{"id":242019,"date":"2019-09-16T08:48:26","date_gmt":"2019-09-16T07:48:26","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=242019"},"modified":"2025-07-24T15:22:14","modified_gmt":"2025-07-24T14:22:14","slug":"how-to-get-a-business-credit-card","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-credit-cards\/how-to-get-a-business-credit-card","title":{"rendered":"How to apply for a business credit card"},"content":{"rendered":"<p>You want to apply for a business credit card? That\u2019s great news. With a credit card you can track your business outgoings and access credit when you need it, so you\u2019ll have the flexibility to manage your cash flow. By managing the card well, you can also build your business credit score, which could make it easier to borrow larger sums in the future as  your business grows.<\/p><p>However, if you apply for a business credit card that isn\u2019t right for you, you could find yourself with a worse credit rating than before. That\u2019s why it\u2019s important to do your research before you apply: and we\u2019re here to help. Here\u2019s what you need to know.<\/p><h3 id=\"compare\" class=\"no-margin-bottom\">Business credit cards<\/h3><div class=\"fin-text-grey text-x-small has-margin-bottom\">Table: promoted then other popular deals<\/div><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__sidebarFilter tableWithFilters__sidebarFilter--stickyAndScrollable\" data-niche-short-code=\"UKCCF\">\n        <div class=\"tableWithFilters__filter f1\"><\/div>\n    <\/div>\n        <div class=\"tableWithFilters__table content\">\n        <div class=\"customTableFiltersConfig tableFiltersConfig__main\" style=\"display: none\">{\"userFilters\":[{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"All-round,Balance transfer,Balance transfer and purchase,Business,Cashback,Credit builder,Frequent flyer,Fuel,Low rate,Matched,Money transfer,Overseas,Platinum,Purchase,Reward,Store card,Student\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.FIN_CARD_TYPE\"},\"dataType\":\"TEXT\",\"label\":\"Card type\",\"order\":1},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"REWARDS.CASHBACK\"},\"dataType\":\"BOOLEAN\",\"label\":\"Cashback\",\"order\":2},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"RATES_AND_FEES.PURCHASES_ZERO_PERIOD\"},\"dataType\":\"NUMBER\",\"label\":\"0% purchases offer (months)\",\"order\":4},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"RATES_AND_FEES.BALANCE_TRANSFERS_ZERO_PERIOD\"},\"dataType\":\"NUMBER\",\"label\":\"0% balance transfer offer (months)\",\"order\":5},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"RATES_AND_FEES.FOREIGN_USAGE_CHARGE_EU\"},\"dataType\":\"PERCENTAGE\",\"label\":\"Foreign usage charge (EU)\",\"order\":6},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.IS_CHARGE_CARD\"},\"dataType\":\"BOOLEAN\",\"label\":\"Charge card\",\"order\":7},{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Mastercard,Visa,Amex\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.NETWORK\"},\"dataType\":\"TEXT\",\"label\":\"Network\",\"order\":8},{\"dataSelector\":{\"recordType\":\"UI_FILTER_COMPONENT\",\"fieldCode\":\"SPECIAL_OFFERS\"},\"dataType\":\"BOOLEAN\",\"label\":\"Special offers\",\"componentType\":\"SpecialOffersFilter\",\"config\":{\"VALUES\":\"1\",\"fields\":[{\"value\":\"exclusive_only\",\"label\":\"Finder Rewards &amp; exclusives\"},{\"value\":\"all_offers_no_rewards\",\"label\":\"All offers\"}]},\"options\":{\"comparator\":\"eq\"}},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.PROVIDER_ID\"},\"dataType\":\"UUID\",\"label\":\"Card issuer\",\"order\":9}],\"niche\":{\"currencySymbol\":\"\\u00a3\",\"decimalPoint\":\".\",\"decimalPlaces\":\"2\",\"thousandsSeparator\":\",\",\"filterBoundsMap\":{\"product.GENERAL.FIN_CARD_TYPE\":null,\"product.REWARDS.CASHBACK\":null,\"product.RATES_AND_FEES.PURCHASES_ZERO_PERIOD\":{\"minimum\":\"0\",\"maximum\":\"27\"},\"product.RATES_AND_FEES.BALANCE_TRANSFERS_ZERO_PERIOD\":{\"minimum\":\"0\",\"maximum\":\"38\"},\"product.RATES_AND_FEES.FOREIGN_USAGE_CHARGE_EU\":{\"minimum\":\"0\",\"maximum\":\"3\"},\"product.GENERAL.IS_CHARGE_CARD\":null}},\"prefilled\":false,\"experimental\":false}<\/div><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"c9397cf6-8d34-4d29-8601-fb8e3ac14a5a\" data-template=\"comparison\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"BusinessDefault\" data-post-id=\"242019\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"BusinessDefault\",\"template\":\"comparison\",\"category_id\":\"c9397cf6-8d34-4d29-8601-fb8e3ac14a5a\",\"category_name\":\"Business\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1775563964}' data-disable-alternative-products=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"3f6e7a4a-8226-4e6c-8df9-51bc77100dc3\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-c9397cf6-8d34-4d29-8601-fb8e3ac14a5a\">6 of 29 