{"id":307430,"date":"2017-02-08T00:50:47","date_gmt":"2017-02-08T00:50:47","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=307430"},"modified":"2026-02-03T17:45:40","modified_gmt":"2026-02-03T17:45:40","slug":"money-transfer-tracking","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/international-money-transfers\/money-transfer-tracking","title":{"rendered":"How to track and keep your money transfer safe"},"content":{"rendered":"<p>Some money transfers can take more than five days to reach your recipient, and that\u2019s a long time to be stressing about your money. Many money transfer providers and banks in the UK offer end-to-end tracking so you can monitor the progress of your payments. However, each company has a different procedure for tracking transfers. To help you understand the differences, here\u2019s a look at how the major transfer companies track your money transfer.<\/p><h3 id=\"learn\">My money hasn\u2019t shown up\u2026 How do I track my money transfer?<\/h3><p>With most companies, you can track your transfer using the confirmation number on your receipt. You should be able to view the steps of your progress, from sending to receiving, either online or by contacting them over the telephone. A few transfer services also offer the option of text or email notification at each stage of your transaction.<\/p><p><strong>In general, to track a money transfer:<\/strong><\/p><ol><li><strong>Complete your transfer.<\/strong> After sending a transfer, you can start tracking it.<\/li><li><strong>Check your receipt.<\/strong> Look for a reference, confirmation, order, transaction or similarly-named number.<\/li><li><strong>Contact the sending company.<\/strong> Call, go online or visit a physical location of the company you sent your transfer through and provide your tracking number.<\/li><li><strong>Sign up for notifications.<\/strong> When possible, opt in for notifications on each step of your transfer.<\/li><\/ol><p><img decoding=\"async\" class=\"aligncenter wp-image-879112\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2017\/02\/Western-union-track-transfer.png\" alt=\"Sample tracking page for Western Union.\" width=\"600\" height=\"345\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2017\/02\/Western-union-track-transfer.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2017\/02\/Western-union-track-transfer.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2017\/02\/Western-union-track-transfer.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2017\/02\/Western-union-track-transfer.png?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2017\/02\/Western-union-track-transfer.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2017\/02\/Western-union-track-transfer.png?fit=1800 1800w\" sizes=\"(max-width: 1800px) 100vw, 1800px\" loading=\"lazy\"><\/p><p><em>Sample tracking page for online provider.<\/em><\/p><h4>Track a Western Union transfer<\/h4><p>Tracking a Western Union transfer requires an MTCN, which is Western Union\u2019s tracking number. If you don\u2019t know the MTCN, you still have options, but you\u2019ll need to know:<\/p><ul><li>Sender\u2019s phone number OR both the sender and receiver names<\/li><li>Receiver\u2019s country<\/li><li>Send amount OR receive amount<\/li><li>Date of transfer<\/li><\/ul><p>Learn more about <a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/western-union\">how Western Union tracking works in the UK<\/a> or contact Western Union directly for further help.<\/p><h4>Track a MoneyGram transfer<\/h4><p>MoneyGram tracking is fairly straightforward. It requires your last name and the authorisation or reference number.<\/p><ul><li><strong>Authorisation number<\/strong> \u2013 This number is found in your confirmation email.<\/li><li><strong>Reference number<\/strong> \u2013 This number is found in your email <em>only after<\/em> the money is ready for cash pickup.<\/li><\/ul><p>Learn more about <a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/moneygram-international-money-transfers\">how MoneyGram tracking works<\/a> or contact MoneyGram directly for further help.<\/p><h4>Track a Ria money transfer<\/h4><p>Ria tracking can be done through the mobile app, online or by contacting customer service on the phone. You\u2019ll need to provide one of the following to track your money transfer:<\/p><ul><li>Order number<\/li><li>PIN<\/li><\/ul><p>Learn more about <a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/ria-international-money-transfers\">how Ria tracking works<\/a> or contact Ria directly for further help.