{"id":326487,"date":"2020-08-10T14:14:06","date_gmt":"2020-08-10T13:14:06","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=326487"},"modified":"2024-11-21T16:04:27","modified_gmt":"2024-11-21T16:04:27","slug":"best-multi-car-insurance","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/best-multi-car-insurance","title":{"rendered":"Best multi-car insurance"},"content":{"rendered":"<p>The best multi-car insurance delivers exact coverage at a competitive price, providing crucial support when it\u2019s most needed. After analysing extensive customer feedback and scrutinising comprehensive policies, we assign policy scores based on their coverage breadth. Our lineup comprises policies crafted to shine in diverse aspects, including multi-car coverage or those crafted for young drivers. Once you\u2019ve compiled your options, comparing quotes could potentially save you hundreds, ensuring optimal value for your coverage requirements.<\/p><link rel=\"stylesheet\" href=\"https:\/\/dvh1deh6tagwk.cloudfront.net\/parent-theme\/components\/top-picks\/client\/top-picks.5fd5648f87da5d037f17.css\">\r\n<style>.topPicks span.table-popover::before { margin-bottom: -1px; margin-left: 2px; background-image: url(\"data:image\/svg+xml,%3Csvg%20viewBox%3D%220%200%2024%2024%22%20id%3D%22info-circle%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cpath%20d%3D%22M11%2017h2v-6h-2v6zm1-15C6.48%202%202%206.48%202%2012s4.48%2010%2010%2010%2010-4.48%2010-10S17.52%202%2012%202zm0%2018.75c-4.823%200-8.75-3.927-8.75-8.75S7.177%203.25%2012%203.25s8.75%203.927%208.75%208.75-3.927%208.75-8.75%208.75zM11%209h2V7h-2v2z%22%20fill%3D%22%23014BB2%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E\") !important; }<\/style>\r\n<div id=\"platform_picks\" class=\"topPicks\" data-count-items=\"4\">\r\n<div class=\"topPicks__list\">\r\n<div class=\"u-grid u-grid--alignStretch\">\r\n\r\n<div class=\"u-grid__col u-3\/4 u-5\/12@s u-1\/4@l \">\r\n<div class=\"topPicks__card\">\r\n<article class=\"luna-card luna-card--stretch\">\r\n<div class=\"luna-card__block\">\r\n<p class=\"topPicks__type\">Best for<\/p>\r\n<p class=\"topPicks__typeLabel\">Cheaper rates<\/p>\r\n<\/div>\r\n<figure class=\"luna-card__figure\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/lv-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFCI.NICHE.HERO_TOP_PICKS_FCI%22%2C%22code%22%3A%22UKFCI%22%2C%22post_id%22%3A%22326487%22%2C%22post_path%22%3A%22car-insurance%252Fbest-multi-car-insurance%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/60e85b3972e50.png\" class=\"topPicks__image\" alt=\"LV= image\" width=\"97\" height=\"60\" style=\"min-width: 97px; margin-bottom: 0.25em;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/60e85b3972e50.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/60e85b3972e50.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\"><\/a>\r\n<\/figure>   \r\n<footer class=\"luna-card__footer topPicks__ctaGroup no-padding-top\">\r\n<div class=\"topPicks__optionalLabel\" style=\"color: #014BB2 !important; font-weight: 600; background-color: #ebf3fc; padding: 0.5em 0.5em 0.6em; margin: 0px auto 32px auto; width: auto; border-radius: 16px; letter-spacing: -0.12px;\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 16px; width: 16px; margin-right: 5px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#0271e1\"><\/path><\/svg>5% discount when buying online<\/div>\r\n<a class=\"luna-button luna-button--success luna-button--fluid topPicksPrimaryCta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/lv-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFCI.NICHE.HERO_TOP_PICKS_FCI%22%2C%22code%22%3A%22UKFCI%22%2C%22post_id%22%3A%22326487%22%2C%22post_path%22%3A%22car-insurance%252Fbest-multi-car-insurance%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" type=\"button\" data-card-position=\"1\" rel=\"sponsored\" title=\"Visit LV=\">Go to site<\/a>\r\n<a class=\"luna-button luna-button--fluid topPicksSecondaryCTA\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/lv\" data-card-position=\"1\">Read review<\/a>\r\n<\/footer>\r\n<\/article>\r\n<\/div>                  \r\n<\/div>\r\n\r\n<div class=\"u-grid__col u-3\/4 u-5\/12@s u-1\/4@l \">\r\n<div class=\"topPicks__card\">\r\n<article class=\"luna-card luna-card--stretch\">\r\n<div class=\"luna-card__block\">\r\n<p class=\"topPicks__type\">Best for<\/p>\r\n<p class=\"topPicks__typeLabel\">Multi-car<\/p>\r\n<\/div>\r\n<figure class=\"luna-card__figure\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/admiralmulticarinsurance-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFCI.NICHE.HERO_TOP_PICKS_FCI%22%2C%22code%22%3A%22UKFCI%22%2C%22post_id%22%3A%22326487%22%2C%22post_path%22%3A%22car-insurance%252Fbest-multi-car-insurance%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64fb14022e80e.png\" class=\"topPicks__image\" alt=\"Admiral MultiCar image\" width=\"97\" height=\"60\" style=\"min-width: 97px; margin-bottom: 0.25em;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64fb14022e80e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64fb14022e80e.