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated\n\t\t\t\t\tdaily<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-table-id=\"816\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"BusinessDefault\",\"template\":\"comparison\",\"category_id\":\"c9397cf6-8d34-4d29-8601-fb8e3ac14a5a\",\"category_name\":\"Business\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1775563964}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"6\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"6\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"29\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"543e5115ab9dc8828ab4595071379eb38ce57900856b0c1b9c7e92255b8051fd\" data-table-record-type=\"product\" data-table-record-ids='[\"ff954c31-f541-4e24-97d6-2785e365b40e\",\"e8e26366-a62b-42c2-a68b-ccd4f0f496c8\",\"39b4c7a9-e43c-4e27-8272-1d8018cb9f50\",\"24dc25e7-438c-4a36-a474-e80a9882f44d\",\"c5f9f3c8-c9a3-456f-860e-49546997d14d\",\"acd15bfe-e4f2-4005-8340-3e4a449b4ca3\"]' data-total-data=\"6\" data-enable-top-filters=\"false\" data-total-product-count=\"29\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.PURCHASES\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"purchases\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Purchases\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.TEST_BUSINESSANNUALFEES\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual_\/_monthly_fees\">\n                                                        Annual \/ Monthly fees\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_EARN_RATE\" class=\"comparison-table__feature rewardsEarnRate tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"rewards_earn_rate\">\n                                                        Rewards earn rate\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.REPRESENTATIVE_APR\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_apr\">\n                                                        Representative APR\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"key_benefit\">\n                                                        Key benefit\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:#FFD238; display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:#FFD23B; color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: #FFD23B;\n    border: 1px solid #E6B40F;\n    border-radius: 999px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 999px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 48.5px;\n    height: 34.6px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 50%;\n    left: 50%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #232320;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n<\/style><tr data-product-id=\"ff954c31-f541-4e24-97d6-2785e365b40e\" data-provider-id=\"66d2f49f-0d55-4138-bf09-e5b4cf4d449f\" data-product-name=\"Capital on Tap Business Credit Card\" data-provider-name=\"Capital on Tap\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png\" alt=\"Capital on Tap Business Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Capital on Tap Business Credit Card<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Capital on Tap was the Business Credit Cards winner in our &lt;a href='https:\/\/www.finder.com\/uk\/finderawards'&gt;2025 Provider of the Year Awards&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        34.65%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1 point per \u00a31 spent\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        34.65% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"1%,,.&amp;.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Earn uncapped 1% cashback on all card spending and redeem points against your balance, for cash, for gift cards and more. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":\u00a31,20034.65%..,34.65%.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 34.65% APR (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-business-credit-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221775563964%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BBusiness%2BCredit%2BCard%22%2C%22product_id%22%3A%22ff954c31-f541-4e24-97d6-2785e365b40e%22%2C%22offer_id%22%3A%2222030%22%2C%22post_id%22%3A%22242019%22%2C%22post_path%22%3A%22business-credit-cards%252Fhow-to-get-a-business-credit-card%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Capital on Tap Business Credit Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-ff954c31-f541-4e24-97d6-2785e365b40e\" value=\"ff954c31-f541-4e24-97d6-2785e365b40e\" name=\"productID\" _productname=\"                            Capital on Tap Business Credit CardFinder AwardCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"ff954c31-f541-4e24-97d6-2785e365b40e\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-ff954c31-f541-4e24-97d6-2785e365b40e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"e8e26366-a62b-42c2-a68b-ccd4f0f496c8\" data-provider-id=\"d4d388d0-137e-406f-96fe-7c69cff4dd3a\" data-product-name=\"Moss Business Cashback Card\" data-provider-name=\"Moss\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/moss-corporate-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png\" alt=\"Moss Business Cashback Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/moss-corporate-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Moss Business Cashback Card<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        N\/A (this product is a charge card).