{"id":227262,"date":"2019-09-05T16:22:00","date_gmt":"2019-09-05T15:22:00","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=227262"},"modified":"2026-04-01T16:11:21","modified_gmt":"2026-04-01T15:11:21","slug":"zempler-business-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-banking\/zempler-business-review","title":{"rendered":"Zempler (formerly Cashplus) business bank account review"},"content":{"rendered":"<p>Just like its personal account, Zempler\u2019s business account is a digital-only account that can be entirely managed online or from the app. You can open an account in a few minutes and without a credit check \u2013 Zempler will only need to verify your company\u2019s details. Zempler has been featured as our <a href=\"https:\/\/www.finder.com\/uk\/business-banking\/best-business-accounts\">best business account for companies with bad credit (or no credit history)<\/a> for this reason.<\/p><style>\r\n.gx-badge .popover-content { line-height: 19.5px; }\r\n@media screen and (max-width: 600px) {\r\n.uk-hero-rates ul { margin-left: auto !important; margin-right: auto !important; width: fit-content; }\r\n.uk-hero-rates .text-xxx-large { text-align: center; }\r\n.applylinks .luna-button--success { margin-top: 12px; }\r\n}\r\n<\/style>\r\n<article id=\"ukfeatureproduct\" class=\"luna-card luna-card--border uk-hero-rates\" style=\"max-width: 897px; margin: 0px auto 24px;\">\r\n\r\n<footer class=\"hero-rates__disclaimer-popup disclaimer_popup-with-text has-padding-xsmall no-padding-bottom\">\r\n<span class=\"disclaimer_popup--text\">Promoted<\/span>\r\n<a class=\"disclaimer_popup disclaimer_title_empty\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" href=\"#\" aria-label=\"Learn more about what Promoted means on Finder\">\r\n<svg class=\"luna-icon luna-icon--small luna-icon--primary\">\r\n<use xlink:href=\"#info-circle\"><\/use>\r\n<\/svg>\r\n<\/a>\r\n<\/footer>\r\n\r\n<div class=\"luna-card__block no-padding-top\" style=\"border: 0px;\">\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n<div class=\"u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/cashplusbusiness-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2236a92ba4-8fd9-488b-b295-0f64131706f3%22%2C%22product_name%22%3A%22Zempler%2BBusiness%2BGo%2BBank%2BAccount%22%2C%22offer_id%22%3A%2213936%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFSA-BUS%22%2C%22post_id%22%3A%22227262%22%2C%22post_path%22%3A%22business-banking%252Fzempler-business-review%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66966c5b6768b.png\" alt=\"Zempler Business Go Bank Account\" class=\"has-margin-bottom-xsmall has-padding-small no-padding-top has-margin-top-small\" style=\"width: 168px; min-width: 120px; max-height: 140px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66966c5b6768b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66966c5b6768b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66966c5b6768b.png?fit=504 504w\" sizes=\"(max-width: 504px) 100vw, 504px\" loading=\"lazy\"><\/a><\/div>\r\n<div class=\"u-grid__col u-1\/2@s\" style=\"margin-top: -5px;\">\r\n<div class=\"has-margin-bottom-xsmall text-xxx-large weight-normal\">Get a <strong>free<\/strong> business account<\/div>\r\n\r\n\r\n<ul class=\"list-1 no-margin-left\">\r\n\r\n\r\n\r\n<li>Free business account when using the Finder link<\/li>\r\n\r\n<li>No credit check to open your account<\/li>\r\n\r\n<li>Manage your money easily via app<\/li>\r\n\r\n<li>Set up your business account in minutes<\/li>\r\n\r\n\r\n\r\n<\/ul>\r\n\r\n\r\n<\/div>\r\n<div class=\"applylinks u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/cashplusbusiness-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2236a92ba4-8fd9-488b-b295-0f64131706f3%22%2C%22product_name%22%3A%22Zempler%2BBusiness%2BGo%2BBank%2BAccount%22%2C%22offer_id%22%3A%2213936%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFSA-BUS%22%2C%22post_id%22%3A%22227262%22%2C%22post_path%22%3A%22business-banking%252Fzempler-business-review%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\" class=\"luna-button luna-button--large luna-button--success luna-button\">Go to site<\/a>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/article><h3>What are the features of a Zempler business bank account?<\/h3><p>Zempler Bank offers a business account that caters for most day-to-day banking needs, including setting up direct debits. It also comes with a Mastercard, which you can use to make payments and withdraw cash. As well as its free plan (Business Go), you can choose from 2 paid-for plans (Business Extra and Business Pro). <\/p><p>If you need additional cards for your team, you can get up to 20 of them, at a cost of \u00a35.95 each. You can set individual spending limits for your staff and track their expenses through the business account\u2019s banking app.