{"id":194326,"date":"2019-05-14T10:09:37","date_gmt":"2019-05-14T09:09:37","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=194326"},"modified":"2024-06-22T15:21:47","modified_gmt":"2024-06-22T14:21:47","slug":"car-insurance-for-used-cars","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars","title":{"rendered":"Car insurance for used cars"},"content":{"rendered":"<p>If you&#8217;re looking to insure your used car, the process shouldn&#8217;t be any different just because it&#8217;s secondhand. Insurers will look at several factors in order to <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/how-car-insurance-is-calculated\">calculate the insurance premium<\/a>. But the type of policy you choose will really depend on your own circumstances in addition to the <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-breakdown-by-brand\">make and model of your car<\/a>. Read our guide to find out about car insurance for used cars and how you could reduce your premium.<\/p><h3 id=\"insurance\">How do I get car insurance for my used car?<\/h3><p>Obtaining insurance, whether it&#8217;s for a used car or a brand new one, is exactly the same. If you own a secondhand car that has been around for many years, you may have to pay a little more attention to which insurance companies are willing to offer you cover as some may have restrictions on the age of the vehicle, if it&#8217;s particularly old.<\/p><p>In order to get car insurance for your used car, follow these simple steps:<\/p><ul><li>Begin an online quote by specifying the make and model of your car.<\/li><li>Provide all information relating to yourself such as name, address, age, etc, as well as details about your car, such as its make, model and age.<\/li><li>Choose the level of cover and any optional extras that you may require.<\/li><li>Review the details of each policy carefully.<\/li><li>Select a policy.<\/li><li>Finalise details and pay for your cover.<\/li><\/ul><h3 id=\"policy\">What type of policy do I need for my used car?<\/h3><p>As a minimum, your used car will need <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/third-party-car-insurance\">third party insurance<\/a> to be on the UK roads. Beyond this level of cover, it really depends on your own situation as well as the age, make and model of your car.<\/p><p>For example, if your car is old and isn&#8217;t worth a great deal, you might decide on a third party or <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/third-party-fire-theft\">third party fire and theft policy<\/a>, as a <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/comprehensive-car-insurance\">comprehensive policy<\/a> might not make much sense.<\/p><p>However, if you have a secondhand sports car that is still worth a lot, you may wish to have a comprehensive policy to ensure you won&#8217;t be left out of pocket if something happens.<\/p><p>Do your research and compare deals to ensure you have the right policy for your needs.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html\">Compare quotes with Confused.<\/a><\/p><style type=\"text\/css\">\n    .survey-response {\n        overflow-x: auto;\n        max-width: 800px;\n    }\n\n    .survey-response .luna-table th,\n    .survey-response .luna-table td {\n        padding: 0.3rem 1rem calc(0.20rem + 1px);\n        font-size: 12px;\n        color: rgb(117, 117, 117);\n        text-align: left;\n    }\n\n    .survey-response .luna-table {\n        border: none;\n    }\n\n    .survey-response .row-color-icon {\n        width: 10px;\n        height: 10px;\n        display: inline-block;\n        margin-right: 4px;\n        border-radius: 2px;\n    }\n\n    .survey-response .source-container {\n        top: -12px !important;\n        position: relative;\n    }\n\n    .survey-response .source {\n        color: rgb(108, 120, 129);\n        font-size: 11px;\n    }\n\n    .survey-response .source-link {\n        color: rgb(2, 113, 225);\n        font-size: 11px;\n        text-decoration: underline;\n    }\n\n    @media (min-width: 600px) {\n        .survey-response .border-fix {\n            border-radius: 12px;\n            border: 1px solid var(--light-divider-normal, #E5E7EB);\n            background: var(--light-background-main, #FFF);\n            padding: 0px\n        }\n    }\n\n    .survey-response .chart-container {\n        min-height: 250px;\n        border-radius: 12px;\n        border: 1px solid var(--light-divider-normal, #E5E7EB);\n        background: var(--light-background-main, #FFF);\n        padding: 15px;\n    }\n\n    .google-visualization-tooltip {\n        pointer-events: none;\n    }\n\n    @media screen and (min-width: 960px) {\n        .survey-response.u-grid {\n            margin-left: auto;\n            display: flex;\n            justify-content: space-between;\n            margin-right: auto;\n        }\n\n        .u-grid__col.chart-container {\n            margin-left: 0 !important;\n            margin-right: 0 !important;\n        }\n    }\n\n    .survey-response .table-container {\n        overflow-x: auto;\n        max-width: 800px;\n        display: block;\n    }\n\n    @media screen and (max-width: 959px) {\n        .survey-response .table-container {\n            display: block;\n        }\n\n        .source-container {\n            margin-left: 2rem;\n            margin-right: 2rem;\n        }\n    }\n\n<\/style><h4>Finder survey: What aspects of car insurance matter most to Brits when choosing a policy?