\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        Subject to plan<div class=\"has-margin-bottom-xxsmall\"><span class=\"table-popover\" rel=\"popover\" data-content=\"Moss offers 3 different plans: Starter, Professional and Enterprise. Pricing is dependant on the plan your business is eligible for and you\u2019ll pay for the transactions you use - not the number of people on the platform.\" title=\"\" data-orginal-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        Up to 1% cashback\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        N\/A (this product is a charge card).\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"-,0%1%.&amp;.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Spend-controlled business cards with automated receipt capture, approvals and accounting sync plus 0% interest and up to 1% cashback. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/moss-corporate-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221775563964%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Moss%2BBusiness%2BCashback%2BCard%22%2C%22product_id%22%3A%22e8e26366-a62b-42c2-a68b-ccd4f0f496c8%22%2C%22offer_id%22%3A%2224158%22%2C%22post_id%22%3A%22242019%22%2C%22post_path%22%3A%22business-credit-cards%252Fhow-to-get-a-business-credit-card%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Moss Business Cashback Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-e8e26366-a62b-42c2-a68b-ccd4f0f496c8\" value=\"e8e26366-a62b-42c2-a68b-ccd4f0f496c8\" name=\"productID\" _productname=\"                            Moss Business Cashback CardCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e8e26366-a62b-42c2-a68b-ccd4f0f496c8\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-e8e26366-a62b-42c2-a68b-ccd4f0f496c8\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"39b4c7a9-e43c-4e27-8272-1d8018cb9f50\" data-provider-id=\"62bf9107-3f41-4661-942b-dbb8e0780a38\" data-product-name=\"American Express\u00ae Business Gold Card\" data-provider-name=\"American Express\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\/american-express-gold-business-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66155db332487.png\" alt=\"American Express\u00ae Business Gold Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\/american-express-gold-business-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express\u00ae Business Gold Card<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"American Express was highly commended in the &lt;a href='https:\/\/www.finder.com\/uk\/business-banking\/finder-business-cards-customer-satisfaction-awards-2024'&gt;Finder Business Cards Customer Satisfaction Awards 2024&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Offer<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        29.1% (applies if you use the Flexible Payment Option <span class=\"table-popover\" rel=\"popover\" data-content=\"Purchase rates can vary for several reasons. Your Amex purchase rate will move up and down in line with the Bank of England Base Rate. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.\" title=\"\" data-orginal-title=\"More info\" tabindex=\"0\"><\/span>)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        Year 1 - \u00a30, Year 2 onwards - \u00a3195\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1 point per \u00a31 spent<span class=\"table-popover\" rel=\"popover\" data-content=\"The value of points can vary depending on redemption opportunities, but these particular points are normally worth 0.5p.\" title=\"More info\" data-original-title=\"More info\" tabindex=\"0\" style=\"position: relative; top: 3px; height: 16px; overflow: hidden; display: inline-block; margin-top: -6px; left: 2px;\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        N\/A (this product is not a credit card).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/americanexpress-goldbusinesscard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221775563964%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22American%2BExpress%25C2%25AE%2BBusiness%2BGold%2BCard%22%2C%22product_id%22%3A%2239b4c7a9-e43c-4e27-8272-1d8018cb9f50%22%2C%22offer_id%22%3A%2218293%22%2C%22post_id%22%3A%22242019%22%2C%22post_path%22%3A%22business-credit-cards%252Fhow-to-get-a-business-credit-card%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The American Express\u00ae Business Gold Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-39b4c7a9-e43c-4e27-8272-1d8018cb9f50\" value=\"39b4c7a9-e43c-4e27-8272-1d8018cb9f50\" name=\"productID\" _productname=\"                            American Express\u00ae Business Gold CardFinder AwardOffer            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"39b4c7a9-e43c-4e27-8272-1d8018cb9f50\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-39b4c7a9-e43c-4e27-8272-1d8018cb9f50\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"24dc25e7-438c-4a36-a474-e80a9882f44d\" data-provider-id=\"8effc49f-5cfa-4e35-a4ad-9e981179236c\" data-product-name=\"Funding Circle Business Cashback Card\" data-provider-name=\"Funding Circle\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png\" alt=\"Funding Circle Business Cashback Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Funding Circle Business Cashback Card<\/span><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        34.