{"id":290228,"date":"2020-03-02T09:51:12","date_gmt":"2020-03-02T09:51:12","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=290228"},"modified":"2025-11-28T15:18:30","modified_gmt":"2025-11-28T15:18:30","slug":"circa5000","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/circa5000","title":{"rendered":"CIRCA5000 review"},"content":{"rendered":"<h2 id=\"section_heading_f586dfe98b\" class=\"section-heading\">\n            How we rated CIRCA5000's investment features\n    <\/h2>\n<table id=\"best\" class=\"luna-table\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Feature<\/th><th scope=\"col\">Rating<\/th><th scope=\"col\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Fees<\/th><td>4.7 <span class=\"luna-stars luna-stars__fill--95 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td>CIRCA5000 offers excellent value and is quite a cheap platform.<\/td><\/tr><tr><th scope=\"row\">Investment choice<\/th><td>2.8 <span class=\"luna-stars luna-stars__fill--55 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td>It offers a limited range of investments compared to most other platforms.<\/td><\/tr><tr><th scope=\"row\">Safety and security<\/th><td>4.6 <span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td>CIRCA5000 offers a secure and safe place for people to invest.<\/td><\/tr><tr><th scope=\"row\">Account types and products<\/th><td>4.6 <span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td>The platform has a solid range of account types with most products covered.<\/td><\/tr><tr><th scope=\"row\">Ease of use<\/th><td>4.0 <span class=\"luna-stars luna-stars__fill--80 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td>CIRCA5000 offers a well-rounded investing experience that most customers seem happy with.<\/td><\/tr><tr><th scope=\"row\">Tools, resources and features<\/th><td>1.0 <span class=\"luna-stars luna-stars__fill--20 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td>With simplicity at its core, CIRCA5000 lacks additional investing tools and resources.<\/td><\/tr><\/tbody><\/table><p>If you\u2019re keen to help make a difference in the world while trying to make money at the same time, then <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/ethical-investing\">ethical investing<\/a> might be for you. CIRCA5000 is an investment app that lets you put your money to work by investing in a range of <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/ready-made-investment-portfolios\">ready-made portfolios<\/a>. We\u2019ve compiled some of CIRCA5000\u2019s features, what you can invest in and some pros and cons of this mobile <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-trading-apps\">trading app<\/a>.<\/p><h3>What is CIRCA5000?<\/h3><p>CIRCA5000 is a digital investing platform with over 160,000 users that concentrates on ethical investing. It\u2019s got a pretty cool tagline, \u201cPeople made money ruining the world, let\u2019s make money fixing it.\u201d <\/p><h2 id=\"section_heading_3a375f1c5e\" class=\"section-heading\">\n            CIRCA5000 fees\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"col\">Fees score<\/th><td>4.7 <span class=\"luna-stars luna-stars__fill--95 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th scope=\"row\">Platform fee<\/th><td>\u00a31\/month (plus 0.45% of portfolio)<\/td><\/tr><tr><th scope=\"row\">UK shares<\/th><td>N\/A<\/td><\/tr><tr><th scope=\"row\">US stocks<\/th><td>N\/A<\/td><\/tr><tr><th scope=\"row\">International shares<\/th><td>N\/A<\/td><\/tr><tr><th scope=\"row\">Funds\/ETFs<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Foreign exchange (FX) fee<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Regular investing<\/th><td>No<\/td><\/tr><tr><th scope=\"row\">Withdrawal\/deposit fee<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Inactivity fee<\/th><td>\u00a30<\/td><\/tr><\/tbody><\/table><p>Overall, CIRCA5000 provides a pretty cheap place to invest in ethical funds. The platform fee works out as a flat \u00a31 per month (which is labelled as a \u201cmonthly subscription fee\u201d) plus 0.45% of your portfolio (ingeniously called \u201cCIRCA5000 fees\u201d). <\/p><p>It would be helpful if there was just a single platform fee but it\u2019s still comparable to similar investing apps. <\/p><p>There\u2019s no commission for buying or selling funds but there are ongoing costs that apply to the funds. These are around 0.49% but they can fluctuate.