{"id":330083,"date":"2020-09-03T10:59:48","date_gmt":"2020-09-03T09:59:48","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=330083"},"modified":"2026-02-13T04:58:38","modified_gmt":"2026-02-13T04:58:38","slug":"raylo","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/mobile-plans\/raylo","title":{"rendered":"Raylo phone leasing review"},"content":{"rendered":"<!-- Start: redirect login modal config script -->\n<script type=\"text\/javascript\">\n  window.redirectLoginModalConfig = window.redirectLoginModalConfig ?? 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Raylo says its service is eco-friendly as it aims to reduce the number of phones that are left unused or thrown away.<\/p><\/div><\/div><\/div><style>\r\n.hero-rates__rates > header > a { margin: 0px auto 5px; }\r\n.hero-rates__rates .hero-rates__header { max-width: 95%; margin-left: auto; margin-right: auto; }\r\n@media screen and (max-width: 600px) {\r\n.hero-rates__rates > header > a { max-width: 240px; }\r\n\r\n.uk-hero-rates ul { margin-left: auto !important; margin-right: auto !important; width: fit-content; }\r\n\r\n}\r\n.hero-rates__description>ul.list-10, .hero-rates__description>ul.list-1, .hero-rates__description h3.hero-rates__offer { display: block; }\r\n\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<article id=\"ukfeatureproduct\" class=\"hero-rates uk-hero-rates\" style=\"max-width: 42rem; margin: 0 auto 20px; min-height: 0px; \">\r\n\r\n<div class=\"hero-rates__content\">\r\n<section class=\"hero-rates__rates\" style=\"flex-shrink: 0;\">\r\n  \r\n<header class=\"hero-rates__header has-margin-top-xsmall\">\r\n\r\n<a rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/mobile-plans\/raylo-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22e9f9e0f2-814f-4986-b90b-55a7cd591e86%22%2C%22product_name%22%3A%22Raylo%22%2C%22offer_id%22%3A%2217730%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_DEFAULT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFMP%22%2C%22post_id%22%3A%22330083%22%2C%22post_path%22%3A%22mobile-plans%252Fraylo%22%2C%22post_country%22%3A%22uk%22%7D\">\r\n\r\n  \r\n<img decoding=\"async\" alt=\"Raylo\" src=\"https:\/\/www.finder.com\/niche-builder\/5f983a8c3973e.png\" width=\"160\" height=\"100\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f983a8c3973e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f983a8c3973e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f983a8c3973e.png?fit=480 480w\" sizes=\"(max-width: 480px) 100vw, 480px\" loading=\"lazy\">\r\n\r\n  \r\n<\/a>\r\n\r\n<\/header>\r\n  \r\n<\/section>\r\n\r\n<section class=\"hero-rates__description\">\r\n\r\n<h3 class=\"hero-rates__offer\">\r\nDitch expensive contracts and lease the latest phones\r\n\r\n<\/h3>\r\n      \r\n\r\n\r\n\r\n<ul class=\"list-1\" style=\"max-width: 95%;\">\r\n<li>Upgrade your phone more regularly and more cheaply<\/li><li>Includes iPhone 12 Pro, XR &amp; XS models<\/li><li>Free next-day delivery<\/li>\r\n\r\n<\/ul>\r\n\r\n\r\n\r\n\r\n<\/section>\r\n\r\n<section class=\"hero-rates__cta\">\r\n  \r\n<div class=\"applylinks UKFMP has-margin-top-xsmall\">\r\n\r\n<a class=\"luna-button luna-button--success luna-button--cta luna-button--large has-margin-bottom-xsmall\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/mobile-plans\/raylo-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22e9f9e0f2-814f-4986-b90b-55a7cd591e86%22%2C%22product_name%22%3A%22Raylo%22%2C%22offer_id%22%3A%2217730%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_DEFAULT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFMP%22%2C%22post_id%22%3A%22330083%22%2C%22post_path%22%3A%22mobile-plans%252Fraylo%22%2C%22post_country%22%3A%22uk%22%7D\">\r\nGo to site\r\n\r\n<\/a>\r\n<br>\r\n\r\n\r\n  \r\n  \r\n  \r\n\r\n\r\n\r\n\r\n\r\n<\/div>\r\n\r\n<\/section>\r\n\r\n\r\n  \r\n<\/div>\r\n  \r\n\r\n<footer class=\"hero-rates__disclaimer-popup disclaimer_popup-with-text\">\r\n<span class=\"disclaimer_popup--text\">Promoted<\/span>\r\n<a class=\"disclaimer_popup disclaimer_title_empty\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" href=\"#\">\r\n<svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg>\r\n<\/a>\r\n<\/footer>\r\n\r\n<\/article><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h4 itemprop=\"name\">How does Raylo work?