{"id":188551,"date":"2019-04-29T15:38:58","date_gmt":"2019-04-29T14:38:58","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=188551"},"modified":"2026-04-13T16:56:05","modified_gmt":"2026-04-13T15:56:05","slug":"european-breakdown-cover","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/breakdown-cover\/european-breakdown-cover","title":{"rendered":"European breakdown cover"},"content":{"rendered":"<p>Millions of Brits drive on holiday to Europe every year. So unfortunately, by law of odds, a few of us are going to end up at the roadside standing next to our broken vehicle. We explain what you\u2019ll be covered for when you take out European breakdown cover, from roadside assistance to courtesy cars. More importantly, we tell you what insurance companies <em>won\u2019t<\/em> pay out for. Which could help you stay cool, calm and collected on your big trip away.<\/p><h3>What is European breakdown cover?<\/h3><p>European cover offers the same protection when you\u2019re driving on the other side of the Channel as you would get with equivalent <a href=\"https:\/\/www.finder.com\/uk\/breakdown-cover\">UK breakdown cover<\/a>. This could mean roadside assistance to get you back up and running, or a tow to the nearest garage if your car needs a more serious looking over.<\/p><p>Some insurers might even pay to get you and your car sent home if it\u2019s beyond repair, which could be vital if you\u2019re pulled over in a ditch in rural Europe, unable to even come up with the word for \u201chelp\u201d. Plus, without breakdown cover, you might end up blowing the whole holiday budget on getting the car fixed.<\/p><p>European breakdown cover isn\u2019t included as standard with UK breakdown policies, or as part of car or travel insurance, so you\u2019ll need to pay extra for this cover.<\/p><h3>What types of European breakdown cover are there?<\/h3><p>There are different types of cover depending on whether you want to take a car, van or motorbike. You\u2019ll also have to decide whether you want one-off cover for a single holiday, or whether you want to be covered all year round.<\/p><ul><li><strong>Single-trip cover.<\/strong> If you plan to drive to Europe once or twice a year then this could be your best bet.<\/li><li><strong>Multi-trip cover.<\/strong> If you have a second home or make frequent journeys to Europe, opt for this. It covers all your trips in a year.<\/li><\/ul><p>Be wary of time limits on multi-trip policies. You might not be allowed to be abroad for more than 90 days in the year, or more than 31 days at a time. If you think you might break these caps then call the insurer and ask if it can extend cover. Bear in mind too that some UK breakdown providers won\u2019t offer cover if your trip is to a second home, so watch out for this exclusion.<\/p><h3>What features does European breakdown cover include?<\/h3><p>What\u2019s covered varies between insurers, and some insurers offer more than one level of cover. Here\u2019s a list of some of the most common features you might get, depending on the policy you opt for.<\/p><ul><li><strong>Problems before you head off.<\/strong> This provides coverage should your car break down before you even set off on your trip.<\/li><li><strong>Roadside assistance. <\/strong>A recovery vehicle will come and try to get you going at the roadside.<\/li><li><strong>Towing service.<\/strong> If roadside repairs don\u2019t work, the recovery vehicle will take your vehicle to the nearest garage.<\/li><li><strong>Garage work.<\/strong> Your policy should pay out for some if not all the labour costs of repairing your car at the garage. It often won\u2019t cover the cost of any parts that are needed, though.<\/li><li><strong>Courtesy car. <\/strong>Some insurers might offer this but only give you a certain type of car. If you\u2019re lugging a caravan around you don\u2019t want to be given a tiny 4-seat car \u2013 that could cause some major problems.<\/li><li><strong>Onward travel.<\/strong> Depending on your policy, you may be covered for the cost of getting where you need to go \u2013 for example, public transport costs you rack up. You may even get cover for accommodation you need to book while you wait.<\/li><li><strong>Repatriation.<\/strong> Some insurers will cover all or some of the costs for getting your car back to the UK should it prove beyond repair at the European garage.<\/li><li><strong>24\/7 assistance. <\/strong>Some, but not all, providers offer this. So if you\u2019re planning on doing a big night journey, check that you\u2019ll get round-the-clock cover.<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/misfuelling-cover\">Misfuelling<\/a>.