{"id":222575,"date":"2019-08-02T15:35:12","date_gmt":"2019-08-02T14:35:12","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=222575"},"modified":"2025-04-28T16:20:40","modified_gmt":"2025-04-28T15:20:40","slug":"business-loan-statistics","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-loans\/business-loan-statistics","title":{"rendered":"Business loan statistics and trends 2025"},"content":{"rendered":"<p>Businesses all over the UK sometimes require outside funding in the form of a <a href=\"https:\/\/www.finder.com\/uk\/business-loans\">business loan<\/a>, whether to invest in growth or maintain daily operations. We look at the most recent business loan statistics and trends and how lending to small businesses and small to mid-sized enterprises (SMEs) has changed over the years.<\/p><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><h3 class=\"luna-sectionTitle\">Business loan statistics: Highlights<\/h3><ul><li>The total value of business loans was \u00a3528 billion in 2024.<\/li><li>Loans to SMEs were worth \u00a362 billion in 2024.<\/li><li>A quarter of SMEs (26%) have sought external finance in the past 3 years.<\/li><li>Almost 1 in 5 SMEs (17%) are considering applying for external finance in the next 12 months.<\/li><li>Working capital was the biggest driver of SME financing demand in 2025.<\/li><li>1 in 8 SMEs (13%) feel concerned about repaying their financing.<\/li><li>The average business loan amount in 2023 was \u00a3100,000.<\/li><\/ul><\/div><\/article><h3>What is the value of business loans in the UK?<\/h3><p>In 2024, a total of \u00a3528 billion was lent to businesses in the UK, up slightly from \u00a3516 billion lent in 2023. Business loans peaked in 2020 during the coronavirus pandemic, with \u00a3658 billion lent in total.<\/p><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab8431\" data-toggle=\"tab\">Chart<\/a><\/li><li class=\"\"><a href=\"#tab6066\" data-toggle=\"tab\">Table<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab8431\" class=\"tab-pane active \"><iframe id=\"datawrapper-chart-HRPQn\" title=\"The value of business loans was \u00a3528 billion in 2024\" width=\"100%\" height=\"403\" scrolling=\"yes\" aria-label=\"Column Chart\" src=\"https:\/\/datawrapper.dwcdn.net\/HRPQn\/1\/\" style=\"width: 0; min-width: 100% !important; border: none;\" loading=\"lazy\"><\/iframe><\/div><div id=\"tab6066\" class=\"tab-pane \"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\">\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">Year<\/th>\n                            <th scope=\"col\">Business loan value<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>2024<\/td>\n                            <td>\u00a3528.4 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2023<\/td>\n                            <td>\u00a3516.3 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2022<\/td>\n                            <td>\u00a3552.5 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2021<\/td>\n                            <td>\u00a3482.5 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2020<\/td>\n                            <td>\u00a3657.8 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2019<\/td>\n                            <td>\u00a3518 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2018<\/td>\n                            <td>\u00a3547.1 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2017<\/td>\n                            <td>\u00a3517.2 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2016<\/td>\n                            <td>\u00a3467.9 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2015<\/td>\n                            <td>\u00a3410.6 billion<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><\/div>\n\n \n\n\n<style>\n#newsletter-signup { overflow-x: clip; 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Thanks for signing up.\";\nb.setAttribute(\"disabled\", \"\");\nreturn true;\n\n};\n\nfunction sendJoinWaitlistGAEvent() {\nif (window.ga === undefined) {\nreturn;\n}\n\nwindow.ga('send', 'event', 'ukfin email signup', 'signed up', null, undefined, { nonInteraction: false });\n}\n<\/script>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<h3>Small business and SME lending statistics<\/h3><p>Lending to small and medium-sized enterprises (SMEs) by all banks was \u00a362.1 billion in 2024, up from \u00a359.2 billion in 2023.<\/p><p>Loan repayments by SMEs were higher than loans granted in 2024, at \u00a365.1 billion. This is the fourth year in a row that repayments have been higher than lending, following the significant lending seen in 2020.<\/p><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab8431-1\" data-toggle=\"tab\">Chart<\/a><\/li><li class=\"\"><a href=\"#tab6066-1\" data-toggle=\"tab\">Table<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab8431-1\" class=\"tab-pane active \"><iframe id=\"datawrapper-chart-xSxXC\" title=\"Gross lending and repayments from SMEs, 2020-2024\" width=\"100%\" height=\"437\" scrolling=\"yes\" aria-label=\"Grouped Columns\" src=\"https:\/\/datawrapper.dwcdn.net\/xSxXC\/2\/\" style=\"width: 0; min-width: 100% !important; border: none;\" loading=\"lazy\"><\/iframe><\/div><div id=\"tab6066-1\" class=\"tab-pane \"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\">\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">Year<\/th>\n                            <th scope=\"col\">Gross bank lending to SMEs <\/th>\n                            <th scope=\"col\">Gross repayments from SMEs <\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>2024<\/td>\n                            <td>\u00a362.1 billion<\/td>\n                            <td>\u00a365.1 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2023<\/td>\n                            <td>\u00a359.2 billion<\/td>\n                            <td>\u00a368.5 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2022<\/td>\n                            <td>\u00a365.1 billion<\/td>\n                            <td>\u00a373.5 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2021<\/td>\n                            <td>\u00a357.7 billion<\/td>\n                            <td>\u00a365.8 billion<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2020<\/td>\n                            <td>\u00a3104.9 billion<\/td>\n                            <td>\u00a357.9 billion<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><\/div><h3>How many SMEs apply for finance?<\/h3><p>A lower number of SMEs applied for external finance in 2024 compared to 2023, with just 1 in 4 (26%) seeking this opportunity, down from around 3 in 10 (39%). This number is the lowest it has been in the last 5 years, with 44% applying for finance in 2019, 60% in 2020, 59% in 2021 and 39% in 2022.<\/p><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab8431-2\" data-toggle=\"tab\">Chart<\/a><\/li><li class=\"\"><a href=\"#tab6066-2\" data-toggle=\"tab\">Table<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab8431-2\" class=\"tab-pane active \"><iframe id=\"datawrapper-chart-UJHOi\" title=\"26% of SMEs applied for finance in 2024\" width=\"100%\" height=\"220\" scrolling=\"yes\" aria-label=\"Grouped Columns\" src=\"https:\/\/datawrapper.dwcdn.net\/UJHOi\/1\/\" style=\"width: 0; min-width: 100% !important; border: none;\" loading=\"lazy\"><\/iframe><\/div><div id=\"tab6066-2\" class=\"tab-pane \"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\">\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">Year<\/th>\n                            <th scope=\"col\">Number of SMEs applying for finance<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>2024<\/td>\n                            <td>26%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2023<\/td>\n                            <td>30%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2022<\/td>\n                            <td>39%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2021<\/td>\n                            <td>59%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2020<\/td>\n                            <td>60%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>2019<\/td>\n                            <td>44%<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><\/div><h3>What are the main reasons SMEs apply for a loan?<\/h3><p>Acquiring working capital is the most popular reason for seeking finance among SMEs, with half giving this as a driving reason (51%). The next most common reason is the purchase of fixed assets (35%), followed by investing in business growth (34%). <\/p><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab8431-3\" data-toggle=\"tab\">Chart<\/a><\/li><li class=\"\"><a href=\"#tab6066-3\" data-toggle=\"tab\">Table<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab8431-3\" class=\"tab-pane active \"><iframe id=\"datawrapper-chart-KN1Ji\" title=\"Working capital was the main reason for SMEs seeking finance in 2024\" width=\"100%\" height=\"409\" scrolling=\"yes\" aria-label=\"Bar Chart\" src=\"https:\/\/datawrapper.dwcdn.net\/KN1Ji\/1\/\" style=\"width: 0; min-width: 100% !important; border: none;\" loading=\"lazy\"><\/iframe><\/div><div id=\"tab6066-3\" class=\"tab-pane \"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\">\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">Reason for seeking finance<\/th>\n                            <th scope=\"col\">Percentage<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>Working capital<\/td>\n                            <td>51%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Purchase of fixed assets<\/td>\n                            <td>35%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>To invest in business growth<\/td>\n                            <td>34%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>To develop or introduce new products, processes or services<\/td>\n                            <td>24%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>To deal with recovery<\/td>\n                            <td>18%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Refinancing<\/td>\n                            <td>10%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>To deal with energy costs<\/td>\n                            <td>4%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>To reduce carbon emissions<\/td>\n                            <td>4%<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><\/div><h3>Do SMEs feel able to repay their business loans?<\/h3><p>1 in 8 SMEs (13%) feel any level of concern about repaying their finance offer, and just 2% are very concerned about doing so. This number is down from 2023, when around 1 in 5 SMEs (22%) were concerned about repaying their finance offer.