{"id":291772,"date":"2020-03-05T17:12:20","date_gmt":"2020-03-05T17:12:20","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=291772"},"modified":"2026-03-25T16:13:55","modified_gmt":"2026-03-25T16:13:55","slug":"interactive-investor","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/interactive-investor","title":{"rendered":"interactive investor (ii) review 2026"},"content":{"rendered":"<style>\n#user-review-promo { display: none; position: fixed; height: 100vh; width: 100vw; background: rgba(255, 255, 255, 1); top: 0; left: 0; z-index: 79; }\n#user-review-promo-content { position: absolute; top: 50%; transform: translate(-50%, -50%); padding: 10px; max-width: 40em; text-align: center; left: 50%; width: 100%; }\n#user-review-promo-element { font-size: 1.2em; }\n#user-review-promo-rating-stars { display: flex; flex-direction: row-reverse; justify-content: center; font-size: 2em; color: #9e9e9e; }\n#user-review-promo-rating-stars span { font-size: 2.3rem; 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}\n.lds-facebook div:nth-child(1) { left: 8px; animation-delay: -0.24s; }\n.lds-facebook div:nth-child(2) { left: 32px; animation-delay: -0.12s; }\n.lds-facebook div:nth-child(3) { left: 56px; animation-delay: 0; }\n@keyframes lds-facebook { 0% { top: 8px; height: 64px; } 50%, 100% { top: 24px; height: 32px; } }\n<\/style>\n\n\n\n<div id=\"user-review-promo\">\n<div id=\"user-review-promo-content\">\n<div id=\"user-review-promo-close\" style=\"display: none\">x<\/div>\n\n<div id=\"review-loader\" class=\"lds-facebook\"><div><\/div><div><\/div><div><\/div><\/div>\n\n<div id=\"user-review-promo-core\">\n<img decoding=\"async\" id=\"user-review-promo-img\" src=\"\" style=\"max-width: 200px;\" loading=\"lazy\">\n<p class=\"u-italic text-xxx-large\">Leave a review<\/p>\n<p id=\"user-review-promo-copy\" class=\"u-border--b u-border--normal u-border--solid has-padding-bottom-small\"><\/p>\n\n<div id=\"user-review-promo-element\" class=\"has-margin-small\">\n<div id=\"user-review-promo-rating\">\n<div id=\"user-review-promo-rating-copy\"><\/div>\n<div id=\"user-review-promo-rating-stars\">\n<span id=\"star1\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"5\">\u2605<\/span>\n<span id=\"star2\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"4\">\u2605<\/span>\n<span id=\"star3\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"3\">\u2605<\/span>\n<span id=\"star4\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"2\">\u2605<\/span>\n<span id=\"star5\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"1\">\u2605<\/span>\n<\/div>\n<\/div>\n<div id=\"user-review-promo-review\">\n<p class=\"has-margin-bottom-xsmall\">Your review<\/p>\n<p id=\"user-review-promo-review-description\" style=\"font-size: .8em;\"><\/p>\n<textarea id=\"user-review-promo-review-text\" class=\"luna-input review\" style=\"width: 100%; min-height: 100px;\"><\/textarea>\n<\/div>\n<div id=\"user-review-promo-user\">\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Your Name<\/label><input id=\"user-review-promo-name\" class=\"luna-input\" type=\"text\" placeholder=\"Your Name (Required)\" required=\"\" style=\"width: 100%\"><\/div><\/div>\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Email<\/label><input id=\"user-review-promo-email\" class=\"luna-input\" type=\"text\" placeholder=\"Your Email (Required)\" required=\"\" style=\"width: 100%;\"><div id=\"user-promo-email-field-error\" style=\"font-size: .8em; margin-top: .5em; margin-bottom: 0\"><\/div><\/div><\/div>\n<div id=\"optin\" class=\"luna-form__group text-left\"><div class=\"luna-form__field\"><div class=\"luna-form__selectionGroup\"><div class=\"luna-form__selection\"><input class=\"luna-checkbox\" type=\"checkbox\" id=\"check-1c\" name=\"checkGroup\" aria-describedby=\"check-error-1c\"><label class=\"luna-label\" for=\"check-1c\">\n<div style=\"font-size: 18px;\">Sign up for expert money tips + the chance to win \u00a3400!<\/div>\n<div style=\"font-size: 14px;\">By signing up you agree to receive emails from Finder and to the <a href=\"https:\/\/www.finder.com\/uk\/privacy-policy\">privacy policy<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\">terms &amp; conditions<\/a>.<\/div><\/label><\/div><\/div><\/div><\/div>\n<\/div>\n<button id=\"user-review-promo-btn\" class=\"luna-button luna-button--success luna-button--fluid\" type=\"submit\">Next<\/button>\n\n<div id=\"user-review-promo-members\">\n\n          \n<p id=\"user-review-partner-return\" style=\"font-size: .9em; display: none\">\n<\/p><div class=\"has-margin-bottom-small\">Thanks for your review.<\/div>\n<a href=\"https:\/\/www.ii.co.uk\/\" class=\"luna-button luna-button--primary\">Return to interactive investor (ii)<\/a>\n\n                \n<\/div>\n<\/div>\n\n<p>Read Terms and Conditions <a href=\"\/uk\/terms-of-use\">here<\/a><\/p>\n\n<\/div>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<script>\n\n\n\n\nfunction isEmail(email) {\nvar regex = \/^(([^<>()\\[\\]\\\\.,;:\\s@\"]+(\\.[^<>()\\[\\]\\\\.,;:\\s@\"]+)*)|(\".+\"))@((\\[[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}])|(([a-zA-Z\\-0-9]+\\.)+[a-zA-Z]{2,}))$\/;\nreturn regex.test(email);\n}\n\n\n\n\nlet params = new URLSearchParams(window.location.search);\nlet reviewCheck = params.get('review');\nlet optinCheck = params.get('optin');\nlet sessionData = sessionStorage.getItem( window.location.href.split('?')[0] );\nif (reviewCheck == 1) {\ndocument.getElementById(\"user-review-promo\").style.display = \"block\";\ndocument.body.style.overflow = \"hidden\";\n}\nif (optinCheck == 0) {\ndocument.getElementById(\"optin\").style.display = \"none\";\n}\n\n\n\n\nwindow.addEventListener('load', function () {\nconst user_review_step = params.get('step');\n\n\n\n\ndocument.addEventListener(\"DOMContentLoaded\", function(event) {\nvar currentCookie = {};\ndocument.cookie.replace(\/([^=;]+)=([^;]*)\/gi, function(m,key,value) {currentCookie[key.replace(\/(^s+|s+$)\/g,'')] = value.replace(\/(^s+|s+$)\/g,'');});\n});\n\n\n\n\nlet user_review_rating = 5;\nlet user_review_name = '';\nlet user_review_description = '';\nlet user_review_email = '';\nlet user_review_screen = 0;\nif (reviewCheck == 1 || sessionData == 1) {\n\nconsole.log(\"Showing user review\");\n$(\"#user-review-promo\").css(\"display\", \"block\");\n$(\"body\").css(\"overflow\", \"hidden\");\n$(\"#review-loader\").css(\"display\", \"none\");\n$(\"#user-review-promo-core\").css(\"display\", \"block\");\nconst user_review_url = '\/wp-json\/finder\/v1\/user-reviews\/reviews';\nconst user_review_data_json = (document.getElementById(\"user-ratings\").dataset.summary);\nconst user_review_data = JSON.parse(user_review_data_json);\n\n\n\n\n$(\"#user-review-promo-rating-copy\").html(\"How would you rate interactive investor (ii)?