The Zopa Bank Credit Card is issued on the Visa network (used by a whopping 4.2 billion cards), so you'll be able to use it at more than 100 million merchant locations across more than 200 countries and territories.<\/p>\n
You can make manual repayments through Zopa's app by logging in to your online banking or over the phone (0207 580 6060). Alternatively, you may wish to set up a direct debit.<\/p>\n\n
A direct debit protects you from forgetting to make a repayment and damaging your credit score<\/a> \u2013 making it harder and more expensive to borrow money in the future \u2013 and getting hit with a penalty fee (12) as a result. <\/p>\n\n\n You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.<\/p>\n\nChoose from the following direct debit options for your monthly repayments:<\/h4>\n\n\n\n\n
| Minimum amount |
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