{"id":339055,"date":"2020-10-02T16:38:36","date_gmt":"2020-10-02T15:38:36","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=339055"},"modified":"2026-01-28T16:23:00","modified_gmt":"2026-01-28T16:23:00","slug":"best-van-insurance","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/van-insurance\/best-van-insurance","title":{"rendered":"Best van insurance companies in 2026"},"content":{"rendered":"<div id=\"promote\"><script id=\"toppicks-datalayer\">\n  window.dataLayerState = [{\"TopPicksData_cardType\":\"Promoted for\",\"TopPicksData_cardTypeLabel\":\"EU cover\",\"TopPicksData_providerLabel\":\"More Than van insurance\",\"TopPicksData_primaryCta\":\"false\",\"TopPicksData_secondaryCta\":\"true\",\"TopPicksData_position\":1},{\"TopPicksData_cardType\":\"Promoted for\",\"TopPicksData_cardTypeLabel\":\"Cheapest quotes\",\"TopPicksData_providerLabel\":\"The Van 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    <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/admiral-car-insurance-review\" class=\"topPicks__providerLabel\">Admiral van insurance<\/a>\n              <\/div>\n              \n              <footer class=\"luna-card__footer topPicks__ctaGroup\">\n                                                  <a class=\"luna-button luna-button luna-button--success luna-button--fluid topPicksPrimaryCta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/admiralvan-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22product_id%22%3A%22b9b783dc-aa5a-4d7c-8d04-eecf332f4e8d%22%2C%22product_name%22%3A%22Admiral%2Bvan%2Binsurance%22%2C%22provider_id%22%3A%22d2c5d83b-fb93-4432-add5-1a2dabfe7fd8%22%2C%22post_id%22%3A%22339055%22%2C%22post_path%22%3A%22van-insurance%252Fbest-van-insurance%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"_blank\" type=\"button\" data-card-position=\"3\">Go to site<\/a>\n                                              <\/footer>\n            <\/article>\n          <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n<\/div><div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">How we chose these providers<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/button>\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n\t\t\t<div class=\"accordionContent\">The providers shown above are promoted picks, which means they\u2019ve been chosen from among the partners we work with and are based on factors that include special features or offers and the commission we receive. Further down the page in our table, you can compare the full range of providers we cover on our site. Keep in mind that our promoted picks may not always be the best van insurance company for you \u2013 it\u2019s important to compare for yourself and find a provider that works for your situation.<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<p>Whether you use your van for work purposes or not, you must have at least third party insurance to legally drive it on UK roads. However, it is recommended you get a more comprehensive policy than that, to protect your vehicle against damage or theft.<\/p><h3 id=\"learn\">Some of the best van insurance companies in the UK<\/h3><ul class=\"list-10\"><li><strong><a href=\"https:\/\/www.finder.com\/uk\/van-insurance\">Axa<\/a>.<\/strong> Axa is a major insurer, offering a range of products, including car, landlord and home insurance. For van insurance, you can choose from a personal, courier or business policy. Exact specs vary by type of cover, but all include a guaranteed courtesy van. Other features include uninsured driver promise, 93 days of EU cover and cover for personal belongings and audio equipment.<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/more-than\">More Than<\/a>.<\/strong> More Than was launched in 2001 and provides a range of insurance products, including car, pet and home. The company offers two levels of van insurance \u2013 third party, fire &amp; theft and comprehensive. Both cover levels include personal accident, but courtesy van and EU cover are optional extras. You can get up to 15% discount for insuring multiple vans.<\/li><li><strong>The Van Insurer.<\/strong> As the name suggests, The Van Insurer is a specialist company \u2013 it compares van insurance policies to find the lowest price. There are a variety of van insurance products on offer, including any driver, business, temporary and private. You can also take out a policy tailored to a specific trade, like plumber or builder. You can choose from the three standard van insurance cover options \u2013 third party only, third party fire &amp; theft and comprehensive.<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/van-insurance\/rac\">RAC<\/a>.<\/strong> RAC is best known as a recovery service offering breakdown cover to vehicles. However, the company also offers general car and van insurance policies. All policies include emergency cover and legal expenses as standard. Optional extras you can add to your policy include breakdown cover, tools in transit and replacement van (in case yours is damaged or stolen).<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/van-insurance\/direct-line-for-business\">Direct Line<\/a>.<\/strong> Van cover for Direct Line is offered through the company\u2019s business insurance section. Direct Line for Business was set up in 2007 and offers a range of insurance specifically designed for small businesses. The company\u2019s van insurance comes in the choice of a comprehensive policy, which includes third party EU cover, or just third party, fire &amp; theft. You can add up to five drivers on one policy and there are no admin fees if you want to make changes.<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/zenith\">Zenith<\/a>.<\/strong> Zenith has been providing insurance to the UK since 1937. As well as van insurance, Zenith offers car insurance to both learner drivers and full driver\u2019s licence holders. The company\u2019s comprehensive policy comes with a courtesy van, personal belongings cover, key cover and windscreen cover included. Optional extras like tools in transit and breakdown cover are available. You can make amendment to your policy through the online portal for free and claim lines are open 24\/7.