\");\n$(\"#user-review-promo-copy\").html(\"Used interactive investor (ii)? 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}\nwindow.ga('send', 'event', 'ukfin email signup floater', 'signed up', null, undefined, { nonInteraction: false });\n}\n\n\n<\/script><h2 id=\"section_heading_be6dd79953\" class=\"section-heading\">\n            How we rated interactive investor's investment features\n    <\/h2>\n<table id=\"best\" class=\"luna-table\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Feature<\/th><th scope=\"col\">Rating<\/th><th scope=\"col\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Fees<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--standard\">\n<span class=\"score__value\">6.8<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--standard\">\nStandard\n<\/span>\n<\/span>\n\n<\/td><td>interactive investor has reduced many of its fees, but some are still high compared to competitors.<\/td><\/tr><tr><th scope=\"row\">Investment choice<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.1<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>It offers a huge range of investments and plenty of asset types.<\/td><\/tr><tr><th scope=\"row\">Safety and security<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>interactive investor offers one of the most secure and safe places for people to invest.<\/td><\/tr><tr><th scope=\"row\">Account types and products<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.2<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>The platform offers just about every type of account that you could need.<\/td><\/tr><tr><th scope=\"row\">Ease of use<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.9<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><td>interactive investor offers a well-rounded investing experience.<\/td><\/tr><tr><th scope=\"row\">Tools, resources and features<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>interactive investor offers a wide choice of tools and resources, even a social aspect.<\/td><\/tr><\/tbody><\/table><p>If you\u2019re looking for a one-stop shop for all your investing needs, we think interactive investor is definitely worth checking out. However, it\u2019s not a perfect platform. In our interactive investor review, we take a look at the costs, investment options, the plans available, and the types of accounts you can use.<\/p><h3>What is interactive investor?<\/h3><p>Launched in 1995, interactive investor (yes, that\u2019s intentionally all lower case, sometimes referred to as \u201cii\u201d) is an online investment service offering a range of different investment plans, all with flat fees. As of May 2022, the company became part of abrdn (again, all lower case), but still operates as an individually regulated entity.<\/p><p>It has more than 400,000 customers and plenty of investment products available, over 40,000. So, you\u2019ll have the opportunity to invest in just about every type of asset you can think of. From the ever popular stocks and shares to the more niche options like venture capital trusts (VCTs) and <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/what-is-a-gilt\">gilts<\/a>.<\/p><h2 id=\"section_heading_0615d8fc56\" class=\"section-heading\">\n            How does interactive investor work?\n    <\/h2>\n<p>For a flat fee starting at \u00a35.99 per month, interactive investor takes care of your assets and gives you a range of investing options and accounts. Exactly what you get depends on which plan you choose (we\u2019ll cover all the plans shortly).<\/p><p>A big bonus is that you don\u2019t have to pay additional fees if you want to have more than one type of account with interactive investor. So you can have a general investment account (trading account), a <a href=\"https:\/\/www.finder.com\/uk\/stocks-and-shares-isas\">stocks and shares ISA<\/a>, a <a href=\"https:\/\/www.finder.com\/uk\/pensions\/self-invested-personal-pensions\">self-invested personal pension (SIPP)<\/a>, and a <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/junior-stocks-and-shares-isas\">Junior ISA (JISA)<\/a> \u2013 all for one flat fee. Although, the JISA isn\u2019t included with the cheapest Core plan.<\/p><div class=\"eeQuote box u-rounded--lg source-finder type-experience\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 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transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Hands-on test: I tried out interactive investor's desktop platform and mobile app<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"I like that the sign up process for interactive investor (ii) is clear and straightforward, and these traits translate over to its desktop investing platform and mobile trading app. Personally, I prefer its desktop platform, which has a better integration of all the tools, features and research on offer from ii, whereas the mobile app is more simplistic. Overall, it does a brilliant job of providing loads of investments and features, but presenting everything in a way that makes it a painless process to invest and manage a portfolio.