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A slick and easy to use mobile app has become a must-have for challenger banks<\/a>, but not all financial institutions are quite there yet. This guide focuses on apps for personal banking. We have created a guide to best business accounts<\/a> for anyone looking for an app to run their business account from. We also have a guide on the best money saving apps<\/a> if you are wishing to create a savings pot.<\/p>At a glance: Our top banking apps in the UK for 2026<\/h3>\n\n\n\n\n\n\n\n\n
| Rank<\/th>\n | Account name<\/th>\n | Finder score<\/th>\n | App rating<\/th><\/tr>\n<\/thead>\n |
|---|---|---|---|
| 1<\/th>\n | Starling Current Account<\/td>\n | 9.8\/10<\/td>\n | 10<\/td><\/tr>\n |
| 2<\/th>\n | Monzo Current Account<\/td>\n | 9.3\/10<\/td>\n | 10<\/td><\/tr>\n |
| 3<\/th>\n | Lloyds Bank Classic Account<\/td>\n | 9.1\/10<\/td>\n | 9.7<\/td><\/tr>\n |
| 4<\/th>\n | NatWest Select Account<\/td>\n | 9\/10<\/td>\n | 9.7<\/td><\/tr>\n |
| 5<\/th>\n | Revolut Standard<\/td>\n | 8.9\/10<\/td>\n | 9.9<\/td><\/tr>\n |
| 6<\/th>\n | Royal Bank of Scotland Select Account<\/td>\n | 8.4\/10<\/td>\n | 9.7<\/td><\/tr>\n |
| 7<\/th>\n | Halifax Current Account<\/td>\n | 8\/10<\/td>\n | 9.6<\/td><\/tr>\n |
| 8<\/th>\n | Chase Current Account<\/td>\n | 7.9\/10<\/td>\n | 9.9<\/td><\/tr>\n |
| 9<\/th>\n | Kroo Current Account<\/td>\n | 6.3\/10<\/td>\n | 9.6<\/td><\/tr>\n |
| 10<\/th>\n | Monese Monese Simple<\/td>\n | 6\/10<\/td>\n | 9<\/td><\/tr>\n<\/tbody>\n<\/table> \n \n \n 7:10<\/div>\n <\/div>\n |