<\/strong> This covers for problems if you put diesel in a petrol car, or vice versa. Not many providers cover this, and there may be an additional charge if they do.<\/li><li><strong>Key cover.<\/strong> This reimburses you for the cost of replacing your keys if you lose them while travelling.<\/li><\/ul><h3>European breakdown cover restrictions to look out for<\/h3><ul><li><strong>Pay and claim. <\/strong> Many European breakdown policies will make you pay the breakdown company out of your own pocket then claim back the cost from your breakdown provider.<\/li><li><strong>Countries. <\/strong> Different providers cover you to drive in different countries, and with some it varies by the specific policy. Double check before you go, especially if there\u2019s a chance you might cross a few borders.<\/li><li><strong>Pay out limits.<\/strong> Some insurers will put a cap on how much they will compensate you for a single trip. Given onward travel and vehicle repatriation could spiral into thousands of pounds in costs for you and your family, check the pay-out limit is high enough for your travelling needs.<\/li><li><strong>Trip time limits. <\/strong> Many breakdown providers cap the number of days you are covered for abroad. You don\u2019t want to break down and suddenly discover your policy finished yesterday. So check with your insurer.<\/li><li><strong>Callout limits<\/strong>. Some providers will limit how many times you can call them out in a period of cover. If you have a fault-prone car, make sure this limit isn\u2019t too low.<\/li><li><strong>Caravans. <\/strong>If you\u2019re off on a caravan holiday, make sure you\u2019ll get help towing this away. Some insurers exclude caravans from cover.<\/li><\/ul><h3>What countries are covered under European breakdown cover?<\/h3><p>The specific countries each provider includes will vary, for example <a href=\"https:\/\/www.finder.com\/uk\/breakdown-cover\/aa\">The AA<\/a> cover 44 countries across the continent, whereas Green Flag only cover 38 countries. Most providers are happy to cover at least all EU and European Economic Area (EEA) countries. Many will go beyond this to cover some non EEA countries such as Norway and the parts of Turkey that fall within Europe. Watch out for any exclusions though \u2013 for example, not all companies cover Russia.<\/p><p>Some providers offer tiers of cover \u2013 so you might pay less for driving in Western European countries than those further afield, for example.<\/p><div class=\"eeQuote box u-rounded--lg source-finder type-expert\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 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id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Our expert says: What happens if I break down without European breakdown cover?<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"If your car conks out in Europe and you don\u2019t have European breakdown cover, you\u2019ll need to find a local recovery company and repair garage yourself. You may also need to muddle by in the local language. Unless you\u2019re fluent, this could mean relying on the likes of Google Translate to interpret technical car jargon. Many UK-based breakdown companies offer English-speaking helplines, often with multi-lingual operators, to help you get things sorted.<\/p><p>Plus, you\u2019ll be liable for the full cost of rescue and repairs, and potentially for getting your car back to the UK. These costs can quickly mount up. While it might seem like an annoying extra expense, unless you have an ultra-reliable car the relatively low cost of European breakdown cover could prove to be money well spent.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                            <div class=\"eeQuote__authorInfo\">\n                                            <div class=\"eeQuote__authorPhoto--mobile\">\n                            <figure class=\"eeQuote__photo\">\n                                <img decoding=\"async\" alt=\"Danny Butler's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/12\/DannyButlerF1_Finder_600x600.png\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/12\/DannyButlerF1_Finder_600x600.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/12\/DannyButlerF1_Finder_600x600.png?fit=360 360w, 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                                   <\/div>\n                                        <div class=\"eeQuote__authorDetails\">\n                                                    <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/dannybutler\" itemprop=\"url\" target=\"_blank\">\n                                Danny Butler\n                            <\/a>\n                                                                            <div class=\"eeQuote__authorTitle\">Publisher<\/div>\n                                            <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n<h3>Is my European breakdown cover still valid now that the UK has left the EU?