rules to wrap your head around. So it takes a bit of time and effort to be aware of everything.<\/li>\n                                    <li><strong>Restrictions and penalties.<\/strong> With a SIPP, you can't access any of your investments until you reach 55 (rising to 57 in 2028). With a LISA, you can only use your \u00a31,000 a month investment towards your first home or for retirement. If you want to access your LISA for anything else, you'll end up paying a penalty.<\/li>\n                                    <li><strong>Limitations.<\/strong> Depending on the provider you use, there may be limitations on the investments you can choose or the amount you can invest. Although, \u00a31,000 a month should be enough for most accounts. Also not every provider offers SIPPs, LISAs or stocks and shares ISAs.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h2 id=\"howto\">How to invest \u00a31,000 a month<\/h2><p>Before you start thinking about investing your \u00a31,000, it\u2019s important to get yourself set up with an <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/emergency-fund\">emergency fund<\/a> and make sure the rest of your finances are looking healthy. If you owe money on a credit card, you\u2019re most likely better off paying down that debt before you invest. <\/p><p>If you\u2019ve got your personal finances under control and you\u2019re looking to put away some funds for the future (at least 5 years), here\u2019s a step-by-guide for investing \u00a31,000 a month:<\/p><ol><li><strong>Decide on the best way to invest.<\/strong> The best way to invest \u00a31,000 a month will depend on your circumstances and goals. So think about what method best suits your needs.<\/li><li><strong>Create an investing account.<\/strong> To start investing your \u00a31,000 on a monthly basis, you\u2019ll need to <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/open-a-share-trading-account\">open a trading account<\/a> with an investment platform. How you plan on investing your \u00a31,000 may help narrow down the right provider to use.<\/li><li><strong>Choose your investments.<\/strong> After deciding how you want to put your \u00a31,000 to work, you need to find the investments on your platform.<\/li><li><strong>Set up a monthly investing plan.<\/strong> The best way to automate your \u00a31,000 a month investment is to create a regular investment plan (some platforms even give you discounts on commissions for doing this).<\/li><li><strong>Monitor and adjust when needed.<\/strong> Once your \u00a31,000 monthly investment is up and running like clockwork, you can let it keep ticking over in the background and only change if your circumstances alter. If you\u2019re investing with a more active approach, you may need to be more hands-on.<\/li><\/ol><h3>Investment tracker<\/h3><p>To get a better idea of how various investments perform over time, check out this graph showing how various strategies can compare.<\/p><div class=\"flourish-embed flourish-chart\" data-src=\"visualisation\/15937053\"><script src=\"https:\/\/public.flourish.studio\/resources\/embed.js\" defer><\/script><\/div><h3 id=\"risks\">The risks of investing a \u00a31,000 monthly<\/h3><p>Investing any amount of money comes with a certain level of risk. Here\u2019s a summary of the key things to be aware of when investing \u00a31,000 a month:<\/p><ul class=\"list-3\"><li>If you pick high-risk investments, you could lose significant amounts of your \u00a31,000.<\/li><li>Getting help or guidance for investing your \u00a31,000 could cost you more in fees.<\/li><li>If you don\u2019t pick the right platform, you might end up paying a big chunk of your \u00a31,000 towards fees or commissions each month.<\/li><li>You may have to pay taxes on your profits if you don\u2019t use a tax wrapper like an ISA or SIPP.<\/li><li>You should be happy tying up your money for at least 5 years, so don\u2019t use funds you need to access easily.<\/li><\/ul><div class=\"eeQuote box u-rounded--lg source-finder type-expert\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 11.8282 26.9428 13.2348C28.5036 13.8102 29.7211 14.6733 30.5952 15.8242C31.5317 16.975 32 18.3816 32 20.044C32 22.0899 31.3132 23.8482 29.9396 25.3187C28.6285 26.7253 26.974 27.4286 24.976 27.4286C22.9157 27.4286 21.1987 26.7253 19.8251 25.3187C18.4516 23.9121 17.7648 21.8661 17.7648 19.1808C17.7648 16.3037 18.514 13.043 20.0124 9.3986C21.5109 5.75424 23.6025 2.62138 26.2872 0L30.8762 3.54845Z\" fill=\"#232320\"><\/path>\n<\/svg>\n            <\/div>\n\n                            <figure class=\"eeQuote__photo\">\n                    <img decoding=\"async\" alt=\"George Sweeney, DipFA's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n                <\/figure>\n\n                                    <div class=\"eeQuote__finderLozenge\">\n  <div class=\"eeQuote__finderLozenge--desktop\">\n    <svg width=\"19\" height=\"12\" 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class=\"eeQuote__finderLozenge--mobile\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\">\n      <path d=\"M0 12C0 5.37258 5.37258 0 12 0C18.6274 0 24 5.37258 24 12C24 18.6274 18.6274 24 12 24C5.37258 24 0 18.6274 0 12Z\" fill=\"#1D53FF\"><\/path>\n      <g clip-path=\"url(#clip0_5290_9827)\">\n        <path d=\"M15.3179 6.63123H3.31543V12C3.31543 14.9651 5.71907 17.3688 8.6842 17.3688C9.9428 17.3688 11.1005 16.9335 12.0152 16.2048L12.0562 16.2679C12.9584 16.9587 14.0908 17.3688 15.3147 17.3688C18.2799 17.3688 20.6835 14.9651 20.6835 12C20.6835 9.03487 18.2799 