{"id":186751,"date":"2019-04-15T09:19:08","date_gmt":"2019-04-15T08:19:08","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=186751"},"modified":"2025-01-07T15:37:15","modified_gmt":"2025-01-07T15:37:15","slug":"checking-car-insurance-claim-history","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history","title":{"rendered":"How to check your vehicle&#8217;s car insurance claim history"},"content":{"rendered":"<p>Every time you get a new car insurance quote, one of the questions you\u2019ll be asked is whether you\u2019ve made any claims in the last 5 years or so. If your memory is a bit foggy about exactly when you made a claim and therefore whether you need to declare it, it\u2019s worth double checking the details. In this guide, we explain how to check your vehicle\u2019s car insurance claim history.<\/p><h3>What is a car insurance claim?<\/h3><p>A car insurance claim is recorded when someone contacts an insurer to report an incident and, importantly, requests compensation. This might be for damage to a car (or the personal belongings held within it) or injury to a person or people.<\/p><p>The size of claims can be small (a dented bumper or cracked windscreen, for example) or big (a complete car write-off).<\/p><h3>What\u2019s meant by my car insurance claims history?<\/h3><p>Your claims history is a record of every <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-claims\">car insurance claim<\/a> you have made on your policy in the past. When you purchase a new <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">car insurance policy<\/a>, you\u2019ll typically be required to provide details about you and your car. This will include information about any previous claims you\u2019ve made within a certain time period.<\/p><p>If it has been a while since you made a claim and you can\u2019t quite remember the dates or details, there are ways to check your claims history.<\/p><h3>What different types of car insurance claim are there?<\/h3><p>Car insurance claims break down into 2 broad types:<\/p><ul><li><strong>Non-fault claims.<\/strong> These are claims when you were involved in an accident but the other driver accepts the full blame. In these cases, while you will need to let your own insurer know, the claim will usually be made against the other person\u2019s insurance. This means your own insurer won\u2019t need to pay out.<\/li><li><strong>Fault claims.<\/strong> These include any claims where you were fully or partially responsible for an incident. In these cases your insurer will have to pay out at least a certain amount for the cost of any damages. If you were completely to blame, they will be liable for the full cost of third-party damages too. And, contrary to what you might expect from the name, fault claims also include claims where you weren\u2019t to blame, but your insurer still has to pay out.<\/li><\/ul><p>Examples of where your claim might be a \u201cfault claim\u201d even though you are blameless include, for example, the driver at fault being uninsured or untraceable after hitting your car and driving off. They could also include theft or fire damage claims.<\/p><h3 id=\"insuranceclaims\">How can I check my car insurance claims history?<\/h3><p>You have a couple of options for checking your car insurance claims history.<\/p><ul><li><strong>Ask your insurer.<\/strong> The easiest option is to request your claims history directly from your current car insurance provider. Your provider should be able to provide you with key information relating to any claims, such as the dates of claims, the types of claims, the settlement amounts or pay-outs and any injuries claimed as well as any other details.<\/li><li><strong>Check the Claims and Underwriting Exchange (CUE) database.<\/strong> If, for some reason, your insurance provider is unable to provide you with any details relating to your claims history, this provides you with an alternative option. It\u2019s a register run by the Motor Insurers Bureau (MIB) of all claims made in the UK relating to home, personal injury, travel and motor insurance. While it\u2019s primarily used by insurance providers, individuals can also request access to information about their own claims history. You can request your report on the <a href=\"https:\/\/www.mib.org.uk\/managing-insurance-data\/requesting-your-data\" target=\"_blank\" rel=\"noopener\">MIB website<\/a>.<\/li><\/ul><h3>How long do car insurance claims stay on my record?<\/h3><p>CUE stores records of claims you\u2019ve made for 6 years from the date a claim is closed.<\/p><p>However, most insurers only ask about the details of claims made over the last 5 years. You only need to tell them about claims they specifically ask about. So if they happen to ask about the last 3 years, that\u2019s all you need to disclose. Similarly, if they ask for 6 years worth of claims history, you\u2019ll need to give them this information.<\/p><h3>Does making a claim affect my car insurance premium?