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1% cashback\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        34.9% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"2%\u00a320006,1%.&amp;.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Earn 2% cashback up to \u00a32000 for 6 months, 1% after that. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":34.9%.,\u00a31,20034.9%\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative Example: The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow \u00a31,200 the Representative APR will be 34.9% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/funding-circle-cashback-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221775563964%22%2C%22position%22%3A%224%22%2C%22product_name%22%3A%22Funding%2BCircle%2BBusiness%2BCashback%2BCard%22%2C%22product_id%22%3A%2224dc25e7-438c-4a36-a474-e80a9882f44d%22%2C%22offer_id%22%3A%2225938%22%2C%22post_id%22%3A%22242019%22%2C%22post_path%22%3A%22business-credit-cards%252Fhow-to-get-a-business-credit-card%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Funding Circle Business Cashback Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-24dc25e7-438c-4a36-a474-e80a9882f44d\" value=\"24dc25e7-438c-4a36-a474-e80a9882f44d\" name=\"productID\" _productname=\"                            Funding Circle Business Cashback CardCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"24dc25e7-438c-4a36-a474-e80a9882f44d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-24dc25e7-438c-4a36-a474-e80a9882f44d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"c5f9f3c8-c9a3-456f-860e-49546997d14d\" data-provider-id=\"7739d8c2-a6af-4de8-a861-47ce25433b5a\" data-product-name=\"Barclaycard Select Cashback Business Credit Card \" data-provider-name=\"Barclaycard Payments\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\/barclaycard-business-select-cashback-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png\" alt=\"Barclaycard Select Cashback Business Credit Card  image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\/barclaycard-business-select-cashback-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Barclaycard Select Cashback Business Credit Card <\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        25.8%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1% cashback\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        25.8% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue='1%\u00a32,000.&amp;*&lt;=\"-\"=\"\"-=\"*&amp;.1%\u00a32,000..,.\"=\"\"--=\"\"=\"0\"&gt;&lt;\/&gt;' data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Get 1% cashback uncapped on all your business spend when you spend at least \u00a32,000 per statement month. T&amp;Cs apply* <span class=\"table-popover\" rel=\"popover\" data-content=\"*Standard Cashback T&amp;Cs apply. 1% cashback on all eligible business spend of \u00a32,000 or more per statement month. Your credit limit and available balance may impact your ability to earn cashback. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":\u00a31,20026.5%..,26.5%.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: When you spend \u00a31,200 at a purchase rate of 26.5% (variable) p.a., your representative rate is 26.5% APR (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Barclaycard Select Cashback Business Credit Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-c5f9f3c8-c9a3-456f-860e-49546997d14d\" value=\"c5f9f3c8-c9a3-456f-860e-49546997d14d\" name=\"productID\" _productname=\"                            Barclaycard Select Cashback Business Credit Card Cashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"c5f9f3c8-c9a3-456f-860e-49546997d14d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-c5f9f3c8-c9a3-456f-860e-49546997d14d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"acd15bfe-e4f2-4005-8340-3e4a449b4ca3\" data-provider-id=\"66d2f49f-0d55-4138-bf09-e5b4cf4d449f\" data-product-name=\"Capital on Tap Pro Credit Card\" data-provider-name=\"Capital on Tap\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png\" alt=\"Capital on Tap Pro Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Capital on Tap Pro Credit Card<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Capital on Tap was a winner in the &lt;a href='https:\/\/www.finder.com\/uk\/finder-lending-innovation-awards-2023'&gt;Finder Lending Innovation Awards 2023&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        34.65%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        \u00a3299\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1 point per \u00a31 spent\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        110.33% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"1.25%..