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                                                <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/georgesweeney\" itemprop=\"url\" target=\"_blank\">\n                        George Sweeney, DipFA\n                                            <\/a>\n                                                    <div class=\"eeQuote__authorTitle\">Deputy editor<\/div>\n                                    <\/div>\n    <\/div>\n<\/div>\n<h2 id=\"section_heading_57d72910df\" class=\"section-heading\">\n            interactive investor fees\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Fees score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--standard\">\n<span class=\"score__value\">6.8<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--standard\">\nStandard\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Platform fee<\/th><td>\u00a35.99\/month Core plan<br>\u00a314.99\/month Plus plan<br>\u00a339.99\/month Premium plan<\/td><\/tr><tr><th scope=\"row\">UK shares<\/th><td>\u00a33.99 Core<br>\u00a32.99 Premium<\/td><\/tr><tr><th scope=\"row\">US stocks<\/th><td>\u00a33.99 Core<br>\u00a32.99 Premium<\/td><\/tr><tr><th scope=\"row\">International shares<\/th><td>\u00a39.99 Core<br>\u00a37.99 Plus<br>\u00a35.99 Premium<\/td><\/tr><tr><th scope=\"row\">Funds\/ETFs<\/th><td>\u00a33.99 Core<br>\u00a31.49 Plus<br>\u00a30 Premium<\/td><\/tr><tr><th scope=\"row\">Foreign exchange (FX) fee<\/th><td>0.75% Core<br>0.75% (below \u00a350k)\/0.25% (above \u00a350k) Plus<br>0.25% Premium<\/td><\/tr><tr><th scope=\"row\">Phone dealing<\/th><td>\u00a349<\/td><\/tr><tr><th scope=\"row\">Regular investing<\/th><td>Yes (from \u00a325\/month and means no commission)<\/td><\/tr><tr><th scope=\"row\">Withdrawal\/deposit fee<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Inactivity fee<\/th><td>\u00a30<\/td><\/tr><\/tbody><\/table><p>interactive investor has a fairly complicated fee structure to go with its comprehensive platform, so bear with us as we relay everything to you. <\/p><p>The first thing to understand is that ii has 3 subscription plans and which one you pick can impact your investing costs. The flat monthly fee structure can work out cheaper if you have a larger portfolio (although there\u2019s a \u00a3100,000 portfolio limit for the Core plan).<\/p><h2 id=\"section_heading_4bed0324a7\" class=\"section-heading\">\n            interactive investor plans\n    <\/h2>\n<p>Altogether, there are 3 plans available with interactive investor and you can choose one that suits you:<\/p><ul><li>Core<\/li><li>Plus<\/li><li>Premium<\/li><\/ul><p>Here\u2019s the main differences between each of interactive investor\u2019s plans:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th scope=\"col\"><\/th><th scope=\"col\">Core<\/th><th scope=\"col\">Plus<\/th><th scope=\"col\">Premium<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Monthly cost<\/th><td data-title=\"Core\">\u00a35.99<\/td><td data-title=\"Plus\">\u00a314.99<\/td><td data-title=\"Premium\">\u00a339.99<\/td><\/tr><tr><th scope=\"row\">Free trades<\/th><td data-title=\"Core\">0 free trades<\/td><td data-title=\"Plus\">1 free trade each month<\/td><td data-title=\"Premium\">2 free trades each month<\/td><\/tr><tr><th scope=\"row\">Junior ISA (JISA<\/th><td data-title=\"Core\">0<\/td><td data-title=\"Plus\">Free JISAs for all children<\/td><td data-title=\"Premium\">Free JISAs for all children<\/td><\/tr><tr><th scope=\"row\">Friends and family<\/th><td data-title=\"Core\">0<\/td><td data-title=\"Plus\">5 free members<\/td><td data-title=\"Premium\">Unlimited free members<\/td><\/tr><tr><th scope=\"row\">Additional information<\/th><td data-title=\"Core\">The cheapest plan available, you can only invest up to \u00a3100,000 but have full access to the ii platform and investments. You get a stocks and shares ISA, SIPP, and a GIA, but no JISA.<\/td><td data-title=\"Plus\">The most popular plan available. You get 1 free trade per month, no upper limit on your portfolio balance, free JISAs. You also get everything from Core like a stocks and shares ISA, a GIA, plus a JISA.<\/td><td data-title=\"Premium\">Designed for upper echelon investors with money to spare, this plan has cheaper commissions for additional trades each month (after your 2 free trades). You get all the benefits and features of the other plans plus unlimited friends and family accounts.<\/td><\/tr><\/tbody><\/table><p>ii\u2019s trading commissions are better than they once were, but they\u2019re still not the cheapest at \u00a33.99 for most investments. One major bonus is that the Plus and Premium plans allow you one or two free trade each month respectively. These plans also come with reduced commissions for some types of investments. Also, if you use the regular investing feature (from \u00a325\/month), this removes any commission for your investment. So, if you\u2019re smart about it, you can squeeze some value out of the platform.<\/p><h4>Other interactive investor fees<\/h4><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Buying or selling UK shares over the value of \u00a3100,000<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Trade value<\/th><th scope=\"col\">Cost<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Over \u00a3100,000<\/th><td>\u00a340<\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Buying or selling US shares over the value of \u00a3100,000<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Trade value<\/th><th scope=\"col\">Cost<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Over \u00a3100,000<\/th><td>0.04% of trade value<\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Buying or selling other international shares over the value of \u00a325,000<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Trade value<\/th><th scope=\"col\">Cost<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Over \u00a325,000<\/th><td>0.1% of trade value<\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Withdrawing cash<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Cash withdrawals are free for sterling and euro withdrawals, unless you require an urgent bank transfer in which case it is \u00a315 (for sterling the cost is \u00a325 if you are withdrawing over \u00a3100,000).<\/p><p>All other currencies are detailed below.