<\/h3><p>It should be. Unless your provider has contacted you to say differently, any existing policies should continue on the same basis as before the UK left the EU.<\/p><h3>How much does European breakdown cover cost?<\/h3><p>If you\u2019re buying standalone European breakdown cover from one of the UK\u2019s leading providers like The AA, expect to pay from \u00a35.71 a day for single-trip cover, depending on the country or countries you\u2019ll be driving in and how long you\u2019re there for. Annual cover is likely to set you back at least \u00a3100ish and could be much more, depending on the provider, but could work out cheaper than lots of single trips if you drive in Europe regularly.<\/p><p>If you already have UK breakdown cover, it may be more cost-effective to add European cover to your existing policy.<\/p><h3>What affects the cost of European breakdown cover?<\/h3><p>Factors affecting the cost of European breakdown cover include:<\/p><ul><li>How long you\u2019ll be away for<\/li><li>Which countries you\u2019ll be driving in<\/li><li>The vehicle you\u2019ll be driving<\/li><li>The level of cover; the more comprehensive the cover, the higher the likely cost<\/li><\/ul><h3>How can I reduce the cost of European breakdown cover?<\/h3><ul><li><strong>Do you already have cover?<\/strong> Before buying a separate European breakdown policy, double check whether you\u2019re already covered as part of existing <a href=\"https:\/\/www.finder.com\/uk\/breakdown-cover\">breakdown cover<\/a>, a <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-optional-extras\">car insurance policy add-on<\/a>, or even a <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/packaged-bank-accounts\">packaged bank account<\/a>.<\/li><li><strong>Choose the right type of cover: single-trip or annual.<\/strong> Single-trip cover may seem cheaper, but could be a false economy if you make several trips per year.<\/li><li><strong>Add on cover to an existing breakdown policy.<\/strong> Your existing breakdown provider may well offer European breakdown cover; it might even give you a discount for getting its European breakdown policy.<\/li><li><strong>Consider a car insurance add-on.<\/strong> Some car insurance providers offer breakdown cover as an optional add-on, and this might include European cover. Buying breakdown cover as a car insurance add-on to an existing policy can work out cheaper than buying standalone cover, but make sure the level and quality of cover meets your needs.<\/li><li><strong>Shop around<\/strong>. The cost of European breakdown cover can vary dramatically between providers. Compare prices and quality of cover carefully to get the right policy at the right price.<\/li><\/ul><h3>What do I need to get a European breakdown quote?<\/h3><p>To get a quote for European breakdown cover, you\u2019ll need to supply:<\/p><ul><li>Your vehicle\u2019s registration number (number plate)<\/li><li>Usually, the countries you\u2019ll be travelling to (this may not always be needed for annual policies in particular)<\/li><li>For single trips, the dates of travel<\/li><li>Whether you\u2019ll be towing a caravan or trailer<\/li><li>Your personal details (name, address, contact details, date of birth)<\/li><\/ul><h3>How can I add European breakdown cover to my existing policy?<\/h3><p>Ask your provider for a quote and see what cover you\u2019ll actually get for the countries you\u2019re heading to. Is it just roadside assistance, or will it tow your vehicle and offer you a courtesy car too? Use comparison sites or get quotes directly from other companies too. See if any offer a better deal; you can use this to haggle with your existing provider.<\/p><h3>What else do I need to do to prepare for driving in Europe?<\/h3><p>Buying good-quality European breakdown cover is only one of the things to sort out before you drive in Europe. Here\u2019s a checklist of some of the main things to tick off your checklist.<\/p><h4>1. Get the right car insurance<\/h4><p>Most UK car insurance policies cover you to drive the insured car in Europe, but this is usually only on a third-party basis. And check that your policy covers you for the countries you plan to drive in. For full insurance cover in Europe, you may wish to extend your existing policy or buy a <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/short-term-european-car-insurance\">short-term European car insurance policy<\/a>.