<\/h3><p>Probably, yes. Insurance providers look at several factors when <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/how-car-insurance-is-calculated\">calculating your insurance premium<\/a> including your claims history. If you\u2019ve made a <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-claims\">claim (or claims) on your car insurance<\/a> within the last few years, you will need to disclose it to an insurer when you get a quote.<\/p><p>It\u2019s important to be honest. Details of the claim will also be recorded within the CUE database, so the insurer will be able to check what you\u2019ve told them is true.<\/p><p>If you\u2019ve made a claim then you may be seen as a higher risk. Your premium is likely to increase as a result. Even if it\u2019s a no-fault claim, your premium may still go up. Let\u2019s say, for example, your parked car was hit by another driver and you\u2019re able to claim on their insurance. Your own insurer may still see you as higher risk. They might assume that you regularly park on busy roads, and are at increased risk of being hit again.<\/p><p>How much your premium will be impacted will depend on the nature of the claim and how many you\u2019ve made. If you\u2019ve made several fault claims in the last 5 years, for example, your premium will probably rise a fair bit. If, on the other hand, you\u2019ve only claimed for a chipped or cracked windscreen, this may not affect your premium at all.<\/p><h3>Do I have to claim on my car insurance following an incident?<\/h3><p>Not necessarily. If the damage is fairly minor (that dented bumper we mentioned, for example), you may choose to pay for repairs yourself. This might be the practical choice if the cost of repairs is lower than your <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-excess\">car insurance excess<\/a>.<\/p><p>However, even if you don\u2019t claim, you still need to tell your insurer about all incidents (big and small). Failure to do so could invalidate your policy if it later finds out. For example, another driver involved in the incident could decide to make a claim against you (even if they initially said they wouldn\u2019t). Or the previous repair could show up if you later make a claim for more extensive damage.<\/p><p>Unfortunately, simply having been involved in a minor accident in the first place could see your premium rise. It probably won\u2019t be by as much as if you also make a claim, though.<\/p><h3>What is a no-claims bonus?<\/h3><p>A <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/no-claims-bonus\">car insurance no-claims bonus<\/a>, or no-claims discount, is a percentage discount on your underlying car insurance premium. For every full year you hold a car insurance policy without making a claim, the percentage will increase, up to a maximum. The maximum number of no-claims years you can accrue, and the discount this will get you, varies by insurer.<\/p><h3>Does making a car insurance claim affect my no-claims bonus?<\/h3><p>It depends. Typically:<\/p><ul><li><strong>If you make a no-fault claim,<\/strong> this won\u2019t affect your no-claims bonus.<\/li><li><strong>If you make a fault claim,<\/strong> this <em>may<\/em> affect your no-claims bonus.<\/li><\/ul><p>However, if you make a fault claim, there are a couple of get-out-clauses that might mean your no-claims discount is unaffected.<\/p><p>Firstly, many insurers won\u2019t reduce your no-claims bonus for certain types of claim. These can include accidents where your insurer had to pay out because the driver responsible was uninsured.<\/p><p>Secondly, if you\u2019ve got no-claims bonus protection, an <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-optional-extras\">optional extra<\/a> that you can add to your policy, you can typically make 1 or 2 fault claims in a year without it affecting your discount.<\/p><p>Bear in mind that a protected discount won\u2019t guarantee that your underlying premium won\u2019t rise as a result of a claim.<\/p><h3>How can I check how many years of no-claims bonus I have?<\/h3><p>It should be stated on your policy documents. If it\u2019s not clear, or you can\u2019t find your policy documents, just get in touch with your current insurer to ask.<\/p><p>The number of no-claims years will also be shown on your annual renewal letter. If you switch insurer, your new provider will ask you about your no-claims bonus years to help set your premium. It may ask for proof (such as the renewal letter).<\/p><h3>How can I improve my no-claims bonus if I have previous claims?<\/h3><p>The answer to this is pretty simple. Drive safely to reduce your risk of making any further fault claims. Unless your bonus is protected, making a fault claim will affect your level of <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/no-claims-bonus\">no-claims discount<\/a> (and your premium) when you come to renew. But it won\u2019t affect your ability to build up years again in the future.<\/p><p>Even if your years of no-claims bonus have been completely wiped out, just a year of claim-free driving from that point can cut subsequent premiums substantially.<\/p><h3>Do car insurance companies check my no-claims record?