Insurance group 12 cars tend to be on the cheaper side to insure. With group 12 being at the lower end of insurance groups<\/a>, the vehicles that appear in this category score well in factors used to determine the group ratings. These ratings include less powerful engines, good car safety features and being relatively cheap to repair.<\/p> In this guide, you\u2019ll learn more about these ratings and how this affects the vehicles in this group.<\/p> With car insurance, all vehicles are assigned an insurance group from 1 to 50. Group 1<\/a> is packed with the cheapest cars to insure and group 50<\/a> has the most expensive. These groups help to determine the cost of your premiums. The group that a particular model fits into is usually determined by its value and performance, as well as safety and security features.<\/p> With that said, there are other personal factors that insurers take into account, such as your age and location. Your driving history is also important.<\/p> You\u2019ll notice a number of popular cars in insurance group 12. As mentioned, these are all likely to come with an affordable car insurance policy<\/a>.<\/p>Car insurance groups explained<\/h3>
Car makes and models in insurance group 12<\/h3>
| Insurance group<\/th> | Car make\/model<\/th> | Details<\/th><\/tr><\/thead> | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12<\/td> | BMW 1 Series<\/a><\/td> | This premium hatchback has bright, front wheel drive steering. Its strong and sturdy craftsmanship saw it scoop Best Family Car at the What Car? Awards 2020.<\/td><\/tr> | |||||||||||||||
| 12<\/td> | Volkswagen Polo<\/a><\/td> | A hugely popular car that won the \u201cSmall Car Of The Year\u201d at the What Car? Awards in 2020.<\/td><\/tr> | |||||||||||||||
| 12<\/td> | Peugeot 108<\/a><\/td> | This popular city car has stellar, eye-catching looks and delivers low emissions through its standard 1.0 litre engine. Perfect for the sophisticated city lifestyle. <\/span><\/td><\/tr>| 12<\/td> | Skoda Citigo<\/a><\/td> | Skoda\u2019s city car offers practical performance and an impressive fuel economy, as well as good storage solutions in the cabin and glovebox.<\/td><\/tr> | 12<\/td> | SEAT Arona<\/a><\/td> | This vehicle won the Small SUV of the Year at the 2019 What Car? Awards. It provides good value for money and cuts no corners on performance.<\/td><\/tr> | 12<\/td> | Citroen C1<\/a><\/td> | This fresh and affordable city car is fun and easy to drive. It was rated four stars for safety by Euro NCAP.<\/td><\/tr> | 12<\/td> | Fiat Panda<\/a><\/td> | This award-winning city car is now in its third generation. The marketing surrounding its latest edition surrounds its top-of-the-range hybrid technology. <\/span><\/td><\/tr> | 12<\/td> | Hyundai i30<\/a><\/td> | This sturdy and dependable family car comes with touchscreen navigation and rear and front parking assist. It was awarded five stars for safety by Euro NCAP.<\/td><\/tr><\/tbody><\/table> | Cars in insurance group 12 and the average cost by driver\u2019s age<\/h3>The table below could prove helpful. You can use it to find the make and model of your car, then calculate how much your car insurance will cost based on your age.<\/p>\n\n\n\n\n |