{"id":251632,"date":"2019-10-14T10:58:32","date_gmt":"2019-10-14T09:58:32","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=251632"},"modified":"2026-06-29T10:08:08","modified_gmt":"2026-06-29T09:08:08","slug":"freetrade","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/freetrade","title":{"rendered":"Freetrade investing review 2026: Is it the cheapest platform?"},"content":{"rendered":"<style>\n#user-review-promo { display: none; position: fixed; height: 100vh; width: 100vw; background: rgba(255, 255, 255, 1); top: 0; left: 0; z-index: 79; }\n#user-review-promo-content { position: absolute; top: 50%; transform: translate(-50%, -50%); padding: 10px; max-width: 40em; text-align: center; left: 50%; width: 100%; }\n#user-review-promo-element { font-size: 1.2em; }\n#user-review-promo-rating-stars { display: flex; flex-direction: row-reverse; justify-content: center; font-size: 2em; color: #9e9e9e; }\n#user-review-promo-rating-stars span { font-size: 2.3rem; 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min-height: 100px;\"><\/textarea>\n<\/div>\n<div id=\"user-review-promo-user\">\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Your Name<\/label><input id=\"user-review-promo-name\" class=\"luna-input\" type=\"text\" placeholder=\"Your Name (Required)\" required=\"\" style=\"width: 100%\"><\/div><\/div>\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Email<\/label><input id=\"user-review-promo-email\" class=\"luna-input\" type=\"text\" placeholder=\"Your Email (Required)\" required=\"\" style=\"width: 100%;\"><div id=\"user-promo-email-field-error\" style=\"font-size: .8em; margin-top: .5em; margin-bottom: 0\"><\/div><\/div><\/div>\n<div id=\"optin\" class=\"luna-form__group text-left\"><div class=\"luna-form__field\"><div class=\"luna-form__selectionGroup\"><div class=\"luna-form__selection\"><input class=\"luna-checkbox\" type=\"checkbox\" id=\"check-1c\" name=\"checkGroup\" aria-describedby=\"check-error-1c\"><label class=\"luna-label\" for=\"check-1c\">\n<div style=\"font-size: 18px;\">Sign up for expert money tips + the chance to win \u00a3100!<\/div>\n<div style=\"font-size: 14px;\">By signing up you agree to receive emails from Finder and to the <a href=\"https:\/\/www.finder.com\/uk\/privacy-policy\">privacy policy<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\">terms &amp; conditions<\/a>.<\/div><\/label><\/div><\/div><\/div><\/div>\n<\/div>\n<button id=\"user-review-promo-btn\" class=\"luna-button luna-button--success luna-button--fluid\" type=\"submit\">Next<\/button>\n\n<div id=\"user-review-promo-members\">\n\n          \n<p id=\"user-review-partner-return\" style=\"font-size: .9em; display: none\">\n<\/p><div class=\"has-margin-bottom-small\">Thanks for your review.<\/div>\n<a href=\"https:\/\/freetrade.io\/\" class=\"luna-button luna-button--primary\">Return to Freetrade<\/a>\n\n                \n<\/div>\n<\/div>\n\n<p>Read Terms and Conditions <a href=\"\/uk\/terms-of-use\">here<\/a><\/p>\n\n<\/div>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<script>\n\n\n\n\nfunction isEmail(email) {\nvar regex = \/^(([^<>()\\[\\]\\\\.,;:\\s@\"]+(\\.[^<>()\\[\\]\\\\.,;:\\s@\"]+)*)|(\".+\"))@((\\[[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}])|(([a-zA-Z\\-0-9]+\\.)+[a-zA-Z]{2,}))$\/;\nreturn regex.test(email);\n}\n\n\n\n\nlet params = new URLSearchParams(window.location.search);\nlet reviewCheck = params.get('review');\nlet optinCheck = params.get('optin');\nlet sessionData = sessionStorage.getItem( window.location.href.split('?')[0] );\nif (reviewCheck == 1) {\ndocument.getElementById(\"user-review-promo\").style.display = \"block\";\ndocument.body.style.overflow = \"hidden\";\n}\nif (optinCheck == 0) {\ndocument.getElementById(\"optin\").style.display = \"none\";\n}\n\n\n\n\nwindow.addEventListener('load', function () {\nconst user_review_step = params.get('step');\n\n\n\n\ndocument.addEventListener(\"DOMContentLoaded\", function(event) {\nvar currentCookie = {};\ndocument.cookie.replace(\/([^=;]+)=([^;]*)\/gi, function(m,key,value) {currentCookie[key.replace(\/(^s+|s+$)\/g,'')] = value.replace(\/(^s+|s+$)\/g,'');});\n});\n\n\n\n\nlet user_review_rating = 5;\nlet user_review_name = '';\nlet user_review_description = '';\nlet user_review_email = '';\nlet user_review_screen = 0;\nif (reviewCheck == 1 || sessionData == 1) {\n\nconsole.log(\"Showing user review\");\n$(\"#user-review-promo\").css(\"display\", \"block\");\n$(\"body\").css(\"overflow\", \"hidden\");\n$(\"#review-loader\").css(\"display\", \"none\");\n$(\"#user-review-promo-core\").css(\"display\", \"block\");\nconst user_review_url = '\/wp-json\/finder\/v1\/user-reviews\/reviews';\nconst user_review_data_json = (document.getElementById(\"user-ratings\").dataset.summary);\nconst user_review_data = JSON.parse(user_review_data_json);\n\n\n\n\n$(\"#user-review-promo-rating-copy\").html(\"How would you rate \" + window.decodeURIComponent(user_review_data[\"reviewableName\"]) + \"?\");\n$(\"#user-review-promo-copy\").html(\"Used \" + window.decodeURIComponent(user_review_data[\"reviewableName\"]) + \"? 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}\nwindow.ga('send', 'event', 'ukfin email signup floater', 'signed up', null, undefined, { nonInteraction: false });\n}\n\n\n<\/script><h2 id=\"section_heading_c0fad73815\" class=\"section-heading\">\n            How we rated Freetrade's investment features\n    <\/h2>\n<table id=\"best\" class=\"luna-table\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Feature<\/th><th scope=\"col\">Rating<\/th><th scope=\"col\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Fees<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.3<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>Freetrade offers excellent value and is pretty cheap across the board.<\/td><\/tr><tr><th scope=\"row\">Investment choice<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.4<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>It offers plenty of investments and a decent range of asset types.<\/td><\/tr><tr><th scope=\"row\">Safety and security<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>Freetrade offers a secure and safe place for people to invest.<\/td><\/tr><tr><th scope=\"row\">Account types and products<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.2<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>The platform offers a few account types for paying subscribers.<\/td><\/tr><tr><th scope=\"row\">Ease of use<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.9<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><td>Freetrade offers a solid investing experience that most customers seem happy with.<\/td><\/tr><tr><th scope=\"row\">Tools, resources and features<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.3<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><td>Freetrade offers a decent choice of tools and resources plus a community forum.<\/td><\/tr><\/tbody><\/table><h3>Who might Freetrade suit?<\/h3><p>This platform is going to be best-suited for beginners and those who want to invest using a nice, clean interface. The 0% commission and free ISA or SIPP wrapper helps to make it a cheap place to invest and the app is excellent to use, but the subscription tiers do add an unnecessary level of complexity.  <\/p><p>If you don\u2019t think this would suit you, why not <a href=\"https:\/\/www.finder.com\/uk\/share-trading\">compare share trading platforms<\/a> to find the right fit to match your style.<\/p><div class=\"eeQuote box u-rounded--lg source-finder type-experience\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 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src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n                <\/figure>\n\n                                    <div class=\"eeQuote__finderLozenge\">\n  <div class=\"eeQuote__finderLozenge--desktop\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"14\" viewbox=\"0 0 1320.32 251.3\" fill=\"none\" role=\"img\" aria-label=\"Finder\">\n      <path d=\"M461.05 18.35h113.51c5.18 0 9.12 4.66 8.25 9.77l-5.53 32.68a8.37 8.37 0 0 1-8.25 6.98H505.5c-4.03 0-7.49 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3.02-3.06-1.19-6.64-1.78-10.73-1.78-8.05 0-14.97 2.58-20.74 7.74-5.78 5.16-9.6 13-11.45 23.53l-13.9 77.87a6.56 6.56 0 0 1-6.46 5.41h-37.45c-4.08 0-7.17-3.69-6.46-7.71l25.54-144.46a6.555 6.555 0 0 1 6.46-5.42ZM264.8 237.72c-24.09 0-47.53-7.89-66.68-22.35-19.15 14.45-42.6 22.35-66.68 22.35-61.07 0-110.76-49.68-110.76-110.75V16.21H264.8c61.07 0 110.75 49.68 110.75 110.75s-49.68 110.75-110.76 110.75Z\" fill=\"#fff\"><\/path>\n      <path d=\"M264.8 23.64c57.06 0 103.32 46.26 103.32 103.32S321.86 230.28 264.8 230.28c-25.42 0-48.69-9.2-66.68-24.43-18 15.23-41.26 24.43-66.68 24.43-57.06 0-103.32-46.26-103.32-103.32V23.64h236.69m-.01-14.87H13.24v118.19c0 31.57 12.29 61.25 34.62 83.57 22.32 22.32 52 34.62 83.57 34.62 23.86 0 47.12-7.26 66.68-20.63 19.56 13.37 42.83 20.63 66.68 20.63 31.57 0 61.25-12.29 83.57-34.62 22.32-22.32 34.62-52 34.62-83.57s-12.29-61.25-34.62-83.57c-22.32-22.32-52-34.62-83.57-34.62Z\" fill=\"#232021\"><\/path>\n      <path d=\"M269.72 114.69a3.64 3.64 0 0 1 4.21-3.18c14.6 2.38 27.46-8.95 25.65-24.62-.56-4.81-2.79-8.03-5.43-11.41-1.29-1.65-.91-4.1.87-5.21 19.12-12.03 38.77-2.34 49.97 16.28 13.73 22.83 14.14 57.77.65 80.79-18.88 32.22-52.57 28.76-68.66-3.72-7.46-15.06-9.15-32.34-7.25-48.92Z\" fill=\"#232021\"><\/path>\n      <path d=\"M134.42 114.69a3.64 3.64 0 0 1 4.21-3.18c14.6 2.38 27.46-8.95 25.65-24.62-.56-4.81-2.79-8.03-5.43-11.41-1.29-1.65-.91-4.1.87-5.21 19.12-12.03 38.77-2.34 49.97 16.28 13.73 22.83 14.14 57.77.65 80.79-18.88 32.22-52.57 28.76-68.66-3.72-7.46-15.06-9.15-32.34-7.25-48.92Z\" fill=\"#232021\"><\/path>\n    <\/svg>\n  <\/div>\n\n  <div class=\"eeQuote__finderLozenge--mobile\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" role=\"img\" aria-label=\"Finder\">\n      <circle cx=\"12\" cy=\"12\" r=\"12\" fill=\"#1D53FF\"><\/circle>\n      <g transform=\"translate(3 6.24) scale(0.0573)\">\n        <path d=\"M212.32 190.62a90.38 90.38 0 0 1-54.42-18.24c-15.63 11.79-34.77 18.24-54.42 18.24-49.84 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47.15.53 65.94-15.41 26.3-42.91 23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#212121\"><\/path>\n      <\/g>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Hands-on test: I tried out Freetrade's investing app<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"Freetrade has been a fan favourite since it burst onto the scene, and there\u2019s a lot to like. Freetrade is a well-designed investing app and it\u2019s ideal for the simple buying and selling of stocks and ETFs with no commissions. It\u2019s also been making lots of much-needed moves lately to go back to its namesake roots and start being cheap and free once again!