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\"><\/a>\r\n<\/figure>   \r\n<footer class=\"luna-card__footer topPicks__ctaGroup no-padding-top\">\r\n<div class=\"topPicks__optionalLabel\" style=\"color: #014BB2 !important; font-weight: 600; background-color: #ebf3fc; padding: 0.5em 0.5em 0.6em; margin: 0px auto 32px auto; width: auto; border-radius: 16px; letter-spacing: -0.08px;\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 16px; width: 16px; margin-right: 5px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#0271e1\"><\/path><\/svg>Multi-car discount<\/div>\r\n<a class=\"luna-button luna-button--success luna-button--fluid topPicksPrimaryCta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/admiralmulticarinsurance-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFCI.NICHE.HERO_TOP_PICKS_FCI%22%2C%22code%22%3A%22UKFCI%22%2C%22post_id%22%3A%22326487%22%2C%22post_path%22%3A%22car-insurance%252Fbest-multi-car-insurance%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" type=\"button\" data-card-position=\"1\" rel=\"sponsored\" title=\"Visit Admiral\">Go to site<\/a>\r\n<a class=\"luna-button luna-button--fluid topPicksSecondaryCTA\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/admiral-car-insurance-review\" data-card-position=\"2\">Read review<\/a>\r\n<\/footer>\r\n<\/article>\r\n<\/div>                  \r\n<\/div>\r\n\r\n<div class=\"u-grid__col u-3\/4 u-5\/12@s u-1\/4@l \">\r\n<div class=\"topPicks__card\">\r\n<article class=\"luna-card luna-card--stretch\">\r\n<div class=\"luna-card__block\">\r\n<p class=\"topPicks__type\">Best for<\/p>\r\n<p class=\"topPicks__typeLabel\">Temporary insurance<\/p>\r\n<\/div>\r\n<figure class=\"luna-card__figure\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/tempcover-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFCI.NICHE.HERO_TOP_PICKS_FCI%22%2C%22code%22%3A%22UKFCI%22%2C%22post_id%22%3A%22326487%22%2C%22post_path%22%3A%22car-insurance%252Fbest-multi-car-insurance%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6668b8720f5ca.png\" class=\"topPicks__image\" alt=\"Tempcover image\" width=\"97\" height=\"60\" style=\"min-width: 97px; margin-bottom: 0.25em;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6668b8720f5ca.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6668b8720f5ca.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\"><\/a>\r\n<\/figure>   \r\n<footer class=\"luna-card__footer topPicks__ctaGroup no-padding-top\">\r\n<div class=\"topPicks__optionalLabel\" style=\"color: #014BB2 !important; font-weight: 600; background-color: #ebf3fc; padding: 0.5em 0.5em 0.6em; margin: 0px auto 32px auto; width: auto; border-radius: 16px; letter-spacing: -0.12px;\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 16px; width: 16px; margin-right: 5px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#0271e1\"><\/path><\/svg>Fee-free cancellation<\/div>\r\n<a class=\"luna-button luna-button--success luna-button--fluid topPicksPrimaryCta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/tempcover-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFCI.NICHE.HERO_TOP_PICKS_FCI%22%2C%22code%22%3A%22UKFCI%22%2C%22post_id%22%3A%22326487%22%2C%22post_path%22%3A%22car-insurance%252Fbest-multi-car-insurance%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" type=\"button\" data-card-position=\"1\" rel=\"sponsored\" title=\"Visit Tempcover car insurance\">Go to site<\/a>\r\n<a class=\"luna-button luna-button--fluid topPicksSecondaryCTA\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/temporary-car-insurance\/tempcover\" data-card-position=\"3\">Read review<\/a>\r\n<\/footer>\r\n<\/article>\r\n<\/div>                  \r\n<\/div>\r\n\r\n<div class=\"u-grid__col u-3\/4 u-5\/12@s u-1\/4@l \">\r\n<div class=\"topPicks__card\">\r\n<article class=\"luna-card luna-card--stretch\">\r\n<div class=\"luna-card__block\">\r\n<p class=\"topPicks__type\">Best for<\/p>\r\n<p class=\"topPicks__typeLabel\">Convicted drivers<\/p>\r\n<\/div>\r\n<figure class=\"luna-card__figure\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/swinton-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFCI.NICHE.HERO_TOP_PICKS_FCI%22%2C%22code%22%3A%22UKFCI%22%2C%22post_id%22%3A%22326487%22%2C%22post_path%22%3A%22car-insurance%252Fbest-multi-car-insurance%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64fb1098b9a7f.png\" class=\"topPicks__image\" alt=\"Swinton Comprehensive image\" width=\"97\" height=\"60\" style=\"min-width: 97px; margin-bottom: 0.25em;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64fb1098b9a7f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64fb1098b9a7f.