{"id":201273,"date":"2019-05-30T15:18:08","date_gmt":"2019-05-30T14:18:08","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=201273"},"modified":"2026-05-11T05:19:00","modified_gmt":"2026-05-11T04:19:00","slug":"no-credit-check-business-loans","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-loans\/no-credit-check-business-loans","title":{"rendered":"Looking for no credit check business loans?"},"content":{"rendered":"<div itemscope=\"\" itemtype=\"https:\/\/schema.org\/FAQPage\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 id=\"learn\" itemprop=\"name\">Can I get a business loan with no credit check?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Unfortunately it\u2019s next-to-impossible to get a business loan without some form of credit check. However, if you\u2019re worried that you won\u2019t be approved for a business loan because of bad credit, the good news is there are still <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/bad-credit-business-loans\">plenty of options for businesses with poor credit<\/a>.<\/p><p>It\u2019s also possible to check whether you\u2019ll qualify for a business loan without going through a \u201chard\u201d credit check. This means that you can check your eligibility for a loan without it affecting your credit score or appearing on your credit file for other lenders to see.<\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">Why can\u2019t I get a no-credit-check business loan?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Lenders want to make sure that they\u2019re only lending money to people and businesses that will ultimately be able to pay it back.<\/p><p>However, they have no real way of knowing if that\u2019s the case without checking your credit score. They look at your credit history to assess how risky it will be for them to lend you money.<\/p><p>That\u2019s why no responsible lender will offer you a loan without running some kind of credit check. However, that doesn\u2019t mean you can\u2019t get a loan at all. It just means you\u2019ll need to approach the problem differently from business owners who can boast a spotless credit record.<\/p><\/div><\/div><\/div><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">How do I check if I'm eligible?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <ul class=\"list-10\"><li>Look for your lender\u2019s eligibility checker. Most lenders will have some kind of link or box that says \u201ccheck your eligibility first\u201d. Use it.<\/li><li>The eligibility checker will ask for both your business\u2019s details and your personal details, but it will only run a \u201csoft\u201d credit check. This will take a quick look at your credit report without leaving any permanent mark on it. This means it won\u2019t hurt your credit score in any way.<\/li><li>You\u2019ll then get an indication of how likely you are to be approved for a loan. If it\u2019s good news, you can go ahead and apply in full (when a hard credit check will be carried out). Having this knowledge reduces the chances of you making too many loan applications in a short space of time \u2013 which can make you look desperate for credit and lead to a rejection.<\/li><\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<h3>Secured business loans, personal guarantees and higher rates<\/h3><p>If you have a low credit score, you might have to agree to certain terms before you can be accepted for a loan. These can include:<\/p><ul class=\"list-10\"><li><strong>Securing your loan.<\/strong> If your credit score isn\u2019t great, securing your loan may give the lender the extra guarantee it needs to accept your application. This means you\u2019ll need to use an asset, such as property, as collateral. However, that asset is then at risk if you can\u2019t keep up with your repayments. If you can, try using a business asset and not your personal property as collateral in order to avoid risking your house if things go wrong. Moreover, secured business loans always take longer because the lender has to assess the value of the collateral you\u2019re offering first.<\/li><li><strong>Signing a personal guarantee.<\/strong> Unfortunately, this is a fairly common practice in the UK, even for businesses whose credit score is acceptable. A personal guarantee is a legally binding agreement that means you\u2019ll be personally liable for repaying the loan if your business is unable to.<\/li><li><strong>Paying a higher interest rate.<\/strong> These days, a reasonable number of lenders specialise in offering loans to businesses that have bad credit. However, it will most likely cost you more.<\/li><\/ul><h3 id=\"compare\">What types of business finance can I get with bad credit?<\/h3><p>Here is a list of business lending options that are still available to those with poor or limited credit:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th><\/th><th scope=\"col\">Type of finance<\/th><th scope=\"col\">Security<\/th><th scope=\"col\" class=\"u-1\/5\">Repayment terms<\/th><th scope=\"col\" class=\"u-1\/4\">Good for<\/th><th scope=\"col\" class=\"u-1\/5\">Bad for<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/business-line-of-credit\">Business line of credit<\/a><\/th><td data-title=\"Type of finance\">Revolving<\/td><td data-title=\"Security\">Secured or unsecured<\/td><td data-title=\"Repayment terms\">Flexible \u2013 but the longer you borrow, the more you\u2019ll pay<\/td><td data-title=\"Good for\"><ul class=\"list-1\"><li>Improving your cash flow<\/li><li>Only borrowing as much as you need<\/li><\/ul><\/td><td data-title=\"Bad for\"><ul class=\"list-12\"><li>Long-term borrowing<\/li><\/ul><\/td><\/tr><tr><th scope=\"row\"><a href=\"https:\/\/www.finder.com\/uk\/business-banking\">Overdrafts<\/a><\/th><td data-title=\"Type of finance\">Revolving<\/td><td