6.63123 15.3147 6.63123H15.3179Z\" fill=\"white\"><\/path>\n        <path d=\"M17.6107 8.88653C17.229 8.88653 16.8726 9.03163 16.5603 9.28083C16.8158 9.47956 16.9862 9.78553 16.9862 10.1357C16.9862 10.735 16.5004 11.2208 15.901 11.2208C15.7717 11.2208 15.6519 11.1955 15.5351 11.1545C15.4815 11.4227 15.4531 11.7066 15.4531 11.9999C15.4531 13.7191 16.4184 15.1165 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9.78553 10.3563 10.1357C10.3563 10.735 9.8705 11.2208 9.27117 11.2208C9.14184 11.2208 9.02197 11.1955 8.90526 11.1545C8.85163 11.4227 8.82324 11.7066 8.82324 11.9999C8.82324 13.7191 9.78849 15.1165 10.9808 15.1165C12.1732 15.1165 13.1384 13.7222 13.1384 11.9999C13.1384 10.2776 12.1732 8.88338 10.9808 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n      <\/g>\n      <defs>\n        <clippath id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Our expert says: What are the best types of investments for \u00a31,000 amount?<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"Without sounding like a broken record, this depends on your goals and risk appetites. However, if you\u2019re looking to invest \u00a31,000 a month, it can be best to keep things simple and make your money go further.<\/p><p>One of the best ways to do this is make use of a tax-efficient account and stick with a simple, low-cost investment for your \u00a31,000 each month like a global equity fund or ETF that invests in businesses of all sizes from every corner of the world.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                            <div class=\"eeQuote__authorInfo\">\n                                            <div class=\"eeQuote__authorPhoto--mobile\">\n                            <figure class=\"eeQuote__photo\">\n                                <img decoding=\"async\" alt=\"George Sweeney, DipFA's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" 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     <path d=\"M15.3179 6.63123H3.31543V12C3.31543 14.9651 5.71907 17.3688 8.6842 17.3688C9.9428 17.3688 11.1005 16.9335 12.0152 16.2048L12.0562 16.2679C12.9584 16.9587 14.0908 17.3688 15.3147 17.3688C18.2799 17.3688 20.6835 14.9651 20.6835 12C20.6835 9.03487 18.2799 6.63123 15.3147 6.63123H15.3179Z\" fill=\"white\"><\/path>\n        <path d=\"M17.6107 8.88653C17.229 8.88653 16.8726 9.03163 16.5603 9.28083C16.8158 9.47956 16.9862 9.78553 16.9862 10.1357C16.9862 10.735 16.5004 11.2208 15.901 11.2208C15.7717 11.2208 15.6519 11.1955 15.5351 11.1545C15.4815 11.4227 15.4531 11.7066 15.4531 11.9999C15.4531 13.7191 16.4184 15.1165 17.6107 15.1165C18.8031 15.1165 19.7683 13.7222 19.7683 11.9999C19.7683 10.2776 18.8031 8.88338 17.6107 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n        <path d=\"M15.3179 6.3158H3V12C3 15.1355 5.54875 17.6842 8.68421 17.6842C9.92073 17.6842 11.0626 17.2836 11.9963 16.6117C12.9679 17.312 14.1098 17.6842 15.3147 17.6842C18.4502 17.6842 20.999 15.1355 20.999 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<defs>\n        <clippath id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                                    <\/div>\n                                        <div class=\"eeQuote__authorDetails\">\n                                                    <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/georgesweeney\" itemprop=\"url\" target=\"_blank\">\n                                George Sweeney, DipFA\n                            <\/a>\n                                                                            <div class=\"eeQuote__authorTitle\">Deputy editor<\/div>\n                                            <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n<h3>Bottom line<\/h3><p>Investing any amount of money is an excellent way to start building wealth and get that snowball rolling. Once the rest of your finances are sitting pretty, if you have \u00a31,000 a month to invest, this opens up pretty much every type of investment you can think of. <\/p><p>Whatever way you choose to invest your \u00a31,000 per month, it\u2019s worth using a tax wrapper. A stocks and shares ISA gives you the most flexibility, but a LISA or SIPP means a government bonus. Make sure you think properly about how much time and effort you want to put into your investments and this will help pinpoint the best way for you to invest \u00a31,000 per month.<\/p><h3 id=\"faqs\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">What can I do with \u00a31,000 to make money?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You have a few choices. The best option right now is probably to save or invest the \u00a31,000. You can earn a decent interest rate with the best savings accounts (but these can change frequently) and investing has proven to be a solid long-term option to make money.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">How can I double \u00a31,000 quickly?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Unfortunately, the only way to do that is with gambling, in which case it\u2019s more likely you\u2019ll lose everything. Typically, you can expect to double your \u00a31,000 every 7 years in the US stock market. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What is the best way to invest \u00a31,000 in the UK?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>This will depend on your situation and goals, but as a UK investor, it's well worth taking advantage of <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/account-types-isas-lisas-jisas-and-sipps-explained\">tax wrappers<\/a> and tax-efficient accounts to make your investments go further and get a certain level of protection from the taxman.