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\"><\/a>\r\n<\/figure>   \r\n<footer class=\"luna-card__footer topPicks__ctaGroup no-padding-top\">\r\n<div class=\"topPicks__optionalLabel\" style=\"color: #014BB2 !important; font-weight: 600; background-color: #ebf3fc; padding: 0.5em 0.5em 0.6em; margin: 0px auto 32px auto; width: auto; border-radius: 16px; letter-spacing: -0.12px;\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 16px; width: 16px; margin-right: 5px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#0271e1\"><\/path><\/svg>Market-value pay-outs<\/div>\r\n<a class=\"luna-button luna-button--success luna-button--fluid topPicksPrimaryCta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/swinton-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFCI.NICHE.HERO_TOP_PICKS_FCI%22%2C%22code%22%3A%22UKFCI%22%2C%22post_id%22%3A%22326487%22%2C%22post_path%22%3A%22car-insurance%252Fbest-multi-car-insurance%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" type=\"button\" data-card-position=\"1\" rel=\"sponsored\" title=\"Visit Swinton\">Go to site<\/a>\r\n<a class=\"luna-button luna-button--fluid topPicksSecondaryCTA\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/swinton\" data-card-position=\"4\">Read review<\/a>\r\n<\/footer>\r\n<\/article>\r\n<\/div>                  \r\n<\/div>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div><div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">How we chose our top picks<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/button>\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n\t\t\t<div class=\"accordionContent\">For our top picks, our team evaluated a range of features from providers on our website to help determine the best car insurance for new and young drivers. Keep in mind that our top picks may not always be the best for you, and it\u2019s wise to compare for yourself to find the policy that works for you. Read our <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-methodology\">full methodology here<\/a> to find out more.<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3 id=\"summary\">Summary: Best multi-car insurance companies in the UK 2024, by category<\/h3><ul><li><strong><a href=\"https:\/\/www.finder.com\/uk\/admiral-car-insurance-review\">Admiral<\/a><\/strong>: Best for overall<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/aviva\">Aviva<\/a>.<\/strong>: Best for customer service<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/axa\">AXA<\/a>.<\/strong>: Best for multiple vehicles<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/lv\">LV=<\/a>. <\/strong>: Best for multi-car discounts<\/li><\/ul><h3>Best overall multi-car insurance provider<\/h3><h3>Best multi-car insurance provider for customer service<\/h3><h3>Best multi-car discounts<\/h3><h3>Best for for multiple vehicles<\/h3><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/1 no-padding-bottom\"><h3 class=\"has-padding-bottom-x-small\">How we chose the best multi-car insurance providers<\/h3><\/div><div class=\"u-grid__col u-1\/6@s\"><img decoding=\"async\" class=\"luna-avatar luna-avatar--large\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg\" alt=\"Danny Butler\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"has-padding-top-small text-x-small\"><em>Finder insurance expert <a href=\"https:\/\/www.finder.com\/uk\/author\/dannybutler\">Danny Butler<\/a> shares our research<\/em><\/div><\/div><div class=\"u-grid__col u-10\/12@s no-padding-bottom\"><p>To score our best multi-car providers, we\u2019ve taken into account a number of different factors such as the level of discount available, the overall policy score and any specific multi-car benefits.<\/p><p>We\u2019ve also included our customer satisfaction ratings as part of the weighting and these help determine the final score for each provider. For our customer satisfaction score, we asked hundreds of <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">car insurance<\/a> customers to rate their insurer and we used that data to help compile our top providers.<\/p><\/div><\/div><\/div><\/article><h3 id=\"bestforyou\">How to find the best multi-car insurance company for you<\/h3><p>Car insurance premiums are highly personalised \u2013 a tweak to your job role or the amount of excess you\u2019re happy to pay can make a big difference to your premiums. We explain more in <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/how-car-insurance-is-calculated\">our guide on how premiums are calculated<\/a>. The key is to get the right cover level, plus good service at the cheapest price. This is why we survey customers. All our best picks are at least 3-star rated for service.<\/p><ol><li><strong>Compare policies.<\/strong> Different insurers can offer the same level of cover for very different prices. Shop around and <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">compare car insurance quotes<\/a> with as many providers as you can to make sure you\u2019re getting the best deal for you. Comprehensive cover can sometimes work out cheaper than third-party, so compare all options.<\/li><li><strong>If your quotes are too high, consider a higher excess.<\/strong> An <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-excess\">excess<\/a> is the amount you would contribute to any claim before your insurer will pay out. If you voluntarily increase your excess, your insurance company sees you as less likely to make a claim, which will help to bring down the cost of your premium (but always make sure you can actually afford to pay it should you have an accident).<\/li><li><strong>Consider different options, such as pay-as-you-go cover.<\/strong> Some providers, like <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/by-miles\">By Miles<\/a>, offer <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/pay-as-you-go-car-insurance\">pay-as-you-go cover<\/a>. This is good for people who don\u2019t drive very often and don\u2019t want to pay for annual cover.