<\/p><table class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Currency<\/th><th scope=\"col\">Withdrawal charge<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">US dollar<\/th><td>US$35<\/td><\/tr><tr><th scope=\"row\">Canadian dollar<\/th><td>CAD$45<\/td><\/tr><tr><th scope=\"row\">Australian dollar<\/th><td>AUD$45<\/td><\/tr><tr><th scope=\"row\">Singapore dollar<\/th><td>SGD$50<\/td><\/tr><tr><th scope=\"row\">Hong Kong dollar<\/th><td>HKD$250<\/td><\/tr><tr><th scope=\"row\">Swiss franc<\/th><td>CHF35<\/td><\/tr><tr><th scope=\"row\">Swedish krona<\/th><td>Kr250<\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Admin charges<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Service<\/th><th scope=\"col\">Fee<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Transfer investments from another provider<\/th><td>Free<\/td><\/tr><tr><th scope=\"row\">Deposit a share certificate<\/th><td>Free<\/td><\/tr><tr><th scope=\"row\">Holding funds<\/th><td data-title=\"Fee\">Free<\/td><\/tr><tr><th scope=\"row\">Transferring investments to another provider<\/th><td>Free<\/td><\/tr><tr><th scope=\"row\">Share certificate withdrawal<\/th><td>\u00a335 + VAT per certificate<\/td><\/tr><tr><th scope=\"row\">Failed payments (e.g. bounced payments and failed direct debits)<\/th><td data-title=\"Fee\">\u00a325<\/td><\/tr><tr><th scope=\"row\">Late settlement<\/th><td data-title=\"Fee\">\u00a325 or currency equivalent + 15% above Bank of England Base Rate<\/td><\/tr><tr><th scope=\"row\">Sell out fee (due to non payment)<\/th><td data-title=\"Fee\">\u00a340 + trading commission<\/td><\/tr><tr><th scope=\"row\">Paper documents<\/th><td data-title=\"Fee\">\u00a33 + VAT per document<\/td><\/tr><tr><th scope=\"row\">Contract notes sent by post<\/th><td data-title=\"Fee\">\u00a31.50 + VAT per document<\/td><\/tr><tr><th scope=\"row\">Registered post<\/th><td data-title=\"Fee\">\u00a310<\/td><\/tr><tr><th scope=\"row\">Valuation of holdings for probate<\/th><td data-title=\"Fee\">\u00a310 + VAT per line of stock<\/td><\/tr><tr><th scope=\"row\">VCTs processing charge<\/th><td data-title=\"Fee\">\u00a330 per application<\/td><\/tr><tr><th scope=\"row\">CREST personal membership account fee<\/th><td data-title=\"Fee\">\u00a34.99 + VAT per month<\/td><\/tr><tr><th scope=\"row\">Non UK resident<\/th><td data-title=\"Fee\">\u00a34 per month<\/td><\/tr><tr><th scope=\"row\">Non-personal accounts (such as company accounts and trust accounts)<\/th><td data-title=\"Fee\">\u00a330 per month<\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">SIPP fees<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Service<\/th><th scope=\"col\">Fee<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td data-title=\"Service\">Set-up<\/td><td data-title=\"Fee\">Free<\/td><\/tr><tr><td data-title=\"Service\">Transfers in<\/td><td data-title=\"Fee\">Free<\/td><\/tr><tr><td data-title=\"Service\">SIPP fee<\/td><td data-title=\"Fee\">\u00a35.99 per month until portfolio reaches \u00a350,000 and then \u00a312.99 per month (in addition to service plan charge)<\/td><\/tr><tr><td data-title=\"Service\">Transfer to another pension provider (UK)<\/td><td data-title=\"Fee\">Free<\/td><\/tr><tr><td data-title=\"Service\">Transfer to another pension provider (overseas)<\/td><td data-title=\"Fee\">\u00a3500 + VAT<\/td><\/tr><tr><td data-title=\"Service\">Pension sharing on divorce<\/td><td data-title=\"Fee\">\u00a3300 + VAT<\/td><\/tr><tr><td data-title=\"Service\">Closing your SIPP<\/td><td data-title=\"Fee\">Free<\/td><\/tr><tr><td data-title=\"Service\">Payment of death benefits<\/td><td data-title=\"Fee\">Based on time spend and complexity \u2013 typically between \u00a3200 and \u00a3500 + VAT<\/td><\/tr><tr><td data-title=\"Service\">Pension drawdown fee<\/td><td data-title=\"Fee\">\u00a310 per month (in addition to SIPP fee)<\/td><\/tr><tr><td data-title=\"Service\">Single payment outside monthly payment date<\/td><td data-title=\"Fee\">Free<\/td><\/tr><tr><td data-title=\"Service\">Changing between flexi-access and capped drawdown<\/td><td data-title=\"Fee\">Free<\/td><\/tr><tr><td data-title=\"Service\">Additional amount allocated to capped drawdown<\/td><td data-title=\"Fee\">Free<\/td><\/tr><tr><td data-title=\"Service\">Review of capped income drawdown<\/td><td data-title=\"Fee\">\u00a350 + VAT<\/td><\/tr><tr><td data-title=\"Service\">Uncrystallised funds pension lump sum<\/td><td data-title=\"Fee\">\u00a350 + VAT<\/td><\/tr><tr><td data-title=\"Service\">Small pots<\/td><td data-title=\"Fee\">\u00a350 +VAT<\/td><\/tr><tr><td data-title=\"Service\">Annuity purchase<\/td><td data-title=\"Fee\">\u00a375 + VAT per transfer<\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">Government charges<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Service<\/th><th scope=\"col\">Fee<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td data-title=\"Service\">UK Stamp Duty<\/td><td data-title=\"Fee\">0.5%<\/td><\/tr><tr><td data-title=\"Service\">Irish Stamp Duty<\/td><td data-title=\"Fee\">1%<\/td><\/tr><tr><td data-title=\"Service\">UK PTM levy<\/td><td data-title=\"Fee\">\u00a31<\/td><\/tr><tr><td data-title=\"Service\">ITP levy<\/td><td data-title=\"Fee\">\u20ac1.25<\/td><\/tr><tr><td data-title=\"Service\">Hong Kong transaction levy<\/td><td data-title=\"Fee\">0.0027%<\/td><\/tr><tr><td data-title=\"Service\">Hong Kong trading fee<\/td><td data-title=\"Fee\">0.005%<\/td><\/tr><tr><td data-title=\"Service\">Hong Kong Stamp Duty<\/td><td data-title=\"Fee\">0.1%<\/td><\/tr><tr><td data-title=\"Service\">Singapore clearing fee<\/td><td data-title=\"Fee\">0.0325%<\/td><\/tr><tr><td data-title=\"Service\">French Financial Transaction Tax<\/td><td data-title=\"Fee\">0.3%<\/td><\/tr><tr><td data-title=\"Service\">Italian Financial Transaction Tax<\/td><td data-title=\"Fee\">0.1%<\/td><\/tr><tr><td data-title=\"Service\">Spanish Financial Transaction Tax<\/td><td data-title=\"Fee\">0.2%<\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><h2 id=\"section_heading_590a90bc5b\" class=\"section-heading\">\n            interactive investor investment choice and stocks\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Investment choice score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.1<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Asset options<\/th><td>5+<\/td><\/tr><tr><th scope=\"row\">Markets<\/th><td>7+<\/td><\/tr><tr><th scope=\"row\">Number of investments<\/th><td>40,000+<\/td><\/tr><tr><th scope=\"row\">Number of ETFs\/funds<\/th><td>4,000+<\/td><\/tr><tr><th scope=\"row\">Fractional shares<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Minimum deposit<\/th><td>\u00a30 (\u00a325\/month for regular investing)<\/td><\/tr><tr><th scope=\"row\">Minimum investment<\/th><td>\u00a31 (must be at least one full share)<\/td><\/tr><\/tbody><\/table><p>interactive investor has thousands of options when you\u2019re choosing the companies to invest in. There are more than 40,000 UK, US and international shares \u2013 from 17 global exchanges.