<\/p><p>There are charges for using your business account cards overseas (with the free plan), but if you do need to go abroad, you can get a separate euro or dollar card for free, which you can use to make card payments or ATM withdrawals without foreign currency transaction fees.<\/p><p>In addition, as a customer of Zempler, you may also be able to get funding for your business if you need it, in 2 different ways:<\/p><ul><li><strong>An overdraft.<\/strong> Once your business is eligible, you can apply for an overdraft of up to \u00a32,000, but interest will be charged on the amount you use (the first \u00a35 is interest-free).<\/li><li><strong>Business credit card<\/strong> Zempler normally offers a business credit card that you may be eligible for, but as of April 2025 it\u2019s not currently accepting new applications.<br> \t \t<\/li><\/ul><div itemscope=\"\" itemtype=\"https:\/\/schema.org\/FAQPage\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">How much does a Zempler business account cost?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><ul><li><strong>Monthly fees.<\/strong> There\u2019s no monthly fee for Business Go, but you\u2019ll pay \u00a39 a month for Business Extra and \u00a319 a month for Business Pro.<\/li><li><strong>Card issue fee.<\/strong> \u00a39.95 for Business Go, no fee for Business Extra or Business Pro.<\/li><li><strong>Direct debits.<\/strong> These are always free.<\/li><li><strong>Making bank transfers.<\/strong> With Business Go, the first 3 payments are free each month, then it costs 35p for each transfer after that. With Business Extra, the first 20 payments are free each month, and with Business Pro, you get 500 free transfers a month. The fee of 35p per transfer applies after that. <\/li><li><strong>Card spending.<\/strong> Free in the UK. A fee of 2.99% applies when making purchases overseas for the Business Go account, but there\u2019s no fee for the Business Extra or Business Pro accounts.<\/li><li><strong>ATM withdrawals.<\/strong> With Business Go, withdrawals cost \u00a32 each in the UK and \u00a33 each abroad. ATM withdrawals are free in the UK and abroad for both Business Extra and Business Pro.<\/li><li><strong>Additional cards.<\/strong> Any additional cards you want to order for your team cost \u00a35.95 each.<\/li><li><strong>Depositing cash at a Post Office.<\/strong> A 0.55% fee will apply to the total amount paid in, with a minimum charge of \u00a34.<\/li><li><strong>Paying money in by bank transfer.<\/strong> This can be done for free.<\/li><li><strong>Accepting international payments by bank transfer.<\/strong> There is a flat fee of \u00a322 for each inbound international payment.<\/li><\/ul><h3>What does the Zempler business app look like?<\/h3><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-1.png\" alt=\"Zempler app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-1.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-1.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-1.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-1.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-1.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-2.png\" alt=\"Zempler app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-3.png\" alt=\"Zempler app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-3.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-3.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-3.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-3.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/cashplus-3.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/div><h3>Zempler\u2019s business fees and features<\/h3><div data-category=\"\" data-niche=\"UKFSA-BUS\" data-fieldset=\"general_info\" class=\"UKFSA-BUS general_info \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/business-banking\/cashplus-business-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png\" alt=\"Zempler logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Product Name<\/th><td class=\"i_infobox_data product_infobox_data\">Zempler Business Go Bank Account<\/td><\/tr><tr><th>FSCS protected<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Account fee<\/th><td class=\"i_infobox_data product_infobox_data\">Free<\/td><\/tr><tr><th>UK ATM charge<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a32.00<\/td><\/tr><tr><th>Account software integration<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Accounting integrations<\/th><td class=\"i_infobox_data product_infobox_data\">Clear Books, FreeAgent, KashFlow, QuickBooks, Sage, Xero<\/td><\/tr><tr><th>Additional cards<\/th><td class=\"i_infobox_data product_infobox_data\">Up to 20 additional cards<\/td><\/tr><tr><th>Additional card fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a35.95<\/td><\/tr><tr><th>Requires credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Credit check details<\/th><td class=\"i_infobox_data product_infobox_data\">No credit checks to apply<\/td><\/tr><tr><th>Overdraft<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Freeze card from