<\/h3><p>Almost certainly. So don\u2019t take a guess at your no-claims discount if you\u2019re not sure. Insurers can check the CUE database to see the last 6 years of claims for any insured car. If you say you have more claim years than this (or sometimes even if you don\u2019t), they may ask to see proof, such as your renewal notice from your previous insurer. This should state the level of no-claims bonus you have built up.<\/p><p>If you don\u2019t provide this proof on request, often within a certain time limit, your policy could be cancelled. This would leave you <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/driving-without-insurance-guide\">uninsured<\/a>, which is a very bad idea.<\/p><h3>Can someone claim on my car insurance without me knowing?<\/h3><p>It\u2019s pretty unlikely.<\/p><p>Firstly, when you have an accident, you\u2019ll be expected to exchange insurance details with any other drivers involved. It\u2019s tricky, though not impossible, to make a claim on someone else\u2019s insurance without these details. And if you were at fault, it shouldn\u2019t come as a surprise if they then make a claim against you.<\/p><p>There may be occasions where another driver said at the scene that they didn\u2019t plan to claim, but then does. Or where they try to make a claim even though you weren\u2019t (in your opinion at least) at fault. But if they do so, your insurer will almost certainly contact you about it immediately. It will want to hear your side of the story so it can investigate who was actually at fault.<\/p><h3 id=\"savemoney\">How can I save money on car insurance if I have previous claims?<\/h3><p>If the valuable no-claims discount that\u2019s been helping you keep costs down has been reduced or wiped out, there are other tactics you can employ.<\/p><ul class=\"list-10\"><li><strong>Improve security.<\/strong> If your car is not currently fitted with an alarm, think about adding one to reduce your premium. And park in a secure location, such as a garage or private driveway, if you can.<\/li><li><strong>Limit your mileage.<\/strong> If you start working part-time or your long commute becomes much shorter, let your insurer know about any reduction in your mileage. It could result in cheaper insurance.<\/li><li><strong>Increase your excess.<\/strong> Agreeing to pay a bigger voluntary excess could make your overall premium cheaper. But remember that your insurer won\u2019t pay out for a claim that costs less than your <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-excess\">excess<\/a>. So be careful about making it too high, as it could leave you out of pocket if damage occurs.<\/li><li><strong>Add experienced drivers.<\/strong> Adding an older and more experienced driver to your policy as a <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/named-driver-car-insurance\">named driver<\/a> could help to lower the premium.<\/li><li><strong>Limit optional extras if you don\u2019t need them.<\/strong> Think carefully about which <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-optional-extras\">optional extras<\/a> you really want. Adding extra protection to your policy will generally push the price up too.<\/li><li><strong>Advanced driving skills.<\/strong> You could be in line for a discount with certain providers by taking an advanced driving course such as those offered by the <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/pass-plus-scheme\">Pass Plus scheme<\/a>.<\/li><li><strong>Avoid paying monthly.<\/strong> If you can, try to pay for your premium in one go as you\u2019ll pay interest if the premium is spread out over the year.<\/li><li><strong>Limit modifications.<\/strong> Any non-security <a href=\"https:\/\/www.finder.com\/uk\/how-car-modifications-affect-insurance\">modifications<\/a> made to your car to make it look better or drive faster are likely to increase your premium.<\/li><li><strong>Consider telematics insurance.<\/strong> Having a \u201c<a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/black-box-car-insurance\">black box<\/a>\u201d fitted to your car to monitor your driving could result in discounts if you drive carefully.<\/li><li><strong>Shop around.<\/strong> Don\u2019t simply choose to <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/best-time-to-renew-car-insurance\">renew your car insurance<\/a> when it\u2019s up for renewal as you could end up paying more than you need to. Shop around and compare your options to find the best deal. Keep in mind that the cheapest policy isn\u2019t always the best policy so check the cover details carefully.<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/1 no-padding-bottom\"><h3 class=\"has-padding-bottom-x-small\">Can I check a car\u2019s history of accidents from before I owned it?