{"id":234260,"date":"2020-09-20T16:04:07","date_gmt":"2020-09-20T15:04:07","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=234260"},"modified":"2026-02-25T16:35:57","modified_gmt":"2026-02-25T16:35:57","slug":"bank-accounts-for-kids","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/bank-accounts-for-kids","title":{"rendered":"Best bank accounts for kids UK 2026 (with a \u00a320 pocket money bonus!)"},"content":{"rendered":"

There are two types of spending accounts for children: prepaid cards<\/a> and children\u2019s current accounts. <\/p>

With a child\u2019s current account, you can set up a standing order instead of withdrawing from an ATM to give your kids their pocket money and you can show them how banking works in real life. They\u2019ll appreciate the trust you place in them and love the feeling of adulthood and independence that having a bank account conveys. A prepaid card is similar but often comes with a monthly fee and you load money on to your child\u2019s account using an app.<\/p>

Best kids\u2019 bank accounts with debit cards<\/h3>