<\/h4><div id=\"scale-surveys-10011-4248\" class=\"survey-response u-grid u-grid--gutterLarge\"><div id=\"view-what-aspects-of-car-insurance-would-matter-most-to-you-when-choosing-a-polic--gender-\" class=\"u-grid__col u-1\/1 aligncenter size-full chart-container\" ><\/div><style>\n\t\t\t\t#scale-surveys-10011-4248 text,\n\t\t\t\t#scale-surveys-10011-4248 svg text,\n\t\t\t\t#view-what-aspects-of-car-insurance-would-matter-most-to-you-when-choosing-a-polic--gender- text,\n\t\t\t\t#view-what-aspects-of-car-insurance-would-matter-most-to-you-when-choosing-a-polic--gender- svg text {\n\t\t\t\t\tfont-family: 'Modern Era', sans-serif !important;\n\t\t\t\t}\n\t\t\t<\/style><script type=\"text\/javascript\">\n\t\t\t\t(function() {\n\n\t\t\t\t\tvar packageToLoad = 'bar';\n\t\t\t\t\tvar eventName = 'GoogleChartsLoaded-' + packageToLoad;\n\t\t\t\t\tvar event = new Event(eventName);\n\n\t\t\t\t\tdocument.addEventListener(eventName, function() {\n\t\t\t\t\tconsole.log('called event!', eventName);\n\n\t\t\t\t\tfunction drawChart() {\n\t\t\t\t\t\tvar chartType = 'bar';\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvar data = google.visualization.arrayToDataTable([\n\t\t\t\t\t\t\t[\" \", \"Male\", \"Female\", ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"Cost of the premium\", 53.26, 49.1, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"Level of excess\", 44.84, 37.5, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"Ability to pay in instalments\", 21.2, 26.66, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"Courtesy car included\", 25.82, 23.95, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"Customer service\", 23.1, 16.87, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"Provider reputation\", 19.84, 20.18, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"Don't know\", 9.24, 16.42, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"I would not choose car insurance\", 8.97, 10.69, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"Other\", 0.82, 0.75, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t]);\n\t\t\t\t\t\t\n\t\t\t\t\t\tvar options = {\n\t\t\t\t\t\t\tlegend: {\n\t\t\t\t\t\t\t\tposition: 'none'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tcolors: ['#1D53FF', '#00B2FF', '#FFD23B', '#C3F53C', '#B469FF', '#FF73A9', '#1DD751', '#DB2420', '#E5F7FF', '#FFF9E5', '#EEF5DC', '#F2E5FF', '#FFE5EF']\n\t\t\t\t\t\t};\n\n\t\t\t\t\t\tvar chart;\n\t\t\t\t\t\t\t\t\t\t\t\tchart = new google.charts.Bar(document.getElementById('view-what-aspects-of-car-insurance-would-matter-most-to-you-when-choosing-a-polic--gender-'));\n\t\t\t\t\t\t\/\/ Bar chart specific options can go here\n\t\t\t\t\t\toptions.bars = 'vertical';\n\t\t\t\t\t\toptions.hAxis = {\n\t\t\t\t\t\t\tviewWindowMode: 'maximize',\n\t\t\t\t\t\t\tformat: '#,###\\'%\\'',\n\t\t\t\t\t\t\ttitle: '',\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tfontName: 'Modern Era',\n\t\t\t\t\t\t\t\tfontSize: 12\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t};\n\t\t\t\t\t\toptions.vAxis = {\n\t\t\t\t\t\t\tformat: '#,###\\'%\\'',\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tfontName: 'Modern Era',\n\t\t\t\t\t\t\t\tfontSize: 12\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t};\n\t\t\t\t\t\t\n\t\t\t\t\t\tchart.draw(data, (chartType == 'pie') ? options : google.charts.Bar.convertOptions(options));\n\t\t\t\t\t}\n\t\t\t\t\t\tdrawChart();\n\t\t\t\t\t});\n\n\t\t\t\t\tfunction init() {\n\t\t\t\t\t\tconsole.log('calling init', eventName);\n\t\t\t\t\t\tif (typeof google !== 'undefined' && google.charts) {\n\t\t\t\t\t\t\tconsole.log('found charts', google, packageToLoad);\n\t\t\t\t\t\t\tgoogle.charts.load('current', {'packages':[packageToLoad]});\n\t\t\t\t\t\t\tgoogle.charts.setOnLoadCallback(function() {\n\t\t\t\t\t\t\t\tdocument.dispatchEvent(event);\n\t\t\t\t\t\t\t});\n\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\tconsole.log('retrying');\n\t\t\t\t\t\t\tsetTimeout(init, 100);\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t\tinit();\n\t\t\t\t})()\n\t\t\t<\/script><div class=\"u-grid__col  u-1\/1 aligncenter size-full border-fix table-container\"><table class=\"luna-table js-tablesorter tablesorter tablesorter-default\" role=\"grid\"><thead class=\"luna-table__header\"><tr><th>Response<\/th><th><span class=\"row-color-icon\" style=\"background-color: #1D53FF;\"><\/span>Male<\/th><th><span class=\"row-color-icon\" style=\"background-color: #00B2FF;\"><\/span>Female<\/th><\/tr><\/thead><tbody class=\"luna-table__body\" aria-live=\"polite\" aria-relevant=\"all\"><tr><td>Cost of the