<\/h3><\/div><div class=\"u-grid__col u-1\/6@s\"><p><img decoding=\"async\" class=\"luna-avatar luna-avatar--large\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg\" alt=\"Danny Butler\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/p><div class=\"has-padding-top-small text-x-small\"><em>Finder insurance expert <a href=\"https:\/\/www.finder.com\/uk\/author\/dannybutler\">Danny Butler<\/a> answers <\/em><\/div><\/div><div class=\"u-grid__col u-10\/12@s no-padding-bottom\"><p>If you\u2019re thinking of buying a used car, you may want reassurance that the seller\u2019s promise of an incident-free history is genuine.<\/p><p>Any claims previous owners have made won\u2019t affect your own insurance premium. But if a car has been involved in crashes in the past, this could impact its safety and performance, and internal damage can be hard to spot.<\/p><p>You won\u2019t be able to use the CUE database to check claims made by other people, as you can only ask for details about your own claims history. But reputable sellers should be able to give you a full, documented history of any previous accidents and the original handbook to match.<\/p><p>If you have any suspicions that they\u2019re fudging or omitting crucial information, run the car through the DVLA\u2019s free Vehicle Information Checker. You\u2019ll need the registration number to do so. This won\u2019t necessarily give you all the details of accidents, but it will help you find out if other information about the car matches up with what the seller is telling you.<\/p><p>If you still have concerns, but are otherwise keen on the car, you can ask a reputable garage to carry out an independent check. The <a href=\"https:\/\/www.themotorombudsman.org\/\" target=\"_blank\" rel=\"noopener\">Motor Ombudsman<\/a> can help you find one that\u2019s passed its Code of Practice.<\/p><\/div><\/div><\/div><\/article><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/car-insurance\/confusedcom-uk-secure.html\">Compare quotes with Confused.<\/a><\/p><h3 id=\"bottomline\">Bottom line<\/h3><p>Being in the know about your car\u2019s claims history can help prepare you for what to expect when your car insurance renewal rolls round. If the precise details of a claim have slipped your mind and you want to switch provider, checking with your existing insurer or putting in a request to CUE can make sure you don\u2019t end up fibbing by accident. Even if a history of claims has bumped up your car insurance premium, there are still plenty of ways to keep costs down.<\/p><h3 id=\"faqs\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What is the CUE database?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"> The Claims and Underwriting Exchange (CUE) database was set up in 1994 to help insurers keep track of claims and to minimise insurance fraud. All incidents are recorded whether they result in a claim or not.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">What information is held on CUE?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"> As well as information about car insurance incidents and claims, CUE\u2019s central database also holds details of home and personal injury\/industrial illness incidents reported to insurance companies.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I check the CUE database myself?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"> Individual policyholders can\u2019t access the full CUE database. However, you can also request all of the personal data CUE holds about you, including details of claims, via a <a href=\"https:\/\/www.mib.org.uk\/media\/425181\/data-subject-access-request-cue_v20.pdf\" target=\"_blank\" rel=\"noopener\">Subject Access Request<\/a>.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">How can I check exactly when I had a car accident?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"> If you want to find out this information, you can either ask your existing insurer or put in a <a href=\"https:\/\/www.mib.org.uk\/media\/425181\/data-subject-access-request-cue_v20.pdf\" target=\"_blank\" rel=\"noopener\">request to CUE<\/a>. This might be important if you are completing a new insurance application and can\u2019t remember if an accident was within the last 5 years.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Are car insurance claims on my record forever?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"> Typically not. If you stick with the same insurer for years and years, they may have historical records of old claims. But the CUE database only holds claims data for the last 6 years, and most insurers only care about the last 5 years. As a result, any claims older than 5 years are unlikely to affect your insurance premium.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Can I cancel my insurance if I've made a claim?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes, you should be able to <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/cancelling-car-insurance-guide\">cancel your car insurance<\/a> after making a claim. However, you might not get a pro-rata refund of your premium. Read your policy document carefully and check the terms and conditions to see how these relate to your situation. If you paid for your policy in one go, you might not be able to get any of the unused premium back. Similarly, if your premium is spread out in monthly payments, you may still be required to pay the outstanding months either in one go or each month.