{"id":315383,"date":"2020-06-18T08:23:57","date_gmt":"2020-06-18T07:23:57","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=315383"},"modified":"2024-12-19T11:32:08","modified_gmt":"2024-12-19T11:32:08","slug":"car-insurance-methodology","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-methodology","title":{"rendered":"How we score car insurance"},"content":{"rendered":"<p>We publish 2 types of score:<\/p><div><ul class=\"list-10\"><li><strong>Finder\u2019s expert score.<\/strong> Our experts analyse a range of features for every comprehensive insurance policy on our site. We use this analysis to create our expert star ratings, shown in blue, and to determine our top picks.<\/li><li><strong>User reviews.<\/strong> We ask you to tell us about your experience as a customer of the brands we cover. You can submit a comment directly through the relevant review, and each year we gather more user reviews through a customer survey. We show the results of this survey in an annual league table, and use it to determine our annual customer satisfaction awards, too.<\/li><\/ul><\/div><h3>What is the Finder score?<\/h3><p>Our expert team evaluates various products in our database, assigning each one a score out of 10. A higher score means the product is more competitive and may offer better value.<\/p><section style=\"margin-bottom: 20px;\"><\/section><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5@s u-1\/1\" style=\"text-align: rig; margin: auto 0; padding: 0;\"><img decoding=\"async\" class=\"alignnone size-full wp-image-3002357\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Excellent.png\" alt=\"Finder rating\" width=\"180\" height=\"180\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Excellent.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Excellent.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Excellent.png?fit=540 540w\" sizes=\"(max-width: 540px) 100vw, 540px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5@s u-1\/1\" style=\"margin: auto 0;\"><p style=\"margin-left: 20px;\">If you want peace of mind, this rating will give it to you. These products offer the best value and outcomes considering various product features, terms, conditions and price.<\/p><\/div><\/div><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5@s u-1\/1\" style=\"text-align: rig; margin: auto 0; padding: 0;\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-3002340\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Great.png\" alt=\"Finder rating\" width=\"150\" height=\"150\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Great.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Great.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Great.png?fit=450 450w\" sizes=\"(max-width: 450px) 100vw, 450px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5@s u-1\/1\" style=\"margin: auto 0;\"><p style=\"margin-left: 20px;\">Well-balanced products that provide what you need, offering a healthy mix of competitive features at a good price. However, they\u2019re not quite the best in class.<\/p><\/div><\/div><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5@s u-1\/1\" style=\"text-align: rig; margin: auto 0; padding: 0;\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-3002341\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Standard.png\" alt=\"Finder rating\" width=\"180\" height=\"180\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Standard.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Standard.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Standard.png?fit=540 540w\" sizes=\"(max-width: 540px) 100vw, 540px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5@s u-1\/1\" style=\"margin: auto 0;\"><p style=\"margin-left: 20px;\">Bottom line: You can find better, but these products still offer reasonable value and have the basics sorted.<\/p><\/div><\/div><div class=\"u-grid\"><div class=\"u-grid__col u-1\/5@s u-1\/1\" style=\"text-align: rig; margin: auto 0; padding: 0;\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-3002339\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Basic.png\" alt=\"Finder rating\" width=\"150\" height=\"150\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Basic.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Basic.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2023\/08\/Finder-Score-Basic.png?fit=450 450w\" sizes=\"(max-width: 450px) 100vw, 450px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-4\/5@s u-1\/1\" style=\"margin: auto 0;\"><p style=\"margin-left: 20px;\">These products may not offer much value in the long run, and there are better options available.<\/p><\/div><\/div><h3>What factors do we take into account?<\/h3><p>We base our ratings on 3 main factors:<\/p><ol class=\"list-10\"><li><strong>Range of features included.<\/strong> Is a courtesy car covered as standard? Is your <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/no-claims-bonus\">no-claims discount<\/a> protected in the unfortunate event of a claim? Are you able to pay monthly, and does it cost extra to do that? We look at all this, and more.<\/li><li><strong>Level of cover.<\/strong> With any <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">car insurance policy<\/a>, it\u2019s important to understand the level of cover you\u2019re entitled to in the unfortunate event of a claim. We look at these cover limits in detail across a wide range of specific criteria.