<\/h4><div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Raylo lets you lease out the latest phone models, so you don\u2019t have to buy the phone outright or get into a traditional phone contract. The phone will be delivered unlocked and SIM-free, which means you can use it with whichever mobile tariff or plan you prefer.<\/p><p>You can choose a 12-month or 24-month lease, and your phone will be delivered the next working day. You\u2019ll then pay a monthly rental fee to use the phone, and you\u2019ll also get a warranty of up to 24 months. You can cancel within 30 days for free.<\/p><\/div><\/div><\/div><p>Once your lease ends, you can choose to do the following:<\/p><ul class=\"has-margin-bottom\"><li>Trade in the phone and upgrade to a newer model<\/li><li>Keep leasing the same phone (or buy it)<\/li><li>Simply return the phone<\/li><\/ul><p>If you want to keep leasing the same phone, you\u2019ll simply be charged the same monthly subscription that you\u2019re currently paying, and you are free to cancel at any time. If you want to buy the phone, you\u2019ll need to pay a purchase fee, which is calculated based on the \u201cFair market price\u201d of the device at the time of the purchase. <\/p><p>For example, after renting an iPhone 11 Pro for 36 months, you would need to pay \u00a3368 to keep the phone, or whatever Raylo calculates is the fair market price of the device at that time. <\/p><p>Raylo will also refurbish any returned phones and lease them out to a new customer, potentially reducing the number of phones that are sent to landfill.<\/p><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">Is Raylo any good?<\/h3><div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Raylo could be a good option for anyone who likes to upgrade their phones regularly but wants to avoid getting locked into expensive phone contracts or having to fork out to buy their new phone outright.<\/p><\/div><\/div><\/div><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">How much does it cost?<\/h3><div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Raylo phone leases range from \u00a314.99 to \u00a348.99 per month, with no upfront fees. You can also get optional insurance on the phone from \u00a36.99 to \u00a39.99 per month, depending on the model.<\/p><p>It claims to offer the latest phone models for cheaper than it would be to buy them through a regular mobile phone provider or if you were to buy the phone outright.<\/p><p>For example, it may cost \u00a389 per month to get an iPhone Pro 11 on a Three mobile plan with unlimited data. In comparison, you can rent an iPhone Pro 11 through Raylo for \u00a333.99 per month and then pay \u00a314 per month for the same SIM-only Three contract, which means you could save around \u00a341 per month.<\/p><p>Of course, in the first example, you\u2019ll get to keep the iPhone at the end of your Three contract, whereas you\u2019ll have to return it if you choose to lease it through Raylo.<\/p><\/div><\/div><\/div><\/div><h3>What phones does Raylo offer?<\/h3><p>Raylo currently lets you lease the following phone models:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Phone model<\/th><th scope=\"col\">Type<\/th><th scope=\"col\">Term<\/th><th scope=\"col\">Delivery<\/th><th scope=\"col\">Warranty<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td data-title=\"Phone model\">iPhone 12<\/td><td data-title=\"Type\">New<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><tr><td data-title=\"Phone model\">iPhone 12 Pro<\/td><td data-title=\"Type\">New<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><tr><td data-title=\"Phone model\">iPhone XR<\/td><td data-title=\"Type\">Certified Refurbished<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><tr><td data-title=\"Phone model\">iPhone XS<\/td><td data-title=\"Type\">Certified Refurbished<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><tr><td data-title=\"Phone model\">iPhone 11<\/td><td data-title=\"Type\">New<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><tr><td data-title=\"Phone model\">iPhone 11 Pro<\/td><td data-title=\"Type\">New<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><tr><td data-title=\"Phone model\">iPhone 11 Pro Max<\/td><td data-title=\"Type\">New<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><tr><td data-title=\"Phone model\">iPhone X<\/td><td data-title=\"Type\">Certified Refurbished<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><tr><td data-title=\"Phone model\">Samsung Galaxy S20<\/td><td data-title=\"Type\">New<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><tr><td data-title=\"Phone model\">Samsung Galaxy Note20 5G<\/td><td data-title=\"Type\">New<\/td><td data-title=\"Term\">12- or 24-month lease<\/td><td data-title=\"Delivery\">Free next-day delivery<\/td><td data-title=\"Warranty\">24 months<\/td><\/tr><\/tbody><\/table><h3>What extras does Raylo offer?