<\/div>\n  <\/div>\n<\/li><\/ul><hr><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\">*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (January \u201926). 51% of Confused.com car insurance customers could save \u00a3529.15.<\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Find out how your car insurance claims history affects your insurance premium.<\/p>\n","protected":false},"author":805,"featured_media":186760,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"nicheCode":"","productId":"","enableOptimizely":false,"_persistent_nav_menu_items":null,"blockTemplateId":"","_post_hreflang":"en","related_url":"\/checking-car-insurance-claim-history","workflow-intro":"","workflow-faq":"","workflow-conclusion":"","workflow-benefits":"","workflow-overview":"","workflow-test":"","footnotes":""},"categories":[2645],"tags":[],"asset_tag":[],"class_list":["post-186751","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to check your car insurance claim history | Finder UK<\/title>\n<meta name=\"description\" content=\"Discover how to check your vehicle&#039;s insurance history and how to save money on your car insurance if there are previous claims on your car.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to check your vehicle&#039;s car insurance claim history\" \/>\n<meta property=\"og:description\" content=\"Discover how to check your vehicle&#039;s insurance history and how to save money on your car insurance if there are previous claims on your car.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2019-04-15T08:19:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Ceri Stanaway\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ceri Stanaway\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history\"},\"author\":{\"name\":\"Ceri Stanaway\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/346b09c2d92bd1b0ab64696d6c340f1f\"},\"headline\":\"How to check your vehicle&#8217;s car insurance claim history\",\"datePublished\":\"2019-04-15T08:19:08+00:00\",\"dateModified\":\"2024-06-22T15:16:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history\"},\"wordCount\":3017,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png\",\"articleSection\":[\"Car insurance\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"copyrightYear\":\"2019\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"MIB Requesting data\",\"url\":\"https:\/\/www.mib.org.uk\/managing-insurance-data\/requesting-your-data\"},{\"@type\":\"CreativeWork\",\"name\":\"Gov UK data from DVLA\",\"url\":\"https:\/\/www.gov.uk\/get-vehicle-information-from-dvla\"},{\"@type\":\"CreativeWork\",\"name\":\"The Motor Ombudsman motor industry codes\",\"url\":\"https:\/\/www.themotorombudsman.org\/\"},{\"@type\":\"CreativeWork\",\"name\":\"Financial Ombudsman fault claims and no-claims bonus\",\"url\":\"https:\/\/www.financial-ombudsman.org.uk\/consumers\/complaints-can-help\/insurance\/motor-insurance\/fault-claims-no-claims-bonuses\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history\",\"url\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history\",\"name\":\"How to check your car insurance claim history | Finder UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png\",\"datePublished\":\"2019-04-15T08:19:08+00:00\",\"dateModified\":\"2024-06-22T15:16:38+00:00\",\"description\":\"Discover how to check your vehicle's insurance history and how to save money on your car insurance if there are previous claims on your car.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png\",\"width\":250,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Car insurance\",\"item\":\"https:\/\/www.finder.com\/uk\/car-insurance\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How to check your vehicle's car insurance claim history\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/346b09c2d92bd1b0ab64696d6c340f1f\",\"name\":\"Ceri Stanaway\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/CeriStanawayF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/CeriStanawayF1_Finder_600x600.png\",\"caption\":\"Ceri Stanaway\"},\"description\":\"Ceri Stanaway is a researcher, writer and editor with more than 15 years\u2019 experience, including a long stint at independent publisher Which?. She\u2019s helped people find the best products and services, and avoid the pitfalls, across topics ranging from broadband to insurance. Outside of work, you can often find her sampling the fares in local cafes.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/ceri-stanaway-67200315\/?originalSubdomain=uk\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/ceristanaway\",\"jobTitle\":\"Writer\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2024-06-22T15:16:38+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How to check your car insurance claim history | Finder UK","description":"Discover how to check your vehicle's insurance history and how to save money on your car insurance if there are previous claims on your car.