\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                                                <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/georgesweeney\" itemprop=\"url\" target=\"_blank\">\n                        George Sweeney, DipFA\n                                            <\/a>\n                                                    <div class=\"eeQuote__authorTitle\">Deputy editor<\/div>\n                                    <\/div>\n    <\/div>\n<\/div>\n<div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"QDoWLR_ePao\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/QDoWLR_ePao\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/QDoWLR_ePao\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/QDoWLR_ePao\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">8:24<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-QDoWLR_ePao\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<h2 id=\"section_heading_731e72d4d8\" class=\"section-heading\">\n            Freetrade fees\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Fees score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.3<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Platform fee<\/th><td>\u00a30 Basic plan<br>\u00a34.99\/month Standard plan (or \u00a359.88\/year)<br>\u00a39.99\/month Plus plan (or \u00a3119.88\/year)<\/td><\/tr><tr><th scope=\"row\">UK shares<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">US stocks<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">International shares<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Funds\/ETFs<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Foreign exchange (FX) fee<\/th><td>0.99% Basic<br>0.59% Standard<br>0.39% Plus<\/td><\/tr><tr><th scope=\"row\">Regular investing<\/th><td>Yes (recurring orders Standard\/Plus)<\/td><\/tr><tr><th scope=\"row\">Withdrawal\/deposit fee<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Inactivity fee<\/th><td>\u00a30<\/td><\/tr><\/tbody><\/table><p>Although Freetrade charges no commission for buying or selling stocks (or any fees to use the stocks and shares ISA or SIPP wrapper with the Basic plan) there are some fees to be aware of. If you decide to buy US or European stocks, you\u2019ll need to pay an FX fee which works on a tiered system based on your plan. <\/p><p>As Freetrade works with a \u201cfreemium\u201d model, there\u2019s the opportunity to upgrade your account from Basic to get access to extra features such as lower FX fees and higher interest on idle cash. However, recent changes mean that the free Basic plan now contains most of the best features so there\u2019s little incentive to use the paid plans. <\/p><h2 id=\"section_heading_c82fbd8b1c\" class=\"section-heading\">\n            Freetrade investment choice and stocks\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Investment choice score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.4<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Asset options<\/th><td>5+<\/td><\/tr><tr><th scope=\"row\">Markets<\/th><td>3<\/td><\/tr><tr><th scope=\"row\">Number of investments<\/th><td>8,200+<\/td><\/tr><tr><th scope=\"row\">Number of ETFs\/funds<\/th><td>1,400+<\/td><\/tr><tr><th scope=\"row\">Fractional shares<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Minimum deposit<\/th><td>\u00a31<\/td><\/tr><tr><th scope=\"row\">Minimum investment<\/th><td>\u00a32<\/td><\/tr><\/tbody><\/table><p>Freetrade allows you to invest in top shares and <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/invest-in\/exchange-traded-funds-etfs\">exchange-traded funds (ETFs)<\/a> from the UK, US, and EU \u2013 along with Treasury Bills, mutual funds and gilts.<\/p><p>On Freetrade there\u2019s over 8,200+ investments. And it\u2019s adding to this regularly. You can see Freetrade\u2019s full stock list on its website. You can access the full range on Basic and you can get started investing on Freetrade with just a few quid, so the barrier to entry is much lower than some other platforms.<\/p><h2 id=\"section_heading_eace28c8c8\" class=\"section-heading\">\n            Is Freetrade safe?\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Safety and security score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Biometric login\/2FA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FCA regulated<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FSCS protection<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">SSL certificate<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Public company<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>As you\u2019d expect, Freetrade is regulated by the Financial Conduct Authority (FCA). It\u2019s also a member of the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme (FSCS)<\/a> so your deposits up to \u00a3120,000 are protected should Freetrade go bust. <\/p><h2 id=\"section_heading_30d7340bc5\" class=\"section-heading\">\n            Freetrade account types and products\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Account types and products score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.2<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">General investment account (GIA)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Stock and shares ISA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Self-invested personal pension (SIPP)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Lifetime ISA (LISA)<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Junior ISA (JISA)\/Junior SIPP (JSIPP)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Business Account<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Interest on cash balances<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>I won\u2019t bore you with a bunch of words about all the intricacies of Freetrade\u2019s plans and accounts, instead, check out this lovely little table instead.<\/p><h3>Compare Freetrade plans<\/h3><p>Freetrade has a few different options and plans. Here\u2019s the difference between the 3 Freetrade plans:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th scope=\"col\"><\/th><th scope=\"col\">Freetrade Basic<\/th><th scope=\"col\">Freetrade Standard<\/th><th scope=\"col\">Freetrade Plus<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Cost<\/th><td data-title=\"Freetrade Basic\">Free<\/td><td data-title=\"Freetrade Standard\">\u00a34.99 per month (or \u00a359.88 paid annually)<\/td><td data-title=\"Freetrade Plus\">\u00a39.99 per month (or \u00a3199.88 paid annually)<\/td><\/tr><tr><th scope=\"row\">ISA available?<\/th><td data-title=\"Freetrade Basic\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><td data-title=\"Freetrade Standard\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><td data-title=\"Freetrade Plus\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">SIPP available?<\/th><td data-title=\"Freetrade Basic\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><td data-title=\"Freetrade Standard\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><td data-title=\"Freetrade Plus\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Stocks available<\/th><td data-title=\"Freetrade Basic\">7,000+<\/td><td data-title=\"Freetrade Standard\">7,000+<\/td><td data-title=\"Freetrade Plus\">7,000+<\/td><\/tr><tr><th scope=\"row\">Stop loss and limit orders<\/th><td data-title=\"Freetrade Basic\"><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><td data-title=\"Freetrade Standard\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><td data-title=\"Freetrade Plus\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Interest on cash<\/th><td data-title=\"Freetrade Basic\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"> \u2013 1% on up to \u00a31,000<\/use><\/svg><\/td><td data-title=\"Freetrade Standard\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"> \u2013 2.5% on up to \u00a32,000<\/use><\/svg><\/td><td data-title=\"Freetrade Plus\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"> \u2013 3.5% on up to \u00a33,000<\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Priority customer service<\/th><td data-title=\"Freetrade Basic\"><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><td data-title=\"Freetrade Standard\"><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><td data-title=\"Freetrade Plus\"><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><h2 id=\"section_heading_3c0b6377cf\" class=\"section-heading\">\n            Freetrade ease of use\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Ease of use score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.9<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Apple iOS rating<\/th><td>4.3\/5<\/td><\/tr><tr><th scope=\"row\">Google Play rating<\/th><td>3.9\/5<\/td><\/tr><tr><th scope=\"row\">Ways to contact customer service<\/th><td>Email, in-app chat and community forum<\/td><\/tr><tr><th scope=\"row\">UI\/UX<\/th><td>Good<\/td><\/tr><tr><th scope=\"row\">Desktop or mobile app<\/th><td>Mobile app<\/td><\/tr><\/tbody><\/table><p>Freetrade scored well in our ease of use assessment, the mobile and desktop platforms are both excellent. We particularly like how reponsive the customer support team are, and you can get priority customer service on the Plus plan. <\/p><p>On the App Store, Freetrade scores 4.3 out of 5, and on Google Play it has a lower  out of 5.<\/p><h2 id=\"section_heading_c3243455b6\" class=\"section-heading\">\n            Freetrade tools, resources and features\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Tools, resources and features<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.3<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Analysis features<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Tools for investing\/trading<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Social features<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Learning resources<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Additional Features<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>Freetrade has a decent range of basic analysis features, investing tools and learning resources on offer for investors, including an active community forum to add a social aspect. <\/p><p>Freetrade has a range of ways that you can research and analyse investments, either to analyse the performance of shares that you already own or decide whether to invest at all. The only downside is that some features are exclusively for Standard and Plus members.<\/p>\n        \n            <h3>What do customers say about Freetrade?<\/h3>\n        <p>90% of customers we <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-trading-apps#customer-satisfaction\">surveyed<\/a> in 2026 would recommend Freetrade to a friend.