{"id":188192,"date":"2019-04-18T17:25:55","date_gmt":"2019-04-18T16:25:55","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=188192"},"modified":"2026-05-11T05:22:38","modified_gmt":"2026-05-11T04:22:38","slug":"temporary-van-insurance","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/van-insurance\/temporary-van-insurance","title":{"rendered":"Temporary van insurance"},"content":{"rendered":"<p>A normal annual van insurance policy might not be suitable if you only need a van for a short period of time, so choosing temporary van cover instead might be more worthwhile. Read our guide to compare temporary van insurance and discover the benefits to getting cover only when you need it.<style>\r\n.gx-badge .popover-content { line-height: 19.5px; }\r\n@media screen and (max-width: 600px) {\r\n.uk-hero-rates ul { margin-left: auto !important; margin-right: auto !important; width: fit-content; }\r\n.uk-hero-rates .text-xxx-large { text-align: center; }\r\n.applylinks .luna-button--success { margin-top: 12px; }\r\n}\r\n<\/style>\r\n<article id=\"ukfeatureproduct\" class=\"luna-card luna-card--border uk-hero-rates\" style=\"max-width: 897px; margin: 0px auto 24px;\">\r\n\r\n<footer class=\"hero-rates__disclaimer-popup disclaimer_popup-with-text has-padding-xsmall no-padding-bottom\">\r\n<span class=\"disclaimer_popup--text\">Promoted<\/span>\r\n<a class=\"disclaimer_popup disclaimer_title_empty\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" href=\"#\" aria-label=\"Learn more about what Promoted means on Finder\">\r\n<svg class=\"luna-icon luna-icon--small luna-icon--primary\">\r\n<use xlink:href=\"#info-circle\"><\/use>\r\n<\/svg>\r\n<\/a>\r\n<\/footer>\r\n\r\n<div class=\"luna-card__block no-padding-top\" style=\"border: 0px;\">\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n<div class=\"u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/tempcover-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22825c80af-31c3-4e2c-8858-15e7b9fc4ad6%22%2C%22product_name%22%3A%22Tempcover%22%2C%22offer_id%22%3A%2225017%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFCI-STC%22%2C%22post_id%22%3A%22188192%22%2C%22post_path%22%3A%22van-insurance%252Ftemporary-van-insurance%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6668b8ece5ee5.png\" alt=\"Tempcover\" class=\"has-margin-bottom-xsmall has-padding-small no-padding-top has-margin-top-small\" style=\"width: 168px; min-width: 120px; max-height: 140px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6668b8ece5ee5.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6668b8ece5ee5.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6668b8ece5ee5.png?fit=504 504w\" sizes=\"(max-width: 504px) 100vw, 504px\" loading=\"lazy\"><\/a><\/div>\r\n<div class=\"u-grid__col u-1\/2@s\" style=\"margin-top: -5px;\">\r\n<div class=\"has-margin-bottom-xsmall text-xxx-large weight-normal\">Fast, flexible and affordable cover<\/div>\r\n\r\n\r\n<ul class=\"list-1 no-margin-left\">\r\n\r\n\r\n\r\n<li>Cover for cars, bikes and vans<\/li>\r\n\r\n<li>From 1 hour to 28 days<\/li>\r\n\r\n<li>Suitable for learner drivers and tradesmen<\/li>\r\n\r\n\r\n\r\n<\/ul>\r\n\r\n\r\n<\/div>\r\n<div class=\"applylinks u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/tempcover-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22825c80af-31c3-4e2c-8858-15e7b9fc4ad6%22%2C%22product_name%22%3A%22Tempcover%22%2C%22offer_id%22%3A%2225017%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFCI-STC%22%2C%22post_id%22%3A%22188192%22%2C%22post_path%22%3A%22van-insurance%252Ftemporary-van-insurance%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\" class=\"luna-button luna-button--large luna-button--success luna-button\">Go to site<\/a>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/article><\/p><h3>What is temporary van insurance?<\/h3><p>All drivers are legally required to have motor insurance to be on UK roads as it provides financial protection if you\u2019re involved in an accident. It can cover against injuries as well as damage to property for you and others. Van insurance can also offer financial protection if your van is vandalised, stolen or damaged by fire. But you may not need cover for the whole year, especially if you\u2019re only using the van for a specific job, such as moving home. Therefore, it\u2019s worth considering only paying for insurance when you need it, such as short term van insurance.<\/p><p>Temporary van insurance can offer drivers comprehensive cover for a relatively short period of time, from as little as one hour up to 28 days and cost much less than an annual policy.<\/p><h3>What are the benefits of short term van insurance?<\/h3><p>Temporary van insurance can offer several benefits over a standard annual van insurance policy. Consider the following:<\/p><ul class=\"list-10\"><li><strong>Full cover.<\/strong> Comprehensive cover on a short term basis allows you to save money by only paying for the cover you need, without compromising on protection.<\/li><li><strong>Flexible policy terms.<\/strong> If you need a van for a particular errand, then being able to choose how long you need cover, for example, from a few hours up to a month, offers the most flexibility.