<\/p><p><img decoding=\"async\" class=\"aligncenter wp-image-879112\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2017\/02\/Screen-Shot-2017-08-29-at-11.00.29.png\" alt=\"Sample tracking page for RIA.\" width=\"600\" height=\"345\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2017\/02\/Screen-Shot-2017-08-29-at-11.00.29.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2017\/02\/Screen-Shot-2017-08-29-at-11.00.29.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2017\/02\/Screen-Shot-2017-08-29-at-11.00.29.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2017\/02\/Screen-Shot-2017-08-29-at-11.00.29.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2017\/02\/Screen-Shot-2017-08-29-at-11.00.29.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2017\/02\/Screen-Shot-2017-08-29-at-11.00.29.png?fit=1800 1800w\" sizes=\"(max-width: 1800px) 100vw, 1800px\" loading=\"lazy\"><\/p><p><em>Sample tracking page for Ria.<\/em><\/p><div style=\"text-align: center;\"><a class=\"btn btn-masthead btn-success scroll\" href=\"#compare\">Compare money transfer services now<\/a><\/div><h3>How do I find my tracking number?<\/h3><p>Depending on the service you choose to transfer your money overseas \u2014 whether a bank or independent money transfer specialist \u2014 your transaction should come with a confirmation number or a record of your transaction.<\/p><p>Money tracking numbers come in many different names:<\/p><ul><li>Authorisation number<\/li><li>Reference number<\/li><li>MTCN (Money Transfer Control Number)<\/li><li>Order number<\/li><li>PIN<\/li><li>Confirmation number<\/li><li>\u2026and more<\/li><\/ul><h3>What to do if I don\u2019t have a tracking number?<\/h3><p>Transfers come in all shapes and sizes, and depending on what type of provider you use to send your money, you may or may not have a tracking number. Don\u2019t worry \u2014 chances are you can still track your transfer even if you don\u2019t have a tracking number. Here\u2019s how:<\/p><div class=\"u-grid u-grid--alignStretch\"><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><div class=\"luna-card__block\"><h4 class=\"aligncenter\">Track bank wire transfers<\/h4><p>Sending money internationally through your bank typically won\u2019t generate a tracking number, as wire transfers are a bit different from money transfer services.<\/p><ul><li>You\u2019ll typically use a SWIFT code to track this transfer.<\/li><li>Call your bank\u2019s customer service or contact your bank online.<\/li><\/ul><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><div class=\"luna-card__block\"><h4 class=\"aligncenter\">Track using a tracking number<\/h4><p>Check your receipt for a highlighted number that may be called a:<\/p><ul><li>reference number<\/li><li>tracking number<\/li><li>confirmation number<\/li><\/ul><p>Input this website on the transfer company\u2019s website, give it to a customer service representative on the phone or provide it at an agent location to track your transfer.<\/p><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><div class=\"luna-card__block\"><h4 class=\"aligncenter\">Track without a tracking number<\/h4><p>Some services in the UK, typically those that operate entirely online, require you to track through your order history instead of through a tracking number. To do so:<\/p><ol><li>Log in to your account<\/li><li>Navigate to your <strong>order history<\/strong><\/li><li>Look for order details, including specific details on arrival time and any occurring delays.<\/li><\/ol><\/div><\/article><\/div><\/div><h3>How can I keep my international money transfer safe?<\/h3><p>Sending money abroad can be risky if you don\u2019t take the right precautions. Keep your international money transfers safe by only transferring money through licensed money transfer services. Ensure you have the correct details on hand before sending a transfer \u2014 and never send transfers to people you do not trust. This way, you\u2019re less likely to fall prey to international money transfer scams. Lastly, always remember to keep your transfer reference number on hand so that you can track the progress of your transfers. If you notice anything suspicious, contact your provider immediately.<br><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\">Compare money transfer services<\/a><\/p><h3>What happens if I entered the incorrect information for my transaction?<\/h3><p>If you enter incorrect information for your money transfer, you typically have two options to consider: change the recipient\u2019s information or cancel the money transfer.<\/p><h4>Can I change my recipient\u2019s information if I entered it incorrectly?