<\/p><p>On top of this, there\u2019s also over 3,000 funds to choose from, alongside <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/exchange-traded-funds-etfs\">exchange-traded funds (ETFs)<\/a>, bonds, gilts and VCTs. The only blemish on ii\u2019s investment choice resume is the lack of <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/fractional-shares\">fractional shares<\/a>.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">Stocks and shares<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>A share is an investment in a company, which can offer the potential for returns through capital growth or dividends.<\/p><ul class=\"list-1\"><li>No set-up fees or percentage-based custody charges.<\/li><li>Get interactive investor\u2019s lowest share dealing rate when using the Investor or Super Investor plans.<\/li><li>Use its mobile app to trade on the move.<\/li><li>Buy and sell shares in the UK, US, Canada, Germany, Australia, Hong Kong and elsewhere.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">Unit trusts and OEICs<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Unit trusts and open-ended investment companies (OEICs) are a collective investment.<\/p><ul class=\"list-1\"><li>Pool your money with other investors to invest more efficiently in bond and stock markets.<\/li><li>Open-ended funds are where more shares are issued each time someone invests, and then sold when they exit.<\/li><li>You may be charged an up-front fee and then ongoing annual management charges.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">Investment trusts<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Choose an investment trust that aligns itself with your goals, investing strategy, and risk appetite.<\/p><ul class=\"list-1\"><li>Purchasing a share in an investment trusts means expert management of your investment.<\/li><li>Free regular investing.<\/li><li>Use its \u201cQuickrank Tool\u201d to find information, performance data and statistics about all 600+ of its investment trusts.<\/li><li>Build your holdings by making investments from as little as \u00a325 per month and avoid the hassle of deciding on the best time to buy.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000010\" data-toggle=\"collapse\" data-target=\"#accordion0000000010\">\n        <span class=\"luna-accordion__title\">Exchange-traded funds (ETFs)<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000010\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>These are collective funds traded on the stock exchange.<\/p><ul class=\"list-1\"><li>Bought and sold in the same way as normal shares, but you won\u2019t have to pay stamp duty as this has already been paid on the underlying investments held by the ETF.<\/li><li>You will need to pay tax on profits made from investment in an ETF unless you hold it in an ISA.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000011\" data-toggle=\"collapse\" data-target=\"#accordion0000000011\">\n        <span class=\"luna-accordion__title\">Bonds and gilts<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000011\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>These are typically low-risk fixed income investments.<\/p><ul class=\"list-1\"><li>Corporate bonds are issued by companies, and gilts are bonds issued by the British government.<\/li><li>There are various types of gilts but most will typically pay a fixed coupon biannually and mature on a set date in the future.<\/li><li>All gilts and some corporate bonds are exempt from capital gains tax (CGT). However, you\u2019ll still be liable to pay income tax on interest you earn, unless your bonds are held in an ISA.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000012\" data-toggle=\"collapse\" data-target=\"#accordion0000000012\">\n        <span class=\"luna-accordion__title\">New issues and IPOs<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000012\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>These are investments available to the public before they trade on the open market.<\/p><ul class=\"list-1\"><li>Introduced by companies to expand business, raise capital, pay down debt and finance other activities.<\/li><li>You won\u2019t have to pay commission on your investment.<\/li><li>Exclusive IPOs available to interactive investor.<\/li><li>Get access to the best deals from private company offers to investment trusts.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000013\" data-toggle=\"collapse\" data-target=\"#accordion0000000013\">\n        <span class=\"luna-accordion__title\">Values-based investing<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000013\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>This is investment that takes into consideration ethical, environmental, social and governance values as well as their potential financial returns.<\/p><ul class=\"list-1\"><li>Invest in projects that deliver positive change.<\/li><li>Incorporates a range of strategies from listed equity funds through to private equity investments.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h2 id=\"section_heading_b4a74faf3f\" class=\"section-heading\">\n            Is interactive investor safe?\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Safety and security score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Biometric login\/2FA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FCA regulated<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FSCS protection<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">SSL certificate<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Public company<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>interactive investor is a secure company that has been managing investments since 1995. The company is regulated by the Financial Conduct Authority (FCA).<\/p><p>Your deposits are covered by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme<\/a> (FSCS) protection up to the value of \u00a3120,000 if interactive investor were to go bust. This does not cover your money in the event that your investments go down in value.<\/p><p>interactive investor offers features like 128-bit SSL encryption, constant system monitoring, and biometric login provide some peace of mind, but, you can also draw comfort from the fact that ii has been around for over 30 years and is now part of a publicly traded FTSE 250 firm, <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/finance-stocks\/buy-abrdn-shares\">abrdn (ABDN)<\/a>.