{"id":25295,"date":"2017-07-27T11:12:52","date_gmt":"2017-07-27T10:12:52","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=25295"},"modified":"2025-01-06T17:21:22","modified_gmt":"2025-01-06T17:21:22","slug":"hsbc-mortgages","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/mortgages\/hsbc-mortgages","title":{"rendered":"HSBC mortgage rates, calculator and review"},"content":{"rendered":"

How much can I borrow with HSBC?<\/h3>

HSBC can lend up to 95% of the value of your property. However it will also factor in the affordability of the monthly repayments (in terms of your monthly income and outgoings) when deciding what it can offer.<\/p><\/div><\/div><\/div>

Does HSBC offer shared ownership mortgages?<\/h3>

Yes. These mortgages allow you to buy a percentage of a property and pay rent on the remainder.<\/p>

Most shared ownership plans offer the option to buy more of the property as and when you can afford it at a later date. HSBC stipulates it will only lend on shared ownership arrangements where you have the option to increase your stake to 100% ownership of the property.<\/p><\/div><\/div><\/div>

How do I apply?<\/h3>

You can apply for an HSBC mortgage online, by calling 0800 169 6333 or visiting a local branch. <\/p>

We've teamed up with L&C Mortgages to help you compare live rates from over 80 lenders.<\/p>\n

I want to...<\/div>\n
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<\/use><\/svg>Buy my first home<\/a><\/div>\n<\/article>\n<\/div>\n
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<\/use><\/svg>Move house<\/a><\/div>\n<\/article>\n<\/div>\n
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<\/use><\/svg>Remortgage & save<\/a><\/div>\n<\/article>\n<\/div>\n
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<\/use><\/svg>Buy to let<\/a><\/div>\n<\/article>\n<\/div>\n<\/div>\n
We compare brands including:<\/div>\n\n
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\n\"Post\n<\/div>\n<\/div>\n
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\n\"NatWest\n<\/div>\n<\/div>\n
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\n\"Halifax\n<\/div>\n<\/div>\n
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\n\"HSBC\n<\/div>\n<\/div>\n
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\n\"Barclays\n<\/div>\n<\/div>\n
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\n\"Molo\n<\/div>\n<\/div>\n
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\n\"Skipton\n<\/div>\n<\/div>\n
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\n\"TSB\n<\/div>\n<\/div>\n<\/div>\n\n
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.<\/div><\/article>

What ID do I need when I apply?<\/h3>

You\u2019ll need to supply proof of identification, proof of address, proof of deposit and your last monthly payslip and bank statement. <\/p>

Zero-hours and contract workers will need to provide their P60 and additional payslips, so the lender can get a better idea of the consistency of their income. Self-employed applicants will need to provide their last 2 years\u2019 worth of accounts and, if requested, several months of business bank statements.<\/p>

Am I eligible for an HSBC mortgage?<\/h3>

Applications are considered on a case-by-case basis, but there are some clear criteria: <\/p>