premium<\/td><td>53.26%<\/td><td>49.1%<\/td><\/tr><tr><td>Level of excess<\/td><td>44.84%<\/td><td>37.5%<\/td><\/tr><tr><td>Ability to pay in instalments<\/td><td>21.2%<\/td><td>26.66%<\/td><\/tr><tr><td>Courtesy car included<\/td><td>25.82%<\/td><td>23.95%<\/td><\/tr><tr><td>Customer service<\/td><td>23.1%<\/td><td>16.87%<\/td><\/tr><tr><td>Provider reputation<\/td><td>19.84%<\/td><td>20.18%<\/td><\/tr><tr><td>Don&#039;t know<\/td><td>9.24%<\/td><td>16.42%<\/td><\/tr><tr><td>I would not choose car insurance<\/td><td>8.97%<\/td><td>10.69%<\/td><\/tr><tr><td>Other<\/td><td>0.82%<\/td><td>0.75%<\/td><\/tr><\/tbody><\/table><\/div><div class=\"source-container\"><span class=\"source\">Source: Finder survey by Censuswide of 1032 Brits, December 2023\t\t<\/div><\/div><h3 id=\"requirements\">Do older used cars have different insurance requirements?<\/h3><p>No, used cars have the same legal requirements as other cars and will need at least third party insurance as a minimum to be on the roads.<\/p><p>However, your used car could qualify for a classic policy if it meets the requirements. Many insurers will consider a classic car to be a vehicle older than 15 years old and worth more than \u00a315,000 while others may only insure a classic car if it&#8217;s at least 20 years old, is the driver&#8217;s second car and the annual mileage is low. It&#8217;s important to do your research to find the insurers that will cover your used car.<\/p><h3 id=\"save\">How can I save on car insurance for used cars?<\/h3><p>In certain situations, you may pay a high premium for your used car if it&#8217;s a top of the range make and model. In this case, there are several ways to save money.<\/p><ul><li><strong>Multiple discounts.<\/strong> Check into policies that include discounts you might qualify for, such as <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/multi-car-insurance\">insuring multiple cars<\/a> or bundling insurance policies together with one insurer.<\/li><li><strong>Safety features.<\/strong> You may qualify for extra discounts if your car is fitted with an alarm.<\/li><li><strong>Low mileage.<\/strong> If you start working part-time or your long commute becomes much shorter, letting your insurer know about a reduction in your mileage could result in cheaper insurance.<\/li><li><strong>Cover level. <\/strong>If your used car isn&#8217;t worth much, you might not want to choose a comprehensive policy. But do your research to ensure you&#8217;re not left out of pocket if, for example, something goes wrong and your car is written off.<\/li><li><strong>Shop around.<\/strong> Don&#8217;t simply choose to renew your car insurance when it&#8217;s up for renewal as you could end up paying more than you need. Shop around and compare your options to find the best deal. Keep in mind that the cheapest policy isn&#8217;t always the best policy so check the cover details carefully.<\/li><\/ul><h3 id=\"cost\">How much is car insurance for a used car?<\/h3><p>The <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/how-much-does-car-insurance-cost\">cost of car insurance<\/a> for a used car is dependent on many factors but can sometimes be cheaper to insure. Details about the driver such as their age, address and driving history will be reviewed as well as information about the car such as its make and model, age, performance and value. The cost will also depend on which insurer is providing the cover.<\/p><p>Shop around and compare deals to find the best deal for your needs.<\/p><h3 id=\"watchout\">What should I watch out for?<\/h3><p>Used cars do have a few caveats for getting the right amount of insurance. These include:<\/p><ul><li><strong>Fire and theft.<\/strong> Although new cars may be more appealing to thieves, older cars may also be targeted since the parts might be easier to sell. If skimping on cover, consider keeping comprehensive.<\/li><li><strong>Car value versus insurance.<\/strong> Consider the cover you need for the value of your car. If you have an old car and sufficient savings, it may not be worth the extra premium.<\/li><li><strong>Upkeep for safe driving.<\/strong> Used cars need more maintenance than new ones to keep them safe on the roads.<\/li><\/ul><h3 id=\"faqs\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Can I drive without car insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No. By law, you&#8217;ll need at least third party car insurance to be on UK roads. Ignoring this could lead to you being charged with an offence.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Should I look for the cheapest car insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No, not always. The cheapest car insurance policy may not offer you the best cover. Shop around and remember to compare the benefits, features and conditions of each policy rather than looking at the price alone. By understanding what the policy offers in relation to what you require, you could end up saving money.