<\/h3><p>Raylo is a relatively straightforward phone leasing company, which means it doesn\u2019t offer much in the way of extras, and the range of phones on offer is not huge. But if you want additional peace of mind, you can choose to take out optional AXA insurance through Raylo, which covers you against loss, theft and damage, or you can use your own insurance policy.<\/p><p>All Raylo phone leases come with a 12- or 24-month warranty that covers technical or hardware faults as well as a 30-day money back guarantee.<\/p><h3>Raylo customer reviews<\/h3><p>Raylo currently has positive reviews from customers, according to sites like Trustpilot and Google reviews. Many users on these platforms have praised its customer service and straightforward delivery process as well as its value for money compared with regular phone contracts.<\/p><table class=\"luna-table luna-table--fixedColumns luna-table--responsiveList\">\r\n<thead class=\"luna-table__header\">\r\n<tr>\r\n\r\n\r\n<th>Trustpilot<\/th>\r\n\r\n\r\n<th>Google<\/th>\r\n\r\n<\/tr>\r\n<\/thead>\r\n<tbody class=\"luna-table__body\">\r\n<tr>\r\n\r\n\r\n\r\n\r\n\r\n<td>\r\n<p class=\"has-margin-bottom-xsmall\"><span class=\"luna-stars luna-stars__fill--100 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/p>\r\n<p>4.9 out of 5<br>Based on 534\r reviews (updated )<\/p>\r\n<\/td>\r\n\r\n\r\n\r\n\r\n\r\n<td>\r\n<p class=\"has-margin-bottom-xsmall\"><span class=\"luna-stars luna-stars__fill--80 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/p>\r\n<p>4.2 out of 5<br>Based on 20 reviews (updated )<\/p>\r\n<\/td>\r\n\r\n<\/tr>\r\n<\/tbody>\r\n<\/table><h3>Pros and cons<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Cheaper than buying outright<\/li>\n                                    <li>Can be used with any mobile contract<\/li>\n                                    <li>Potentially eco-friendly business model<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Only offered on 12- or 24-month minimum lease<\/li>\n                                    <li>You'll need to return the phone at the end of the lease<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Our verdict<\/h3><p>Raylo says it\u2019s looking to bring sustainability to the mobile phone market by encouraging customers to lease the latest phones, instead of discarding their old ones. While it\u2019s still not necessarily cheap to lease the latest phone through Raylo, it\u2019s a lot more affordable than being locked into expensive handset contracts or having to buy a new phone outright, and it leaves you free to upgrade to the latest model when your lease ends.<\/p><p>This could make it a good choice for anyone who loves having the latest iPhone or Samsung tech and often finds themselves throwing away their old phones. In comparison, those who like to keep the same phone for more than a year or two may find it more cost-effective just to buy their phone outright.<\/p>","protected":false},"excerpt":{"rendered":"<p>Raylo is looking to revolutionise the mobile phone market with its eco-friendly mobile leasing service. <\/p>\n","protected":false},"author":748,"featured_media":330229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[43],"tags":[2563],"asset_tag":[],"class_list":["post-330083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mobile-plans","tag-utilities-homepage-news"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Raylo phone leasing review | Now with iPhone16 Pro<\/title>\n<meta name=\"description\" content=\"Raylo lets you use the latest iPhones and Samsungs through a lease. But how much does it cost, and is it worth it? Our review covers prices and the pros and cons.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/mobile-plans\/raylo\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Raylo phone leasing review\" \/>\n<meta property=\"og:description\" content=\"Raylo lets you use the latest iPhones and Samsungs through a lease. But how much does it cost, and is it worth it? 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