<\/p>\n        <p>It's highly popular among new investors for its simplicity, excellent mobile app, and the ability to buy fractional shares. Users appreciate the generally low-cost structure and the informative breakdowns that help them make educated trades.<\/p>\n<p>However, sentiment is somewhat split; while many find it a cheap and reliable way to invest, others have complained about hidden charges and occasionally questioning if their trades were executed at the best possible price.<\/p>\n        <p><svg width=\"18\" height=\"18\" viewbox=\"0 0 14 14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">\n<path d=\"M1.635,4.234L3.868,3.151C3.955,3.109 4.025,3.037 4.065,2.948L5.203,0.444C5.35,0.121 5.807,0.117 5.96,0.437L7.119,2.86C7.159,2.946 7.229,3.015 7.314,3.056L9.743,4.224C10.065,4.379 10.056,4.84 9.729,4.983L7.399,5.998C7.307,6.038 7.232,6.111 7.189,6.202L6.066,8.582C5.918,8.895 5.474,8.903 5.317,8.594L4.106,6.226C4.063,6.142 3.994,6.076 3.909,6.037L1.642,4.988C1.323,4.841 1.318,4.388 1.635,4.234Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path><path d=\"M8.386,11.548L9.502,11.006C9.546,10.984 9.581,10.949 9.601,10.904L10.17,9.652C10.243,9.491 10.472,9.489 10.548,9.649L11.128,10.86C11.148,10.903 11.183,10.938 11.225,10.959L12.44,11.543C12.601,11.62 12.597,11.851 12.433,11.922L11.268,12.43C11.222,12.45 11.185,12.486 11.163,12.532L10.601,13.722C10.527,13.879 10.306,13.882 10.227,13.728L9.622,12.544C9.6,12.502 9.566,12.469 9.523,12.449L8.39,11.925C8.23,11.851 8.228,11.625 8.386,11.548Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path>\n<\/svg><small><em> AI-generated summary from the text of customer reviews on Finder.<\/em><\/small><\/p>\n    <div class=\"eeQuote box u-rounded--lg source-external type-experience\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 11.8282 26.9428 13.2348C28.5036 13.8102 29.7211 14.6733 30.5952 15.8242C31.5317 16.975 32 18.3816 32 20.044C32 22.0899 31.3132 23.8482 29.9396 25.3187C28.6285 26.7253 26.974 27.4286 24.976 27.4286C22.9157 27.4286 21.1987 26.7253 19.8251 25.3187C18.4516 23.9121 17.7648 21.8661 17.7648 19.1808C17.7648 16.3037 18.514 13.043 20.0124 9.3986C21.5109 5.75424 23.6025 2.62138 26.2872 0L30.8762 3.54845Z\" fill=\"#232320\"><\/path>\n<\/svg>\n            <\/div>\n\n                            <figure class=\"eeQuote__photo\">\n                        <img decoding=\"async\" alt=\"Daniel Anderton's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/01\/daniel_anderton.jpg\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" loading=\"lazy\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/01\/daniel_anderton.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/01\/daniel_anderton.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/01\/daniel_anderton.jpg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\">\n                <\/figure>\n\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Case study: Daniel signed up to Freetrade for the free shares, but uses the app most days because of the great mobile experience<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"I chose Freetrade for 2 reasons \u2013 firstly, my dad was using it and secondly, there was an offer of a free share. I signed up and got a share worth about \u00a330, which I was really happy about. <\/p><p>I\u2019m on the app most days \u2013 I check it about 5 days a week and the experience on mobile is really good. It\u2019s so easy to use. I don\u2019t think this is the app for real trading geeks, but it\u2019s more suited to people who are beginners or intermediate investors.<\/p><p><strong>If there\u2019s one thing you\u2019d tell a friend who\u2019s thinking of getting this, what would it be?<\/strong><\/p><p>Always think about what you\u2019re going to use your investing app for before you choose it \u2013 that\u2019s the best way to choose your platform.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                                                <div class=\"eeQuote__authorName\">\n                        Daniel Anderton\n                                            <\/div>\n                                                    <div class=\"eeQuote__authorTitle\">Cardiff<\/div>\n                                    <\/div>\n    <\/div>\n<\/div>\n                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                                                                                                                                                            \n            <h3 id=\"awardspanel\">Freetrade and Finder Awards<\/h3>\n        <div class=\"u-grid u-grid--alignTop has-margin-top has-margin-bottom\">\n            <div class=\"u-grid__col u-1\/4@s u-1\/5@l\" style=\"max-width: 200px;\">\n                <img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png\" alt=\"Finder Awards logo\" style=\"max-width: 100%; height: auto; display: block;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n            <\/div>\n            <div class=\"u-grid__col u-3\/4@s u-4\/5@l\">\n                                    <p>Our <a href=\"https:\/\/www.finder.com\/uk\/finderawards\">Finder Awards<\/a> celebrate brands that truly stand out in their field. Freetrade is one of these brands and has won multiple awards!<\/p>\n                    <ul>\n                                                                        <li>2025 Provider of the Year Award (Investing App)<\/li>\n                                                                                                <li>2024 Innovation Award (Share Trading)<\/li>\n                                                                <\/ul>\n                            <\/div>\n        <\/div>\n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Is Freetrade FSCS protected?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, your deposits and assets up to \u00a3120,000 are protected under the FSCS (Financial Services Compensation Scheme). Freetrade is regulated by the FCA (Financial Conduct Authority) to comply with all the regulatory standards.<\/p><p>Just keep in mind the value of any of your investments can still go up or down. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Is Freetrade free?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>For the most part, yes. It\u2019s free to be a member of Freetrade\u2019s \u201cBasic\u201d plan, which includes the use of a general investment account (GIA), a <a href=\"https:\/\/www.finder.com\/uk\/pensions\/freetrade-pension-review\">self-invested personal pension (SIPP)<\/a> or stocks and shares ISA account.<\/p><p>However, if you want to buy overseas shares, you\u2019ll have to pay an FX (foreign exchange) fee on your trades. It\u2019s also worth factoring in costs like Stamp Duty and ongoing fees from the investment (like with ETFs and investment trusts).<\/p><p>Also, you\u2019ll have to pay if you want to upgrade to the \u201cStandard\u201d or \u201cPlus\u201d plan. These plans include access to cheaper FX fees, higher interest on cash and some additional features.  <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Is Freetrade legit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes! Freetrade has been around since 2016 and launched its iOS app in 2018. Since then, it\u2019s attracted over 1 million investors and raised plenty of funding through crowdfunding (over 13,000 people) and investment from private equity and venture capital firms. It was recently bought by IG.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">What accounts does Freetrade have?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>At the moment, you can invest in 3 account types with Freetrade:<\/p><ul><li>General investment account (GIA)<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/stocks-and-shares-isas\">Stocks and shares ISA<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/pensions\/self-invested-personal-pensions\">Self-invested personal pension (SIPP)<\/a><\/li><\/ul><p>All accounts are now available with the free Basic plan,<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">What is the Freetrade GIA?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>This is included with all of Freetrade\u2019s plans \u2013 you can trade as many stocks and exchange-traded funds (ETFs) as you like, commission-free.<\/p><p>People usually choose to go with the GIA after they have used up their ISA allowance for the year, as you may need to pay <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-guides\/tax-on-investments\/capital-gains-tax\">capital gains<\/a> or dividend tax on any profits you make. <\/p><p>One relatively new feature is the ability to lend out the shares in your GIA to earn a small level of passive income. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">What is the Freetrade stocks and shares ISA?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The Freetrade stocks and shares ISA lets you invest up to your yearly allowance each tax year and protect the majority of your profits from tax. The allowance for the 2026\/2027 tax year is \u00a320,000. This means you can invest \u00a320,000 in the available stocks and ETFs and minimise the tax on the profits you make.<\/p><p>You can open an ISA with the Freetrade app. It\u2019s part of all the Freetrade plans, so you can use an ISA wrapper for no cost with the free Basic plan. However, if you want to access all of Freetrade's assets and features with the ISA, you'll need a Standard or Plus subscription.<\/p><p>On cost it\u2019s tough to beat, especially if you\u2019re looking to invest serious money over the long-term. You can also transfer your existing ISA into your Freetrade account. Recently, Freetrade has made changes to make its <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/flexible-isas\">ISA flexible<\/a>, this means you can withdraw money and replace it within the same tax year without impacting your yearly allowance. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">What is the Freetrade self-invested personal pension (SIPP)?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Freetrade has a SIPP available for all subscribers, yep even you cheapskates on the free Basic plan. A SIPP is a type of personal pension that allows you the freedom to choose what you want to invest in.<\/p><h4>How much does the Freetrade SIPP cost?<\/h4><p>The Freetrade SIPP is free and included in the Basic subscription, so it's one of the cheapest UK SIPPs available.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">What is Freetrade Basic?