data-title=\"Security\">Unsecured<\/td><td data-title=\"Repayment terms\">Flexible \u2013 but the longer you borrow, the more you\u2019ll pay<\/td><td data-title=\"Good for\"><ul class=\"list-1\"><li>One-off, unexpected and small expenses<\/li><li>Businesses with a good credit history<\/li><\/ul><\/td><td data-title=\"Bad for\"><ul class=\"list-12\"><li>Borrowing high amounts for a long time<\/li><\/ul><\/td><\/tr><tr><th scope=\"row\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/business-credit-cards-for-bad-credit\">Bad credit business cards<\/a><\/th><td data-title=\"Type of finance\">Revolving<\/td><td data-title=\"Security\">Unsecured<\/td><td data-title=\"Repayment terms\">Flexible \u2013 no interest is charged if you pay monthly<\/td><td data-title=\"Good for\"><ul class=\"list-1\"><li>Improving your monthly cash flow<\/li><li>Cheap borrowing if you pay on time<\/li><\/ul><\/td><td data-title=\"Bad for\"><ul class=\"list-12\"><li>Long-term borrowing<\/li><\/ul><\/td><\/tr><tr><th scope=\"row\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/invoice-financing\">Invoice financing<\/a><\/th><td data-title=\"Type of finance\">One-off<\/td><td data-title=\"Security\">Secured against your invoices<\/td><td data-title=\"Repayment terms\">Short-to-medium terms \u2013 tied to invoice payments<\/td><td data-title=\"Good for\"><ul class=\"list-1\"><li>Improving your cash flow<\/li><li>Businesses with not-so-great credit scores<\/li><\/ul><\/td><td data-title=\"Bad for\"><ul class=\"list-12\"><li>Long-term borrowing<\/li><\/ul><\/td><\/tr><tr><th><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/merchant-cash-advance\">Merchant cash advances<\/a><\/th><td data-title=\"Type of finance\">One-off<\/td><td data-title=\"Security\">Unsecured<\/td><td data-title=\"Repayment terms\">Short-to-medium terms \u2013 tied to credit card takings<\/td><td data-title=\"Good for\"><ul class=\"list-1\"><li>Businesses with unpredictable incomes<\/li><li>Businesses with not-so-great credit scores<\/li><\/ul><\/td><td data-title=\"Bad for\"><ul class=\"list-12\"><li>Businesses that don\u2019t take many card payments<\/li><\/ul><\/td><\/tr><tr><th scope=\"row\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/asset-based-loans\">Asset financing<\/a><\/th><td data-title=\"Type of finance\">One-off<\/td><td data-title=\"Security\">Secured against business assets<\/td><td data-title=\"Repayment terms\">Medium-to-long terms \u2013 usually repaid in monthly instalments<\/td><td data-title=\"Good for\"><ul class=\"list-1\"><li>Purchasing equipment<\/li><li>Using assets as collateral to grow the business<\/li><\/ul><\/td><td data-title=\"Bad for\"><ul class=\"list-12\"><li>Flexible borrowing<\/li><\/ul><\/td><\/tr><tr><th scope=\"row\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/fast-business-loans\">Short-term business loans<\/a><\/th><td data-title=\"Type of finance\">One-off<\/td><td data-title=\"Security\">Unsecured<\/td><td data-title=\"Repayment terms\">Short terms \u2013 usually repaid in monthly instalments<\/td><td data-title=\"Good for\"><ul class=\"list-1\"><li>Reacting to an unexpected event<\/li><li>Grabbing an unexpected opportunity<\/li><\/ul><\/td><td data-title=\"Bad for\"><ul class=\"list-12\"><li>Long-term borrowing<\/li><li>Improving cash flow<\/li><\/ul><\/td><\/tr><tr><th scope=\"row\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\">Business loans<\/a><\/th><td data-title=\"Type of finance\">One-off<\/td><td data-title=\"Security\">Secured or unsecured<\/td><td data-title=\"Repayment terms\">Long terms \u2013 usually repaid in monthly instalments<\/td><td data-title=\"Good for\"><ul class=\"list-1\"><li>Long-term projects<\/li><li>Growing your business<\/li><\/ul><\/td><td data-title=\"Bad for\"><ul class=\"list-12\"><li>Flexible borrowing<\/li><li>Improving cash flow<\/li><\/ul><\/td><\/tr><\/tbody><\/table><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">How do lenders assess my eligibility?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>It depends on the lender, but the following are all likely to affect your business\u2019s chances of getting credit:<\/p><ul class=\"list-10\"><li><strong>Your business credit score.<\/strong> Lenders will look at your credit score to determine how reliable you are as a borrower. Your credit score can vary depending on the credit reference agency, but the higher it is, the better.<\/li><li><strong>How long your business has been trading.<\/strong> Most lenders won\u2019t lend your business money unless it has been trading for at least a couple of years.<\/li><li><strong>Your business finances.<\/strong> Be prepared to give information on your business\u2019s annual turnover, profit, trading and payment history. You may also be asked to provide your business\u2019s full accounts.<\/li><li><strong>Your business plan.<\/strong> A strong business plan will show your lender how you\u2019re planning to use the money you\u2019re asking for to ultimately increase profit.<\/li><li><strong>Your personal credit score.<\/strong> Some lenders will look at this, especially if your business only has a short credit history. Some credit reference agencies will produce a \u201cblended\u201d credit score that looks at both personal and business reports.<\/li><\/ul><h3>How to improve your chances of getting approved<\/h3><ol><li><strong>Check the eligibility criteria first.<\/strong> Do this even before looking for the eligibility checker. There\u2019s no point wasting time if, for example, the lender you\u2019re looking at only works with limited companies and you\u2019re a sole trader.<\/li><li><strong>Boost your credit score.<\/strong> You can improve your credit score by paying down debt, filing your business\u2019s accounts on time, making payments on time (to a financial institution or to a supplier), and spacing out credit applications by several months.