<\/p><h4>2. Check the rules of the road in the countries you\u2019ll be driving in<\/h4><p>Some European countries have specific laws to follow, so check before you go. For example, some require you to keep your lights on at all times, or that all kids under 12 must sit in the back. Check what safety equipment the countries you\u2019re driving in expect you to carry too. Many require you to carry a reflective safety vest and red safety triangles.<\/p><p>You\u2019ll also need to make sure your tax and MOT are up to date (a legal requirement for driving in the UK too), and that you have hard copies of all relevant documents, including:<\/p><ul><li>Your full, valid driving licence<\/li><li>Your passport<\/li><li>Your vehicle\u2019s registration document (V5C; this should be the original document, not a copy)<\/li><li>Relevant insurance documents (car insurance and travel insurance) \u2013 you\u2019ll need these as proof that you have at least <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/third-party-car-insurance\">third-party insurance<\/a><\/li><li>In some non-EU countries, an <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-green-cards\">insurance Green Card<\/a><\/li><\/ul><p>In some cases, you may need to attach a UK sticker to your car. You won\u2019t need this if your number plate already includes the GB identifier, unless you\u2019re travelling to Cyprus, Malta or Spain. These countries always require a UK sticker, no matter what\u2019s on your number plate.<\/p><h4>3. Tell your breakdown provider when you\u2019re off<\/h4><p>This may be needed to trigger cover if you have an annual policy.<\/p><h3>Bottom line<\/h3><p>Dealing with different rules and languages can make driving in Europe stressful enough in the first place. Breaking down part way between Paris and Provence could send those stress levels through the roof. Buying good European cover can give you peace of mind that if your car lets you down, you won\u2019t be left stranded and struggling. Shopping around and comparing quotes can help keep costs down \u2013 but check the small print to make sure you strike the right balance between price and quality of cover.<\/p><h3 id=\"frequently_asked_questions\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Why do I need European breakdown cover?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Breaking down in Europe without the right cover can be a stressful experience. Not only do you have to deal with getting things sorted yourself, in a country with different rules, and possibly in a language you\u2019re not familiar with, you\u2019ll be faced with the potentially high cost of call-outs and repairs. Buying breakdown cover before you go offers the reassurance that things will go as smoothly as possible if the worst happens.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">What should I do if I break down in Europe?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>The same basic principles apply if you break down in Europe as in the UK. If possible, pull off the road into a safe place or onto the hard shoulder if you break down on the motorway. If it\u2019s safe to do so, you and your passengers should get out of the car and as far away from traffic as possible. Call your breakdown provider if you have one, or identify and contact a local assistance company if not.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How do I know if European breakdown cover is already included in my policy?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If you bought your policy a while ago and have been auto-renewing ever since, you could be forgiven for being unsure about what is and isn\u2019t covered. Check your policy documents or, if in doubt, call your provider to find out whether you\u2019re covered to drive in Europe and whether the cover meets your needs.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Can I get European breakdown cover for a single holiday?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. If you only plan to drive in Europe once or twice a year, you buy a breakdown policy that covers you for the specific length of your trip.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">What happens if I have to return home before my car is fixed?