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The basic plan costs nothing to open and hold and includes a GIA, SIPP, or ISA for investing. Here are the main features of Basic:<\/p><ul><li>Commission-free investing<\/li><li>No platform fee<\/li><li>0.99% FX fee<\/li><li>Fractional US shares<\/li><li>Access over 6,500 investments<\/li><li>Access to mutual funds and gilts<\/li><li>Free ISA and SIPP wrapper<\/li><li>1% interest on cash (up to \u00a31,000)<\/li><\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">What is Freetrade Standard?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>This is the middle ground between the free Basic plan and the premium Plus plan. Here\u2019s what's included and the key points:<\/p><ul><li>\u00a35.99 monthly platform fee (or \u00a359.88 paid annually)<\/li><li>0.59% FX fee<\/li><li>3% interest on cash (up to \u00a32,000)<\/li><li>Access over 6,500 investments<\/li><li>Access to mutual funds and gilts<\/li><li>Ability to use automated order types<\/li><li>Advanced stock fundamentals<\/li><li>SIPP and ISA wrapper<\/li><li>Access to mutual funds and gilts<\/li><\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">What is Freetrade Plus?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>This is Freetrade\u2019s premium subscription and comes with all the bells and whistles Freetrade has to offer:<\/p><ul><li>\u00a311.99 monthly platform fee (or \u00a3119.88 paid annually)<\/li><li>5% interest on cash (up to \u00a33,000)<\/li><li>0.39% FX fee<\/li><li>Access over 6,500 investments<\/li><li>Access to mutual funds and gilts<\/li><li>Ability to use automated order types<\/li><li>Advanced stock fundamentals<\/li><li>SIPP and ISA wrapper<\/li><li>Web desktop beta trading platform<\/li><li>Priority customer service<\/li><\/ul><p>On top of this all, Freetrade creatively refers to you as a \"Plustomer\". If that doesn\u2019t sell it to you then I don\u2019t know what will.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000010\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000010\">\n                <span class=\"luna-accordion__title\">How do you set up your Freetrade account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000010\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Setting up is super easy. You can download the Freetrade app on the App Store and Google Play.<\/p><p>Once you open the app, you\u2019ll need to provide:<\/p><ul><li>Your name<\/li><li>Your address<\/li><li>Your national insurance (NI) number<\/li><\/ul><p>Some of our team also had to provide additional info:<\/p><ul><li>Proof of address<\/li><li>ID (driving licence or passport)<\/li><\/ul><p>Once you\u2019ve done that, you can then choose an account type and link up your bank account.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000011\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000011\">\n                <span class=\"luna-accordion__title\">How do you get free shares with Freetrade?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000011\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Along with the free share you get when you join using our link, after you buy your first share, you\u2019ll be able to refer a friend. Send your lucky pal a link, and once they\u2019ve signed up, filled out the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/w-8ben-form\">W-8BEN form<\/a> and funded their account, you\u2019ll both get a free share worth between \u00a310 and \u00a3100. <\/p><p>You can get up to 10 free shares each month. Your friend will need to fund your account within 30 days of signing up.<\/p><p>Freetrade dishes out the free shares on Fridays.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000012\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000012\">\n                <span class=\"luna-accordion__title\">What features does the Freetrade SIPP have?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000012\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Here are some of the features of the Freetrade SIPP:<\/p><ul><li><b>Flat fee.<\/b> Some SIPPs are charged as a percentage of what you invest \u2013 a flat fee can work out cheaper if you have a bigger retirement portfolio.<\/li><li><b>Fractional shares.<\/b> You can buy fractions of shares of US stocks \u2013 great for when one share of a company is expensive.<\/li><li><b>Transfer in other pension pots<\/b>. You can transfer in other pension pots to Freetrade.<\/li><li><b>Tax relief.<\/b> You can claim tax relief on up to \u00a360,000 of contributions each year.<\/li><li><b>Mutual funds.<\/b> You can now access a small range of Vanguard mutual funds with the Freetrade SIPP.<\/li><li><b>Share lending.<\/b> You can earn a small amount of passive income by lending out shares in your SIPP.<\/li><\/ul><p>Keep in mind, with a SIPP, your money is locked in until you turn 55 (rising to 57 in 2028).<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000013\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000013\">\n                <span class=\"luna-accordion__title\">Is Freetrade FCA regulated?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000013\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, Freetrade fully complies with all the rules and regulations set out by the FCA (Financial Conduct Authority) here in the UK. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000014\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000014\">\n                <span class=\"luna-accordion__title\">Is Freetrade any good?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000014\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>In our <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/finder-investing-customer-satisfaction-awards-2025\">2025 Finder Customer Satisfaction Awards<\/a>, 77% of customers said they\u2019d recommend Freetrade. We gave Freetrade a 9.1 Excellent score in our review, and the app is highly rated on the Apple App Store, Google Play Store, and Trustpilot.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000015\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000015\">\n                <span class=\"luna-accordion__title\">Where is Freetrade based?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000015\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The company has its headquarters in London. It holds regular meet-ups and events at 10 Devonshire Square, London EC2M 4YP, if you want to say hello to the team there.<\/p><p>Freetrade is also working on international expansion, with additional offices in Budapest, Brisbane, and Stockholm. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000016\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000016\">\n                <span class=\"luna-accordion__title\">Is Freetrade Plus worth it?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000016\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It depends on what you\u2019re looking for. The Plus plan can be worthwhile if you want to use one platform for everything. Because you get a GIA, stocks and shares ISA, and SIPP (self-invested personal pension) \u2013 all under one roof.<\/p><p>You also get added perks like lower FX fees, share analysis, and higher interest on your idle cash. If you plan on using Freetrade as your one-stop-shop for all things investing (and plan to invest regularly), it could be worth it.<\/p><p>If you don\u2019t plan on buying overseas shares, don\u2019t want access to loads of investments or stock analysis, and only plan on investing occasionally \u2013 then Freetrade Plus may not be worth it. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000017\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000017\">\n                <span class=\"luna-accordion__title\">How are dividends paid with Freetrade?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000017\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/dividends\">Dividends<\/a> are paid into your Freetrade account as cash. You'll get an email, notification and an activity feed item when those are paid. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000018\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000018\">\n                <span class=\"luna-accordion__title\">Is there a Freetrade web app?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000018\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, Freetrade now offers desktop trading.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000019\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000019\">\n                <span class=\"luna-accordion__title\">How trustworthy is Freetrade?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000019\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Very. It's regulated by the Financial Conduct Authority (FCA), a member of the Financial Services Compensation Scheme (FSCS), and it has over 1 million users.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000020\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000020\">\n                <span class=\"luna-accordion__title\">Can you actually make money on Freetrade?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000020\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, but how much money you make depends on the choice of your investments and their performance over time.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000021\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000021\">\n                <span class=\"luna-accordion__title\">Do I own my shares on Freetrade?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000021\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. When you buy an investment on the app, you become the \"beneficial owner\" and the shares are held in a segregated nominee account on your behalf. Freetrade is just a brokergae (which means a middle-person).<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000022\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000022\">\n                <span class=\"luna-accordion__title\">Is Freetrade good for beginners?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000022\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, we rated Freetrade as the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-trading-apps\">best trading app<\/a> for beginners because the platform is easy to use, the fees are cheap, and it doesn't overcomplicate the investing process.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000023\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000023\">\n                <span class=\"luna-accordion__title\">Does Freetrade offer investment advice?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000023\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No, Freetrade is not a financial advice service and does not provide investing advice. Investors are responsible for their own purchasing and trading decisions.