<\/li><li><strong>Check your website and social media.<\/strong> These days, your business\u2019s online presence is more important than ever. Some lenders will look at it, especially if you\u2019re running a startup that doesn\u2019t have much of a credit history.<\/li><li><strong>Do your homework.<\/strong> Research your options first. Lenders often specialise in certain types of products or business profiles, so you need to find a good match.<\/li><li><strong>Be realistic. <\/strong>Don\u2019t apply for a sum you already know you can\u2019t afford to pay back.<\/li><li><strong>Don\u2019t be sloppy with your application.<\/strong> Gather all the necessary documents and keep everything in order \u2013 do your best to make your business look as sharp, professional and reliable as possible.<\/li><\/ol><div class=\"importantText importantText__quote\">\n  <blockquote>\n    <div class=\"importantText__quoteIcon\"><\/div>\n    <p>If you\u2019re struggling to get a business loan, you could consider applying for a business credit card instead. This offers a more flexible way to borrow and could help you build your business credit score so that you can secure a loan in the future.\u201d<\/p>\n    <footer class=\"importantText__quoteAuthor\">\u2013 <cite>Rachel Wait, financial journalist<\/cite><\/footer>\n  <\/blockquote>\n<\/div>\n<h3>Bottom line<\/h3><p>While there\u2019s no real way to get a business loan or finance without a credit check, it\u2019s still possible to check your eligibility for a business loan without it appearing on your credit file. It can also be worth speaking to a specialist online lender as they might be more willing to offer you a business loan with poor credit \u2013 though be prepared to pay higher interest rates. <\/p><h3>How else can we help?<\/h3><div class=\"u-grid u-grid--alignStretch\"><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border luna-card--stretch\">\n<figure class=\"luna-card__figure\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/tide-business-loan-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKFBL%22%2C%22title%22%3A%22Get%2Bquick%2Bquotes%22%2C%22class%22%3A%22luna-image%22%2C%22image%22%3A%22https%253A%252F%252Fdvh1deh6tagwk.cloudfront.net%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2019%252F04%252Fsmall_business_studio.png%22%2C%22offer_id%22%3A%2222432%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%223fbf914e-9bec-4506-b704-15d6f58af415%22%2C%22product_name%22%3A%22Tide%2BBusiness%2BLoan%22%2C%22provider_id%22%3A%22ca59e3ec-8b04-4c25-bd84-f85e6c1ecba9%22%2C%22provider_name%22%3A%22Tide%22%2C%22post_id%22%3A%22201273%22%2C%22post_path%22%3A%22business-loans%252Fno-credit-check-business-loans%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/dvh1deh6tagwk.cloudfront.net\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/small_business_studio.png\" alt=\"Textile studio in a small business\" class=\"luna-image\" loading=\"lazy\"><\/a><\/figure>\n<div class=\"luna-card__block\">  \n<h4>Compare loan rates<\/h4>\n<div>Compare business loans without impacting your credit score with Tide.<\/div>\n\n<\/div>\n<\/article> <\/div><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><figure class=\"luna-card__figure\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/merchant-cash-advance\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png\" alt=\"Restaurant worker taking card payment from a customer over counter\" class=\"luna-image\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/figure><div class=\"luna-card__block\"><h4>Merchant cash advance<\/h4><p>Access a lump-sum of funding upfront for a fixed cost and then repay when your customers pay you.<\/p><div><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/merchant-cash-advance\" class=\"luna-button luna-button--success\">Learn more<\/a><\/div><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><figure class=\"luna-card__figure\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png\" alt=\"Businessman using a credit card in an airport lounge\" class=\"luna-image\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/figure><div class=\"luna-card__block\"><h4>Business credit cards<\/h4><p>Boost your spending power, track employee spending and enjoy perks and rewards with a business credit card.<\/p><div><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\" class=\"luna-button luna-button--success\">Compare now<\/a><\/div><\/div><\/article><\/div><\/div><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Can I get a business loan with poor credit?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, you can \u2013 you can choose to secure your loan or use a specialist lender. <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/bad-credit-business-loans\">Read more on the topic here<\/a>. Just be aware it is likely to be more expensive.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How can I get funding to start a business with bad credit?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If you\u2019re looking to start a business, a business loan may not necessarily be your best bet. You could also consider trying to get some investors on board or running a crowdfunding campaign. Find out more about alternatives to business loans <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/business-loan-alternatives\">in our guide<\/a>.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I get a quick business loan with no credit checks?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No. But if your business needs immediate support, for example, because a piece of equipment has suddenly broken, don\u2019t panic. 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