Flava is different from others in the buy now, pay later (BNPL) sector as it focuses on food not fashion. Put simply, this interest-free payment service allows you to buy cupboard-staple groceries and spread the cost of these items over several weeks in equal chunks. But there\u2019s an optional Flava Benefits membership fee that has caught some shoppers unawares. We\u2019ve set out what this means in practice, and what to bear in mind.<\/p>
Unlike services like Klarna or Clearpay, Flava isn\u2019t a service that kicks in at the checkout of another brand\u2019s site. Instead of doing your shopping at your regular online supermarket and then selecting Flava when it\u2019s time to pay, you do your shopping on Flava\u2019s own website, ordering goods from Flava and paying for them later.<\/p>
To use Flava, you first need to sign up for an account. All new customers get up to \u00a3160 credit to start with. There are no credit checks involved in setting this up.<\/p>
To shop, you fill your online basket with the grocery staples you want; there are goods from well-known brands such as Cadbury, Kellogg\u2019s, Heinz and Andrex. You will also see a list of deals on the home page that may or may not be helpful to you. After this, you head to the checkout.<\/p>
You can then pay for the goods upfront or in weekly instalments, up to a maximum of 6 weeks, with a debit or credit card. As Flava gets to know you, you may be able to pay over a term of up to 12 weeks. You select the first payment timing when you place your order and the remaining payments will be taken on a weekly basis after that. Flava will send your goods 3 to 5 business days after you make the first payment.<\/p><\/div><\/div><\/div>
\n<\/div>\nIf you\u2019re thinking of using a service like Flava, keep in mind that you might be paying more than necessary for your groceries. It\u2019s worth comparing the cost of your typical shop on Flava to how much you might spend at other, budget supermarkets, to help you weigh up whether the service is worth it.\u201d<\/p>\n