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>This depends on whether your policy includes repatriation costs, to get your car home if it can\u2019t be fixed (or can\u2019t be fixed before you plan to return). If not, you may have to arrange (and pay) for your car to be returned to the UK yourself. If you do have repatriation cover, check the details carefully as limits and restrictions vary by provider. Check too if your policy covers any additional costs you incur to get yourselves home as well as your car.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Will European breakdown cover get my car back to the UK?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>It depends on the policy; check the details before you buy to see if it covers recovery to the UK or \u201crepatriation\u201d. Check the limits of cover, too, as some policies may cap how much they\u2019ll pay towards repatriation. The cost of getting your car back to the UK can be eye-wateringly expensive if you don\u2019t have cover. Unless you\u2019re certain you\u2019ll have the time and flexibility to extend your trip until your car is fixed in the country it breaks down in, this feature is well worth having.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">What's the difference between personal cover and vehicle cover?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Vehicle cover only covers you for the specific vehicle named on the breakdown policy. Personal cover allows you to call the breakdown service for any car you\u2019re in, as a driver or a passenger. Some providers only offer one type of cover; others offer a choice. Personal cover is usually more expensive. <\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">How did the coronavirus pandemic affect European breakdown cover policies?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>COVID-19 didn\u2019t directly affect breakdown policies themselves. However, you should check the rules on travel before you go, both those set in the UK and any rules in the countries you\u2019re travelling to. Check the general rules (for example, on testing and isolation) on the <a href=\"https:\/\/www.gov.uk\/foreign-travel-advice\" target=\"_blank\" rel=\"noopener\">FCO website<\/a>, plus anything specifically related to driving. Breakdown services\u2019 speed of response and ability to help may be affected by local restrictions.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">Can I get a refund if I can't travel due to coronavirus restrictions?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Possibly. Refund terms vary between providers, so check the T&amp;Cs. If in doubt, contact the breakdown provider directly.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><style type=\"text\/css\">\n    .survey-response {\n        overflow-x: auto;\n        max-width: 800px;\n    }\n\n    .survey-response .luna-table th,\n    .survey-response .luna-table td {\n        padding: 0.3rem 1rem calc(0.20rem + 1px);\n        font-size: 12px;\n        color: rgb(117, 117, 117);\n        text-align: left;\n    }\n\n    .survey-response .luna-table {\n        border: none;\n    }\n\n    .survey-response .row-color-icon {\n        width: 10px;\n        height: 10px;\n        display: inline-block;\n        margin-right: 4px;\n        border-radius: 2px;\n    }\n\n    .survey-response .source-container {\n        top: -12px !important;\n        position: relative;\n    }\n\n    .survey-response .source {\n        color: rgb(108, 120, 129);\n        font-size: 11px;\n    }\n\n    .survey-response .source-link {\n        color: rgb(2, 113, 225);\n        font-size: 11px;\n        text-decoration: underline;\n    }\n\n    @media (min-width: 600px) {\n        .survey-response .border-fix {\n            border-radius: 12px;\n            border: 1px solid var(--light-divider-normal, #E5E7EB);\n            background: var(--light-background-main, #FFF);\n            padding: 0px\n        }\n    }\n\n    .survey-response .chart-container {\n        min-height: 250px;\n        border-radius: 12px;\n        border: 1px solid var(--light-divider-normal, #E5E7EB);\n        background: var(--light-background-main, #FFF);\n        padding: 15px;\n    }\n\n    .google-visualization-tooltip {\n        pointer-events: none;\n    }\n\n    @media screen and (min-width: 960px) {\n        .survey-response.u-grid {\n            margin-left: auto;\n            display: flex;\n            justify-content: space-between;\n            margin-right: auto;\n        }\n\n        .u-grid__col.chart-container {\n            margin-left: 0 !important;\n            margin-right: 0 !important;\n        }\n    }\n\n    .survey-response .table-container {\n        overflow-x: auto;\n        max-width: 800px;\n        display: block;\n    }\n\n    @media screen and (max-width: 959px) {\n        .survey-response .table-container {\n            display: block;\n        }\n\n        .source-container {\n            margin-left: 2rem;\n            margin-right: 2rem;\n        }\n    }\n\n<\/style><h4>Finder survey: What proportion of people have ever driven a car abroad?