<\/li><li><strong>Customer satisfaction and service.<\/strong> How likely are customers to recommend the provider to a friend? How easy is it to manage your policy online? Are claims lines open 24\/7? These are the types of questions we\u2019ve looked into in great detail.<\/li><\/ol><h3>Shouldn\u2019t the cost of car insurance be a factor?<\/h3><p>There\u2019s no getting around the fact that cost can play a big role in choosing your car insurance. However, there\u2019s also a number of other factors that come into play when deciding which provider is the \u201cbest\u201d.<\/p><p>With our policy ratings, we\u2019ve removed cost from the equation and taken a more holistic approach to car insurance and focused more on the quality of service, the level of cover and specific policy inclusions and exclusions.<\/p><h3>How do we decide which features are more important?<\/h3><p>Each factor in our scoring methodology is weighted.<\/p><p>Our experts base this on user and market research to ensure it reflects what\u2019s important to you.<\/p><p>For instance, whether the car insurance provider has <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/windscreen-cover\">windscreen cover<\/a> included as standard is less important than whether or not it\u2019s extremely difficult to make a claim in your time of need.<\/p><h3><strong>How do we choose our \u201cbest\u201d car insurance providers?<\/strong><\/h3><p><span>Finder top picks highlight providers that our analysis shows are the best fit for specific categories and are displayed across our car insurance content. Be sure to consider your own personal objectives, needs and circumstances before making a decision using our top picks.<\/span><\/p><p>We chose these from the providers on our site, using the methodology below:<\/p><h3>What are we looking for in our \u201cbest for\u201d categories?<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Best overall<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">To find the <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/best-car-insurance\">best car insurance<\/a> overall, we take into account 20 features of a comprehensive car insurance policy. These include policy specific inclusions and exclusions, levels of cover and customer satisfaction.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Best for customer service<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">To find the best car insurance for customer service, we prioritise our scores for how likely a customer is to recommend their provider to a friend and how easy it is to manage your policy online.<p>We also take into account how easy and accessible it is to make a claim and our very own customer satisfaction score \u2013 based on a survey of hundreds of customers \u2013 is also part of the weighting.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Best for young drivers<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">For younger drivers, we\u2019ve prioritised factors such as the minimum age and how comprehensive the level of cover is.<p>Our ratings also include whether there is any discount applied for adding a black box and if there are any other relevant benefits for younger drivers.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Best for temporary insurance<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Some car insurance customers only need temporary insurance, ranging from a few hours to a few days. Using our scoring system, we look at the minimum and maximum time limit on the policy, whether or not the no-claims discount is affected in the event of a claim and whether the driver can drive abroad.<\/p><p>We also take into account any special features that each temporary insurance policy has that sets it apart from competitors\u2019 policies.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Best for over 50s<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>For the over 50s category, we take into account the age range each policy covers and whether or not a medical exam is part of the application process.<\/p><p>We also take a close look at other features such as the overall policy score, multi-car discounts, our customer satisfaction score and other provider-specific benefits.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Best pay-as-you-go provider<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>For the pay-as-you-go car insurance category, we take into account the age range each policy covers and whether or not their is a mileage cap.<\/p><p>We also take a close look at other features such as the overall policy score, the type of tech required and if there are any other provider-specific benefits.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">Best multi-car<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>For this category, we take into account the level of discount applied, how many cars you can insure under one policy and the ease with which you can manage all of your policies.<\/p><p>We also take into account policy benefits such as no claims bonuses, driving abroad in the EU and how easy it is to make a claim.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"customersurvey\">Your reviews and our customer survey<\/h3><p>You can see review stars at the top of our review pages, if we\u2019ve received more than 10. These are from consumers just like you who use our site and want to review the products and providers they use. We include responses we\u2019ve received in our annual customer satisfaction surveys. We also show the results of each survey in a league table in guides and in our awards pages.