app or online banking<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Instant notifications<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Interest rate<\/th><td class=\"i_infobox_data product_infobox_data\">0%<\/td><\/tr><tr><th>Current account switch guarantee<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><\/div><\/div><\/div><h3>Doing business overseas with a Zempler business account<\/h3><div data-category=\"\" data-niche=\"UKFSA-BUS\" data-fieldset=\"business_overseas\" class=\"UKFSA-BUS business_overseas \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/business-banking\/cashplus-business-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png\" alt=\"Zempler logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/672218d0db9ff.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Product Name<\/th><td class=\"i_infobox_data product_infobox_data\">Zempler Business Go Bank Account<\/td><\/tr><tr><th>Overseas transaction charge<\/th><td class=\"i_infobox_data product_infobox_data\">2.99%<\/td><\/tr><tr><th>Overseas ATM charge<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a33<\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/business-banking\"><strong>Compare the fees of popular business bank accounts<\/strong><\/a><\/p><h3>Who can open a Zempler business account?<\/h3><p>You can open one of these accounts if you are the owner of a limited company or partnership, or if you\u2019re a sole trader.<\/p><h3>What documents do I need to open a Zempler business account?<\/h3><p>Zempler says you can apply for a business account in a matter of minutes, and then the account will be open soon afterwards. You will be asked to provide the following information for your application:<\/p><ul class=\"list-1\"><li>Your business name and address<\/li><li>Whether you\u2019re a contractor\/freelancer<\/li><li>Your company registration number, if you\u2019re a limited company<\/li><li>Details about your business, such as its website address, the industry it operates in, the number of employees and your expected monthly spend<\/li><\/ul><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">How can I pay cash and cheques into a Zempler business account?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>You can deposit cash into your Zempler business account at any branch of the Post Office, and it will be available instantly in your account balance. The fee for depositing money is 0.55% of the amount paid in, with a minimum charge of \u00a34.<\/p><p>You can\u2019t deposit cheques into a Zempler business account.<\/p><\/div><\/div><\/div><\/div><h3>International banking with a Zempler business account<\/h3><p>You can accept international payments into your Zempler business account in sterling or euros. The time it takes for an international payment to arrive in your account will vary depending on which country and bank it\u2019s coming from.<\/p><p>Zempler charges a flat fee of \u00a322 per inbound international payment.<\/p><p>You cannot, however, make an outbound international transfer from your Zempler business account. So if you do business overseas and need this facility, you might want to consider a different account.<\/p><p>It\u2019s worth noting that you can use your Zempler card abroad, where you\u2019ll pay a fee of 2.99% on any purchases you make, and \u00a33 to withdraw cash from an ATM. (These fees don\u2019t apply to Business Extra or Business Pro.)<\/p><p>But you do also have the option of ordering a separate euro or dollar card for free, which you can use to make card payments or ATM withdrawals in those two currencies without incurring foreign transaction fees. You can transfer money onto those cards from your Zempler account, via online banking.<\/p><h3>Is a Zempler business account safe?<\/h3><p>Zempler was granted its full banking licence in February 2021. This means that funds you deposit into a Zempler business bank account are protected by the Financial Services Compensation Scheme (<a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">FSCS<\/a>), up to the value of \u00a3120,000.<\/p>\n        \n            <h3>What do customers say about Zempler?<\/h3>\n        <p>77% of customers we <a href=\"https:\/\/www.finder.com\/uk\/business-banking\/best-business-accounts#customersatisfaction\">surveyed<\/a> in 2026 would recommend Zempler to a friend.<\/p>\n        <p>It offers a clean, effective mobile app with low fees and a quick, easy onboarding process from previous accounts.<\/p>\n<p>However, customer experiences are extremely polarised. While some praise the excellent support team, others report serious issues, including unhelpful customer service, slow response times, and alarming technical errors such as unexpected account deductions that had to be flagged as fraud.