<\/p><p>Although as always when you invest, <a href=\"https:\/\/www.finder.com\/uk\/investment-risk\">your capital is at risk<\/a>.<\/p><h2 id=\"section_heading_908fceba2c\" class=\"section-heading\">\n            interactive investor account types and products\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Account types and products score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.2<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">General investment account (GIA)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Stock and shares ISA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Self-invested personal pension (SIPP)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Lifetime ISA (LISA)<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Junior ISA (JISA)\/Junior SIPP (JSIPP)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Business Account<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Interest on cash balances<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>interactive investor has 8 different account types and products available, including:<\/p><ul><li>Stocks and shares ISA<\/li><li>Trading account (GIA)<\/li><li>Self-invested personal pension (SIPP)<\/li><li>Junior ISA (JISA)<\/li><li>Joint trading account<\/li><li>Cash savings<\/li><li>Company account<\/li><li>Multi-currency account<\/li><\/ul><h2 id=\"section_heading_ecd64fd24a\" class=\"section-heading\">\n            interactive investor general investment account\n    <\/h2>\n<p>interactive investor\u2019s general investment options, such as the trading account, joint trading account and company account, allow you to invest without an upper limit (unless you\u2019re on the Core plan which has a \u00a3100,000 limit).<\/p><p><strong>Key features include:<\/strong><\/p><ul><li>You can withdraw your money whenever you like<\/li><li>40,000 UK and global stocks to choose from<\/li><\/ul><p>You can manage your money in up to 9 currencies. It\u2019s worth noting that you may need to pay capital gains or dividend tax on your profits. Generally, you would use your ISA allowance before trading in a general investment account.<\/p><p>If you invest in a general investment account, you could be subject to capital gains tax. This is a tax that you have to pay on any gains over \u00a33,000 in each tax year. You also have to pay tax on any dividends once you reach your \u00a31,000 yearly allowance.<\/p><h2 id=\"section_heading_fecd83ea29\" class=\"section-heading\">\n            interactive investor ISAs\n    <\/h2>\n<p>interactive investor\u2019s ISAs (including the stocks and shares ISA and the JISA), allow you to invest up to your yearly allowances. This is \u00a320,000 in the 2026\/2027 tax year) for your investment ISA and then the JISA allowance for 2026\/2027 tax year is \u00a39,000.<\/p><p><strong>Key features of the interactive investor ISA include:<\/strong><\/p><ul><li>You can use your whole ISA allowance<\/li><li>Flat subscription fees<\/li><li>No withdrawal penalties<\/li><li>Tax efficiency (gains are protected from UK tax)<\/li><li>Generates impartial intelligence daily to help you make decisions<\/li><li>You choose your own investments \u2013 if you want some help then the interactive investor\u2019s investment experts provide <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/ready-made-investment-portfolios\">ready-made portfolios<\/a> and fund recommendations<\/li><\/ul><h2 id=\"section_heading_21604f563b\" class=\"section-heading\">\n            interactive investor SIPP\n    <\/h2>\n<p>interactive investor\u2019s <a href=\"https:\/\/www.finder.com\/uk\/pensions\/self-invested-personal-pensions\">self-invested personal pension<\/a> allows you to invest for retirement with the benefit of tax relief on your contributions. It\u2019s suitable for experienced investors who are happy to make their own investment decisions for retirement. Your pension is locked until you turn 55 (rising to 57 in 2028) after which you have several drawdown options.<\/p><p>The ii SIPP structure is now slightly different. You get a SIPP inlcuded with all plans, but if your total portfolio balance across all accounts is more than \u00a3100,000, you\u2019re forced to upgrade from Core (\u00a35.99\/month) to Plus (\u00a314.99\/month), or even Premium if you feel the hefty price tag is worth it (\u00a339.99\/month).<\/p><p><strong>Key features include:<\/strong><\/p><ul><li>Freedom to choose and manage your own retirement portfolio<\/li><li>More than 40,000 UK and global stocks<\/li><li>Expert tips and information, including impartial information, selected funds, ready-made portfolios and newsletters<\/li><li>Invest in multiple currencies<\/li><li>Pay \u00a35.99 a month for the Core plan which includes a SIPP which you can invest up to \u00a3100,000 in.<\/li><\/ul><h2 id=\"section_heading_62c6322436\" class=\"section-heading\">\n            interactive investor ease of use\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Ease of use score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.9<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Apple iOS rating<\/th><td>4.4\/5<\/td><\/tr><tr><th scope=\"row\">Google Play rating<\/th><td>4.4\/5<\/td><\/tr><tr><th scope=\"row\">Ways to contact customer service<\/th><td>Phone, post and secure in-app messaging<\/td><\/tr><tr><th scope=\"row\">UI\/UX<\/th><td>Good<\/td><\/tr><tr><th scope=\"row\">Desktop or mobile app<\/th><td>Both<\/td><\/tr><\/tbody><\/table><p>interactive investor scored well in our ease of use assessment. We particularly like that there are a few ways to get hold of the support team.<\/p><p>On the App Store, interactive investor scores 4.4 out of 5, and similarly on Google Play it scores 4.4 out of 5 (as of February 2026). <\/p><p>With ii, you can invest on the app or on the desktop if you prefer and after a few sitewide refreshes in recent years, ii is a pleasant place to put your money to work.