There are plenty of great reasons to visit Estonia for a holiday \u2013 and the convenience of using your credit card is one of them. The country has a developed banking system, especially in the major cities of Tallinn, Tartu and Narva.<\/p>
It should be possible to use Visa, Mastercard and American Express in these major cities. The big exception to this rule, however, is the local markets \u2013 here, you\u2019ll mostly be expected to pay in cash using euros. You won\u2019t need to show identification when making credit card payments (as you would need to do in some other countries).<\/p>
ATMs in Estonian cities are plentiful, but as you might expect, they can be tougher to find in smaller locations. In the rural areas of the country or on one of the 1,500+ islands, it may be less likely that you can freely use your credit card.<\/p>
As you\u2019d expect, there are a few potential fees to watch out for when you\u2019re paying with plastic in Estonia:<\/p>
It\u2019s also worth noting that when it comes to cash advances and non-sterling transactions, many card issuers will start charging interest on the day your account is debited, rather than the customary \u201cup to 55 days interest-free<\/a>\u201d that usually applies provided you clear your balance in full each month.<\/p>\n