<\/p>\n        <p><svg width=\"18\" height=\"18\" viewbox=\"0 0 14 14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">\n<path d=\"M1.635,4.234L3.868,3.151C3.955,3.109 4.025,3.037 4.065,2.948L5.203,0.444C5.35,0.121 5.807,0.117 5.96,0.437L7.119,2.86C7.159,2.946 7.229,3.015 7.314,3.056L9.743,4.224C10.065,4.379 10.056,4.84 9.729,4.983L7.399,5.998C7.307,6.038 7.232,6.111 7.189,6.202L6.066,8.582C5.918,8.895 5.474,8.903 5.317,8.594L4.106,6.226C4.063,6.142 3.994,6.076 3.909,6.037L1.642,4.988C1.323,4.841 1.318,4.388 1.635,4.234Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path><path d=\"M8.386,11.548L9.502,11.006C9.546,10.984 9.581,10.949 9.601,10.904L10.17,9.652C10.243,9.491 10.472,9.489 10.548,9.649L11.128,10.86C11.148,10.903 11.183,10.938 11.225,10.959L12.44,11.543C12.601,11.62 12.597,11.851 12.433,11.922L11.268,12.43C11.222,12.45 11.185,12.486 11.163,12.532L10.601,13.722C10.527,13.879 10.306,13.882 10.227,13.728L9.622,12.544C9.6,12.502 9.566,12.469 9.523,12.449L8.39,11.925C8.23,11.851 8.228,11.625 8.386,11.548Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path>\n<\/svg><small><em> AI-generated summary from the text of customer reviews on Finder.<\/em><\/small><\/p>\n                                        \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                    \n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Pros and cons of a Zempler business account<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Quick and easy to set up<\/li>\n                                    <li>FSCS protected<\/li>\n                                    <li>No credit checks<\/li>\n                                    <li>The account can be managed digitally<\/li>\n                                    <li>Able to deposit cash into your account at a Post Office<\/li>\n                                    <li>Overdraft available<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Can't make outbound international payments<\/li>\n                                    <li>No ability to deposit cheques<\/li>\n                                    <li>No bank branches if you want to speak to someone in person<\/li>\n                                    <li>Fees apply to certain transactions<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Customer service information for Zempler<\/h3><table class=\"i_infobox product_infobox has-margin-bottom\">\n<tbody>\n<tr>\n<th>Email support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Telephone support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>In-app or live chat<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Contact form<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Branch support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<\/tbody>\n<\/table><h3 id=\"verdict\">Our verdict<\/h3><p>The Zempler business account could be appealing if you\u2019ve just started your business, or if you or your business has bad credit. You can open the account easily online and without credit checks, plus it offers a decent range of features and you can also borrow money if you need it.<\/p><p>Get started by <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/cashplusbusiness-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22visiting%2Bthe%2BZempler%2Bwebsite%22%2C%22site%22%3A%22UKFSA-BUS%22%2C%22offer_id%22%3A%2213936%22%2C%22niche_code%22%3A%22UKFSA-BUS%22%2C%22product_id%22%3A%2236a92ba4-8fd9-488b-b295-0f64131706f3%22%2C%22product_name%22%3A%22Zempler%2BBusiness%2BGo%2BBank%2BAccount%22%2C%22provider_id%22%3A%221d747058-df2d-4b44-b902-56ced0aebbb0%22%2C%22provider_name%22%3A%22Zempler%22%2C%22post_id%22%3A%22227262%22%2C%22post_path%22%3A%22business-banking%252Fzempler-business-review%22%2C%22post_country%22%3A%22uk%22%7D\">visiting the Zempler website<\/a> and sign up for an account. If you have read this review and decided that Zempler\u2019s account is not for you, you can also <a href=\"https:\/\/www.finder.com\/uk\/business-banking\">compare other business bank accounts<\/a> on the market.<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Considering a Cashplus business account, which you can open without a credit check? We take a closer look at who it is best suited to.<\/p>\n","protected":false},"author":867,"featured_media":537736,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[3786],"tags":[],"asset_tag":[],"class_list":["post-227262","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-banking"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Zempler business review | Fees, features and more<\/title>\n<meta name=\"description\" content=\"Considering a Zempler business account, which you can open without a credit check? We take a closer look at who it is best suited to.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/business-banking\/zempler-business-review\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zempler (formerly Cashplus) business bank account review\" \/>\n<meta property=\"og:description\" content=\"Considering a Zempler business account, which you can open without a credit check? 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