<\/li><li><strong>No-claims bonus protection.<\/strong> Adding a temporary van insurance policy to the van owner\u2019s annual insurance policy will provide added protection and peace of mind. If you need to make a claim, you would claim through your own temporary policy, which wouldn\u2019t affect the van owner\u2019s annual policy or any built up no-claims bonus they may have.<\/li><li><strong>Save money.<\/strong> By only paying for what you need, you\u2019ll save money rather than simply having an annual policy.<\/li><li><strong>Immediate cover.<\/strong> As soon as you decide you need cover, insurance can be activated almost instantly online, provided you have completed the necessary application process.<\/li><li><strong>Business use as standard.<\/strong> Business use for the van may be included as standard with a policy. Provided the van is not used for carrying goods or passengers for hire, most other business usage is allowed.<\/li><\/ul><h3>Who is eligible for temporary van insurance?<\/h3><p>An insurer will have its own set of eligibility criteria for temporary van insurance. Generally, it is available to drivers who have held a driver\u2019s licence for at least 6 months or if a driver is older than 25. However, some insurers, for example, may stipulate that the driver of the van must be older than 18 years old.<\/p><p>The van being used should also be no more than 3.5 tonnes, registered in Great Britain, Northern Ireland or the Isle of Man and have no more than 8 seats.<\/p><p>Check the insurer\u2019s eligibility criteria carefully to first understand if it can offer you and the van cover before proceeding with the application further.<\/p><h3>How much does short term insurance cost?<\/h3><p>The cost of temporary van insurance depends on a number of factors relating to you, your age, location and driving experience as well as the van\u2019s make, model and age amongst others.<\/p><p>But keep in mind that the cheapest van insurance policy may not offer you the best cover. Shop around and remember to compare the benefits, features and conditions of each policy rather than looking at the price alone. By understanding what the policy offers in relation to what you require, you could end up saving money.<\/p><h3>Pros and cons of temporary van insurance<\/h3><div class=\"u-grid\"><div class=\"u-grid__ col u-1\/2@s\"><div class=\"grid Example\"><h4 class=\"luna-section Title\" id=\"Pros\">Pros<\/h4><ul class=\"list-1\"><li>Save money on a temporary policy compared to an annual policy.<\/li><li>Comprehensive cover often as standard.<\/li><li>Flexible cover options to only pay for cover that you know you\u2019ll use.<\/li><\/ul><\/div><\/div><div class=\"u-grid__col u-1\/2@s\"><div class=\"gridExample\"><h4 class=\"luna-section Title\">Cons<\/h4><ul class=\"list-12 has-margin-bottom\"><li>You could start to lose money if you need to extend cover beyond 28 days.<\/li><li>Varying age restrictions by insurers may make it harder for new drivers to access temporary van insurance.<\/li><\/ul><\/div><\/div><\/div><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Can I drive without insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">No. By law, you\u2019ll need at least third party motor insurance to be on UK roads. Ignoring this could lead to you being charged with an offence.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Can I insure a van I don't own?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes, however, you may need to shop around. With the van owner\u2019s permission, you will need to clearly explain to the insurance provider that you are not the registered owner of it.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can you get van insurance just for one day?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes, you can. There\u2019s a number of <a href=\"https:\/\/www.finder.com\/uk\/van-insurance\">one-day van insurance<\/a> providers that cover you for flexible periods.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">How can I get short term van insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">If you\u2019re on the hunt for temporary van insurance, compare deals above. Remember to do your own research and compare the benefits, features and conditions of each policy rather than looking solely at the price.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Can I get short term van insurance for business use?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes. Policies can be tailored to your own needs so as long as you clearly explain the van\u2019s usage and period of time you need cover for, temporary business van insurance could be offered.<\/div>\n  <\/div>\n<\/li><\/ul><hr><p>\u00a0<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Need a van at short notice? Consider borrowing the van and getting a short term policy to save you some cash. <\/p>\n","protected":false},"author":528,"featured_media":188195,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","footnotes":""},"categories":[2888],"tags":[],"asset_tag":[],"class_list":["post-188192","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-van-insurance"],"apple_news_notices":[],"yoast_head":"<!-- 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