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000024\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000024\">\n                <span class=\"luna-accordion__title\">Will I pay tax on my investment profit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000024\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you will likely need to pay tax on any gains you make from buying and selling shares, although this will depend on your personal tax rate. However, you can invest up to \u00a320,000 per year in stocks and shares ISA, or \u00a360,000 in a SIPP which be protected from most tax.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000025\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000025\">\n                <span class=\"luna-accordion__title\">How do I withdraw my money on Freetrade?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000025\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can withdraw your money using the app directly into your bank account. Normal withdrawals are free but there's a \u00a35 fee for same-day withdrawals (or free with Plus), you need to contact Freetrade in advance to arrange this.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000026\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000026\">\n                <span class=\"luna-accordion__title\">What analysis tools are on the Freetrade app?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000026\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Here's a quick overview:<\/p><ul><li><b>Market capitalisation.<\/b> This is the market value of the company. It\u2019s worked out by multiplying the share price by the number of shares outstanding.<\/li><li><b>Dividend yield.<\/b> This is the dividend amount shown as a percentage and relative to the share price and is calculated by dividing the total dividends by the number of shares outstanding.<\/li><li><b>Price-to-earnings (P\/E) ratio.<\/b> This is a ratio to represent the stock price relative to its earnings per share (EPS). Earnings per share is the total profit after tax divided by the number of shares outstanding. P\/E ratio is the stock price divided by the EPS.<\/li><li><b>Beta.<\/b> This is an indication of the market risk that the stock faces. It assesses how exposed a company is to factors that are impacting the whole market.<\/li><li><b>Price-to-book (P\/B) ratio.<\/b> This assesses the stock price in relation to its \u201cbook value\u201d per share (BVPS). Book value per share is common equity (assets minus liabilities) divided by shares outstanding.<\/li><li><b>Price-earnings-to-growth (PEG) ratio.<\/b> This is the P\/E ratio divided by the growth rate of earnings over 3 or 5 years. The growth rate is either average growth or compound annual growth (CAGR).<\/li><li><b>Standard and Plus only.<\/b> Analyst ratings and advanced stock fundamentals. This shows how analysts rate individual shares (favourable, neutral and unfavourable), which it refreshes daily. You can also use automated <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/trading-order-types\">order types<\/a>.<\/li><\/ul>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000027\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000027\">\n                <span class=\"luna-accordion__title\">How do Freetrade\u2019s analyst ratings work?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000027\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Freetrade has launched analyst ratings, showing how analysts feel towards stocks \u2013 between favourable, neutral and unfavourable. Analysts will constantly research certain stocks in order to determine a current view (a rating) on the company and its share price, stating whether it believes the stock is undervalued (likely to rise in price), overvalued (likely to decrease in price) or just right (like Goldilocks\u2019 porridge).<\/p><p>There are a few different ways this might be presented. Some companies label stocks as \u201coverweight\u201d, \u201cbuy\u201d, or \u201coutperform\u201d \u2013 these are all positive terms to use about stocks. In contrast, you may hear a stock labelled as \u201cunderweight\u201d, \u201csell\u201d or \u201cunderperform\u201d, which are all negative terms to use about stocks.<\/p><p>Freetrade\u2019s analyst ratings tell you how analysts feel about the future prospects of the company in relation to the current stock price.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000028\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000028\">\n                <span class=\"luna-accordion__title\">Can I get Freetrade on Android?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000028\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes you can! Download Freetrade either on the App Store or get it on Google Play.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000029\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000029\">\n                <span class=\"luna-accordion__title\">Who owns Freetrade?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000029\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The company was founded by Adam Dodds and Davide Fioranelli in 2015.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000030\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000030\">\n                <span class=\"luna-accordion__title\">What is the Freetrade community?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000030\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The Freetrade community is a forum for all Freetraders to share investing tips, chat about other startups, the economy and share their ideas on what can help make Freetrade better.<\/p><p>You can also make stock requests and stay up to date with the latest platform updates.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000031\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000031\">\n                <span class=\"luna-accordion__title\">How do you fund your Freetrade account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000031\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Once your account is set up you can use Apple Pay, Google Pay or a bank transfer to fund it.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The Freetrade app lets you buy and sell UK, US, and EU stocks with minimal fees. We look under the bonnet to find out just how free this investing platform actually is.<\/p>\n","protected":false},"author":1273,"featured_media":269374,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Freetrade review","_yoast_wpseo_title":"Freetrade review [date format=\"Y\"] | \u00a310-\u00a3100 free share","_yoast_wpseo_metadesc":"Freetrade lets you buy and sell investments with no commissions! Our Freetrade investing review looks at all the features and fees.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"2023-07-12T11:23:34","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-06-19 13:21:50\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated the number of investments available on Freetrade.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[130087],"tags":[129859],"asset_tag":[],"class_list":["post-251632","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-share-trading-reviews","tag-hub-page-feed"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Freetrade review 2026 | \u00a310-\u00a3100 free share<\/title>\n<meta name=\"description\" content=\"Freetrade lets you buy and sell investments with no commissions! Our Freetrade investing review looks at all the features and fees.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/freetrade\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Freetrade investing review 2026: Is it the cheapest platform?\" \/>\n<meta property=\"og:description\" content=\"Freetrade lets you buy and sell investments with no commissions! 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Freetrade is regulated by the FCA (Financial Conduct Authority) to comply with all the regulatory standards. Just keep in mind the value of any of your investments can still go up or down.\"}},{\"@type\":\"Question\",\"name\":\"Is Freetrade free?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For the most part, yes. It\u2019s free to be a member of Freetrade\u2019s \u201cBasic\u201d plan, which includes the use of a general investment account (GIA), a self-invested personal pension (SIPP) or stocks and shares ISA account. However, if you want to buy overseas shares, you\u2019ll have to pay an FX (foreign exchange) fee on your trades. It\u2019s also worth factoring in costs like Stamp Duty and ongoing fees from the investment (like with ETFs and investment trusts). Also, you\u2019ll have to pay if you want to upgrade to the \u201cStandard\u201d or \u201cPlus\u201d plan. These plans include access to cheaper FX fees, higher interest on cash and some additional features.\"}},{\"@type\":\"Question\",\"name\":\"Is Freetrade legit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes! Freetrade has been around since 2016 and launched its iOS app in 2018. Since then, it\u2019s attracted over 1 million investors and raised plenty of funding through crowdfunding (over 13,000 people) and investment from private equity and venture capital firms. It was recently bought by IG.\"}},{\"@type\":\"Question\",\"name\":\"What accounts does Freetrade have?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"At the moment, you can invest in 3 account types with Freetrade: General investment account (GIA) Stocks and shares ISA Self-invested personal pension (SIPP) All accounts are now available with the free Basic plan,\"}},{\"@type\":\"Question\",\"name\":\"What is the Freetrade GIA?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This is included with all of Freetrade\u2019s plans - you can trade as many stocks and exchange-traded funds (ETFs) as you like, commission-free. People usually choose to go with the GIA after they have used up their ISA allowance for the year, as you may need to pay capital gains or dividend tax on any profits you make. One relatively new feature is the ability to lend out the shares in your GIA to earn a small level of passive income.\"}},{\"@type\":\"Question\",\"name\":\"What is the Freetrade stocks and shares ISA?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Freetrade stocks and shares ISA lets you invest up to your yearly allowance each tax year and protect the majority of your profits from tax. The allowance for the 2026\\\/2027 tax year is \u00a320,000. This means you can invest \u00a320,000 in the available stocks and ETFs and minimise the tax on the profits you make. You can open an ISA with the Freetrade app. It\u2019s part of all the Freetrade plans, so you can use an ISA wrapper for no cost with the free Basic plan. However, if you want to access all of Freetrade's assets and features with the ISA, you'll need a Standard or Plus subscription. On cost it\u2019s tough to beat, especially if you\u2019re looking to invest serious money over the long-term. You can also transfer your existing ISA into your Freetrade account. Recently, Freetrade has made changes to make its ISA flexible, this means you can withdraw money and replace it within the same tax year without impacting your yearly allowance.