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history","og_locale":"en_GB","og_type":"article","og_title":"How to check your vehicle's car insurance claim history","og_description":"Discover how to check your vehicle's insurance history and how to save money on your car insurance if there are previous claims on your car.","og_url":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2019-04-15T08:19:08+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png","type":"image\/png"}],"author":"Ceri Stanaway","twitter_card":"summary_large_image","twitter_creator":"@findercomUK","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Ceri Stanaway","Est. reading time":"13 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history"},"author":{"name":"Ceri Stanaway","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/346b09c2d92bd1b0ab64696d6c340f1f"},"headline":"How to check your vehicle&#8217;s car insurance claim history","datePublished":"2019-04-15T08:19:08+00:00","dateModified":"2024-06-22T15:16:38+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history"},"wordCount":3017,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png","articleSection":["Car insurance"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"copyrightYear":"2019","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"citation":[{"@type":"CreativeWork","name":"MIB Requesting data","url":"https:\/\/www.mib.org.uk\/managing-insurance-data\/requesting-your-data"},{"@type":"CreativeWork","name":"Gov UK data from DVLA","url":"https:\/\/www.gov.uk\/get-vehicle-information-from-dvla"},{"@type":"CreativeWork","name":"The Motor Ombudsman motor industry codes","url":"https:\/\/www.themotorombudsman.org\/"},{"@type":"CreativeWork","name":"Financial Ombudsman fault claims and no-claims bonus","url":"https:\/\/www.financial-ombudsman.org.uk\/consumers\/complaints-can-help\/insurance\/motor-insurance\/fault-claims-no-claims-bonuses"}],"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history","url":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history","name":"How to check your car insurance claim history | Finder UK","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png","datePublished":"2019-04-15T08:19:08+00:00","dateModified":"2024-06-22T15:16:38+00:00","description":"Discover how to check your vehicle's insurance history and how to save money on your car insurance if there are previous claims on your car.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/checkingyourcarinshistory-fti.png","width":250,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Car insurance","item":"https:\/\/www.finder.com\/uk\/car-insurance"},{"@type":"ListItem","position":3,"name":"How to check your vehicle's car insurance claim history"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/346b09c2d92bd1b0ab64696d6c340f1f","name":"Ceri Stanaway","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/CeriStanawayF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/CeriStanawayF1_Finder_600x600.png","caption":"Ceri Stanaway"},"description":"Ceri Stanaway is a researcher, writer and editor with more than 15 years\u2019 experience, including a long stint at independent publisher Which?. She\u2019s helped people find the best products and services, and avoid the pitfalls, across topics ranging from broadband to insurance. Outside of work, you can often find her sampling the fares in local cafes.","sameAs":["https:\/\/www.linkedin.com\/in\/ceri-stanaway-67200315\/?originalSubdomain=uk"],"url":"https:\/\/www.finder.com\/uk\/author\/ceristanaway","jobTitle":"Writer","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2024-06-22T15:16:38+00:00"},"hrefLangLinks":[{"region":"United Kingdom","locale":"en-gb","url":"https:\/\/www.finder.com\/uk\/car-insurance\/checking-car-insurance-claim-history","isCurrentSite":true}],"custom_fields":{"_wp_page_template":["default"],"show_author_box":["yes"],"_content_type":["niche-content\/information\/how-to"],"_masthead_variant":["{\"id\":\"beta-widget\",\"showFeaturedImage\":false,\"presetId\":\"shortcode\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"[partial id=\\\"ukfci-masthead-tp\\\"]\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"_masthead_subheading":["{\"text\":\"Find out how to check your vehicle&#039;s insurance claims history, and its effect on the cost of your premium.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/186751"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/805"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=186751"}],"version-history":[{"count":14,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/186751\/revisions"}],"predecessor-version":[{"id":535222,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/186751\/revisions\/535222"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/186760"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=186751"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=186751"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=186751"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=186751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}