<\/p><h2 id=\"section_heading_cbeb329f39\" class=\"section-heading\">\n            interactive investor tools, resources and features\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Tools, resources and features<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Analysis features<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Tools for investing\/trading<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Social features<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Learning resources<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Additional Features<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>interactive investor has a wide range of investing tools and resources to match its unparalleled library of investment options. interactive investor offers things like:<\/p><p>Alongside all the investment charts and tools, ii also offers articles, ESG screening, podcasts, model portfolios, video guides and much more. On top of all the investment tools available, it also puts together some excellent research and investing inspiration for you:<\/p><ul><li><b>Quick-start funds<\/b>. interactive investor has 6 ready-made funds to get you started. There are 3 passive Vanguard LifeStrategy funds (20%, 60%, and 80% equity). Then, there are 3 actively-managed Columbia Threadneedle (CT) sustainable funds categorised by risk appetite (cautious, balanced, or growth).<\/li><li><b>ii Super 60<\/b>. This is a wide range of (you guessed it) 60 active and passive funds, investment trusts and ETFs. These have a good track record and cover a range of regions. You can choose between risk appetites and if you\u2019re not sure what to go with, there is a huge amount of information on the different options available on the website.<\/li><li><b>ii ACE 40<\/b>. A similar concept to the Super 60 except that the choices are all sustainable options.<\/li><li><b>Model Portfolios<\/b>. There are also 5 model portfolios available, 3 growth options and 2 income options.<\/li><li><b>Trading tips and ideas<\/b>. interactive investor regularly puts together inspiration, tips and ideas in the form of videos, articles, and podcasts to help you make investment decisions.<\/li><li><b>ii Community.<\/b> A recent addition to the interactive investor was \u201cii Community\u201d, a free social trading network app with public and private groups to discuss investments with like-minded investors.<\/li><\/ul><p>On the mobile app, you can trade, get quotes and manage your portfolio. Here\u2019s a quick glimpse of how it looks and some of the features are below:<img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/03\/interactive-investor-app.png\" alt=\"Image of the ii app\" width=\"647\" height=\"349\" class=\" wp-image-292196 alignright\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/03\/interactive-investor-app.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/03\/interactive-investor-app.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/03\/interactive-investor-app.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/03\/interactive-investor-app.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/03\/interactive-investor-app.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/03\/interactive-investor-app.png?fit=1941 1941w\" sizes=\"(max-width: 1941px) 100vw, 1941px\" loading=\"lazy\"><\/p><ul><li><strong>Trading.<\/strong> You can access all the investment options that are accessible on the web app.<\/li><li><strong>Orders.<\/strong> You can see the status of all of your orders and can close or cancel orders.<\/li><li><strong>Funding.<\/strong> Allows you to see summaries of your accounts and add more funds.<\/li><li><strong>Quick quotes.<\/strong> Obtain stock quotes, view price charts and save stocks for later.<\/li><li><strong>Newsfeed, watchlist and market overview.<\/strong> Helps you stay up to date with the news, have a list of stocks to keep an eye on and shows you the latest market developments.<\/li><li><strong>Security.<\/strong> It uses Face and Touch ID for a quick log-in.<\/li><\/ul>\n        \n            <h3>What do customers say about interactive investor (ii)?<\/h3>\n        <p>100% of customers we <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-trading-apps#customer-satisfaction\">surveyed<\/a> in 2026 would recommend interactive investor (ii) to a friend.<\/p>\n        <p>It is highly praised for its flat-fee structure, which users find offers excellent value, particularly for larger portfolios. Customers appreciate the wide selection of investments\u2014ranging from bonds to ETFs\u2014and the comprehensive research tools and ready-made portfolios available.<\/p>\n<p>The platform is seen as reliable, safe, and transparent. The main area for improvement highlighted by users is the website interface, which some find slightly difficult to navigate, alongside a desire for more advanced reporting tools.<\/p>\n        <p><svg width=\"18\" height=\"18\" viewbox=\"0 0 14 14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">\n<path d=\"M1.635,4.234L3.868,3.151C3.955,3.109 4.025,3.037 4.065,2.948L5.203,0.444C5.35,0.121 5.807,0.117 5.96,0.437L7.119,2.86C7.159,2.946 7.229,3.015 7.314,3.056L9.743,4.224C10.065,4.379 10.056,4.84 9.729,4.983L7.399,5.998C7.307,6.038 7.232,6.111 7.189,6.202L6.066,8.582C5.918,8.895 5.474,8.903 5.317,8.594L4.106,6.226C4.063,6.142 3.994,6.076 3.909,6.037L1.642,4.988C1.323,4.841 1.318,4.388 1.635,4.234Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path><path d=\"M8.386,11.548L9.502,11.006C9.546,10.984 9.581,10.949 9.601,10.904L10.17,9.652C10.243,9.491 10.472,9.489 10.548,9.649L11.128,10.86C11.148,10.903 11.183,10.938 11.225,10.959L12.44,11.543C12.601,11.62 12.597,11.851 12.433,11.922L11.268,12.43C11.222,12.45 11.185,12.486 11.163,12.532L10.601,13.722C10.527,13.879 10.306,13.882 10.227,13.728L9.622,12.544C9.6,12.502 9.566,12.469 9.523,12.449L8.39,11.925C8.23,11.851 8.228,11.625 8.386,11.548Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path>\n<\/svg><small><em> AI-generated summary from the text of customer reviews on Finder.