\"}},{\"@type\":\"Question\",\"name\":\"What is the Freetrade self-invested personal pension (SIPP)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Freetrade has a SIPP available for all subscribers, yep even you cheapskates on the free Basic plan. A SIPP is a type of personal pension that allows you the freedom to choose what you want to invest in. How much does the Freetrade SIPP cost? The Freetrade SIPP is free and included in the Basic subscription, so it's one of the cheapest UK SIPPs available.\"}},{\"@type\":\"Question\",\"name\":\"What is Freetrade Basic?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The basic plan costs nothing to open and hold and includes a GIA, SIPP, or ISA for investing. Here are the main features of Basic: Commission-free investing No platform fee 0.99% FX fee Fractional US shares Access over 6,500 investments Access to mutual funds and gilts Free ISA and SIPP wrapper 1% interest on cash (up to \u00a31,000)\"}},{\"@type\":\"Question\",\"name\":\"What is Freetrade Standard?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This is the middle ground between the free Basic plan and the premium Plus plan. Here\u2019s what's included and the key points: \u00a35.99 monthly platform fee (or \u00a359.88 paid annually) 0.59% FX fee 3% interest on cash (up to \u00a32,000) Access over 6,500 investments Access to mutual funds and gilts Ability to use automated order types Advanced stock fundamentals SIPP and ISA wrapper Access to mutual funds and gilts\"}},{\"@type\":\"Question\",\"name\":\"What is Freetrade Plus?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This is Freetrade\u2019s premium subscription and comes with all the bells and whistles Freetrade has to offer: \u00a311.99 monthly platform fee (or \u00a3119.88 paid annually) 5% interest on cash (up to \u00a33,000) 0.39% FX fee Access over 6,500 investments Access to mutual funds and gilts Ability to use automated order types Advanced stock fundamentals SIPP and ISA wrapper Web desktop beta trading platform Priority customer service On top of this all, Freetrade creatively refers to you as a \\\"Plustomer\\\". If that doesn\u2019t sell it to you then I don\u2019t know what will.\"}},{\"@type\":\"Question\",\"name\":\"How do you set up your Freetrade account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Setting up is super easy. You can download the Freetrade app on the App Store and Google Play. Once you open the app, you\u2019ll need to provide: Your name Your address Your national insurance (NI) number Some of our team also had to provide additional info: Proof of address ID (driving licence or passport) Once you\u2019ve done that, you can then choose an account type and link up your bank account.\"}},{\"@type\":\"Question\",\"name\":\"How do you get free shares with Freetrade?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Along with the free share you get when you join using our link, after you buy your first share, you\u2019ll be able to refer a friend. Send your lucky pal a link, and once they\u2019ve signed up, filled out the W-8BEN form and funded their account, you\u2019ll both get a free share worth between \u00a310 and \u00a3100. You can get up to 10 free shares each month. Your friend will need to fund your account within 30 days of signing up. Freetrade dishes out the free shares on Fridays.\"}},{\"@type\":\"Question\",\"name\":\"What features does the Freetrade SIPP have?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Here are some of the features of the Freetrade SIPP: Flat fee. Some SIPPs are charged as a percentage of what you invest \u2013 a flat fee can work out cheaper if you have a bigger retirement portfolio. Fractional shares. You can buy fractions of shares of US stocks \u2013 great for when one share of a company is expensive. Transfer in other pension pots. You can transfer in other pension pots to Freetrade. Tax relief. You can claim tax relief on up to \u00a360,000 of contributions each year. Mutual funds. You can now access a small range of Vanguard mutual funds with the Freetrade SIPP. Share lending. You can earn a small amount of passive income by lending out shares in your SIPP. Keep in mind, with a SIPP, your money is locked in until you turn 55 (rising to 57 in 2028).\"}},{\"@type\":\"Question\",\"name\":\"Is Freetrade FCA regulated?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, Freetrade fully complies with all the rules and regulations set out by the FCA (Financial Conduct Authority) here in the UK.\"}},{\"@type\":\"Question\",\"name\":\"Is Freetrade any good?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In our 2025 Finder Customer Satisfaction Awards, 77% of customers said they\u2019d recommend Freetrade. We gave Freetrade a 9.1 Excellent score in our review, and the app is highly rated on the Apple App Store, Google Play Store, and Trustpilot.\"}},{\"@type\":\"Question\",\"name\":\"Where is Freetrade based?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The company has its headquarters in London. It holds regular meet-ups and events at 10 Devonshire Square, London EC2M 4YP, if you want to say hello to the team there. Freetrade is also working on international expansion, with additional offices in Budapest, Brisbane, and Stockholm.\"}},{\"@type\":\"Question\",\"name\":\"Is Freetrade Plus worth it?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on what you\u2019re looking for. The Plus plan can be worthwhile if you want to use one platform for everything. Because you get a GIA, stocks and shares ISA, and SIPP (self-invested personal pension) - all under one roof. You also get added perks like lower FX fees, share analysis, and higher interest on your idle cash. If you plan on using Freetrade as your one-stop-shop for all things investing (and plan to invest regularly), it could be worth it. If you don\u2019t plan on buying overseas shares, don\u2019t want access to loads of investments or stock analysis, and only plan on investing occasionally - then Freetrade Plus may not be worth it.\"}},{\"@type\":\"Question\",\"name\":\"How are dividends paid with Freetrade?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Dividends are paid into your Freetrade account as cash. You'll get an email, notification and an activity feed item when those are paid.\"}},{\"@type\":\"Question\",\"name\":\"Is there a Freetrade web app?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, Freetrade now offers desktop trading.\"}},{\"@type\":\"Question\",\"name\":\"How trustworthy is Freetrade?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Very. It's regulated by the Financial Conduct Authority (FCA), a member of the Financial Services Compensation Scheme (FSCS), and it has over 1 million users.\"}},{\"@type\":\"Question\",\"name\":\"Can you actually make money on Freetrade?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, but how much money you make depends on the choice of your investments and their performance over time.\"}},{\"@type\":\"Question\",\"name\":\"Do I own my shares on Freetrade?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. When you buy an investment on the app, you become the \\\"beneficial owner\\\" and the shares are held in a segregated nominee account on your behalf. Freetrade is just a brokergae (which means a middle-person).\"}},{\"@type\":\"Question\",\"name\":\"Is Freetrade good for beginners?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, we rated Freetrade as the best trading app for beginners because the platform is easy to use, the fees are cheap, and it doesn't overcomplicate the investing process.\"}},{\"@type\":\"Question\",\"name\":\"Does Freetrade offer investment advice?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, Freetrade is not a financial advice service and does not provide investing advice. Investors are responsible for their own purchasing and trading decisions.\"}},{\"@type\":\"Question\",\"name\":\"Will I pay tax on my investment profit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, you will likely need to pay tax on any gains you make from buying and selling shares, although this will depend on your personal tax rate. However, you can invest up to \u00a320,000 per year in stocks and shares ISA, or \u00a360,000 in a SIPP which be protected from most tax.\"}},{\"@type\":\"Question\",\"name\":\"How do I withdraw my money on Freetrade?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can withdraw your money using the app directly into your bank account. Normal withdrawals are free but there's a \u00a35 fee for same-day withdrawals (or free with Plus), you need to contact Freetrade in advance to arrange this.\"}},{\"@type\":\"Question\",\"name\":\"What analysis tools are on the Freetrade app?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Here's a quick overview: Market capitalisation. This is the market value of the company. It\u2019s worked out by multiplying the share price by the number of shares outstanding. Dividend yield. This is the dividend amount shown as a percentage and relative to the share price and is calculated by dividing the total dividends by the number of shares outstanding. Price-to-earnings (P\\\/E) ratio. This is a ratio to represent the stock price relative to its earnings per share (EPS). Earnings per share is the total profit after tax divided by the number of shares outstanding. P\\\/E ratio is the stock price divided by the EPS. Beta. This is an indication of the market risk that the stock faces. It assesses how exposed a company is to factors that are impacting the whole market. Price-to-book (P\\\/B) ratio. This assesses the stock price in relation to its \u201cbook value\u201d per share (BVPS). Book value per share is common equity (assets minus liabilities) divided by shares outstanding. Price-earnings-to-growth (PEG) ratio. This is the P\\\/E ratio divided by the growth rate of earnings over 3 or 5 years. The growth rate is either average growth or compound annual growth (CAGR). Standard and Plus only. Analyst ratings and advanced stock fundamentals. This shows how analysts rate individual shares (favourable, neutral and unfavourable), which it refreshes daily. You can also use automated order types.