<\/h4><div id=\"scale-surveys-10011-4187\" class=\"survey-response u-grid u-grid--gutterLarge\"><div id=\"view---noslice-\" class=\"u-grid__col u-1\/2@s u-1\/1 aligncenter size-full chart-container\"><\/div><style>\n\t\t\t#scale-surveys-10011-4187 text,\n\t\t\t#scale-surveys-10011-4187 svg text,\n\t\t\t#view---noslice- text,\n\t\t\t#view---noslice- svg text {\n\t\t\t\tfont-family: 'Modern Era', sans-serif !important;\n\t\t\t}\n\t\t<\/style><script type=\"text\/javascript\">\n\t\t\t\t(function() {\n\n\t\t\t\t\tvar packageToLoad = 'bar';\n\t\t\t\t\tvar eventName = 'GoogleChartsLoaded-' + packageToLoad;\n\t\t\t\t\tvar event = new Event(eventName);\n\n\t\t\t\t\tdocument.addEventListener(eventName, function() {\n\t\t\t\t\tconsole.log('called event!', eventName);\n\n\t\t\t\t\tfunction drawChart() {\n\t\t\t\t\t\tvar chartType = 'bar';\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvar data = google.visualization.arrayToDataTable([\n\t\t\t\t\t\t\t[\" \", \"No\", \"Yes\"],\n\t\t\t\t\t\t\t[\" \", 64.44, 35.56]\n\t\t\t\t\t\t]);\n\t\t\t\t\t\t\n\t\t\t\t\t\tvar options = {\n\t\t\t\t\t\t\tlegend: {\n\t\t\t\t\t\t\t\tposition: 'none'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tcolors: ['#1D53FF', '#00B2FF', '#FFD23B', '#C3F53C', '#B469FF', '#FF73A9', '#1DD751', '#DB2420', '#E5F7FF', '#FFF9E5', '#EEF5DC', '#F2E5FF', '#FFE5EF']\n\t\t\t\t\t\t};\n\n\t\t\t\t\t\tvar chart;\n\t\t\t\t\t\t\n\t\t\t\t\t\tchart = new google.charts.Bar(document.getElementById('view---noslice-'));\n\t\t\t\t\t\t\/\/ Bar chart specific options can go here\n\t\t\t\t\t\toptions.bars = 'vertical';\n\t\t\t\t\t\toptions.bar = {\n\t\t\t\t\t\t\tgroupWidth: '85%'\n\t\t\t\t\t\t};\n\t\t\t\t\t\toptions.hAxis = {\n\t\t\t\t\t\t\tviewWindowMode: 'maximize',\n\t\t\t\t\t\t\tformat: '#,###\\'%\\'',\n\t\t\t\t\t\t\ttitle: '',\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tfontName: 'Modern Era',\n\t\t\t\t\t\t\t\tfontSize: 12\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttextPosition: 'none'\n\t\t\t\t\t\t};\n\t\t\t\t\t\toptions.vAxis = {\n\t\t\t\t\t\t\tformat: '#,###\\'%\\'',\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tfontName: 'Modern Era',\n\t\t\t\t\t\t\t\tfontSize: 12\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t};\n\t\t\t\t\t\t\n\t\t\t\t\t\tchart.draw(data, (chartType == 'pie') ? options : google.charts.Bar.convertOptions(options));\n\t\t\t\t\t}\n\t\t\t\t\t\tdrawChart();\n\t\t\t\t\t});\n\n\t\t\t\t\tfunction init() {\n\t\t\t\t\t\tconsole.log('calling init', eventName);\n\t\t\t\t\t\tif (typeof google !== 'undefined' && google.charts) {\n\t\t\t\t\t\t\tconsole.log('found charts', google, packageToLoad);\n\t\t\t\t\t\t\tgoogle.charts.load('current', {'packages':[packageToLoad]});\n\t\t\t\t\t\t\tgoogle.charts.setOnLoadCallback(function() {\n\t\t\t\t\t\t\t\tdocument.dispatchEvent(event);\n\t\t\t\t\t\t\t});\n\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\tconsole.log('retrying');\n\t\t\t\t\t\t\tsetTimeout(init, 100);\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t\tinit();\n\t\t\t\t})()\n\t\t\t<\/script><div class=\"u-grid__col u-1\/2@s  u-1\/1 aligncenter size-full border-fix table-container\"><table class=\"luna-table js-tablesorter tablesorter tablesorter-default\" role=\"grid\"><thead class=\"luna-table__header\"><tr><th>Response<\/th><th><\/th><\/tr><\/thead><tbody class=\"luna-table__body\" aria-live=\"polite\" aria-relevant=\"all\"><tr><td><span class=\"row-color-icon\" style=\"background-color: #1D53FF;\"><\/span> No<\/td><td>64.44%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #00B2FF;\"><\/span> Yes<\/td><td>35.56%<\/td><\/tr><\/tbody><\/table><\/div><div class=\"u-grid__col u-1\/1 source-container\"><span class=\"source\">Source: Finder survey by Censuswide of  Brits, December 2023<\/span><\/div><\/div><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Road trip in Europe? We explain what breakdown cover you can get and whether it&#8217;s worth it. <\/p>\n","protected":false},"author":805,"featured_media":191287,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2886],"tags":[],"asset_tag":[],"class_list":["post-188551","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-breakdown-cover"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>European breakdown cover | Finder UK<\/title>\n<meta name=\"description\" content=\"Heading to Europe on a road trip and looking to get breakdown cover? 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