Who needs any driver car insurance?<\/h3><\/div>![\"Danny](\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg\")
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Finder insurance expert Danny Butler<\/a> answers <\/em><\/div><\/div>Your average car owner won\u2019t need any driver car insurance. Most people will only let, at most, a handful of specific people drive their car. For this, there are more affordable ways to get cover.<\/p>
You might look to take out an any driver car insurance policy if you run a business that owns lots of vehicles, which will be driven by multiple employees. For example, if you own a company that uses delivery vehicles, you can save time and hassle by using this type of policy rather than covering every individual driver. It can be especially handy if you are rapidly growing your pool of drivers, or have a high staff turnover, as you won\u2019t need to worry about specifically insuring each new employee.<\/p>
Driving schools will often use an any driver policy for the sake of efficiency too.<\/p><\/div><\/div><\/div><\/article>
Are there any restrictions on who can drive under an any driver policy?<\/h3>
Putting the lie to the name, some insurers might place restrictions on who can drive under an any driver policy.<\/p>
The most common exclusion you might come across is age. Some policies might only cover those aged over 21, or even over 25, for example. This is because younger, novice drivers are statistically more likely to have an accident and make a claim<\/a>.<\/p>It\u2019s not a blanket rule, though. Driving schools might struggle to get cover for their 17-year-old learner drivers if it was.<\/p>
Who can take out any driver car insurance?<\/h3>
Many insurers won\u2019t let anyone under 25 be covered on an any driver policy, so it (almost) goes without saying in many instances they can\u2019t take out the policy either.<\/p>
<\/p>
Your average car owner won\u2019t need any driver car insurance. Most people will only let, at most, a handful of specific people drive their car. For this, there are more affordable ways to get cover.<\/p>
You might look to take out an any driver car insurance policy if you run a business that owns lots of vehicles, which will be driven by multiple employees. For example, if you own a company that uses delivery vehicles, you can save time and hassle by using this type of policy rather than covering every individual driver. It can be especially handy if you are rapidly growing your pool of drivers, or have a high staff turnover, as you won\u2019t need to worry about specifically insuring each new employee.<\/p>
Driving schools will often use an any driver policy for the sake of efficiency too.<\/p><\/div><\/div><\/div><\/article>
Are there any restrictions on who can drive under an any driver policy?<\/h3>
Putting the lie to the name, some insurers might place restrictions on who can drive under an any driver policy.<\/p>
The most common exclusion you might come across is age. Some policies might only cover those aged over 21, or even over 25, for example. This is because younger, novice drivers are statistically more likely to have an accident and make a claim<\/a>.<\/p> It\u2019s not a blanket rule, though. Driving schools might struggle to get cover for their 17-year-old learner drivers if it was.<\/p> Many insurers won\u2019t let anyone under 25 be covered on an any driver policy, so it (almost) goes without saying in many instances they can\u2019t take out the policy either.<\/p>Who can take out any driver car insurance?<\/h3>