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Is car insurance cheaper for used cars?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Car insurance can sometimes be cheaper for used cars. However, premiums are based on a range of factors including the driver&#8217;s age, location, driving history as well as the make and model of the car, its age, performance and value. The price will also depend on which insurer is offering the cover. Do your research about what you require in a policy and then shop around for the best deal.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">How can I pay for my car insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">You&#8217;ll usually have the option of paying for your car insurance policy either in one go or in monthly instalments. In can be a tall order paying up front and you may wish to spread the cost out. However, keep in mind that you&#8217;re likely to pay more for paying monthly as interest will be added.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Is car insurance more expensive for newer cars?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Not necessarily. The car insurance premium you pay will depend on which category your car falls into, as assessed by your insurance provider. Insurers use a 1-50 <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/insurance-groups\">group rating system<\/a> when assessing how much a car will cost to insure. Several factors are considered including the car&#8217;s performance, security and value amongst others to decide its rating. The lower the rating, the cheaper that car is to insure.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\">*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (January \u201926). 51% of Confused.com car insurance customers could save \u00a3529.15.<\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Do you own a used car? Read our guide to find out what type of policy you&#8217;ll need and compare deals now. <\/p>\n","protected":false},"author":528,"featured_media":194344,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2645],"tags":[],"asset_tag":[],"class_list":["post-194326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Car insurance for used cars | Finder UK<\/title>\n<meta name=\"description\" content=\"Compare car insurance deals for your used car and find out how you can save on the premium.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Car insurance for used cars\" \/>\n<meta property=\"og:description\" content=\"Compare car insurance deals for your used car and find out how you can save on the premium.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2019-05-14T09:09:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Helen Champion\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Helen Champion\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars\"},\"author\":{\"name\":\"Helen Champion\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/cb17e94daaba3673696fb491eface340\"},\"headline\":\"Car insurance for used cars\",\"datePublished\":\"2019-05-14T09:09:37+00:00\",\"dateModified\":\"2024-06-22T15:21:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars\"},\"wordCount\":1341,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png\",\"articleSection\":[\"Car insurance\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#respond\"]}],\"copyrightYear\":\"2019\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars\",\"url\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars\",\"name\":\"Car insurance for used cars | Finder UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png\",\"datePublished\":\"2019-05-14T09:09:37+00:00\",\"dateModified\":\"2024-06-22T15:21:51+00:00\",\"description\":\"Compare car insurance deals for your used car and find out how you can save on the premium.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png\",\"width\":250,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Car insurance\",\"item\":\"https:\/\/www.finder.com\/uk\/car-insurance\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Car insurance for used cars\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/cb17e94daaba3673696fb491eface340\",\"name\":\"Helen Champion\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/HelenChampionF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/HelenChampionF1_Finder_600x600.png\",\"caption\":\"Helen Champion\"},\"description\":\"Helen Champion was an associate editor at Finder. She has worked in communications for over 16 years and currently writes on a range of topics including insurance and money transfers in the hope of empowering people to make better financial decisions. During her broadcast career, she helped to produce hundreds of news and breaking news reports for Associated Press TV and ITV News. And in public relations, she managed several high-profile public relations campaigns for Macmillan Cancer Support, the General Medical Council and overseas for Qatar Foundation on behalf of BLJ Worldwide. Helen has a Bachelor of Arts in Journalism from the University of Lincoln, a passion for practising karate in the dojo and a deep love of making mischief with her sons.