<\/li><li><strong>Review your provider\u2019s quote every year.<\/strong> When renewal time rolls around, it\u2019s crucial to <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">shop around<\/a> a few weeks before your policy starts. Consider <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/switch-car-insurance\">switching<\/a> as you\u2019re likely to save \u2013 some people save hundreds of pounds. If you want to stick with your insurer, try haggling, as that\u2019s common and usually effective.<\/li><\/ol><p><img decoding=\"async\" class=\"luna-image aligncenter\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/Subheading.png\" alt=\"Image of a red car alongside the stat: \u00a3627 was the average cost for comprehensive car cover in the first 3 months of 2024, up 12% on the previous quarter\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/Subheading.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/Subheading.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/Subheading.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/Subheading.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/Subheading.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/p><h3>What is the best multi-car discount available?<\/h3><table class=\"luna-table js-tablesorter\"><thead class=\"luna-table__header\"><tr><th>Provider<\/th><th>Multi-car discount<\/th><th>Terms and conditions<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/aviva\">Aviva<\/a><\/th><td>10%<\/td><td>Save 10% for every additional vehicle you add, registered at the same address. Discount doesn\u2019t apply to optional add-ons. Up to a maximum of five vehicles.<\/td><\/tr><tr><th><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/direct-line\">Direct Line<\/a><\/th><td>Individual to customer<\/td><td>Get a discount for every additional car you bring up to a maximum of 10 vehicles. With Direct Line\u2019s multi-car discount, it helps you save money when you and your family have more than one car in the household.<\/td><\/tr><tr><th><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/admiral\">Admiral<\/a><\/th><td>Up to \u00a3252 saving<\/td><td>Insure multiple cars on one policy and get an Admiral MultiCar discount for every car you add. You\u2019ll get an immediate discount when the policy starts and every car you add earns its own discount. You can add up to 20 vehicles.<\/td><\/tr><tr><th><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/lv\">LV=<\/a><\/th><td>Up to 20%<\/td><td>Add up to 6 cars and 12 drivers on 1 policy. Plus, choose the cover level and specific optional extras you\u2019d like for each car.<\/td><\/tr><tr><th><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/more-than\">MoreThan<\/a><\/th><td>15%<\/td><td>15%* discount for each additional car you insure with MoreThan. You can set different excess levels and earn a no claims bonus on each policy. Up to a maximum of six cars.<\/td><\/tr><tr><th><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/churchill\">Churchill<\/a><\/th><td>15% for the first year<\/td><td>Able to insure all the cars in your household with Churchill up to a maximum of 10 vehicles. Introductory discount. 15% discount on each car with 5% the year after.<\/td><\/tr><tr><th><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/axa\">AXA<\/a><\/th><td>15%<\/td><td>If you already insure one car at your home address, you can apply for the multi-car insurance discount \u2013 a 15% discount on each quote \u2013 for all the other cars registered there, with each having a separate policy.<\/td><\/tr><\/tbody><\/table><h3 id=\"fulltable\">Car insurance customer satisfaction league table 2024<\/h3><table class=\"luna-table customer-satisfaction\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Rank<\/th><th scope=\"col\">Provider<\/th><th scope=\"col\">Overall satisfaction<\/th><th scope=\"col\">Customers who\u2019d recommend<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th>1<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/admiral-car-insurance-review\">Admiral<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--90 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>93%<\/strong><\/td><\/tr><tr><th>2<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/nfu-mutual\">NFU Mutual<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--90 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>89%<\/strong><\/td><\/tr><tr><th>3<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/aviva\">Aviva<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--85 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>84%<\/strong><\/td><\/tr><tr><th>4<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/the-aa\">The AA<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--85 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>80%<\/strong><\/td><\/tr><tr><th>5<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/lv\">LV=<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--80 