\"}},{\"@type\":\"Question\",\"name\":\"How do Freetrade\u2019s analyst ratings work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Freetrade has launched analyst ratings, showing how analysts feel towards stocks - between favourable, neutral and unfavourable. Analysts will constantly research certain stocks in order to determine a current view (a rating) on the company and its share price, stating whether it believes the stock is undervalued (likely to rise in price), overvalued (likely to decrease in price) or just right (like Goldilocks\u2019 porridge). There are a few different ways this might be presented. Some companies label stocks as \u201coverweight\u201d, \u201cbuy\u201d, or \u201coutperform\u201d - these are all positive terms to use about stocks. In contrast, you may hear a stock labelled as \u201cunderweight\u201d, \u201csell\u201d or \u201cunderperform\u201d, which are all negative terms to use about stocks. Freetrade\u2019s analyst ratings tell you how analysts feel about the future prospects of the company in relation to the current stock price.\"}},{\"@type\":\"Question\",\"name\":\"Can I get Freetrade on Android?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes you can! Download Freetrade either on the App Store or get it on Google Play.\"}},{\"@type\":\"Question\",\"name\":\"Who owns Freetrade?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The company was founded by Adam Dodds and Davide Fioranelli in 2015.\"}},{\"@type\":\"Question\",\"name\":\"What is the Freetrade community?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Freetrade community is a forum for all Freetraders to share investing tips, chat about other startups, the economy and share their ideas on what can help make Freetrade better. You can also make stock requests and stay up to date with the latest platform updates.\"}},{\"@type\":\"Question\",\"name\":\"How do you fund your Freetrade account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Once your account is set up you can use Apple Pay, Google Pay or a bank transfer to fund it.\"}}]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/86a172cdec1fb3d49abd125556776f35\",\"name\":\"George Sweeney, DipFA\",\"description\":\"George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. \\r\\n\\r\\nHe's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he\u2019s learnt. 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Our Freetrade investing review looks at all the features and fees.","inLanguage":"en-GB","reviewRating":[]}]},{"@context":"https:\/\/schema.org\/","@type":"VideoObject","name":"Freetrade review 2024: How free is Freetrade?","description":"Your guide to Freetrade by our in-house investing expert, George Sweeney. \n\ud83e\udd11 Get a FREE share worth \u00a310-\u00a3100 \ud83e\udd73   \ud83d\udc49 https:\/\/fndr.ws\/FreetradeFreeShare\n\ud83d\udcc8 Read our full Freetrade review \ud83d\udc49 https:\/\/fndr.ws\/FreetradeReview\n\n(Links may contain paid promotion.)\n\nWatch our other reviews \nTrading 212 review 2024 - https:\/\/youtu.be\/UgxW78lmJiM\nRobinhood review 2024 - https:\/\/youtu.be\/W2tMkVq0OFs\n\n00:00 Intro\n00:23 What is Freetrade?\n01:37 How much does it cost? \n04:34 What else does it offer?\n05:39 Our verdict\n06:50 Alternatives to Freetrade\n\n#Freetrade #Investing  #investingforbeginners","uploadDate":"2024-06-18T14:45:06Z","duration":"PT8M24S","url":"https:\/\/youtu.be\/QDoWLR_ePao?si=aXSbRqysoM_ednOn","contentUrl":"https:\/\/www.youtube.com\/watch?v=QDoWLR_ePao","embedUrl":"https:\/\/www.youtube.com\/embed\/QDoWLR_ePao","thumbnailUrl":"https:\/\/i.ytimg.com\/vi\/QDoWLR_ePao\/maxresdefault.jpg"},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"Is Freetrade FSCS protected?","acceptedAnswer":{"@type":"Answer","text":"Yes, your deposits and assets up to \u00a3120,000 are protected under the FSCS (Financial Services Compensation Scheme). Freetrade is regulated by the FCA (Financial Conduct Authority) to comply with all the regulatory standards. Just keep in mind the value of any of your investments can still go up or down."}},{"@type":"Question","name":"Is Freetrade free?","acceptedAnswer":{"@type":"Answer","text":"For the most part, yes. It\u2019s free to be a member of Freetrade\u2019s \u201cBasic\u201d plan, which includes the use of a general investment account (GIA), a self-invested personal pension (SIPP) or stocks and shares ISA account. However, if you want to buy overseas shares, you\u2019ll have to pay an FX (foreign exchange) fee on your trades. It\u2019s also worth factoring in costs like Stamp Duty and ongoing fees from the investment (like with ETFs and investment trusts). Also, you\u2019ll have to pay if you want to upgrade to the \u201cStandard\u201d or \u201cPlus\u201d plan. These plans include access to cheaper FX fees, higher interest on cash and some additional features."}},{"@type":"Question","name":"Is Freetrade legit?","acceptedAnswer":{"@type":"Answer","text":"Yes! Freetrade has been around since 2016 and launched its iOS app in 2018. Since then, it\u2019s attracted over 1 million investors and raised plenty of funding through crowdfunding (over 13,000 people) and investment from private equity and venture capital firms. It was recently bought by IG."}},{"@type":"Question","name":"What accounts does Freetrade have?","acceptedAnswer":{"@type":"Answer","text":"At the moment, you can invest in 3 account types with Freetrade: General investment account (GIA) Stocks and shares ISA Self-invested personal pension (SIPP) All accounts are now available with the free Basic plan,"}},{"@type":"Question","name":"What is the Freetrade GIA?","acceptedAnswer":{"@type":"Answer","text":"This is included with all of Freetrade\u2019s plans - you can trade as many stocks and exchange-traded funds (ETFs) as you like, commission-free. People usually choose to go with the GIA after they have used up their ISA allowance for the year, as you may need to pay capital gains or dividend tax on any profits you make. One relatively new feature is the ability to lend out the shares in your GIA to earn a small level of passive income."}},{"@type":"Question","name":"What is the Freetrade stocks and shares ISA?","acceptedAnswer":{"@type":"Answer","text":"The Freetrade stocks and shares ISA lets you invest up to your yearly allowance each tax year and protect the majority of your profits from tax. The allowance for the 2026\/2027 tax year is \u00a320,000. This means you can invest \u00a320,000 in the available stocks and ETFs and minimise the tax on the profits you make. You can open an ISA with the Freetrade app. It\u2019s part of all the Freetrade plans, so you can use an ISA wrapper for no cost with the free Basic plan. However, if you want to access all of Freetrade's assets and features with the ISA, you'll need a Standard or Plus subscription. On cost it\u2019s tough to beat, especially if you\u2019re looking to invest serious money over the long-term. You can also transfer your existing ISA into your Freetrade account. Recently, Freetrade has made changes to make its ISA flexible, this means you can withdraw money and replace it within the same tax year without impacting your yearly allowance."}},{"@type":"Question","name":"What is the Freetrade self-invested personal pension (SIPP)?","acceptedAnswer":{"@type":"Answer","text":"Freetrade has a SIPP available for all subscribers, yep even you cheapskates on the free Basic plan. A SIPP is a type of personal pension that allows you the freedom to choose what you want to invest in. How much does the Freetrade SIPP cost? The Freetrade SIPP is free and included in the Basic subscription, so it's one of the cheapest UK SIPPs available."}},{"@type":"Question","name":"What is Freetrade Basic?","acceptedAnswer":{"@type":"Answer","text":"The basic plan costs nothing to open and hold and includes a GIA, SIPP, or ISA for investing. Here are the main features of Basic: Commission-free investing No platform fee 0.99% FX fee Fractional US shares Access over 6,500 investments Access to mutual funds and gilts Free ISA and SIPP wrapper 1% interest on cash (up to \u00a31,000)"}},{"@type":"Question","name":"What is Freetrade Standard?","acceptedAnswer":{"@type":"Answer","text":"This is the middle ground between the free Basic plan and the premium Plus plan. Here\u2019s what's included and the key points: \u00a35.99 monthly platform fee (or \u00a359.88 paid annually) 0.59% FX fee 3% interest on cash (up to \u00a32,000) Access over 6,500 investments Access to mutual funds and gilts Ability to use automated order types Advanced stock fundamentals SIPP and ISA wrapper Access to mutual funds and gilts"}},{"@type":"Question","name":"What is Freetrade Plus?","acceptedAnswer":{"@type":"Answer","text":"This is Freetrade\u2019s premium subscription and comes with all the bells and whistles Freetrade has to offer: \u00a311.99 monthly platform fee (or \u00a3119.88 paid annually) 5% interest on cash (up to \u00a33,000) 0.39% FX fee Access over 6,500 investments Access to mutual funds and gilts Ability to use automated order types Advanced stock fundamentals SIPP and ISA wrapper Web desktop beta trading platform Priority customer service On top of this all, Freetrade creatively refers to you as a \"Plustomer\". If that doesn\u2019t sell it to you then I don\u2019t know what will."}},{"@type":"Question","name":"How do you set up your Freetrade account?","acceptedAnswer":{"@type":"Answer","text":"Setting up is super easy. You can download the Freetrade app on the App Store and Google Play. Once you open the app, you\u2019ll need to provide: Your name Your address Your national insurance (NI) number Some of our team also had to provide additional info: Proof of address ID (driving licence or passport) Once you\u2019ve done that, you can then choose an account type and link up your bank account."}},{"@type":"Question","name":"How do you get free shares with Freetrade?","acceptedAnswer":{"@type":"Answer","text":"Along with the free share you get when you join using our link, after you buy your first share, you\u2019ll be able to refer a friend. Send your lucky pal a link, and once they\u2019ve signed up, filled out the W-8BEN form and funded their account, you\u2019ll both get a free share worth between \u00a310 and \u00a3100. You can get up to 10 free shares each month. Your friend will need to fund your account within 30 days of signing up. Freetrade dishes out the free shares on Fridays."