Cars in insurance group 13 cars are on the cheaper side to insure. That\u2019s because group 13 is at the lower end of the 50 insurance groups<\/a> compiled by Thatcham Research.<\/p> In this guide, we\u2019ll explore some of the factors used to determine the group ratings, and how cars in group 13 tend to score for them.<\/p> Thatcham Research created the 50 car insurance groups to help insurers offer motorists a reasonable premium based on how much they\u2019d need to pay out to repair a particular car. All vehicles are assigned an insurance group from 1-50, with group 1<\/a> having the cheapest and group 50<\/a> the most expensive.<\/p> The group a particular vehicle fits into is mostly determined by the value of the cars and its parts. However, a car\u2019s safety features and its overall performance are also considered. The car insurance group isn\u2019t the only factors affecting premiums. On top of that, insurers will consider your personal circumstances including: your age, driving history and location.<\/p> With that in mind, it\u2019s always important to compare policies to find one that works for you.<\/p> Here is a selection of popular cars in insurance group 13 that are likely to come with a cheaper car insurance policy.<\/p>Car insurance groups explained<\/h3>
Car makes and models in insurance group 13<\/h3>
| Insurance group<\/th> | Car make\/model<\/th> | Details<\/th><\/tr><\/thead> |
|---|---|---|
| 13<\/td> | Volkswagen Polo<\/a><\/td> | A hugely popular car that won the \u201cWorld Car Of The Year\u201d award back in 2010 and \u201cSmall Car Of The Year\u201d at the What Car? Awards in 2019.<\/td><\/tr> |
| 13<\/td> | Mazda 3<\/a><\/td> | The innovative Mazda 3 family five-door hatchback is well-known for its eye-catching body and plush leather upholstery interior.<\/td><\/tr> |
| 13<\/td> | Skoda Rapid<\/td> | This family car features a larger boot than its rivals and also contains roomy seating inside. The Rapid also won a Compact Class award at the JD Power Awards in 2019.<\/td><\/tr> |
| 13<\/td> | Suzuki Vitara<\/a><\/td> | The Vitara won \u201cSmall Crossover of the Year\u201d at the Honest John Awards 2019. Suzuki was also ranked third (out of 31) manufacturers at the What Car? Reliability Survey in 2019.<\/td><\/tr> |
| 13<\/td> | Citroen C1<\/a><\/td> | This fresh and affordable city car is fun and easy to drive and comes with options to personalise. It was also rated four stars for safety by Euro NCAP.<\/td><\/tr> |
| 13<\/td> | Fiat Panda<\/a><\/td> | This award-winning city car is now in its third generation. The marketing surrounding its latest edition surrounds its top-of-the-range Hybrid technology.<\/td><\/tr> |
| 13<\/td> | Hyundai i40<\/a><\/td> | This executive car has stylish looks and is comfortable to drive. It has a spacious interior, while managing to keep emissions low with an excellent fuel economy.<\/td><\/tr><\/tbody><\/table>Cars in insurance group 13 and the average cost by driver\u2019s age<\/h3>Using the table below, you can find the make and model of your car, and estimate how much you\u2019re likely to pay for car insurance, based on your age.<\/p>\n\n\n\n\n |