&amp;.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Earn 1.25% on all preloaded card spend and convert points to Avios or Virgin Points. Unlimited airport lounge access included. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":\u00a31,20034.65%..,110.33%.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 110.33% APR (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-pro-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221775563964%22%2C%22position%22%3A%226%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BPro%2BCredit%2BCard%22%2C%22product_id%22%3A%22acd15bfe-e4f2-4005-8340-3e4a449b4ca3%22%2C%22offer_id%22%3A%2225530%22%2C%22post_id%22%3A%22242019%22%2C%22post_path%22%3A%22business-credit-cards%252Fhow-to-get-a-business-credit-card%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Capital on Tap Pro Credit Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-acd15bfe-e4f2-4005-8340-3e4a449b4ca3\" value=\"acd15bfe-e4f2-4005-8340-3e4a449b4ca3\" name=\"productID\" _productname=\"                            Capital on Tap Pro Credit CardFinder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"acd15bfe-e4f2-4005-8340-3e4a449b4ca3\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-acd15bfe-e4f2-4005-8340-3e4a449b4ca3\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n  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\/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"6\">Load More<\/button><div class=\"js-show-more-data_count-c9397cf6-8d34-4d29-8601-fb8e3ac14a5a comparison-table__dataCount\">Showing\n\t\t\t6\n\t\t\tof\n\t\t\t29\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKCCF\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#close\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><h4 class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/h4><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text\">We currently don't have that product, but here are others to consider:<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>Who can apply for a business credit card?<\/h3><p>Any company, big or small, can have a business credit card, as long as you have some sort of business income.<\/p><p>To apply for a business credit card, you\u2019ll need to be a sole trader or the director of a registered business. That doesn\u2019t necessarily mean you need to be the CEO of a huge company: freelancers or side-hustlers (we see you!) can also successfully apply.<\/p><p>You\u2019ll need to provide information and documents about your finances and credit score (see our list below) so the lender can decide if you\u2019re eligible for their card.<\/p><p>If you have a personal credit card, you may have seen that some comparison sites offer eligibility checkers that run a \u201csoft\u201d search of your credit file to show which credit cards you\u2019re most likely to get accepted for without impacting your credit score. Sadly, business credit card eligibility checkers don\u2019t really exist in the same way. However, some business credit card providers, like Capital on Tap, do provide \u201csoft\u201d eligibility checks for individual cards on their own websites.<\/p><h3 id=\"apply\">How to apply for a business credit card<\/h3><ol><li><strong>Work out what you want from your credit card.<\/strong> Do you just want the business credit card with the lowest rates and fees you can get; or a charge card with an integrated expense management system; or the best card for something specific, like rewards or business travel?<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\">Find a provider that offers the type of card you want.<\/a><\/strong><\/li><li><strong>Compare credit cards.<\/strong> Look for the one that offers the best features (like additional employee cards and rewards) for the best price (rate and fees).<\/li><li><strong>Check your eligibility to make sure you qualify for the card you want. <\/strong>If you can do this via an online eligibility checker, that\u2019s ideal. If not, read the eligibility criteria: some cards and providers have a minimum requirement for your turnover, and\/or the length of time you\u2019ve been trading. If the eligibility criteria isn\u2019t shown upfront, ask for it before you apply; you could damage your credit score, or that of your business, if you apply and get turned down.<\/li><li><strong>Gather your documents.<\/strong> Now that you have picked a card and checked you\u2019re eligible, start gathering everything you\u2019ll need to apply: see our <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/how-to-get-a-business-credit-card#documents\">handy list<\/a> below.<\/li><li><strong>Apply for the card.<\/strong> You can usually apply online, but it could be over the phone or in person. You\u2019ll usually find out very quickly whether or not you\u2019ve been approved, but in some cases this can take up to a few weeks.<\/li><li><strong>If approved, activate your card and start using it responsibly.