{"id":202067,"date":"2019-06-03T13:22:28","date_gmt":"2019-06-03T12:22:28","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=202067"},"modified":"2026-01-29T03:22:36","modified_gmt":"2026-01-29T03:22:36","slug":"your-guide-to-the-american-express-referral-programme","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/your-guide-to-the-american-express-referral-programme","title":{"rendered":"Your guide to the American Express referral programme"},"content":{"rendered":"

With the American Express Refer A Friend programme, you can earn up to 90,000 Membership Rewards points or \u00a3150 cashback a year for recommending an Amex card to your friends and family. You need to share your referral link with them, and if they apply and are approved, you\u2019ll both be rewarded.<\/p>

We\u2019ve put together a step-by-step guide to the programme, including which cards are eligible and what rewards you can get.<\/p>

What cards can I refer and what are the potential benefits?<\/h3>

The rewards you and your friend can earn depend on the card you hold and specific offers available at the time of the referral. Also, your friends can either apply for the same card you have or for a different one \u2013 you\u2019ll both get a referral bonus anyway (unless they apply for a Basic Card).<\/p>

Some examples of these cards and the rewards available are as follows:<\/p>

British Airways American Express Card<\/h4>

If you hold a British Airways American Express Card<\/a>, you\u2019ll earn 4,000 Avios<\/a> points when your friend is approved. Your friend will earn 6,000 Avios Points when they apply for the British Airways American Express Card, are approved and spend \u00a31,000 in the first 3 months of card membership.<\/p>

British Airways American Express Premium Plus Card<\/h4>

If you hold a British Airways American Express Premium Plus Card<\/a>, you\u2019ll earn 9,000 Avios Points when your friend is approved. Your friend will earn 26,000 Avios Points when they apply for the British Airways American Express Premium Plus Card, are approved and spend \u00a33,000 in the first 3 months of card membership.<\/p>

Preferred Rewards Gold Card<\/h4>

If you hold an American Express Preferred Rewards Gold Card<\/a>, you will earn 6,000 Membership Rewards Bonus Points when your friend is approved. Your friend will earn 12,000 Membership Rewards points when they apply for the Preferred Rewards Gold Card, are approved and spend \u00a33,000 in the first 3 months of card membership.<\/p>

Platinum Card<\/h4>

If you hold an American Express Platinum Card<\/a>, you will earn 12,000 Membership Rewards Bonus Points when your friend is approved. Your friend will earn 35,000 Membership Rewards points when they apply for the Platinum Card, are approved and spend \u00a34,000 in the first 3 months of card membership.<\/p>

Platinum Cashback Everyday Credit Card<\/h4>

If you hold an American Express Platinum Cashback Everyday Credit Card<\/a>, you will earn \u00a320 cashback when your friend is approved. Your friend will earn \u00a310 cashback when they apply for the Platinum Cashback Everyday Credit Card, are approved and spend the first \u00a31 on the card.<\/p>

Platinum Cashback Credit Card<\/h4>

If you hold an American Express Platinum Cashback Credit Card<\/a>, you will earn \u00a330 cashback when your friend is approved. Your friend will earn \u00a325 cashback when they apply for the Platinum Cashback Credit Card, are approved and spend the first \u00a31 on the card.<\/p>

Nectar Credit Card<\/h4>

If you hold an American Express Nectar Credit Card<\/a>, you\u2019ll earn 5,000 Nectar points when your friend is approved. Your friend will earn 21,000 Nectar points when they apply for the Nectar Credit Card, are approved and spend \u00a32,000 in the first 3 months of card membership.<\/p>

How can I refer a friend?<\/h3>

It\u2019s a pretty straightforward process, and you can do it from your browser or the Amex app.<\/p>

Step 1:<\/strong> Head to the American Express referral page<\/a> and log in with your user ID and password or credit card information.<\/p>

\"Picture<\/p>

Step 2:<\/strong> You will see the bonus offers you can earn when referring a friend. Select the card you wish to refer. The website will then generate your own personal referral link.<\/p>

\"Picture<\/a><\/p>

Step 3:<\/strong> Share this referral link with your friends and family via email, text message, LinkedIn or Facebook. Once they open the link, they\u2019ll see their deal and can apply. It is very important to make sure they use your generated personal link because you will not receive your referral bonus if they sign up directly with American Express or use a different link.<\/p>

Terms and conditions to note<\/h3>