<\/h4><p>Unfortunately, you\u2019ll find that changing your recipient\u2019s name or address is trickier after you\u2019ve initiated a transfer. But if you haven\u2019t entered your recipient\u2019s details correctly, they may not be able to receive their funds at all. If you\u2019ve found an error with your recipient\u2019s information, call, visit or live chat with your provider immediately.<\/p><p>Keep any confirmation number or receipt handy to help in pulling up your transfer. Your provider should be able to correct or modify your recipient\u2019s details for you, even if it means adding a few more days to your delivery window as the system updates. If you\u2019ve discovered the error outside business hours, try logging in to your account \u2014 you may be able to make the changes yourself if your transfer isn\u2019t yet complete.<\/p><h4>Can I cancel a money transfer?<\/h4><p>Nearly all banks and money transfer providers offer some way of cancelling your transaction after you\u2019ve set it in motion \u2014 especially if your money hasn\u2019t yet been delivered. Simply call or visit \u2014 in person or online \u2014 the provider you used to send your transfer.<\/p><p>If you\u2019re able to cancel your money transfer, you should see a refund for the total you paid for it. In the rare case, a provider may deduct a cancellation fee from your refund \u2014 which might be another factor to weigh when choosing the company you ultimately go with.<\/p><p>If your transfer is not yet picked up or deposited into your recipient\u2019s account, you may be able to log in to your account to cancel the transfer yourself. Otherwise, call, visit or live chat with your provider to discuss its refund process and how much you can expect to get back.<\/p><div style=\"text-align: center;\"><a class=\"btn btn-masthead btn-success scroll\" href=\"#compare\">Compare money transfer services now<\/a><\/div><h3 id=\"faq\" class=\"header-section\">Frequently asked questions<\/h3><div itemscope=\"\" itemtype=\"https:\/\/schema.org\/FAQPage\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h4 itemprop=\"name\">What is an MTCN?<\/h4><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Every brand wants points for originality \u2014 and money transfer providers are no exception. An MTCN is what Western Union calls its transfer confirmation number. It stands for Money Transfer Control Number, a unique reference number assigned to your specific transfer. If you\u2019ve ordered a cash pickup, your recipient will need to submit the MTCN for Western Union to release your funds.<\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h4 itemprop=\"name\">Can I track a money transfer using a SWIFT code?<\/h4><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Yes. If your transfer isn\u2019t delivered within the window you were promised, you can request a trace on your transaction using the bank\u2019s SWIFT code. A SWIFT code is an ID that banks use when sending wire transfers. With this number, your bank can determine whether the deposit is on hold or in progress.<\/p><p>How can \u201con hold\u201d be an option? One drawback of SWIFT transfers is that banks can hold on to your money until they\u2019re able to get an exchange rate that better favours their bottom line. If your money needs to reach your recipient by a specific deadline, be sure to specify that exact date or time to avoid any bank delay.<\/p><p>Sometimes you\u2019ll need to know your IBAN \u2014 International Bank Account Number \u2014 for international money transfer tracking. This number identifies your bank account, your bank and your country to make international transfers faster. Transfers to and from the European Union often use an IBAN, so be prepared to use it when transferring money to and from the EU.<\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h4 itemprop=\"name\">What happens if I lose my tracking number?<\/h4><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>If you lose your money transfer tracking number, you should contact your provider immediately. In most cases, they will be able to provide you with a new tracking number if they verify that you are indeed the sender.<\/p><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>How do you know if your international money transfer made it safely? Learn how to track or cancel, and find out what your rights are when it comes to sending money.<\/p>\n","protected":false},"author":141,"featured_media":307457,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[13],"tags":[],"asset_tag":[],"class_list":["post-307430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-international-money-transfers"],"apple_news_notices":[],"yoast_head":"<!-- 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