<\/strong> You can usually start using your card as soon as you receive it \u2013 or even earlier, if you have the option to use a virtual business credit card.<\/li><\/ol><h3>How to choose the best business credit card<\/h3><p>It all depends on what you need from a card: the best card for rewards might not be the best card for day-to-day spending, for example, and if you\u2019re a <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/best-business-credit-cards-for-startups\">startup<\/a> or have a <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/business-credit-cards-for-bad-credit\">poor credit score<\/a>, some providers may offer a business card that\u2019s better tailored to you. The most important thing is to <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\">compare cards before you choose<\/a>. Here are the factors you need to consider:<\/p><ul><li><strong>Annual fee.<\/strong> Many business credit cards have hefty annual fees attached. There are plenty with no annual fee too, although these tend to have fewer perks.<\/li><li><strong>APR.<\/strong> This is the interest rate charged on outstanding credit card debt. Remember, the advertised APR only has to be offered to 51% of applicants, so you may be offered a higher rate, particularly if you\u2019re deemed a risky applicant.<\/li><li><strong>0% interest deals.<\/strong> Some business credit cards offer an introductory 0% interest rate deal on purchases, balance transfers or both. This opportunity to borrow money without paying interest could be particularly useful if you\u2019ve just started your business. Just make sure to pay off your balance before the interest-free period ends and the APR shoots up.<\/li><li><strong>Rewards.<\/strong> Many business credit cards offer cashback deals, air miles or retail reward points as a perk for spending. These can be particularly lucrative if you travel a lot for business. Speaking of which\u2026<\/li><li><strong>Foreign transaction fees.<\/strong> If you do a lot of your business spending overseas, look for a <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/business-credit-cards-no-foreign-transaction-fees\">card that doesn\u2019t charge extra for spending in a non-UK currency.<\/a><\/li><\/ul><h3 id=\"documents\">What information and documents do I need to provide?<\/h3><ul class=\"has-margin-bottom\"><li>Basic personal details about you and any business partners<\/li><li>Legal business name or \u201cdoing business as\u201d name (DBA), if there is one<\/li><li>Business address<\/li><li>Business type e.g. corporation, partnership, sole proprietorship etc.<\/li><li>Business phone number<\/li><li>Tax identification number<\/li><li>Industry<\/li><li>Business turnover<\/li><li>Monthly or annual expenditure<\/li><li>Number of employees<\/li><\/ul><p>Most lenders will also want to see information about the financial history of your business, including the number of years you\u2019ve been in business, your annual revenue, any existing debt and your monthly expenses. You\u2019ll need to provide tax documents and bank statements to back this up.<\/p><p>You may need to provide this level of information about your personal finances too, particularly if you\u2019re a startup or a fairly new business.<\/p><h3>Credit checks<\/h3><p>There\u2019s no getting around it: lenders will run a credit check on your business credit report, and most likely your personal credit report too. <\/p><p>If you have a bad credit score, it\u2019s unlikely that you\u2019ll be able to access the <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\">best business credit card deals<\/a>. However, this doesn\u2019t mean you shouldn\u2019t apply for a business credit card at all.<\/p><p>For one thing, credit card providers are increasingly using open banking technology to assess potential borrowing. This means they could check your actual spending habits, not just your credit score, to paint a more complete picture of your finances.<\/p><p>There are also a few business credit cards aimed at businesses which have poor credit or are yet to build up a credit score. There are some downsides to these:<\/p><ul><li>Most are <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/secured-credit-cards\">secured credit cards<\/a>, which means you\u2019ll have to put up personal assets as collateral. These assets can be repossessed by the lender if you fall too far into arrears.<\/li><li>These credit cards are likely to have higher rates and fewer perks than other cards.<\/li><\/ul><p>However, if you take out one of these cards, pay it off every month and make sure you\u2019re doing everything else you can to <a href=\"https:\/\/www.finder.com\/uk\/credit-score\/business-credit-score\">boost your business credit score<\/a>, it\u2019s likely you\u2019ll be eligible for more appealing credit cards soon enough.<\/p><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"2EwrJ69cCf4\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/2EwrJ69cCf4\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/2EwrJ69cCf4\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/2EwrJ69cCf4\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">5:24<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-2EwrJ69cCf4\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<h3>What happens after I\u2019m approved?