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/helen-champion-20348535\/\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/helenchampion\",\"jobTitle\":\"Writer\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2024-06-22T15:21:51+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Car insurance for used cars | Finder UK","description":"Compare car insurance deals for your used car and find out how you can save on the premium.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars","og_locale":"en_GB","og_type":"article","og_title":"Car insurance for used cars","og_description":"Compare car insurance deals for your used car and find out how you can save on the premium.","og_url":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2019-05-14T09:09:37+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png","type":"image\/png"}],"author":"Helen Champion","twitter_card":"summary_large_image","twitter_creator":"@findercomUK","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Helen Champion","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars"},"author":{"name":"Helen Champion","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/cb17e94daaba3673696fb491eface340"},"headline":"Car insurance for used cars","datePublished":"2019-05-14T09:09:37+00:00","dateModified":"2024-06-22T15:21:51+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars"},"wordCount":1341,"commentCount":0,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png","articleSection":["Car insurance"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#respond"]}],"copyrightYear":"2019","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars","url":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars","name":"Car insurance for used cars | Finder UK","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png","datePublished":"2019-05-14T09:09:37+00:00","dateModified":"2024-06-22T15:21:51+00:00","description":"Compare car insurance deals for your used car and find out how you can save on the premium.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/usedcarins-fti.png","width":250,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-used-cars#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Car insurance","item":"https:\/\/www.finder.com\/uk\/car-insurance"},{"@type":"ListItem","position":3,"name":"Car insurance for used cars"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/cb17e94daaba3673696fb491eface340","name":"Helen Champion","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/HelenChampionF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/HelenChampionF1_Finder_600x600.png","caption":"Helen Champion"},"description":"Helen Champion was an associate editor at Finder. She has worked in communications for over 16 years and currently writes on a range of topics including insurance and money transfers in the hope of empowering people to make better financial decisions. During her broadcast career, she helped to produce hundreds of news and breaking news reports for Associated Press TV and ITV News. And in public relations, she managed several high-profile public relations campaigns for Macmillan Cancer Support, the General Medical Council and overseas for Qatar Foundation on behalf of BLJ Worldwide. Helen has a Bachelor of Arts in Journalism from the University of Lincoln, a passion for practising karate in the dojo and a deep love of making mischief with her sons.","sameAs":["https:\/\/www.linkedin.com\/in\/helen-champion-20348535\/"],"url":"https:\/\/www.finder.com\/uk\/author\/helenchampion","jobTitle":"Writer","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2024-06-22T15:21:51+00:00"},"custom_fields":{"show_author_box":["yes"],"_content_type":["niche-content\/information\/niche-article"],"_masthead_variant":["{\"id\":\"beta-widget\",\"showFeaturedImage\":false,\"presetId\":\"shortcode\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"[partial id=\\\"ukfci-masthead-tp\\\"]\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"_masthead_subheading":["{\"text\":\"If you own a secondhand car, consider your car insurance options and how to save money.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/194326"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/528"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=194326"}],"version-history":[{"count":8,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/194326\/revisions"}],"predecessor-version":[{"id":535236,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/194326\/revisions\/535236"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/194344"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=194326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=194326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=194326"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=194326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}