<\/p><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab8431-4\" data-toggle=\"tab\">Chart<\/a><\/li><li class=\"\"><a href=\"#tab6066-4\" data-toggle=\"tab\">Table<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab8431-4\" class=\"tab-pane active \"><iframe id=\"datawrapper-chart-zIbrQ\" title=\"13% of SMEs feel concerned about repaying their finance provider\" width=\"100%\" height=\"300\" scrolling=\"yes\" aria-label=\"Pie Chart\" src=\"https:\/\/datawrapper.dwcdn.net\/zIbrQ\/1\/\" style=\"width: 0; min-width: 100% !important; border: none;\" loading=\"lazy\"><\/iframe><\/div><div id=\"tab6066-4\" class=\"tab-pane \"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\">\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">Do SMEs feel concern about repaying finance?<\/th>\n                            <th scope=\"col\">Percentage<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>Not all concerned<\/td>\n                            <td>61%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Not very concerned<\/td>\n                            <td>23%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Fairly concerned<\/td>\n                            <td>11%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Very concerned<\/td>\n                            <td>2%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Don\u2019t know<\/td>\n                            <td>3%<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><\/div><h3>What is the average small business loan amount?<\/h3><p>The average value of finance sought by SMEs was \u00a314,000 in 2022, up from \u00a310,000 in 2021. Businesses with no employees, such as sole traders, had a lower loan value of \u00a310,000, while SMEs with employees had a higher loan value of \u00a325,000.<\/p><p>In 2023, there was an increase in the number of firms seeking finance with a value of \u00a325,000 or more, with 39% of businesses looking for this larger number. 34% of businesses wanted a loan of less than \u00a310,000, while a quarter of businesses (25%) were looking for financing between \u00a310,000 and \u00a325,000.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">2023 research<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><h3>Business finance trends by Funding Options<\/h3><p>The team at <a href=\"https:\/\/www.fundingoptions.com\" target=\"_blank\" rel=\"noopener\">Funding Options by Tide<\/a> shared exclusive insights with Finder on the trends they saw among their customers in 2023, which we are likely to see continuing into 2024. We\u2019ve outlined these statistics below:<\/p><ul><li>Funding Options received 130,000 lending applications in 2023.<\/li><li>The average business loan amount requested was \u00a3100,000.<\/li><li>Capital funding was the biggest driver of SME financing demand in 2023, used primarily for managing day-to-day cash flow and business growth.<\/li><li>Terms loans were the biggest category of finance products in 2023 \u2013 a lump sum borrowed from a financial institution with a fixed repayment schedule over a set number of years.<\/li><\/ul><p>They also shared the top 5 industries seeking business financing, which were:<\/p><ul><li>Wholesale and retail trade of motor vehicles and motorcycles<\/li><li>Construction<\/li><li>Accommodation and food service activities<\/li><li>Administrative support service activities<\/li><li>Professional, scientific, and technical activities<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>\n<div class=\"contentFeed contentFeed--relatedPosts\">\n            <h3 class=\"contentFeed__title\">Related articles<\/h3>\n        <div class=\"contentFeed__carousel\" data-post-count=\"3\">\n                                    <div class=\"fin-carousels fin-carousels--multiple-items-in-view\" id=\"fin-carousel0000000000\" data-items-in-view=\"3\" style=\"--items-in-view: 3\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n                                <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/growth-guarantee-scheme\">            <picture>                <source type=\"image\/webp\" data-srcset=\"\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"\" data-srcset=\"\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Business Loans<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/growth-guarantee-scheme\">Growth Guarantee Scheme explained<\/a>            <\/p>        <\/header>        <p>The government-backed Growth Guarantee Scheme aims to improve the terms of business loans on offer<\/p>                    <\/div>                <footer class=\"luna-card__footer\">            <div class=\"luna-author\">                <img decoding=\"async\" alt=\"Michelle Stevens\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/12\/MichelleStevensF1_Finder_600x600.png\" class=\"luna-avatar luna-avatar--small luna-avatar--greyscale\" height=\"45\" width=\"45\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/12\/MichelleStevensF1_Finder_600x600.png?fit=135 135w\" sizes=\"(max-width: 135px) 100vw, 135px\" loading=\"lazy\">                <div class=\"luna-author__details\">                    <address>by                        <a href=\"https:\/\/www.finder.com\/uk\/author\/michellestevens\" rel=\"author\">Michelle Stevens<\/a>                    <\/address>                    <time title=\"23 Aug 2024\">23 Aug 2024<\/time>                <\/div>            <\/div>        <\/footer>    <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/business-loans-scotland\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/03\/business-loan-calc-450x250-1.jpeg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/03\/business-loan-calc-450x250-1.jpeg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/03\/business-loan-calc-450x250-1.jpeg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/03\/business-loan-calc-450x250-1.jpeg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/03\/business-loan-calc-450x250-1.jpeg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/03\/business-loan-calc-450x250-1.jpeg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/03\/business-loan-calc-450x250-1.jpeg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Stressed young woman checking bills, taxes, bank account balance and calculating expenses in the living room at home (Stressed young woman checking bills, taxes, bank account balance and calculating expenses in the living room at home, ASCII, 117 comp\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Business Loans<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/business-loans-scotland\">Compare the best business loans in Scotland<\/a>            <\/p>        <\/header>        <p>If you need funding for your Scottish business we look at the type of business loans and financing available to you.<\/p>                    <\/div>                <footer class=\"luna-card__footer\">            <div class=\"luna-author\">                <img decoding=\"async\" alt=\"Michelle Stevens\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/12\/MichelleStevensF1_Finder_600x600.png\" class=\"luna-avatar luna-avatar--small luna-avatar--greyscale\" height=\"45\" width=\"45\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/12\/MichelleStevensF1_Finder_600x600.png?fit=135 135w\" sizes=\"(max-width: 135px) 100vw, 135px\" loading=\"lazy\">                <div class=\"luna-author__details\">                    <address>by                        <a 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600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/featured-image-16.png\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/featured-image-16.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/featured-image-16.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/featured-image-16.png?fit=500 500w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Business Loans<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/75000-business-loans\">How much would I pay for a \u00a375,000 business loan?<\/a>            <\/p>        <\/header>        <p>Calculate your monthly payments on a \u00a375,000 business loan with our easy-to-use calculator.<\/p>                    <\/div>                <footer class=\"luna-card__footer\">            <div class=\"luna-author\">                <img decoding=\"async\" alt=\"Emily Herring\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/12\/EmilyHerringF1_Finder_600x600-1.png\" class=\"luna-avatar luna-avatar--small luna-avatar--greyscale\" height=\"45\" width=\"45\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/12\/EmilyHerringF1_Finder_600x600-1.png?fit=135 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For all media enquiries, please contact \u2013<\/h4>\n\n<p><strong>Matt Mckenna<\/strong><br>\nUK Head of Communications<br>\n<strong>T:<\/strong> +44 20 8191 8806<\/p>\n\n<div class=\"has-margin-bottom\"><a title=\"email Matt\" href=\"mailto:matt.mckenna@finder.com\" class=\"has-margin-right-xsmall\"><svg class=\"luna-icon\"><use xlink:href=\"#mail-fill\" width=\"24\" height=\"24\"><\/use><\/svg><\/a><a title=\"Finder UK (@findercomUK) on X\" href=\"https:\/\/twitter.com\/findercomUK\" target=\"_blank\" class=\"has-margin-right-xsmall\" rel=\"noopener\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><use xlink:href=\"#f1-x\"><\/use><\/svg><\/a><a title=\"Matt Mckenna on LinkedIn\" href=\"https:\/\/www.linkedin.com\/in\/matthewmckenna2\/\" target=\"_blank\" class=\"has-margin-right-xsmall\" rel=\"noopener\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" width=\"24\" height=\"24\"><use xlink:href=\"#f1-linkedin\"><\/use><\/svg><\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We look at the most recent business loan statistics and trends, and how lending to SMEs and small businesses has changed over the years.<\/p>\n","protected":false},"author":1312,"featured_media":304095,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2866],"tags":[],"asset_tag":[],"class_list":["post-222575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-loans"],"apple_news_notices":[],"yoast_head":"<!-- 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content=\"https:\/\/www.finder.com\/uk\/business-loans\/business-loan-statistics\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-02T14:35:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/07\/Untitled-design-41.png\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Sophie Barber\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/07\/Untitled-design-41.png\" \/>\n<meta name=\"twitter:creator\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sophie Barber\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/business-loans\/business-loan-statistics#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/business-loans\/business-loan-statistics\"},\"author\":{\"name\":\"Sophie Barber\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/f47c60d501e5ddf9ce90508d8d3a9ed6\"},\"headline\":\"Business loan statistics and trends 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