<\/p><p>All the fees and charges for CIRCA5000 will be charged on a monthly basis. <\/p><h2 id=\"section_heading_00ec36bb37\" class=\"section-heading\">\n            CIRCA5000 investment choice and stocks\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Investment choice score<\/th><td>2.8 <span class=\"luna-stars luna-stars__fill--55 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th scope=\"row\">Asset options<\/th><td>1+<\/td><\/tr><tr><th scope=\"row\">Markets<\/th><td>1+<\/td><\/tr><tr><th scope=\"row\">Number of investments<\/th><td>5+<\/td><\/tr><tr><th scope=\"row\">Number of ETFs\/funds<\/th><td>5+<\/td><\/tr><tr><th scope=\"row\">Fractional shares<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg> (from \u00a35)<\/td><\/tr><tr><th scope=\"row\">Minimum deposit<\/th><td>\u00a3100<\/td><\/tr><tr><th scope=\"row\">Minimum investment<\/th><td>\u00a35<\/td><\/tr><\/tbody><\/table><p>CIRCA5000 has limitations when it comes to investment choice, but that\u2019s by design. The app\u2019s aim is to make ethical investing straightforward and accessible. So, there\u2019s only a handful of <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/exchange-traded-funds-etfs\">exchange-traded funds (ETFs)<\/a> \u2013 exactly a handful unless you\u2019re missing any fingers or thumbs.<\/p><p><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/exchange-traded-funds-etfs\/how-to-invest-in-etfs\">Investing in ETFs<\/a> with CIRCA5000 means choosing one of the following 5 options:<\/p><ul><li>Green Energy &amp; Technology<\/li><li>Clean Water &amp; Waste<\/li><li>Health &amp; Wellbeing<\/li><li>Sustainable Food &amp; Biodiversity<\/li><li>Social &amp; Economic Empowerment<\/li><\/ul><h2 id=\"section_heading_4dd63a2504\" class=\"section-heading\">\n            Is CIRCA5000 safe?\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Safety and security score<\/th><td>4.6 <span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th scope=\"row\">Biometric login\/2FA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FCA regulated<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FSCS protection<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">SSL certificate<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Public company<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>CIRCA5000 is authorised and regulated by the Financial Conduct Authority (FCA) and covered by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme<\/a> protection. So your deposits of up to \u00a3120,000 are covered in the event that CIRCA5000 goes bust. <\/p><p>With CIRCA5000, your money is held in a custody account managed by its custodian, Seccl Custody Limited. Seccl is owned by Octopus Group, a group of companies with over \u00a39.1 billion in Assets Under Management (AUM) and over 1.4 million customers.<\/p><p>Like any other type of investment, <a href=\"https:\/\/www.finder.com\/uk\/investment-risk\">your capital is at risk<\/a> when you invest using CIRCA5000 and you may end up with less than what you originally invested. The performance of investments will vary, and there is no guarantee of return.<\/p><h2 id=\"section_heading_61bad22beb\" class=\"section-heading\">\n            CIRCA5000 account types and products\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Account types and products score<\/th><td>4.6 <span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th scope=\"row\">General investment account (GIA)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Stock and shares ISA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Self-invested personal pension (SIPP)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Lifetime ISA (LISA)<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Junior ISA (JISA)\/Junior SIPP (JSIPP)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Business Account<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Interest on cash balances<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>CIRCA5000 offers a decent range of account options (especially consider it has such a small choice of investments), you can use a:<\/p><ul><li>General investment account (GIA)<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/stocks-and-shares-isas\">Stocks and shares ISA<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/junior-stocks-and-shares-isas\">Junior ISA (JISA)<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/pensions\/self-invested-personal-pensions\">Self-invested personal pension (SIPP)<\/a><\/li><\/ul><p>Keep on reading to find out more about these products and the main differences between them. All come with the same fees and investment options, it\u2019s mostly the tax-efficiency that varies.<\/p><h3>CIRCA5000 general investment account<\/h3><p>Most people opt for a general investment account (GIA) once they have used up their yearly ISA allowance. <\/p><p>You may have to pay capital gains tax (CGT) if you make profits of more than \u00a36,000 in each tax year or if you receive more than \u00a31,000 in dividends (reducing to a \u00a3500 threshold in 2024).<\/p><p>Other than this, the GIA is pretty straightforward.<\/p><h3>CIRCA5000 stocks and shares ISA<\/h3><p>A stocks and shares ISA lets you invest up to your full annual allowance without paying tax on UK dividends or capital gains. <\/p><p>The annual ISA allowance for the 2023\/2024 tax year is \u00a320,000.