Clearpay<\/h3>![\"woman](\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/11\/clearpay-vs-logo_300x300.png\")
<\/div>Sister to Aussie brand Afterpay, Clearpay has been making waves in the UK. Aimed at millennial spenders who prefer debit to credit, Clearpay is designed to offer flexible payments without the risk of getting into debt. The company assigns spending limits based on a customer\u2019s previous spending history on the app and, importantly, charges no interest.<\/p>
- Split it.<\/strong> Clearpay easily splits your final shopping total into 4 equal amounts, which you pay back at 2-week intervals.<\/li><\/ul>
Popular retailers:<\/b> boohoo<\/a>, Nasty Gal<\/a>, PrettyLittleThing<\/a><\/p>Clearpay store list<\/a>Clearpay review<\/a><\/div><\/div><\/div>
Klarna<\/h3>![\"woman](\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/11\/klarna-vs-logo_300x300.png\")
<\/div>Klarna was founded in Sweden in 2005 and is currently the most downloaded BNPL app in the UK. Data from Sensor Tower, explained in Finder\u2019s BNPL report Instant hit: The rapid rise of buy now, pay later<\/a>, showed that the Klarna app had been downloaded 986,000 times between January and July 2020 \u2013 that\u2019s 688,000 more downloads than Clearpay\u2019s app in the same time period. Klarna offers 3 different payment options:<\/p>- Pay in 30 days.<\/strong> Receive an invoice for your full order total with up to 30 days to pay the full amount.<\/li>
- Financing.<\/strong> Split your payments into monthly instalments that you pay over time. (Requires a full credit check and charges interest of up to 18.9% APR.)<\/li>
- Pay in 3.<\/strong> Spread the cost of your purchase equally over 3 months with no interest. Payments are due at the time of ordering, and then 30 and 60 days later.<\/li>
- Late payment fees.<\/strong> Klarna charges a late payment fee of up to \u00a35 7 days after the due date.<\/li><\/ul>
Popular retailers:<\/b> Lovehoney<\/a>, Burton<\/a><\/p>
<\/div>Sister to Aussie brand Afterpay, Clearpay has been making waves in the UK. Aimed at millennial spenders who prefer debit to credit, Clearpay is designed to offer flexible payments without the risk of getting into debt. The company assigns spending limits based on a customer\u2019s previous spending history on the app and, importantly, charges no interest.<\/p>
- Split it.<\/strong> Clearpay easily splits your final shopping total into 4 equal amounts, which you pay back at 2-week intervals.<\/li><\/ul>
Popular retailers:<\/b> boohoo<\/a>, Nasty Gal<\/a>, PrettyLittleThing<\/a><\/p>
Clearpay store list<\/a>Clearpay review<\/a><\/div><\/div><\/div>Klarna<\/h3>
<\/div>Klarna was founded in Sweden in 2005 and is currently the most downloaded BNPL app in the UK. Data from Sensor Tower, explained in Finder\u2019s BNPL report Instant hit: The rapid rise of buy now, pay later<\/a>, showed that the Klarna app had been downloaded 986,000 times between January and July 2020 \u2013 that\u2019s 688,000 more downloads than Clearpay\u2019s app in the same time period. Klarna offers 3 different payment options:<\/p>
- Pay in 30 days.<\/strong> Receive an invoice for your full order total with up to 30 days to pay the full amount.<\/li>
- Financing.<\/strong> Split your payments into monthly instalments that you pay over time. (Requires a full credit check and charges interest of up to 18.9% APR.)<\/li>
- Pay in 3.<\/strong> Spread the cost of your purchase equally over 3 months with no interest. Payments are due at the time of ordering, and then 30 and 60 days later.<\/li>
- Late payment fees.<\/strong> Klarna charges a late payment fee of up to \u00a35 7 days after the due date.<\/li><\/ul>
Popular retailers:<\/b> Lovehoney<\/a>, Burton<\/a><\/p>
- Financing.<\/strong> Split your payments into monthly instalments that you pay over time. (Requires a full credit check and charges interest of up to 18.9% APR.)<\/li>
- Pay in 30 days.<\/strong> Receive an invoice for your full order total with up to 30 days to pay the full amount.<\/li>