<\/h3><p>The lender will contact you to confirm details such as your APR, credit limit and annual fee. The APR might be higher than advertised and your credit limit may be lower, depending on your perceived risk as an applicant.<\/p><p>Once you accept the terms, your card(s) will be sent to you in the post, typically arriving within 5 working days. However, if you have the option to use a virtual card, you can usually start using the card as soon as your account has been activated<\/p><h3>Bottom line<\/h3><p>The application process for a business credit card is more complex than it is for personal credit cards, particularly if you\u2019re a new business owner with a poor credit score. However, if you follow our steps you\u2019ll cut out a lot of the hassle: and the benefits of choosing the right card for your business will hopefully be well worth it.<\/p><h3 id=\"faq\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What are the main differences between personal and business credit cards?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/business-credit-cards-vs-personal-cards\">Business credit cards<\/a> are designed specifically for work spending, which is why lenders will assess your business credit score first. Many business credit cards include features like additional cards for employees, customisable spending limits for different users and expense tracking. The business will be liable for any debts incurred, not the user (unless a personal guarantee has been signed).<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Do business credit cards offer section 75 protection?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No, <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/what-happens-when-you-get-a-credit-card-refund\">this protection<\/a> is only offered with personal credit cards.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I use a personal credit card for business?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You usually can, although you should check the terms and conditions of your personal credit card to make sure it doesn\u2019t prohibit business use. However, as your business grows and you spend more, you may find it beneficial to apply for a business credit card, both for keeping your business finances separate and for building up your business credit score. Additionally, you\u2019re likely to be able to access a higher credit limit with a business card than you would with a personal card, and more additional cards for your employees to use.<br>  <\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">How many additional cardholders can I get?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Business credit cards can support up to 99 additional cardholders, although providers may set their own smaller maximums.<br>  <\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">What is a business charge card?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">The main difference between a charge card and a credit card is that charge cards don\u2019t allow you to carry debt over from one month to the next: you have to pay off your balance in full each month.<br>  <\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Can business spending affect my personal credit score?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\">  <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/can-a-business-card-affect-my-personal-credit\">In some cases<\/a>, yes: for example, this can happen if you fall too far behind on business credit card repayments.<br>    <\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">Is it easier to get a business credit card or a business loan?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Business credit cards are usually used for specific and day-to-day business expenses that can be repaid each month. Business loans are generally for larger amounts, so you\u2019ll usually have  to put up more collateral and\/or go through more extensive credit checks.<\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Discover how to apply for a business credit card, the hurdles you may encounter and some crucial tips to ensure you&#8217;re approved for a great deal.<\/p>\n","protected":false},"author":1294,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"nicheCode":"","productId":"","enableOptimizely":false,"_persistent_nav_menu_items":null,"blockTemplateId":"","_post_hreflang":"","related_url":"\/how-to-get-a-business-credit-card","workflow-intro":"","workflow-faq":"","workflow-conclusion":"","workflow-benefits":"","workflow-overview":"","workflow-test":"","footnotes":""},"categories":[2296],"tags":[2560],"asset_tag":[],"class_list":["post-242019","post","type-post","status-publish","format-standard","hentry","category-business-credit-cards","tag-latest-2"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - 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