<\/p><p>In December 2023, we ran a customer satisfaction survey on car insurance. 750 people answered and told us how happy they are with their insurer. We\u2019ve turned their answers into a star rating of between 1 and 5 and we show this in our annual league table in our guide to the best car insurance. <\/p><p style=\"margin-bottom: 5px;\"><span class=\"luna-stars luna-stars__fill--100 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span> \u2013 Excellent<\/p><p style=\"margin-bottom: 5px;\"><span class=\"luna-stars luna-stars__fill--80 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span> \u2013 Good<\/p><p style=\"margin-bottom: 5px;\"><span class=\"luna-stars luna-stars__fill--60 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span> \u2013 Average<\/p><p style=\"margin-bottom: 5px;\"><span class=\"luna-stars luna-stars__fill--40 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span> \u2013 Subpar<\/p><p style=\"margin-bottom: 5px;\"><span class=\"luna-stars luna-stars__fill--20 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span> \u2013 Poor<\/p><h4>Customer satisfaction score methodology<\/h4><p>The survey asked respondents how satisfied they are with their current account on a scale from 1 to 5, and also whether they would recommend it to a friend or not.<\/p><p>We turned the answers into an overall star rating that takes into account:<\/p><ul class=\"list-10\"><li><strong>How many people would recommend the account vs how many people wouldn\u2019t.<\/strong> If you say you\u2019d recommend your bank to a friend when sitting at the pub in front of a pint, it must mean it\u2019s really good. This forms 50% of our customer satisfaction rating.<\/li><li><strong>How many people rated a provider five out of five.<\/strong> Wow, five out of five? This counts for 25% of our customer satisfaction rating.<\/li><li><strong>The average score each current account provider got.<\/strong> This tells us if a company offers quite a solid service even though it doesn\u2019t have loads of top ratings\u2026 or if it\u2019s just not that great. This parameter forms the last 25% of our overall customer satisfaction score.<\/li><\/ul><h3>Does Finder compare all car insurance providers in the market?<\/h3><p>We already list most of the UK\u2019s popular and well-regarded car insurance providers and we\u2019re adding more all the time.<\/p><p>We\u2019d love to hear from you if there\u2019s a provider you\u2019d like to see us review and score.<\/p><h3>Cheapest car insurance<\/h3><p>To help you find the cheapest car insurance provider, our team have analysed a number of provider policy quotes across a range of different categories. We use this analysis to formulate our table data that you may see across the website.<\/p><h4>Cheapest provider overall<\/h4><p>To find the cheapest overall, we ran the same driver and vehicle profile over 3 different locations a number of times through provider quote engines and took a final average. With our driver and vehicle profile, we\u2019ve tried to be representative of an individual in the UK with moderate driving experience, and moderate mileage and an average socioeconomic background.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">Driver\/vehicle profile<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>To generate these quotes we used the following information:<\/p><ul class=\"list-10\"><li>Vauxhall Corsa Energy A\/C VVT 90 (2018 Model)<\/li><li>Manual transmission<\/li><li>Petrol<\/li><li>Factory fitted alarm system<\/li><li>The car is not modified<\/li><li>Used for social, domestic and commuting purposes<\/li><li>10,000 mileage per year<\/li><li>The car is parked in a work car park during the day<\/li><li>Drivers license held for 10 years<\/li><li>The car is parked on a driveway at night<\/li><li>Owner is a 30-year-old primary school teacher<\/li><li>Five years no claims discount<\/li><li>No driving or other convictions in the last 5 years<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><p>In terms of locations, we\u2019ve taken into account three different post codes with varying average costs across the UK. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: Oct 2019 (source: Quotezone)<\/p>","protected":false},"excerpt":{"rendered":"<p>How we rate car insurance and find our top picks. Our detailed methodology for policy analysis and customer satisfaction. <\/p>\n","protected":false},"author":923,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2645],"tags":[],"asset_tag":[],"class_list":["post-315383","post","type-post","status-publish","format-standard","hentry","category-car-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How we score car insurance | Finder UK<\/title>\n<meta name=\"description\" content=\"How we rate car insurance and find our top picks. Our detailed methodology for policy analysis and customer satisfaction.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-methodology\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How we score car insurance\" \/>\n<meta property=\"og:description\" content=\"How we rate car insurance and find our top picks. 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