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>84%<\/strong><\/td><\/tr><tr><th>6<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/saga-car-insurance-review\">Saga<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--80 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>76%<\/strong><\/td><\/tr><tr><th>7<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/direct-line-car-insurance-review\">Direct line<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--75 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>78%<\/strong><\/td><\/tr><tr><th>8<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/hastings-direct\">Hastings Direct<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--70 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>78%<\/strong><\/td><\/tr><tr><th>9<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/diamond\">Diamond<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--70 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>83%<\/strong><\/td><\/tr><tr><th>10<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/churchill\">Churchill<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--70 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>79%<\/strong><\/td><\/tr><tr><th>11<\/th><td><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/swinton\">Swinton<\/a><\/td><td><span class=\"luna-stars luna-stars__fill--65 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td><strong>63%<\/strong><\/td><\/tr><\/tbody><\/table><h3 id=\"bottomline\">Bottom line<\/h3><p>Everybody\u2019s circumstances will vary so car cover that might work for you might not work for someone else. Do your research, shop around and compare deals in order to find the <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/best-car-insurance\">best car insurance<\/a> for you.<\/p><h3>Frequently asked questions about multi-car insurance<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What vehicles can I add to my multi-car insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You can add any vehicle that\u2019s registered to the same address as the existing vehicles on the policy.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Do all cars have to be insured at the same time?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Most insurers will allow you to add an additional vehicle onto your policy at any time. Your renewal date for the policy may remain the same for all vehicles though.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Will the policy renewal date be the same for all vehicles?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>This depends on your choice of insurer. Some insist that your multi-car policy keeps one renewal date. Others give you the option to have a separate policy renewal date for each vehicle.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Can multi-car insurance save you money?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>All of the insurers mentioned in this guide will offer you a discount for adding more than one vehicle to your policy. However, that\u2019s not to say it will always be the cheapest overall. It\u2019s still worth checking the best quote for each vehicle individually to see if can get a better deal that way.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">How will my no claims bonus be affected by multi-car insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>In most cases, if you make a claim for one vehicle, your <a href=\"https:\/\/www.finder.com\/uk\/no-claims-bonus\">no claims bonus<\/a> won\u2019t be affected for others on your policy. Check the small print to make sure this is the case for the insurer though. This could be the case more often than you think. Previous research suggests that some car insurance companies balance out their multi-car discounts by increasing the price of their individual vehicle policies.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"methodology\">Customer satisfaction scores<\/h3><p>In December 2023, we ran a customer satisfaction survey on insurance providers. We had 750 responses about car insurance providers.<\/p><p>The survey asked respondents how satisfied they were with their current insurance company (on a scale from 1 to 5 and also whether they would recommend the brand to a friend or not). We turned the results into star ratings and shortlisted the top-performing brands for our awards. If there was a draw, we used the recommendation score (that is, the percentage of customers who said they would recommend the brand to a friend) as a tie-breaker.<\/p><p>Full details of our star ratings for this sector are on the <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/methodology-for-insurance-ratings\">insurance ratings methodology page<\/a>.<\/p>\n\n\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>We&#8217;ve rated the best multi-car insurance companies in the UK right now taking into account the strength of the policy and any discounts available. <\/p>\n","protected":false},"author":923,"featured_media":374971,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2645],"tags":[],"asset_tag":[],"class_list":["post-326487","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"apple_news_notices":[],"yoast_head":"<!-- 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