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">What do I invest \u00a31,000 in?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You have plenty of possibilities with this amount, but the best thing to do is use it as a foundation to build good investing habits. If you make this a consistent part of your budget and not just a one-off, you can build serious wealth over the years.  <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Is \u00a31,000 good for investing?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Any amount is good for getting started. With some UK investing platforms, you can invest from as little as \u00a31. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Can I invest in property with \u00a31,000 in the UK?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, this is possible. The best way to invest \u00a31,000 in property is to use a real estate investment trust (REIT). Shares in a REIT can be bought on an investing platform and this means you can potentially earn income on your investment as REITs must pay out at least 90% of any rental profit to investors. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">How much will \u00a31,000 be worth in 10 years?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>If you leave it as cash, it will still be \u00a31,000 (unless you earn interest or invest it) but due to inflation, this \u00a31,000 will buy you much less than what you can get today. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">Is it a good idea to start investing with small amounts only?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, if you can only afford a small amount. This can be a good way to learn about investing and you can drip feed money in. Once you get more comfortable as an investor, you can always ramp up the amount you invest. <\/p><p>Whether you invest small amounts or a large lump sum, the key is to be patient and prepared to wait while your investments mature.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">How much will I make if I invest \u00a31,000 a month?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>This depends on what you invest in and your timeframe. To give you an example of just how far this money could go, if your investment returned an average of 5% each year, your \u00a31,000 a month has the potential to grow to just over \u00a31 million in 33 years.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000009\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000009\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\"><p>All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you\u2019re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.<\/p><\/div><\/article><br>","protected":false},"excerpt":{"rendered":"<p>So you&#8217;ve got \u00a31,000 you want to invest? We&#8217;ve pulled together some things that you can do with that \u00a31,000. <\/p>\n","protected":false},"author":1273,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[130088],"tags":[],"asset_tag":[],"class_list":["post-339524","post","type-post","status-publish","format-standard","hentry","category-share-trading-guides"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best way to invest \u00a31,000: 6 things to do with \u00a31,000 - Finder UK<\/title>\n<meta name=\"description\" content=\"Find out how you can start building wealth by investing \u00a31,000 a month, along with some of the best methods to invest your cash.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-1000\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best way to invest \u00a31,000\" \/>\n<meta property=\"og:description\" content=\"Find out how you can start building wealth by investing \u00a31,000 a month, along with some of the best methods to invest your cash.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-1000\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2020-09-29T13:54:26+00:00\" \/>\n<meta name=\"author\" content=\"George Sweeney, DipFA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/GeorgeSWrites\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"George Sweeney, DipFA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-1000#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-1000\"},\"author\":{\"name\":\"George Sweeney, DipFA\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35\"},\"headline\":\"Best way to invest \u00a31,000\",\"datePublished\":\"2020-09-29T13:54:26+00:00\",\"dateModified\":\"2024-01-17T11:43:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-1000\"},\"wordCount\":3340,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"articleSection\":[\"Share trading guides\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-1000#respond\"]}],\"copyrightYear\":\"2020\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"Compound interest calculator\",\"url\":\"https:\/\/www.thecalculatorsite.com\/finance\/calculators\/compoundinterestcalculator.php\"}],\"contributor\":[{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35\"}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-1000\",\"url\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/best-way-to-invest-1000\",\"name\":\"Best way to invest \u00a31,000: 6 things to do with \u00a31,000 - 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We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35\",\"name\":\"George Sweeney, DipFA\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\",\"caption\":\"George Sweeney, DipFA\"},\"description\":\"George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. He's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he\u2019s learnt. 