<\/em><\/small><\/p>\n                                        \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                                                                                                                                                            \n            <h3 id=\"awardspanel\">interactive investor (ii) and Finder Awards<\/h3>\n        <div class=\"u-grid u-grid--alignTop has-margin-top has-margin-bottom\">\n            <div class=\"u-grid__col u-1\/4@s u-1\/5@l\" style=\"max-width: 200px;\">\n                <img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png\" alt=\"Finder Awards logo\" style=\"max-width: 100%; height: auto; display: block;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n            <\/div>\n            <div class=\"u-grid__col u-3\/4@s u-4\/5@l\">\n                                    <p>Our <a href=\"https:\/\/www.finder.com\/uk\/finderawards\">Finder Awards<\/a> celebrate brands that truly stand out in their field. interactive investor (ii) is one of these brands and has won multiple awards!<\/p>\n                    <ul>\n                                                                        <li>2026 Customer Satisfaction Award (Investing)<\/li>\n                                                                                                <li>2025 Provider of the Year Award (Large Portfolio Investing)<\/li>\n                                                                <\/ul>\n                            <\/div>\n        <\/div>\n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Who might interactive investor (ii) suit?<\/h3><p>This platform is going to be best-suited for those who want access to a wide range of investments and want a one-stop investing solution. The flat fee structure will best suit those with mid to large-sized portfolios, so you might want to start investing here once you\u2019ve learnt the basics and built up a decent portfolio. <\/p><p>It\u2019s also an excellent option as a household platform because you can include the adults and the kids, offering solid value as a package. If that\u2019s not you, why not <a href=\"https:\/\/www.finder.com\/uk\/share-trading\">compare share trading platforms<\/a> to find the right fit to match your style.<\/p><h2 id=\"section_heading_af90cef809\" class=\"section-heading\">\n            Frequently asked questions\n    <\/h2>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000014\" data-toggle=\"collapse\" data-target=\"#accordion0000000014\">\n        <span class=\"luna-accordion__title\">Does interactive investor offer investment advice?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000014\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No, interactive investor is not a financial advice service but it does offer limited guidance and education.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000015\" data-toggle=\"collapse\" data-target=\"#accordion0000000015\">\n        <span class=\"luna-accordion__title\">Do I have to pay tax on my investment profits?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000015\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You may need to pay tax on any gains you make from buying and selling shares. This depends on your personal tax band and whether you\u2019ve used any of your yearly tax-free allowances. Each of the tax-efficient accounts can shield you from most taxes but it will depend on your situation.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000016\" data-toggle=\"collapse\" data-target=\"#accordion0000000016\">\n        <span class=\"luna-accordion__title\">Is there an interactive investor app?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000016\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. The interactive investor app is available on iOS and Android.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000017\" data-toggle=\"collapse\" data-target=\"#accordion0000000017\">\n        <span class=\"luna-accordion__title\">How do I contact interactive investor?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000017\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If you\u2019re an interactive investor customer, you can use the secure message function. Just go to your account and select \u201csecure messages\u201d.<br>Email: interactivehelp@ii.co.uk<\/p><p>Telephone from the UK: 0345 607 6001<br>Phoning from overseas: +44 113 346 2309<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000018\" data-toggle=\"collapse\" data-target=\"#accordion0000000018\">\n        <span class=\"luna-accordion__title\">How do I top up my account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000018\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You can top up your account by debit card, bank transfer, internal transfer or by cheque.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000019\" data-toggle=\"collapse\" data-target=\"#accordion0000000019\">\n        <span class=\"luna-accordion__title\">What happens if interactive investor goes bust?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000019\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Up to \u00a3120,000 of your investments are covered by the Financial Services Compensation Scheme (FSCS).<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000020\" data-toggle=\"collapse\" data-target=\"#accordion0000000020\">\n        <span class=\"luna-accordion__title\">Who owns interactive investor?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000020\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>interactive investor is now owned by aberdeen.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000021\" data-toggle=\"collapse\" data-target=\"#accordion0000000021\">\n        <span class=\"luna-accordion__title\">Where are the interactive investor headquarters?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000021\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>interactive investor is based in Manchester, with offices in London and Leeds.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>We took a look at interactive investor to find out about its products, features, fees and app. Read our guide to get the full scoop about this investing platform.<\/p>\n","protected":false},"author":1273,"featured_media":291890,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[130087],"tags":[],"asset_tag":[],"class_list":["post-291772","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-share-trading-reviews"],"apple_news_notices":[],"yoast_head":"<!-- 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month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. 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