<\/p><h3>CIRCA5000 junior ISA<\/h3><p>A JISA lets you invest in your child\u2019s future, up to an annual allowance. The child has access to the funds when they turn 18, at which point they can withdraw it, keep it invested or a combination of the two.<\/p><p>The JISA allowance for the 2023\/2024 tax year is \u00a39,000. This means that you can invest up to \u00a39,000 in each tax year and won\u2019t pay tax on most profits.<\/p><h3>CIRCA5000 SIPP<\/h3><p>The CIRCA5000 SIPP means you can invest for retirement, ethically. With the CIRCA5000 SIPP, you can invest up to 100% of your annual income (up to \u00a360,000 maximum) and you\u2019ll receive tax relief (the amount depends on your tax bracket). <\/p><p>You can access your SIPP portfolio when you reach 55 (rising to 57 in 2028).<\/p><h2 id=\"section_heading_cb69009103\" class=\"section-heading\">\n            CIRCA5000 ease of use\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Ease of use score<\/th><td>4.0 <span class=\"luna-stars luna-stars__fill--80 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th scope=\"row\">Apple iOS rating<\/th><td>4.5\/5<\/td><\/tr><tr><th scope=\"row\">Google Play rating<\/th><td>3.5\/5<\/td><\/tr><tr><th scope=\"row\">Ways to contact customer service<\/th><td>Email and phone<\/td><\/tr><tr><th scope=\"row\">UI\/UX<\/th><td>Good<\/td><\/tr><tr><th scope=\"row\">Desktop or mobile app<\/th><td>Mobile<\/td><\/tr><\/tbody><\/table><p>CIRCA5000 scored okay in our ease of use assessment. We like that there are a few ways to get hold of its customer support team.<\/p><p>On the App Store, CIRCA5000 scores an impressive 4.5 out of 5, and on Google Play it has a much lower 3.5 out of 5 (as of January 2024). There\u2019s no desktop platform and you can invest only with the CIRCA5000 app.<\/p>                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                    \n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h2 id=\"section_heading_2603d6945f\" class=\"section-heading\">\n            CIRCA5000 customer reviews\n    <\/h2>\n<table id=\"cmc\" class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Score<\/th><th scope=\"col\">Rating<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Trustpilot<\/th><td>3.4\/5<\/td><\/tr><\/tbody><\/table><p>Trustpilot reviewers gave CIRCA5000 a 3.4 out of 5 \u201cAverage\u201d rating (as of September 2024), but bear in mind this is less than 200 reviews.<\/p><h2 id=\"section_heading_fb4cc6bed7\" class=\"section-heading\">\n            CIRCA5000 tools, resources and features\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Tools, resources and features<\/th><td>1.0 <span class=\"luna-stars luna-stars__fill--20 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th scope=\"row\">Analysis features<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Tools for investing\/trading<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Social features<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Learning resources<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Additional Features<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>With the goal of keeping things simple, CIRCA5000 has a limited range of tools and resources, along with some learning materials like articles, guides and a podcast. <\/p><h2 id=\"section_heading_af90cef809\" class=\"section-heading\">\n            Frequently asked questions\n    <\/h2>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How much do I need to get started with CIRCA5000?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There\u2019s a minimum deposit amount of \u00a3100, but you can invest with just \u00a35.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Can I transfer an ISA to CIRCA5000?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, CIRCA5000 permits ISA transfer, just make sure you use the proper transfer service. <\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Does CIRCA5000 offer investment advice?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No, CIRCA5000 is not a financial advice service and does not provide investment advice. There are only 5 investments to choose from but speak to a financial advisor if you\u2019re unsure.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">How long do withdrawals take with CIRCA5000?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Withdrawals can take 5 to 8 working days to reach your bank account because CIRCA5000 first has to sell your holdings into cash. <\/p><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>CIRCA5000 is an investment app that allows you to invest in companies that are aiming to solve environmental issues across the 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