<\/li><\/ul><h3 id=\"bestforyou\">How to find the best van insurance<\/h3><ol><li>Whenever you\u2019re looking for insurance cover, your first step should be to shop around and <a href=\"https:\/\/www.finder.com\/uk\/van-insurance\">compare van insurance policies<\/a>.<\/li><li>When comparing policies, it\u2019s easy to just go with the cheapest option, but cheapest doesn\u2019t mean best. When you shop around, consider your requirements and make sure the policy you go with has them included. For example, if you want a van policy that provides you with a replacement van if yours is damaged or stolen, take out a policy that includes a courtesy van as standard.<\/li><li>When you\u2019ve chosen your provider, go through the application process. Always be completely honest when taking out insurance, as any inaccuracies can invalidate your policy entirely.<\/li><li>When you\u2019ve taken out the cover, download your policy documents and keep them in a safe place (whether that\u2019s on your desktop or printed copies in your home or office). Have them somewhere you can access in case you need to make a query or a claim.<\/li><li>Make a note of the claim line number for your provider in your phone or on a piece of paper in your van (preferably both), for use in case of an emergency.<\/li><\/ol><h3 id=\"bottomline\">Bottom line<\/h3><p>To legally drive any vehicle on UK roads, you must have at least third party insurance cover. For van insurance, many providers don\u2019t offer this level of cover as an option, so you might have to take out third party, fire &amp; theft instead.<\/p><p>That said, you should consider taking out a comprehensive van insurance policy, especially if you rely on your van for your livelihood. Some comprehensive policies come with a courtesy van as standard and cover driving in the EU.<\/p><p>When looking for the best value deal for your needs, don\u2019t just look at the price. Consider how you use your van and go with the insurer that best aligns with your requirements.<\/p><p><a name=\"method\"><\/a><\/p><h3 id=\"faqs\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How do I get the best rates on my van insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">The best way to get the best value deal for your personal circumstances is to shop around and compare policies.<p>Remember, cheapest isn\u2019t always best, so make sure the policy you take out has sufficient cover levels and the right features for your needs.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How many vans can I include under my van insurance policy?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Most insurers allow you to add more than one van to your policy, with many offering multi-van discounts.<p>Some companies may limit the number of vans you can add to a single policy. Specialist van and business providers might be more flexible, so check with them if you want to cover a fleet of vehicles.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I cover commercial vans?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes. Most insurers offer a range of van insurance products, including cover for <a href=\"https:\/\/www.finder.com\/uk\/van-insurance\/commercial-van-insurance\">commercial vehicles<\/a>. There are many providers around that specialise in <a href=\"https:\/\/www.finder.com\/uk\/business-insurance\">business cover<\/a> (including for cars and properties), so they might be a good place to start.<p>If you use your van for commercial purposes, you must disclose this to your insurer from the outset. Otherwise you risk invalidating your policy altogether.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Can I cover modified vans?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes. Some providers do offer cover for <a href=\"https:\/\/www.finder.com\/uk\/van-insurance\/modified-van-insurance\">modified vans<\/a>, but you must tell your insurer that you have modified your van when you take out a quote. Failing to do this can invalidate your entire policy.<\/div>\n  <\/div>\n<\/li><\/ul><div id=\"carousel-inline-widget-810\" style=\"width: 100%; max-width: 810px; margin: 0 auto;\"><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><p><iframe width=\"100%\" height=\"183\" frameborder=\"0\" title=\"Reviews Carousel Inline Widget\" data-src=\"https:\/\/widget.reviews.co.uk\/carousel-inline\/widget?elementId=reviews-widget-summon-carousel-inline&amp;version=1&amp;&amp;store=finder&amp;primaryClr=%23f47e27&amp;neutralClr=%23f4f4f4&amp;ratingTextClr=%232f2f2f&amp;reviewTextClr=%232f2f2f&amp;layout=fullWidth&amp;numReviews=21&amp;version=13b\"><\/iframe><\/p>","protected":false},"excerpt":{"rendered":"<p>We&#8217;ve compiled a list of some of the best van insurance providers in the UK and some top tips on how to get the best deal on your policy.<\/p>\n","protected":false},"author":845,"featured_media":207348,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2888],"tags":[3823,128881],"asset_tag":[],"class_list":["post-339055","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-van-insurance","tag-insurance-latest-3","tag-van-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best van insurance companies in 2026 - Finder UK<\/title>\n<meta name=\"description\" content=\"We&#039;ve got the best van insurance providers in the UK and some top tips on how to get the best deal on your policy. Get a quote here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/van-insurance\/best-van-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best van insurance companies in 2026\" \/>\n<meta property=\"og:description\" content=\"We&#039;ve got the best van insurance providers in the UK and some top tips on how to get the best deal on your policy. 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