{"id":328802,"date":"2020-08-21T15:34:00","date_gmt":"2020-08-21T14:34:00","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=328802"},"modified":"2024-03-01T13:03:55","modified_gmt":"2024-03-01T13:03:55","slug":"credit-angel","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-score\/credit-angel","title":{"rendered":"Credit Angel credit score and report 2026"},"content":{"rendered":"<h3>What is Credit Angel?<\/h3><p>Credit Angel is a UK-based credit reference agency that offers credit report and credit score services based on TransUnion data. Like most credit reference agencies, Credit Angel charges a monthly subscription fee for access to your credit report, as well as a limited-time free trial. <\/p><p>It also acts as a credit broker, offering loans and credit cards that you are likely to be approved for based on your credit profile, as well as fraud and identity protection.<\/p><h3>Is Credit Angel safe?<\/h3><p>Credit Angel is authorised and regulated by the Financial Conduct Authority (FCA) and entered on the Financial Services Register. <\/p><h3>Is Credit Angel any good?<\/h3><p>Credit Angel claims to offer a straightforward, personalised credit report service that helps you build an action plan to improve your credit score going forward. It also uses data from TransUnion, one of the three major credit reference agencies in the UK, which is also used by many of the leading banks and lenders. <\/p><p>Like other credit reference agencies, Credit Angel offers a free trial of its credit report service. However, the Credit Angel trial period only lasts 14 days, after which time you\u2019ll be charged \u00a319.99 per month to access your credit report and credit score. <\/p><h3>What is a good credit score for Credit Angel?<\/h3><p>Credit Angel uses the TransUnion credit scoring system to determine your credit score, and rates your score using the following scale:<\/p><table class=\"luna-table\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Credit score<\/th><th scope=\"col\">Rating<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">0-550<\/th><td>Very poor<\/td><\/tr><tr><th scope=\"row\">551-565<\/th><td>Poor<\/td><\/tr><tr><th scope=\"row\">566-603<\/th><td>Fair<\/td><\/tr><tr><th scope=\"row\">604-627<\/th><td>Good<\/td><\/tr><tr><th scope=\"row\">628-710<\/th><td>Excellent<\/td><\/tr><\/tbody><\/table><p><img decoding=\"async\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/credit_angel_screenshot.png\" alt=\"Credit Angel's credit score dashboard screenshot\" width=\"1000\" height=\"577\" class=\"aligncenter size-full wp-image-328864\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/credit_angel_screenshot.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/credit_angel_screenshot.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/credit_angel_screenshot.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/credit_angel_screenshot.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/credit_angel_screenshot.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/credit_angel_screenshot.png?fit=3000 3000w\" sizes=\"(max-width: 3000px) 100vw, 3000px\" loading=\"lazy\"><\/p><h3>How do I cancel Credit Angel?<\/h3><p>You can cancel your Credit Angel subscription at any time by phone, email, by mail or by using the \u201cContact Us\u201d form on the Credit Angel website. You can also cancel your free trial at any time, but will be charged the first month\u2019s subscription fee if you fail to cancel before the end of your trial period. <\/p><h3 id=\"improve\">How do I improve my credit score?<\/h3><p>As obvious as it might sound, the main way to improve your credit score is by using credit responsibly. In other words, borrowing money and then repaying it in full and on time. However, there are a few other useful ways you can help your credit file, like registering on the electoral roll and regularly checking your credit report for any errors.<\/p><p>Learn <a href=\"https:\/\/www.finder.com\/uk\/credit-score\/improve-your-credit-score\">10 ways to boost your credit score<\/a> with our in-depth guide.<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><\/p>","protected":false},"excerpt":{"rendered":"<p>It can&#8217;t promise to work miracles, but Credit Angel&#8217;s credit report service can help you improve your credit score.<\/p>\n","protected":false},"author":748,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[3638],"tags":[2562],"asset_tag":[],"class_list":["post-328802","post","type-post","status-publish","format-standard","hentry","category-credit-score","tag-finance-homepage-news"],"apple_news_notices":[],"yoast_head":"<!-- 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