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The best option right now is probably to save or invest the \u00a31,000. You can earn a decent interest rate with the best savings accounts (but these can change frequently) and investing has proven to be a solid long-term option to make money.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"How can I double \u00a31,000 quickly?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rUnfortunately, the only way to do that is with gambling, in which case it\u2019s more likely you\u2019ll lose everything. Typically, you can expect to double your \u00a31,000 every 7 years in the US stock market. \\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What is the best way to invest \u00a31,000 in the UK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThis will depend on your situation and goals, but as a UK investor, it's well worth taking advantage of <a href=\\\"https:\/\/www.finder.com\/uk\/share-trading\/account-types-isas-lisas-jisas-and-sipps-explained\\\">tax wrappers<\/a> and tax-efficient accounts to make your investments go further and get a certain level of protection from the taxman.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What do I invest \u00a31,000 in?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYou have plenty of possibilities with this amount, but the best thing to do is use it as a foundation to build good investing habits. If you make this a consistent part of your budget and not just a one-off, you can build serious wealth over the years.  \\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is \u00a31,000 good for investing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rAny amount is good for getting started. With some UK investing platforms, you can invest from as little as \u00a31. \\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I invest in property with \u00a31,000 in the UK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes, this is possible. The best way to invest \u00a31,000 in property is to use a real estate investment trust (REIT). Shares in a REIT can be bought on an investing platform and this means you can potentially earn income on your investment as REITs must pay out at least 90% of any rental profit to investors. \\r\\r\"}},{\"@type\":\"Question\",\"name\":\"How much will \u00a31,000 be worth in 10 years?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rIf you leave it as cash, it will still be \u00a31,000 (unless you earn interest or invest it) but due to inflation, this \u00a31,000 will buy you much less than what you can get today. \\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is it a good idea to start investing with small amounts only?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes, if you can only afford a small amount. This can be a good way to learn about investing and you can drip feed money in. Once you get more comfortable as an investor, you can always ramp up the amount you invest. \\r\\rWhether you invest small amounts or a large lump sum, the key is to be patient and prepared to wait while your investments mature.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"How much will I make if I invest \u00a31,000 a month?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThis depends on what you invest in and your timeframe. To give you an example of just how far this money could go, if your investment returned an average of 5% each year, your \u00a31,000 a month has the potential to grow to just over \u00a31 million in 33 years.\\r\\r\"}}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35\",\"name\":\"George Sweeney, DipFA\",\"description\":\"George is a deputy editor at Finder. 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Shares in a REIT can be bought on an investing platform and this means you can potentially earn income on your investment as REITs must pay out at least 90% of any rental profit to investors. \r\r"}},{"@type":"Question","name":"How much will \u00a31,000 be worth in 10 years?","acceptedAnswer":{"@type":"Answer","text":"\r\rIf you leave it as cash, it will still be \u00a31,000 (unless you earn interest or invest it) but due to inflation, this \u00a31,000 will buy you much less than what you can get today. \r\r"}},{"@type":"Question","name":"Is it a good idea to start investing with small amounts only?","acceptedAnswer":{"@type":"Answer","text":"\r\rYes, if you can only afford a small amount. This can be a good way to learn about investing and you can drip feed money in. Once you get more comfortable as an investor, you can always ramp up the amount you invest. \r\rWhether you invest small amounts or a large lump sum, the key is to be patient and prepared to wait while your investments mature.\r\r"}},{"@type":"Question","name":"How much will I make if I invest \u00a31,000 a month?","acceptedAnswer":{"@type":"Answer","text":"\r\rThis depends on what you invest in and your timeframe. To give you an example of just how far this money could go, if your investment returned an average of 5% each year, your \u00a31,000 a month has the potential to grow to just over \u00a31 million in 33 years.\r\r"}}]},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35","name":"George Sweeney, DipFA","description":"George is a deputy editor at Finder. 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