}},{"@type":"Question","name":"What features does the Freetrade SIPP have?","acceptedAnswer":{"@type":"Answer","text":"Here are some of the features of the Freetrade SIPP: Flat fee. Some SIPPs are charged as a percentage of what you invest \u2013 a flat fee can work out cheaper if you have a bigger retirement portfolio. Fractional shares. You can buy fractions of shares of US stocks \u2013 great for when one share of a company is expensive. Transfer in other pension pots. You can transfer in other pension pots to Freetrade. Tax relief. You can claim tax relief on up to \u00a360,000 of contributions each year. Mutual funds. You can now access a small range of Vanguard mutual funds with the Freetrade SIPP. Share lending. You can earn a small amount of passive income by lending out shares in your SIPP. Keep in mind, with a SIPP, your money is locked in until you turn 55 (rising to 57 in 2028)."}},{"@type":"Question","name":"Is Freetrade FCA regulated?","acceptedAnswer":{"@type":"Answer","text":"Yes, Freetrade fully complies with all the rules and regulations set out by the FCA (Financial Conduct Authority) here in the UK."}},{"@type":"Question","name":"Is Freetrade any good?","acceptedAnswer":{"@type":"Answer","text":"In our 2025 Finder Customer Satisfaction Awards, 77% of customers said they\u2019d recommend Freetrade. We gave Freetrade a 9.1 Excellent score in our review, and the app is highly rated on the Apple App Store, Google Play Store, and Trustpilot."}},{"@type":"Question","name":"Where is Freetrade based?","acceptedAnswer":{"@type":"Answer","text":"The company has its headquarters in London. It holds regular meet-ups and events at 10 Devonshire Square, London EC2M 4YP, if you want to say hello to the team there. Freetrade is also working on international expansion, with additional offices in Budapest, Brisbane, and Stockholm."}},{"@type":"Question","name":"Is Freetrade Plus worth it?","acceptedAnswer":{"@type":"Answer","text":"It depends on what you\u2019re looking for. The Plus plan can be worthwhile if you want to use one platform for everything. Because you get a GIA, stocks and shares ISA, and SIPP (self-invested personal pension) - all under one roof. You also get added perks like lower FX fees, share analysis, and higher interest on your idle cash. If you plan on using Freetrade as your one-stop-shop for all things investing (and plan to invest regularly), it could be worth it. If you don\u2019t plan on buying overseas shares, don\u2019t want access to loads of investments or stock analysis, and only plan on investing occasionally - then Freetrade Plus may not be worth it."}},{"@type":"Question","name":"How are dividends paid with Freetrade?","acceptedAnswer":{"@type":"Answer","text":"Dividends are paid into your Freetrade account as cash. You'll get an email, notification and an activity feed item when those are paid."}},{"@type":"Question","name":"Is there a Freetrade web app?","acceptedAnswer":{"@type":"Answer","text":"Yes, Freetrade now offers desktop trading."}},{"@type":"Question","name":"How trustworthy is Freetrade?","acceptedAnswer":{"@type":"Answer","text":"Very. It's regulated by the Financial Conduct Authority (FCA), a member of the Financial Services Compensation Scheme (FSCS), and it has over 1 million users."}},{"@type":"Question","name":"Can you actually make money on Freetrade?","acceptedAnswer":{"@type":"Answer","text":"Yes, but how much money you make depends on the choice of your investments and their performance over time."}},{"@type":"Question","name":"Do I own my shares on Freetrade?","acceptedAnswer":{"@type":"Answer","text":"Yes. When you buy an investment on the app, you become the \"beneficial owner\" and the shares are held in a segregated nominee account on your behalf. Freetrade is just a brokergae (which means a middle-person)."}},{"@type":"Question","name":"Is Freetrade good for beginners?","acceptedAnswer":{"@type":"Answer","text":"Yes, we rated Freetrade as the best trading app for beginners because the platform is easy to use, the fees are cheap, and it doesn't overcomplicate the investing process."}},{"@type":"Question","name":"Does Freetrade offer investment advice?","acceptedAnswer":{"@type":"Answer","text":"No, Freetrade is not a financial advice service and does not provide investing advice. Investors are responsible for their own purchasing and trading decisions."}},{"@type":"Question","name":"Will I pay tax on my investment profit?","acceptedAnswer":{"@type":"Answer","text":"Yes, you will likely need to pay tax on any gains you make from buying and selling shares, although this will depend on your personal tax rate. However, you can invest up to \u00a320,000 per year in stocks and shares ISA, or \u00a360,000 in a SIPP which be protected from most tax."}},{"@type":"Question","name":"How do I withdraw my money on Freetrade?","acceptedAnswer":{"@type":"Answer","text":"You can withdraw your money using the app directly into your bank account. Normal withdrawals are free but there's a \u00a35 fee for same-day withdrawals (or free with Plus), you need to contact Freetrade in advance to arrange this."}},{"@type":"Question","name":"What analysis tools are on the Freetrade app?","acceptedAnswer":{"@type":"Answer","text":"Here's a quick overview: Market capitalisation. This is the market value of the company. It\u2019s worked out by multiplying the share price by the number of shares outstanding. Dividend yield. This is the dividend amount shown as a percentage and relative to the share price and is calculated by dividing the total dividends by the number of shares outstanding. Price-to-earnings (P\/E) ratio. This is a ratio to represent the stock price relative to its earnings per share (EPS). Earnings per share is the total profit after tax divided by the number of shares outstanding. P\/E ratio is the stock price divided by the EPS. Beta. This is an indication of the market risk that the stock faces. It assesses how exposed a company is to factors that are impacting the whole market. Price-to-book (P\/B) ratio. This assesses the stock price in relation to its \u201cbook value\u201d per share (BVPS). Book value per share is common equity (assets minus liabilities) divided by shares outstanding. Price-earnings-to-growth (PEG) ratio. This is the P\/E ratio divided by the growth rate of earnings over 3 or 5 years. The growth rate is either average growth or compound annual growth (CAGR). Standard and Plus only. Analyst ratings and advanced stock fundamentals. This shows how analysts rate individual shares (favourable, neutral and unfavourable), which it refreshes daily. You can also use automated order types."}},{"@type":"Question","name":"How do Freetrade\u2019s analyst ratings work?","acceptedAnswer":{"@type":"Answer","text":"Freetrade has launched analyst ratings, showing how analysts feel towards stocks - between favourable, neutral and unfavourable. Analysts will constantly research certain stocks in order to determine a current view (a rating) on the company and its share price, stating whether it believes the stock is undervalued (likely to rise in price), overvalued (likely to decrease in price) or just right (like Goldilocks\u2019 porridge). There are a few different ways this might be presented. Some companies label stocks as \u201coverweight\u201d, \u201cbuy\u201d, or \u201coutperform\u201d - these are all positive terms to use about stocks. In contrast, you may hear a stock labelled as \u201cunderweight\u201d, \u201csell\u201d or \u201cunderperform\u201d, which are all negative terms to use about stocks. Freetrade\u2019s analyst ratings tell you how analysts feel about the future prospects of the company in relation to the current stock price."}},{"@type":"Question","name":"Can I get Freetrade on Android?","acceptedAnswer":{"@type":"Answer","text":"Yes you can! Download Freetrade either on the App Store or get it on Google Play."}},{"@type":"Question","name":"Who owns Freetrade?","acceptedAnswer":{"@type":"Answer","text":"The company was founded by Adam Dodds and Davide Fioranelli in 2015."}},{"@type":"Question","name":"What is the Freetrade community?","acceptedAnswer":{"@type":"Answer","text":"The Freetrade community is a forum for all Freetraders to share investing tips, chat about other startups, the economy and share their ideas on what can help make Freetrade better. You can also make stock requests and stay up to date with the latest platform updates."}},{"@type":"Question","name":"How do you fund your Freetrade account?","acceptedAnswer":{"@type":"Answer","text":"Once your account is set up you can use Apple Pay, Google Pay or a bank transfer to fund it."}}]},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35","name":"George Sweeney, DipFA","description":"George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. \r\n\r\nHe's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he\u2019s learnt. When he\u2019s not geeking out about money, you\u2019ll find him playing sports and staying active.","jobTitle":"Deputy editor","url":"https:\/\/www.finder.com\/uk\/author\/georgesweeney","sameAs":["https:\/\/twitter.com\/GeorgeSWrites","https:\/\/www.linkedin.com\/in\/george-sweeney-dipfa-7543b197\/","https:\/\/www.fool.co.uk\/author\/gsweeney\/","https:\/\/wealth.co.uk\/author\/george-sweeney","https:\/\/www.onlinemortgageadvisor.co.uk\/george-sweeney\/","https:\/\/www.compareforexbrokers.com\/about-us\/george-sweeney\/","https:\/\/www.onlinemoneyadvisor.co.uk\/blog\/author\/georgesweeneyauthor\/","https:\/\/investingintheweb.com\/about-us\/","https:\/\/muckrack.com\/george-sweeney-dipfa"],"knowsAbout":[{"@type":"Thing","name":"Investing"},{"@type":"Thing","name":"Personal finance"},{"@type":"Thing","name":"Tax"},{"@type":"Thing","name":"Pensions"},{"@type":"Thing","name":"Mortgages"},{"@type":"Thing","name":"Cryptocurrency"}],"image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png6d4f98a00df8139c91a9fc8399b459fa","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png","caption":"George Sweeney, DipFA"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2026-06-19T14:21:50+00:00"},"custom_fields":{"_content_type":["niche-content\/recommendation\/provider-review"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"Now part of the IG family and offering a free ISA and SIPP wrapper, Freetrade is a cheap platform with 0% commissions and loads of investing features. New customers can get a free share, too! \"}"],"_wp_page_template":[""],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/251632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/1273"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=251632"}],"version-history":[{"count":20,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/251632\/revisions"}],"predecessor-version":[{"id":578287,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/251632\/revisions\/578287"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/269374"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=251632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=251632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=251632"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=251632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}